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PODCAST

She"s On The Money

Victoria Devine

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without

business investing

All Episodes

30:52

“I Had No Plan B”... Now She’s Building Wealth Like a...

She"s On The Money ·

2025/06/15

What do you do when your entire career plan falls apart.... and you're 26, jobless, and living back with your parents?This week’s Money Diary is the plot twist we didn’t see coming: our diarist went all in on her dream to join the Army as a psychologist, only to face a medical discharge that left her completely derailed. With no plan B, she found herself burned out, broke, and scrambling. But that’s not where her story ends.Fast forward: she’s in a meaningful career,

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41:24

This Car Finance Mistake Could Cost You Thousands

She"s On The Money ·

2025/06/12

This week, we’re talking about one of the biggest money traps out there: car finance.It seems simple... buy the car, pay it off... but what if the way you’re financing it is quietly costing you thousands? From mortgage refinancing to dealership loans, Victoria breaks down the smart ways (and not-so-smart ones) to fund your next car, and the red flags to look out for before you sign anything. And we've got a heated child support DM that had us all fuming. When a co-parent uses child

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46:39

How to Copy the Investing Strategy Behind One of the...

She"s On The Money ·

2025/06/10

What if the secret to building a trillion dollar fortune wasn’t flashy trades or risky crypto bets, but something so boring, it’s actually kind of genius? In this episode, we’re taking a look at the investing strategy of the world’s most low-key billionaire... and showing you exactly how to start doing it yourself (no, you don’t need a six-figure salary or a finance degree).From his first investment at age 11 to the simple rules he swears by, we unpack the mindset

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32:27

It’s Never Too Late For a Financial Glow-Up

She"s On The Money ·

2025/06/08

She thought she was good with money. Her salary was solid. Her bills were paid. She was even traveling. Life looked fine... until it wasn’t. This week’s Money Diary is all about the slow realisation that earning well doesn’t mean you’re building wealth. After a divorce, a court battle, and two lost properties, she hit financial rock bottom. But what really shook her? Watching a $20K bonus disappear, and not being able to say where it went. That was the moment everything

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50:27

Should You Save or Invest Right Now? And a Spicy...

She"s On The Money ·

2025/06/05

You’ve finally built up a bit of savings, so… what now? Do you keep stockpiling cash, or is it time to back yourself and start investing? This week on Friday Drinks, we’re tackling the save vs. invest debate. We’re not here for one-size-fits-all answers, we’re here to help you figure out what move actually fits your life and your goals. And then it gets juicy. We unpack a seriously tense inheritance dilemma involving family property, blurred boundaries, and a brother

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36:46

Can Refinancing Really Save You Thousands?

She"s On The Money ·

2025/06/03

What if we told you your loyalty to your bank could be costing you thousands… and your bank is hoping you never notice? By popular demand, Jaclyn Walsh from Zella Money is back to chat why refinancing could be the sneaky power play your bankreally hopes you don’t make. We’re breaking down how it works, when it’s worth it, and why a mortgage broker might be your secret weapon to getting the best possible loan for you. Whether you’re looking for a better rate, more

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43:01

We Left Australia for a Startup Dream in San Fransico

She"s On The Money ·

2025/06/01

Would you leave a job you love, move countries while pregnant, and bet on someone else’s career dream... with the hope it could all pay off big? This week’s Money Diary is a bold one. Our diarist packed up her life in Australia to move to San Francisco for her husband’s startup job, trading career security for the chance at something bigger. Now, she’s navigating life without an income, American healthcare, wild rent, and double tax returns... all while preparing to become a

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47:14

The Financial Anxieties of Your Parents' Retirement &...

She"s On The Money ·

2025/05/29

Have you ever wondered if your parents are set up for retirement? And what that might mean if they’re not?This week on Friday Drinks, we’re unpacking a dilemma that’s hitting way too many millennials right now... the quiet stress of realising your parents might not be financially ready for the future, and the pressure of what happens next. Plus, it’s starting to get colder, and that means heater wars, passive-aggressive group chats, and winter power bills that could wreck

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56:32

The Fast Track to Earning More: Use the Skills You...

She"s On The Money ·

2025/05/27

You’ve skipped the oat lattes, cut back on everything that sparks joy, and you’re still not getting ahead. Maybe it’s not about spending less... it’s aboutearning more? This week, we’re talking about the power of a strategic pivot, because you might already have 87% of the skills you need to switch things up. Whether you're ready for a role that pays more or offers flexibility, we’re showing you how to back yourself before you tick every box.Victoria shares how to

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48:46

This Is What They Don’t Tell You About Having a...

She"s On The Money ·

2025/05/25

She graduated top of her class, a had a house, and $200K in savings. On paper, she was set. But then came chronic health issues, three kids, and two cancer diagnoses... and suddenly the plan didn’t matter.This week’s Money Diary is about what happens when full-time work isn’t an option, savings don’t last forever, and success looks a lot different than it used to. Our Money Diarist talks about walking away from an investment property, learning to live with less, and figuring

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34:18

Would You Pour Your Savings Into a House That’s Not...

She"s On The Money ·

2025/05/22

What would you do if you had the chance to build your dream home, but your name wasn’t on the title? This week, we’re unpacking a dilemma that’s equal parts dream opportunity and legal nightmare. Plus, we hear from a listener who is pushing herself to the limit because the money is just that good. But what happens when the hustle leaves you physically unwell, emotionally drained, and one shift away from total burnout? It’s a classic Friday Drinks: a little bit unhinged, a

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46:25

Broken Brains: Nobody Prepares You for This Financial...

She"s On The Money ·

2025/05/20

You’ve planned your budget, built your emergency fund, and followed all the financial advice... but what happens when life throws something so big, so chaotic, that none of it is enough? In this ep we're joined by special guests, and the writers of new book Broken Brains, Jamila Rizvi and Rosie Waterland. Two women whose lives were turned upside down by illness, trauma, and the brutal reality of trying to keep your head above water when your brain and body won’t cooperate, and the bills

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30:42

She Was Avoiding Her Bank App and Blowing Her...

She"s On The Money ·

2025/05/18

Ever felt like you’re doing everything right with money… and still wondering where it all went?This week’s Money Diarist shares what it’s really like to feel stuck in a cycle of emotional spending, hidden purchases, and guilt — even while working hard toward big financial goals. She found herself secretly spending $500 a fortnight, avoiding her bank app, and feeling like she’d never break the habit.But with some hard truths, a little therapy, and a seriously

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39:38

Why You Feel So Bad About Money (and Why You...

She"s On The Money ·

2025/05/15

It’s one thing to feel bad about your own money decisions… but what if it’s your parents making you feel worse? This week, we’re diving into why family opinions about how you spend, save, and handle your money hit harder than they should, and how to shake off the guilt so you can make decisions that actually work for you (not just to keep the peace at family dinners).Then, we switch gears and tackle a huge financial decision selling your home. What are buyersactually looking

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46:10

Should you be investing in tech and AI?

She"s On The Money ·

2025/05/13

AI is everywhere right now. It’s writing emails, making playlists, and popping up in every “get rich quick” TikTok you scroll past. But when it comes to your hard-earned money, is this actually the smart place to invest… or just another hype train about to derail?In this episode, we’re breaking down what’s really going on with AI and tech shares and why throwing your savings at the next shiny thing might not be the wealth-building move it’s made out to be

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54:19

Drowning in Debt and Stuck in Her Marriage... Here's...

She"s On The Money ·

2025/05/11

What happens when love fades but the debt remains? This weeks money diarist found herself caught between what her heart knew and what her bank account wouldn’t allow. With her finances tangled and the exit door feeling impossibly far away, she stayed longer than she wanted — not because she didn’t want to leave, but because she didn’t know how she could afford to. This is a story about quiet resilience and the slow work of reclaiming your independence. Content Warning:This

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43:13

Should You Save for a House or Boost Your Super?...

She"s On The Money ·

2025/05/08

You’ve dropped over $1,000 being in the bridal party... dress, hen’s, flights, accommodation… the works. So when the wedding rolls around, do you still owe them a gift?This week’s episode brings the wedding etiquette drama (and the budget stress) we all secretly talk about. Plus, one of the biggest money dilemmas we hear:Should you throw your savings into super and score a tax win, or save for a house deposit and try to beat the market? We’re breaking down how to

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42:29

How to Build Good Money Habits That Run on Autopilot

She"s On The Money ·

2025/05/06

Ever promised yourself this would be the month you finally stick to a budget… and then ordered Uber Eats twice before Wednesday? Well, this episode is your permission slip to stop blaming willpower and start building smarter systems. Because the truth is: good money habits aren’t about discipline, they’re about design. We’re unpacking the psychology of habits, why your brain loves to self-sabotage (blame the caveman settings), and how to make budgeting feel less like

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45:45

She’s Good With Money, He Was Deep In Debt… Here’s...

She"s On The Money ·

2025/05/04

What happens when you’re smashing savings goals… and your partner is dragging debt behind him?This week’s Money Diarist is the kind of person who plans, budgets, and makes things happen. Her partner? Not so much. But instead of giving up or giving in, she stepped up.... managing the money, making the plan, and slowly pulling them into a better place. It wasn’t easy. But now, they’re out of debt, kicking goals, and building a life with way more control than chaos

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39:59

Should You Buy Gold Bullion and Would You Delay Your...

She"s On The Money ·

2025/05/01

Gold prices are on the rise… but does that mean you should be out here buying bars? This week’s Friday Drinks kicks off with a shiny dilemma: one listener wants to know if investing in gold bullion is a smart financial move, or just a panic response. So we're chatting about when gold actually makes sense as an investment (and whether that jewellery sitting in your drawer is secretly part of your portfolio). Then we get personal: would you delay your dream job just in case you want to

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