x

75% of people globally want unbiased news (Pew Research) but are concerned they're not getting that.

Get balanced coverage with Symby. See how stories are covered across diverse outlets and spot when one side covers a story the other skips.

PODCAST

Pioneer Mindset

Garrett Ruskamp

Welcome to Pioneer Mindset! A podcast for rural ag business owners who want to challenge their mindset and address the discomfort in their business and personal lives by finding clarity resulting in bold conviction. Your host, Garrett Ruskamp, is a 5th generation farmer, husband and father from rural Nebraska. In the last 10 years of farming, he has experienced many challenges that business owners face on a day to day basis that stem from disorganization and being financially unaware. He

business entrepreneurship

All Episodes

37:18

E54 | Beyond the Premium: Smart Crop Insurance...

Pioneer Mindset ·

2025/02/18

Episode Summary Welcome back to this week’s episode of Pioneer Mindset where I sit down with insurance agent, Landon Shafer and we dive into different strategic options to protect your operation! Navigating crop insurance decisions requires a strategic and informed approach to protect both revenue and yield. With tight margins and an ever-changing market landscape, farmers must move beyond making the same choices year after year and instead focus on making intentional, data-driven decisions

en-us

21:50

E53 | What Happens If You Can’t Work? How To Prepare...

Pioneer Mindset ·

2025/02/11

Episode Summary Planning for the unexpected is crucial for farmers and ranchers, whether operating solo or within a family business. Without a clear plan, a sudden accident, disability, or death can turn a once-thriving operation into a burden for loved ones. To prevent chaos, it's essential to document daily processes, financial details, and contingency plans to ensure smooth continuity. Proactively addressing these concerns may be uncomfortable, but it is far better than leaving loved ones to

en-us

15:43

E52 | Are You Missing The Right Skills To Be...

Pioneer Mindset ·

2025/02/04

Episode Summary In this episode, I dive deep into the importance of learning the right skills necessary for success. Do you ever feel like you lack the right skills or that you're just not meant to succeed in a particular area? Whether in business or personal life, skills are something that can be taught and learned. I explore how identifying and developing the right skills can be the difference between failure and success. In this week’s episode I share some takeaways on skills for success: Skills

en-us

26:09

E51 | How To Strengthen Your Borrowing Power With The...

Pioneer Mindset ·

2025/01/28

Episode Summary This week I dive into the Five C’s of Credit that help strengthen your borrowing power and maintain a good relationship with lenders. By managing these effectively, you can position yourself as a reliable borrower, reduce stress, and secure financing for your business goals. These are the key takeaways from this week’s episode on the 5 C’s of Credit: Capital: Maintain high capital reserves to protect your borrowing power and show banks you are managing their investment responsibly

en-us

26:20

E50 | Building a Future Without Uncertainty: Farm...

Pioneer Mindset ·

2025/01/21

Episode Summary Farm transition is a complex process that involves more than just passing down land; it requires careful planning of assets, management, and financial strategies. Many farmers rely on their land as a retirement asset, but without proper planning, this approach can create challenges for the next generation. Open communication and proactive planning are key to ensuring a smooth transition while balancing financial security and legacy goals. In this week’s episode I share some key

en-us

19:28

E49 | Lessons Learned from Grandpa: Shifting My...

Pioneer Mindset ·

2025/01/14

Episode Summary In this week’s episode, I talk about finding the balance between a strong work ethic and effective time management.My grandpa used to always say “I’d rather wear out than rust out” and I dive into how some of the lessons passed down through generations, shape our mindsets around the values of hard work. A few key points from this week’s episode: Work Ethic in Perspective: A strong work ethic can lead to productivity and success, but it can also result in burnout or neglect of family

en-us

25:35

E48 | How to Build a Cash Flow That Brings Clarity to...

Pioneer Mindset ·

2025/01/07

Episode Summary This week I dive into the importance of how a cash flow helps manage the unpredictability of farming by providing a clear picture of income, expenses, and financing needs. From understanding the why behind financial planning to how to build an accurate cash flow plan, tune in this week for some actionable steps for better gaining financial clarity in your operation! This week I hit on two main points: Why a cash flow plan is essential to your operation How to build an accurate cash

en-us

22:45

E47 | Take Control of 2025 by Doing the Hard Things...

Pioneer Mindset ·

2024/12/31

Episode Summary Join me this week as I look ahead to 2025!I dive into setting goals, problem solving and seeking accountability as we start the new year. Short-Term vs. Long-Term Goals Short-Term Goals: Avoid being overly ambitious to prevent burnout. Focus on small, realistic wins to build momentum. Long-Term Goals: Be more ambitious. Success with short-term wins adds up over time, making ambitious long-term goals achievable. Best Practices for Goal Setting Align all goals with a clear long-term

en-us

25:28

E46 | Reflections and Resilience: Lessons from 2024

Pioneer Mindset ·

2024/12/24

Episode Summary Welcome back to this week’s episode of Pioneer Mindset, where I reflect back on 2024 and share some of my takeaways on navigating the ups and downs of the agricultural industry, the importance of financial discipline, and lessons from both good and challenging times. My 2024 Takeaways: Financial and Operational Lessons Learned Significance of decisions made during prosperous times and their impact on weathering future challenges. The value of understanding one’s financial position

en-us

21:54

E45 | How to Thrive in Uncertain Markets: Looking...

Pioneer Mindset ·

2024/12/17

Episode Summary This week I dive into the conversation of booking crop inputs for 2025.With 2024’s crop behind us and the end of the year coming up quickly, booking inputs for the next year’s crop is at the forefront of many conversations.So let’s dive into some of the practical points around these end of the year conversations. In this week’s episode I share some key points around booking inputs for the 2025 crop: Realistic Yield Projections: Use conservative estimates to avoid overestimating

en-us

18:55

E44 | Simple Steps to Reduce Financial Stress This...

Pioneer Mindset ·

2024/12/10

Episode Summary In this episode, I talk about the stress of financial strain during the holiday season. While the holidays bring joy, family gatherings and celebrations, they can also amplify tensions around spending, budgeting, and managing finances. Whether it’s buying gifts or covering personal and business expenses, many find themselves juggling debt and anxiety. This week, I share actionable strategies to alleviate that stress, build financial clarity, and improve communication with your spouse

en-us

21:02

E43 | How To Have Effective Conversations With Your...

Pioneer Mindset ·

2024/12/03

Episode Summary In this episode, I dive into how you can have effective conversations with your banker, especially as renewal season for lines of credit approaches. Building on insights from Episode 32, we explore how to prepare, think like a banker, and take ownership of your financials to ensure productive discussions about financing for your farm or business. A few key topics covered in this week’s episode: The Importance of Proactive Preparation: Why "winging it" often leads to missed

en-us

17:50

E42 | Stop the Scramble: Make Tax Planning Work for...

Pioneer Mindset ·

2024/11/26

Episode Summary In this episode, I dive into a topic that's often overlooked but critical for every farmer and business owner: tax planning. While it might not be the most exciting part of running a business, staying on top of your finances and preparing for taxes can make or break your operation's long-term success. Here are a few key takeaways from this week’s episode: 1. Reactive vs. Proactive Tax Planning: End-of-year tax scrambling isn’t true planning—it’s damage control. Proactive tax

en-us

18:30

E41 | Shiny Object Syndrome: The Balancing Act of...

Pioneer Mindset ·

2024/11/19

Episode Summary In this episode, I talk about time management and how to prioritize effectively within your business. Using the concept of ROT (Return on Time), I break down the importance of distinguishing between problems and opportunities, focusing on how to solve pressing issues first to create a sustainable and efficient business. In this week’s episode I share some of my thoughts on time management: Understanding Problems vs. Opportunities: Problems threaten your business's future, such as

en-us

16:26

E40 | From Crops to Cash: Managing Post-Harvest Finances

Pioneer Mindset ·

2024/11/12

Episode Summary In this episode, I dive into understanding your financial position during the post-harvest and fourth-quarter period. I discuss the importance of maintaining an accurate balance sheet and why knowing your financial position is crucial for managing a sustainable business. Tune in to understand how monitoring your balance sheet can boost your business’s resilience, help you prepare for the new year, and put you in control. In this week’s episode I dive into updating your finances at

en-us

21:34

E39 | Post-Harvest Mindset: Shifting Gears After the...

Pioneer Mindset ·

2024/11/05

Episode Summary In this episode, I dive into what it means to manage life and work after the harvest season. Whether you're in farming, ranching, or any ag business, navigating the shift from a high-intensity period to a slower season can be both a challenge and an opportunity. Here's a breakdown of what I cover: In this week’s episode I talk about shifting gears after the busy season: Understanding the Post-Harvest Transition: The mental shift from "harvest mode" to the post-season's tasks and

en-us

15:29

E38 | Humble Confidence: Balancing Ego & Humility in...

Pioneer Mindset ·

2024/10/29

Episode Summary In this episode, I discuss the topic of ego. Building on some thoughts from a previous episode I did on ego, I dive more into what ego is, how it influences our decisions, and the importance of balancing confidence with humility, especially during times of success. Whether you’re a farmer reflecting on the season’s yields or anyone facing life’s ups and downs, this episode shares my insights on how to stay grounded through both achievement and challenges. In this week’s episode I

en-us

21:24

E37 | Navigating Farm Financing: Pros, Cons, and...

Pioneer Mindset ·

2024/10/22

Episode Summary This week on Pioneer Mindset, I dive into financing options for purchasing inputs. Whether you're booking chemicals, crop protection products, or considering equipment financing through options like John Deere Financial or Rabobank, this episode goes into different options farmers should consider when it comes to financing options. I share some of my own personal experiences with different financing options and how they can affect things like managing cash flow, the impact on

en-us

16:03

E36 | Watch Your Own Bobber: The Dangers of Harvest...

Pioneer Mindset ·

2024/10/15

Episode Summary As we are in the thick of harvest, this week I talk about comparison. During harvest as everyone is out in the field, it’s easy to compare yourself to other farmers and operations. When you see someone else’s new piece of equipment or hear about bin busting yields in the field next to yours, it’s easy to let those comparison thoughts hit hard. In this episode, I dive into how important it is to stay focused on your own progress and accomplishments. In this week’s episode I share some

en-us

37:10

E35 | Honoring Sam: Pregnancy & Infant Loss Awareness...

Pioneer Mindset ·

2024/10/08

Episode Summary This week’s episode is very different as I share the uncomfortable about a personal experience that I went through. Last year, we lost our son Sam at 15 weeks of our pregnancy. I talk about what it was like for me as a father and husband, trying to manage my emotions and still be a strong, supportive man for my wife and family. October is Pregnancy and Infant Loss Awareness month, so I wanted to share my experiences in hopes of bringing comfort or support for anyone with a similar

en-us

95 results

Similar Podcasts

TaxTalent.com The Golden Rule Podcast

Adam Golden

TaxTalent.com Podcast

Tony Santiago

Handelsblatt Crime - spannende Streitfälle der deutschen Wirtschaft

Ina Karabasz, Solveig Gode, Sönke Iwersen

Deffner und Zschäpitz – Der Wirtschafts-Talk von WELT

WELT

Black Box - La scatola nera della finanza

Guido Brera e Gian Luca Comandini -...