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PODCAST

She"s On The Money

Victoria Devine

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without

business investing

All Episodes

28:42

Victoria & Brooke Reveal the Really Simple Framework...

She"s On The Money ·

2025/11/11

Want the inside scoop on the seriously simple strategy behind Victoria and Brooke's investment portfolios? This ep is all about the framework they both use today, and Victoria used with her high-wealth clients when she was a financial advisor. They're breaking down exactly how to structure a portfolio that quietly builds wealth without the 3am panic checks, how to balance steady growth with the spicy picks that keep it interesting, and why trying to beat the market is probably costing you more than

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49:23

She Cried Over a Holiday She Couldn’t Afford… Now...

She"s On The Money ·

2025/11/09

Have you ever wanted to see what would happen if you actually sat down and did that budget?This week’s Money Diarist actually did it and everything changed. After hitting rock bottom, the stress of trying to keep up finally broke her. One “yes” to a holiday with her partner she couldn’t afford turned into tears in the car and the realisation that something had to give. So she did what any of us would do, opened Google and typed “female finance book”. She came

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40:53

Should You Salary Sacrifice Into Super Or Save For a...

She"s On The Money ·

2025/11/06

What’s actually better for future you... adding more to your super, or growing that house deposit? This week we’re unpacking one of the biggest money dilemmas of adulthood and how to think about both goals without feeling like you’re failing at either.Turns out you don’t have to choose and there’s a smarter way to grow future-you’s money while still getting closer to those house keys. Then, things take a turn for the spicy. One community member's family drama has

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49:00

How Sammy Robinson Built the Cult Brand One Mile...

She"s On The Money ·

2025/11/04

You know that dream of starting something on your own... but the money part feels impossible? Sammy Robinson did it anyway. At 22, she took the savings most of us would use for a house deposit and built One Mile, the self-funded fashion label that’s become everyone’s quiet-luxury obsession (and yes, even Kendall Jenner’s worn it).In this episode, Victoria finds out how Sammy went from filming in her bedroom to running two Sydney boutiques and a multi-million-dollar label she still

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56:22

She Maxed Out Her $10K Credit Card Partying... Now...

She"s On The Money ·

2025/11/02

You know that feeling when you start earning your own money and suddenly everything feels possible... the festivals, the flights, the “let’s just go out”? This week’s Money Diarist lived that era hard. Working double shifts, saying yes to everything, and promising herself she’d deal with the debt later.Then later came… with a $10K maxed-out credit card, a $20K car loan, and a reality check that hit harder than the Monday shift after a Sunday sesh.But here’s

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40:48

Should You Invest While You're Still In Debt? And an...

She"s On The Money ·

2025/10/30

You’re smashing your financial goals, debt’s going down, confidence’s going up, and then that little voice pipes up: “Should I be investing too?” This week, we’re unpacking the guilt trip of the financially responsible. Can you actually build wealth while you still owe money? Victoria’s breaking down the maths and the mindset, and proving that sometimes the hottest ROI is just being a little bit boring. Then, an early-inheritance nightmare that’s

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37:16

How To Buy Property Without The Bank of Mum and Dad...

She"s On The Money ·

2025/10/28

If you’ve ever looked at house prices and thought, “I guess I’ll just marry rich or manifest an inheritance” this ep is for you! Victoria and Jess are here to prove youcan buy property without a trust fund, a partner, or a miracle. They’re breaking down the actually doable ways to get into the market... from decoding your borrowing power and super hacks to the spicy truth about LMI (spoiler: it’s not the villain). This isthe step-by-step playbook for anyone

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51:32

She Left Her Husband With $12K and Two Suitcases......

She"s On The Money ·

2025/10/26

They say you end up with someone like your dad... and for this week’s diarist, that was the problem. Her dad was reckless with money, and years later, she married someone just like him. While she worked and saved, he spent, quit jobs on a whim, and left her holding the financial bag. At 30, she’d had enough. She packed two suitcases, took her last $12K, and started again. . Now building wealth on her own terms (complete with a partner who actually gets it) and even usingdebt recycling to

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36:29

Should You Quit A Toxic Job Without a Backup Plan?...

She"s On The Money ·

2025/10/23

Ever had a job so toxic it makes your morning coffee taste like dread? This week, a community member wrote in ready to walk... 60-hour weeks, zero recognition, and a boss who extended her probation “just because.” She’s got a mortgage, $20K in savings, and one big question: is it smart or reckless to quit with nothing lined up? It’s a debate every burnt-out queen needs to hear... equal parts therapy and tough love.We're also tackling what to do when you can't get insurance

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28:30

We Accidentally Found the Travel Hack That Saves You...

She"s On The Money ·

2025/10/21

You scrimp, save, and finally book your dream trip… only to spend it fighting for a pool lounger, paying peak rates for accom, and cropping 100 tourists out of your sunset pics.Well, on our recent trip to the NT, we realised we’ve been doing travel wrong. And because we don’t gatekeep at SOTM, this ep is all about our new fave travel hack. One that's completely changed how we think about timing, value, and what makes a holidayactually feel rich.In this Deep Dive, we unpack why

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54:44

She Skipped Uni, Travelled for 4 Years… and Still...

She"s On The Money ·

2025/10/19

Ever done something just because it’s what you’re supposed to do? Well, this week's diarist did the opposite. While everyone else was drowning in student debt and instant noodles, she was saving, flying, and somehow adulting better than all of us. She bought a house in her early twenties, lived overseas for years, and came home with more life experience than any degree could buy. Spoiler: doing life “out of order” might’ve been the smartest move she ever made. Inside

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33:36

How to Set Up Your Kids (Without Losing Your...

She"s On The Money ·

2025/10/16

We all want to be the parent who “sets the kids up,” right? But between savings accounts, offsets, and “future nest egg” fantasies it's hard to know what to do. So this week we’re breaking down how to actually make your money work harder (for you and your mini-me).Then things get spicy with a DM that split the community: she’s saved $150K, he’s got $64K, and they both want to own the house 50/50. Do you still go halves? Do you lawyer up? Or do you just call

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51:05

The Daily Edited & In The Roundhouse: How Alyce Tran...

She"s On The Money ·

2025/10/14

What if your "little side-hustle" became the next big brand everyone’s talking about? That’s exactly what happened to Alyce Tran, the ex-lawyer who turned a $5K side project into The Daily Edited, built stores in New York and Singapore. Then, because one cult brand wasn’t enough, she launchedIn The Roundhouse, the tableware label making dinner look like a fashion moment. In this ep Victoria finds out exactly how Alyce went fromcorporate girlie with a creative itch to a serial

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51:23

The Teen Mum Who Went From Centrelink to a Six-Figure...

She"s On The Money ·

2025/10/12

Ever feel like everyone else’s life is speeding ahead while you’re stuck in the slow lane? This week’s Money Diarist knows that feeling too well. While her friends were off travelling, she was juggling uni deadlines and midnight feeds.At 17, she was pregnant and kicked out of school for being a “bad example.” Instead of giving up, she finished Year 12 through TAFE, raised her baby, went to uni, and rebuilt her life from scratch, all while living on Centrelink.Fast

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40:47

How Much Should You Actually Save Before Having a...

She"s On The Money ·

2025/10/09

Ever feel like your money goals are at war with your life goals? Like one minute you’re saving for a house… and the next you’re convincing yourself a Euro summer is “an investment in personal growth”?This week’s DM came from someone stuck right there... her partner’s all-in on buying a home, while she’s eyeing flights. And honestly? We get it. Because trying to choose betweenliving life and getting ahead feels like an impossible math problem.So

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45:51

Brooke’s FIRE Plan: How She’s Investing to Retire at 35

She"s On The Money ·

2025/10/07

Retiring early is the ultimate dream... so when Brooke casually dropped that she’s on track to do it by 35 (without the Bank of Mum and Dad), you all screamed a collective “HOW?!” So of course, Victoria had to get her back in the studio to spill everything... and more importantly, share what the rest of us can steal from her strategy without living on two-minute noodles. Turns out, it’s not magic, she started on a $50K salary and built it dollar by dollar with smart habits,

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32:24

Money Confessions: What It Actually Costs to Launch a...

She"s On The Money ·

2025/10/05

Ever wondered what it really costs to turn a light-bulb moment into something real? This week’s Money Diarist is a mum of two who did exactly that. She created a world-first product that launched just two weeks ago, and now she’s here to do what most founders wouldn’t: spill on every dollar it took to make it happen. From losing out to a dodgy sourcing agency to somehow pulling together $200K through pure determination, she’s laying it all out... the risks and the real-world

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46:10

Should you use equity in your home to buy a car? And...

She"s On The Money ·

2025/10/02

Have you ever wondered if you can use home equity to buy something else you need… like a car? The low interest rate makes it sound like the ultimate hack, but would it really be the money win it feels like... or are you just turning a car loan into a decades-long debt trap? We’ve got the receipts.And just when we thought we’d seen it all, a community member slid into our DMs with a first-birthday invite that came with a twist: instead of saying no presents, it asked for something

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40:25

Your Superannuation Glow-Up Part 1: The $0 Tweaks...

She"s On The Money ·

2025/09/30

You’ve listened to our episode about how much super you really need… but knowing your number is only half the story. The real question? How do you actually get there. Enter our Superannuation Glow-Up series. Part 1 is all about getting the right foundations in place for you and Victoria is serving up the $0 tweaks that could completely shift the trajectory of your retirement.💸 A quick “pay check” that could expose if you’re missing money💸 The free tool that makes

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55:21

She Was Told She’d Never Make It. 200 Rejections...

She"s On The Money ·

2025/09/28

What do you do when you’ve applied for hundreds of jobs and all you’ve got is rejection emails? This week’s Money Diarist knows the answer.... because she kept going. But this episode isn’t just about the knock-backs. It’s about grit, glow-ups, and the moment everything finally flipped. From small-town “you’ll never make it” whispers to proving every single doubter wrong, this one will hit every nerve if you’ve ever felt stuck, behind, or ready

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892 results

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