PODCAST

Sound Investing

Paul Merriman

Weekly podcasts with Paul Merriman. Strategic planning for investing at every stage of life.

business investing

All Episodes

01:24:15

Better than Wellesley and Wellington? and 19 other...

Sound Investing ·

2023/08/09

On July 22, 2023 Chris Pedersen addressed the Orange County Chapter of the American Association of Individual Investors. At the end of his 2 hour presentation there were many unanswered questions. Our last podcast and video addressed 16 of those questions. In this podcast Paul responds to 20 more of the AAII questions. 1. How do you feel about using a balanced fund such as Vanguard Wellington in retirement?01:44 2. I subscribe to your mantra of index funds, keep costs low, buy and hold etc, Is

01:22:35

AAII Orange County Chapter Q & A

Sound Investing ·

2023/08/02

On July 22, 2023 Chris Pedersen gave a 2 hour online presentation to the Orange County Chapter of the American Association of Individual Investors (AAII). The title was “Best In Class Fund Selection and Behavior.” Over 650 people attended the presentation, a record turnout for our presentations. The video will be available in the coming weeks. While Chris answered many questions during his presentation, there were over 60 questions remaining unanswered. In this podcast and several to follow

00:56:28

The Worst Investment Advice I Know

Sound Investing ·

2023/07/26

Some of the worst investment advice I know happens to millions of investors each year. Between paying commissions, paying higher expenses, paying more taxes, being less diversified, and sitting on too much cash, so-called experts encourage investors to hold investments that are built to make as much as 2 to 4 percent less PER YEAR. Paul uses Tables 1 and 2 to show the impact of making an extra .5 and 1 percent a year. Click here to view all the tables. He also references information from the

00:43:27

New Avantis ETF, free curriculum, good news or bad

Sound Investing ·

2023/07/19

Paul announces Chris Pedersen’s upcoming AAII presentation on Saturday, July 22. The 2 hour Zoom presentation will begin at 8:45 a.m. Chris will discuss how portfolio asset allocation, fund selection and investor behavior impact the returns we get for the risk we take. He’ll also show some practical approaches to help us all come closer to being best-in-class in all three of these areas. The public is invited to attend this webinar. Please share this information with your family and friends.

00:48:06

Does anyone really buy & hold and more Q&A

Sound Investing ·

2023/07/12

On this week's podcast Paul addressed a couple of very important questions:1. Is there really such a thing as a buy and hold investor?2. What can an investor do to improve their chances of staying the course through all market cycles?3. Many of your portfolios don’t include international equities. Should investors use portfolios that don’t include any international funds? The following links were referenced in the

00:43:37

The most important investment decision you will ever...

Sound Investing ·

2023/07/05

While the industry generally agrees the most important investment decision is your choice of asset allocation, Paul makes the case that the choice between being a do it yourself investor vs. hiring a professional advisor is much more impactful over a lifetime. Paul discusses the many challenges of both decisions and finishes by showing DIY investors what they should do to be sure they address all of the risks investors accept, with or without a professional advisor. Paul uses ChatGPT as the source

00:33:16

Ben Felix- New Truth Teller and Q&A

Sound Investing ·

2023/06/28

Paul starts the podcast with an update on the Bogleheads Conference. For those who want to see a sample of last years presentations here is a link to all of the 2022 presentations. https://boglecenter.net/bogleheads-university/ For those interested in 2023 Conference, including list of speakers: https://boglecenter.net/conferences/ For this interested in exploring John Bogles archives: https://boglecenter.net/bogle-archive/ Paul is working on a list of 80 quotes investors might use to remind

00:47:26

ChatGPT offers shocking investment information!

Sound Investing ·

2023/06/21

There is no question AI is a hot topic. I have watched “end of the world” interviews with people who know a lot more than I do about AI. In a recent poll, noted in The New Yorker, half of A.I. scientists agreed that there was at least a ten-per-cent chance that the human race would be destroyed by A.I.” I have also watched marketing people use Chat GPT to create very good marketing pieces. So I thought it’s time to find out how good a source of general and specific investment advice Chat GPT

00:30:08

Dave Ramsey, small cap value and a "new" 4 fund...

Sound Investing ·

2023/06/14

Paul starts the podcast encouraging listeners to check out the latest video where Chris, Daryl and Paul answer questions from readers, listeners and viewers regarding the article, podcast and video about the Sound Investing Portfolios 2023 Update. The following are the links that were used in the video: Asset Class Index CAGR Comparison (1927-2023) Table H2 - Sound Investing Portfolios Performance (50-50) - 2022 Table H102 - Sound Investing Portfolios Performance (70-30) - 2022 Paul also discusses a

00:27:02

What rate of return can I count on in the future?

Sound Investing ·

2023/06/07

Paul starts the podcast with a brief discussion about the new “financial Literacy for All Students” project at Western Washington University (WWU). The Merriman Financial Education Foundation, WWU, and Paul personally, are working together to make this project a reality in the next two to three years. The main topic of the podcast focuses on the returns investors should expect in the future. Paul reviews the 5, 10, 20, 50 and 80 years ending 2022,as reported by Dimensional Fund Advisors 2023

00:39:37

8 Steps to a “Great Financial Future”

Sound Investing ·

2023/05/31

"It’s good to learn from your mistakes. It’s better to learn from other people’s mistakes.” Warren BuffettThere are easy choices in the investment process. Much of the advice we offer is very simple and without much disagreement. On the other hand there are choices that must come after a thoughtful understanding of long term historical results along with an understanding of your need for return and personal risk tolerance.Jerzy Gregorek says it simply (not about investing). “Hard choices,

00:40:54

Going for a Million!

Sound Investing ·

2023/05/24

I have a number of things on my bucket list. One is to get "We’re Talking Millions!” in the hands of a million young people. It would seem an impossible challenge but I know it can be done. One of the reasons I know it is possible is because one of our podcasts has been opened by 977,088 listeners. Let’s see if we can take it to a million! Paul has been writing articles about index funds for decades. The most read is “30 reasons to fall in love with index funds”. While the most common

00:42:13

10 Things You Can't Learn From a Backtest

Sound Investing ·

2023/05/17

Over the last 8 weeks Paul, Chris and Daryl have produced a series of podcasts and videos on 8 of the most important investment decisions investors make. Along with these podcasts and videos Paul and Rich have written Marketwatch articles on the same topics. As a part of the discussion of these important decisions Daryl has updated over 200 tables of hypothetical returns that are used to support the recommended conclusions. This week, Ben Carlson, one of our Truth Tellers, has written an article

00:47:46

The Simple Story About 2 Funds for Life

Sound Investing ·

2023/05/10

Paul discusses ways a parent or grandparent might explain 2 Funds for Life to a young adult. In the discussion Paul suggests using the following tables to make a handful of important decisions.Tables 1-4 from his Follow the Math comments- Table 1 Table 2 Table 3 Table 4 Equity Index Returns (1928-2022) to compare the returns of major equity asset classesTable B13 to show what happens when you combine a small amount of small cap value with a mostly bond portfolioTable B14A to show the impact of

00:30:13

Flexible Distributions Update 2023

Sound Investing ·

2023/05/03

If a retired investor has the ability to use a flexible distribution strategy it will likely produce one of the best financial outcomes in retirement. In this presentation Paul compares the difference in returns and risk between the fixed and flexible distribution strategies. The discussion compares returns and total distributions for two of the 9 sound investing portfolios. In the presentation he makes use of the following tables:Table D1.3 Fixed Distribution S&P 500 Equity Portfolio

00:40:33

Fixed Distributions 2023 Update

Sound Investing ·

2023/04/26

This podcast is Part 5 OF AN 8 PART series ON THE MOST IMPORTANT INVESTMENT DECISIONS. The discussion addresses the distribution tables that use a Fixed Distribution Strategy of 3, 4, 5 and 6 percent plus annual increases for inflation. One set of distributions uses the S&P 500 as the equity position while the other uses the U.S. 4-Fund Portfolio (25% each of S&P 500, Large Cap Value, Small Cap Blend and Small Cap Value).The podcast references information on 8

00:36:57

Fixed Contributions 2023 Update

Sound Investing ·

2023/04/19

This podcast is the 4th in a series of our series to help do it yourself investors build a lifetime investment strategy. The presentation uses the following tables: ⁠Table C1 - Fixed Contributions: S&P 500 Equity Portfolio⁠ ⁠Table C14 - Fixed Contributions: US 2-Fund Equity Portfolio⁠ ⁠ Table C11 - Fixed Contributions: US All Value Equity Portfolio⁠ ⁠ Table C8 - Fixed Contributions: WW 4-Fund Equity Portfolio (50% US/50% Int'l) Topics of discussion How the Fixed Contribution Tables

00:51:39

Fine Tuning Your Asset Allocation 2023

Sound Investing ·

2023/04/12

This podcast is the third in a series of seven podcasts that are designed to help do it yourself investors learn how to maximize their return, minimize their risk and increase their peace of mind. It will be beneficial to listen to The Ultimate Buy and Hold and Sound Investing Portfolios: The History of Risk and Return (link) podcasts before listening to this podcast.In this podcast Paul discusses why the Fine Tuning Your Asset Allocation Tables were built and how they can be used to build a

00:59:28

Sound Investing Portfolios Risk and Return History

Sound Investing ·

2023/04/05

In this presentation Paul explores the risk and returns of 8 Sound Investing Portfolios and the S&P 500 for the period 1970 to 2022. He references 2 sets of tables for portfolios built with all U.S. equity asset classes as well as worldwide portfolios that are 50% each U.S. and international and 70% U.S. and 30% international.The goal is to help DIY investors understand the likely returns of these portfolios in the good times as well as what to expect when they are out of favor.For those who

00:55:58

The Ultimate Buy and Hold Portfolio 2023 Update

Sound Investing ·

2023/03/29

Each year Paul (with the many hours of dedicated work from Director of Analytics Daryl Bahls ) updates and reviews the latest returns and important lessons from the Ultimate Buy and Hold Portfolio.In this review he references a series of tables including:Table A1-Ultimate Buy & Hold Equity Portfolio (50% US/50% Int’l)Table A2 - Alternative Equity Portfolio Tables (50% US/50% Int’l)Table A101 - Ultimate Buy & Hold Equity Portfolio (70% US/30% Int’l)Table A102 - Alternative Equity Portfolio

520 results

Sound Investing

All Episodes

Similar Podcasts

TaxTalent.com The Golden Rule Podcast

Adam Golden

TaxTalent.com Podcast

Tony Santiago

Handelsblatt Crime - spannende Streitfälle der deutschen Wirtschaft

Ina Karabasz, Solveig Gode, Sönke Iwersen

Deffner und Zschäpitz – Der Wirtschafts-Talk von WELT

WELT

Black Box - La scatola nera della finanza

Guido Brera e Gian Luca Comandini -...