Loading...

PODCAST

Insurance Exam Prep

Ran Chen, EA, CFP®

Insurance Exam Prep is a daily podcast designed to help future insurance professionals pass their licensing exams with clarity and confidence. Built and operated by OpenExamPrep, this podcast breaks down insurance licensing exams into focused, easy-to-digest episodes covering Life Insurance, Health Insurance, and Property & Casualty, across both the national portion and state-specific requirements. Each episode targets one key concept, common exam trap, or high-frequency test topic—making it

education courses

All Episodes

03:36

Property & Casualty Exam Prep 25, Personal Articles,...

Insurance Exam Prep ·

2026/06/27

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Why Inland Marine insurance exists to cover movable property, filling a gap left by standard fixed-location policies. - How a Personal Articles Floater provides

en

03:20

Property & Casualty Exam Prep 24, Dwelling Policy...

Insurance Exam Prep ·

2026/06/26

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - That the DP-1 is a basic, named-peril policy that pays all claims on an Actual Cash Value basis. - How the DP-2 broadens coverage with more named perils and

en

03:16

Property & Casualty Exam Prep 23, Dwelling Policies...

Insurance Exam Prep ·

2026/06/25

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Dwelling policies are primarily for non-owner-occupied properties like rentals, whereas homeowners policies are for owner-occupied residences. - The DP-1 (Basic

en

02:41

Property & Casualty Exam Prep 22, Homeowners Special...

Insurance Exam Prep ·

2026/06/24

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Standard exam sublimits for money ($200), jewelry ($1,500), and firearms ($2,500). - Why theft-related sublimits for items like jewelry and silverware do not apply

en

03:28

Property & Casualty Exam Prep 21, Homeowners Exclusions

Insurance Exam Prep ·

2026/06/23

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Why catastrophic perils like flood and earth movement are excluded and require separate policies. - The difference between covered sudden and accidental damage

en

02:31

Property & Casualty Exam Prep 20, Homeowners Perils...

Insurance Exam Prep ·

2026/06/22

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The fundamental difference between named perils (what's listed is covered) and open perils (what's not excluded is covered). - How the common HO-3 policy provides

en

02:45

Property & Casualty Exam Prep 19, Homeowners Section...

Insurance Exam Prep ·

2026/06/21

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How Coverage E (Personal Liability) protects you when you are legally at fault for injuries or property damage. - The function of Coverage F (Medical Payments) as a

en

02:45

Property & Casualty Exam Prep 18, Homeowners Section...

Insurance Exam Prep ·

2026/06/20

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.In this episode you will learn: - Coverage A (Dwelling) protects the main home, attached structures, and construction materials on site. - Coverage B (Other Structures) has a standard limit of 10% of

en

03:04

Property & Casualty Exam Prep 17, Homeowners Forms...

Insurance Exam Prep ·

2026/06/19

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.In this episode you will learn: - The key difference between Named Peril (HO-2) and Open Peril (HO-3, HO-5) coverage. - Why the HO-3 is a hybrid policy and a common source of exam traps regarding

en

02:56

Property & Casualty Exam Prep 16, Damages and...

Insurance Exam Prep ·

2026/06/18

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.In this episode you will learn: - The key difference between specific, calculable Special Damages and subjective, non-economic General Damages. - Why Punitive Damages exist to punish the wrongdoer

en

02:59

Property & Casualty Exam Prep 15, Types of Liability

Insurance Exam Prep ·

2026/06/17

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.In this episode you will learn: - Absolute liability applies to inherently dangerous activities, and no proof of fault is required. - Strict liability is specifically for defective products that

en

03:14

Property & Casualty Exam Prep 14, Negligence and...

Insurance Exam Prep ·

2026/06/16

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.In this episode you will learn: - The four essential elements of negligence: duty, breach, causation, and damages. - How causation is a two-part test of both actual cause and proximate (foreseeable)

en

03:32

Property & Casualty Exam Prep 13, Appraisal,...

Insurance Exam Prep ·

2026/06/15

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The precise difference between appraisal (for disputes over loss amount) and arbitration (for disputes over coverage). - Why the appraisal process involves two

en

03:29

Property & Casualty Exam Prep 12, Other Insurance and...

Insurance Exam Prep ·

2026/06/14

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The 'Other Insurance' clause prevents an insured from profiting from a loss by ensuring multiple policies share the cost proportionally. - Primary coverage pays

en

02:43

Property & Casualty Exam Prep 11, Exclusions and...

Insurance Exam Prep ·

2026/06/13

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Exclusions are provisions that narrow coverage by removing specific perils or property from the base policy. - Endorsements are written modifications used to add,

en

03:06

Property & Casualty Exam Prep 10, Conditions, Duties,...

Insurance Exam Prep ·

2026/06/12

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.In this episode you will learn: - The critical difference between giving a prompt Notice of Claim and submitting a formal Proof of Loss. - Why the insured's duty to protect property from further

en

02:51

Property & Casualty Exam Prep 9, Policy Structure and...

Insurance Exam Prep ·

2026/06/11

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.In this episode you will learn: - The Declarations page personalizes the policy, detailing the "who, what, where, when, and how much." - Exam questions frequently test where to find specific

en

03:19

Property & Casualty Exam Prep 8, Binders and...

Insurance Exam Prep ·

2026/06/10

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.In this episode you will learn: - A binder is a temporary, legally binding contract providing immediate insurance coverage until a formal policy is issued. - Only agents with 'binding authority' from

en

04:21

Property & Casualty Exam Prep 7, Deductibles, Limits,...

Insurance Exam Prep ·

2026/06/09

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.In this episode you will learn: - The difference between a per-occurrence limit, which caps a single event, and an aggregate limit, which caps total payments for the policy period. - How sublimits

en

02:32

Property & Casualty Exam Prep 6, Proximate Cause and...

Insurance Exam Prep ·

2026/06/08

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Proximate cause is the initial event in an unbroken chain that leads to a loss. - Damage from subsequent events is typically covered if the proximate cause was a

en

267 results

Similar Podcasts

Edutainment Learning

Ralph Krauss

Daily Facts

Amalia Dupray and Montgomery Jones.

Les dents et dodo

BFMTV

Education Futures

Svenia Busson & Laurent Jolie

Out In The Hall

NHSA