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PODCAST

Good Morning, Money!

Start your day with a sip of success, a quick, actionable tip to boost your financial knowledge and set yourself up for success. Hosted by Rosha from Roshed Coaching, with nearly two decades of experience in finance, an MBA in marketing, and certification as a business coach and consultant, each one-minute episode delivers bite-sized insights on money management, finance, marketing strategies, and mindset development.Perfect for enhancing your financial literacy, growing your business, and

education self-improvement

All Episodes

3:01

Ep.337 The One-Bet Experiment: How to Win Without...

Good Morning, Money! ·

2025/11/18

Most people take 50/50 risks—spend $1,000 to maybe make $1,000 back. Or worse, they take asymmetric downside risks—trade a $50,000 reputation or job for a $5,000 raise. That’s not ambition. That’s math failure. The wealthy play a different game. They hunt for asymmetric opportunities—moves where the downside is capped and the upside is limitless. Start a podcast for $100. Send one cold email to a dream client. Publish one smart post that lands the right eyes. Each of those is a small bet with...

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2:10

Ep.336 The One-Minute Audit That Changes Every Dollar...

Good Morning, Money! ·

2025/11/17

You don’t just vote in elections—you vote every day. Every swipe of your card, every click of “Buy Now,” is a ballot cast for a business and everything it stands for. Your money funds more than products. It funds values, supply chains, and behavior. So here’s the hard question: are you voting for the very systems you complain about? Are your dollars reinforcing what you actually oppose? You don’t need spreadsheets to fix this—just awareness. Run a one-minute audit: look at your last three pur...

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2:09

Ep.335 How Good Intentions Create Bad Incentives

Good Morning, Money! ·

2025/11/14

Sometimes the perfect fix makes the problem worse. In British-ruled India, the government tried to reduce deadly cobras by paying citizens for every one killed. It worked—until people started breeding cobras for profit. When the program was canceled, breeders released their snakes. The cobra population skyrocketed. Decades later, Wells Fargo made the same mistake in a suit and tie. Leaders tied bonuses to aggressive account-opening targets. The goal was growth. The result: 3.5 million fake ac...

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1:33

Ep.334 How One “P.S.” Created 12 Million Users

Good Morning, Money! ·

2025/11/13

In 1996, Hotmail faced a problem every startup knows—great product, zero marketing budget. So they built the ad into the product. At the bottom of every email sent through their platform, they added one simple line: “P.S. I love you. Get your free email at Hotmail.” Each user became a walking billboard. Within 18 months, Hotmail had 12 million users—at a time when the entire internet had only 70 million people. Microsoft later bought it for $400 million. The brilliance wasn’t the message—it w...

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1:32

Ep.333 How a $110,000 Stunt Turned Into a $300...

Good Morning, Money! ·

2025/11/12

In 1999, a little-known startup called Half.com needed attention—but couldn’t afford ads. So they made a wild offer to a real town in Oregon: rename yourself “Half.com, Oregon” for one year. The 300 residents agreed. In return, they got $110,000, 20 school computers, and a new town website. The story exploded. The New York Times, NPR, and the Today Show all covered it. Within six months, eBay bought Half.com for $300 million. The genius wasn’t the money—it was the method. Instead of buying me...

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2:35

Ep.332 How $5,000 and One “No” Built Two...

Good Morning, Money! ·

2025/11/11

Sara Blakely started Spanx with $5,000 of her own savings from selling fax machines. No investors. No debt. She wrote her own patent and bootstrapped her way to a $1.2 billion valuation—all while keeping 100% ownership. Her obsession wasn’t funding. It was freedom. Jan Koum, on the other hand, built WhatsApp with a different philosophy: growth first, profit later. He raised $8 million from Sequoia Capital, stayed ad-free, and scaled to 450 million users with only 55 employees. WhatsApp wasn’t...

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1:42

Ep.331 How Winning Twice Made One Woman Lose Everything

Good Morning, Money! ·

2025/11/10

Evelyn Adams beat impossible odds—twice. She won the New Jersey lottery in 1985 and 1986, taking home $5.4 million. It should’ve secured her life forever. Instead, she gambled it all away in Atlantic City and, within two decades, ended up broke and living in a trailer park. Her downfall wasn’t bad math—it was mindset. She mistook luck for skill. Winning twice convinced her she had a special touch, a gambler’s intuition. But luck repeated feels like proof, and that’s the trap. Success can sedu...

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3:12

Ep.330 How to Turn a Slow Quarter Into a Cash Surge

Good Morning, Money! ·

2025/11/07

When sales slow down, most founders panic. Smart ones plan. I coached a boutique agency that hated the quiet of Q1. Our fix was simple: in December, we announced a January 1 price increase and offered a founders rate to anyone who prepaid for six or twelve months before New Year’s. No discounts—just locked-in rates and guaranteed priority slots. That small shift turned December into their strongest cash month of the year. Why? Because holiday season isn’t just for shoppers—it’s for planners. ...

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3:54

Ep.329 How to Decide When Debt Becomes More Expensive...

Good Morning, Money! ·

2025/11/06

This episode is for anyone carrying credit card or loan debt. If you’re responsible, skilled, and capable of earning more, you don’t need to panic about scarcity—but you do need to take ownership. No one else will pay your bills. Start with the basics: list all your debts and cut the highest interest first. Every month you delay is money you’re giving away. But go deeper—learn to calculate your rate of return on borrowed money. If your investment makes 10% and you’re paying 10% interest (or m...

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3:29

Ep.328 How Gift Cards Quietly Fix Holiday Cash Flow

Good Morning, Money! ·

2025/11/05

Every December, businesses panic: rent climbs, traffic drops, cash tightens. One café I coached broke the pattern with a simple headline: “Buy $100, get a $15 bonus for you.” Within a week, cash started arriving early—and drinks would be redeemed later, if at all. Gift cards are more than a feel-good add-on; they’re a cash-flow system. You collect revenue now, recognize it later, and use the float to stock inventory or fund upgrades. A portion never redeems, and the rest spreads out into slow...

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3:07

Ep.327 How Gratitude Can Quiet Anxiety and Grow Revenue

Good Morning, Money! ·

2025/11/04

Thanksgiving reminds us to give thanks—but what if you measured it instead of just saying it? I coached a founder who ended every day by logging three gratitudes and one proof: a number or outcome the day created. Two weeks later, her sleep improved, her energy returned, and her close rate rose. That’s not luck—it’s neuroeconomics. Gratitude flips the brain’s threat scanner toward what’s working. Thanking specific behaviors reinforces them. Tracking outcomes turns emotion into evidence. Toget...

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3:03

Ep.326 How Starbucks Turned a Paper Cup Into a...

Good Morning, Money! ·

2025/11/03

Every November, the internet turns red. Lines wrap around Starbucks stores before sunrise, baristas move like a pit crew, and everyone walks out holding the same signal—holiday mode activated. That’s Red Cup Day, where Starbucks doesn’t just sell coffee; it sells a ritual. Limited-time flavors, bold visuals, one memorable date, and a single rule—scarcity. The drop is teased weeks in advance, pushed through the app, and amplified by millions of customer photos. That combination of anticipation...

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5:55

Recap: October Mindset Episodes!

Good Morning, Money! ·

2025/11/01

Mindset RecAIp! In this episode, Faith and Aiden are covering our most important mindset episodes of October in Good Morning, Money! If these topics interest you, I highly recommend commenting the word “Cafe” under any of my Instagram posts (@rosh_the_firewaker) to get more information on Cafe Society. Good Morning, Money! is your daily sip of success. Send us a text

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5:49

Recap: October Money Episodes!

Good Morning, Money! ·

2025/11/01

Money RecAIp! In this episode, Aiden and Faith cover our most important money-related topics of October. So if you want a refresher, here’s your chance! Good Morning, Money! is your daily sip of success! If these topics interest you, I highly recommend commenting the word “Cafe” under any of my Instagram posts (@rosh_the_firewaker) to get more information on Cafe Society! If you’re interested in knowing more about Faith and Aiden, shoot me a text! Send us a text

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6:51

Recap: October Marketing Episodes!

Good Morning, Money! ·

2025/11/01

Marketing RecAIp! In this episode, Faith and Aiden are talking about our marketing-related episodes in October. So if you missed a few episodes, we've got you covered. If these topics interest you, I highly recommend commenting the word “Cafe” under any of my Instagram posts (@rosh_the_firewaker) to get more information on Cafe Society! Send us a text

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3:11

Ep.325 How Spotify Turned User Data Into a Global...

Good Morning, Money! ·

2025/10/31

Every December, your feed turns neon—minutes listened, top artists, 2 a.m. songs on repeat. Spotify Wrapped isn’t an ad. It’s a ritual. The company took the driest data imaginable—usage logs—and turned them into you-shaped stories. Loud colors, vertical cards, meme-ready lines. Before PR even made a call, millions of users were doing the marketing for them. Behind the confetti is pure business logic. Personalized recaps drive retention. Easy share buttons drive acquisition. Artists get their ...

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3:48

Ep.324 How Amazon Built a Cash Engine Without...

Good Morning, Money! ·

2025/10/30

Amazon isn’t just an online store—it’s a cash-flow machine. Every time you click “Buy Now,” your card runs instantly, but suppliers might not get paid for 45 or even 60 days. That timing gap funds growth before a single loan is needed. Customers pay today. Vendors wait. Prime members prepay for shipping they’ll use later. Add those together and you get what finance calls a negative cash conversion cycle—cash in before cash out. That float fuels warehouses, innovation, and expansion. Not debt....

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3:04

Ep.323 How LEGO Turned Fans Into Its Secret Growth...

Good Morning, Money! ·

2025/10/29

LEGO’s comeback wasn’t powered by ads—it was powered by humility. When side projects nearly broke the company, they launched LEGO Ideas, an online platform where fans could submit and vote on new sets. A “Ship in a Bottle.” “Women of NASA.” Every winning design started in a fan’s living room and arrived on shelves with a built-in audience. By launch day, each product already had a story, a tribe, and guaranteed demand. That’s not marketing—it’s co-creation. The real lesson? Stop guessing what...

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2:51

Ep.322 How Mr. Rogers Won a $20M Deal Without Raising...

Good Morning, Money! ·

2025/10/28

1969. A children’s TV host in a cardigan sits before a Senate committee ready to slash $20 million in funding. Everyone expects a fight. But Fred Rogers doesn’t argue—he slows down. He talks about children’s emotions, about giving kids words for anger so they don’t hurt themselves or others. The toughest senator in the room softens. Minutes later, funding approved. The secret wasn’t persuasion—it was regulation. Rogers managed his state before managing the room. And that’s the lesson fo...

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3:07

Ep.321 Chipotle’s Line Speed — How 15 Seconds Can Add...

Good Morning, Money! ·

2025/10/27

At Chipotle, efficiency isn’t about hype—it’s choreography. One person on tortillas, one on protein, one on toppings. Every fifteen seconds they shaved became margin. No clown suits. No new ads. Just better throughput. This episode breaks down how small operational tweaks compound into massive profit. Pre-portioning rice, moving a card reader two inches, adding a “linebacker” to keep ingredients stocked—tiny moves, million-dollar math. Because real growth doesn’t always come from demand—it co...

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382 results

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