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PODCAST

She"s On The Money

Victoria Devine

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without

business investing

All Episodes

33:03

Points Hacking (No Credit Card Required)

She"s On The Money ·

2025/04/29

Think you need a fancy black Amex credit card to start points hacking? Think again. Because, today, we're joined by our very own resident points queen, Jess Ricci and she spills exactly how you can stack points, cash in bonuses, and score free flights, KitchenAids, and even Dyson vacuums... without ever swiping a credit card. We’re sharing the real rules of smart points hacking, why loyalty programs actually make companies money (and how we’re flipping that to our advantage), plus the

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22:38

How Property Flipping Helped Us Build the Life We...

She"s On The Money ·

2025/04/27

They flipped one house and flipped their whole future. Ever wondered if flipping a property could actually change your life?Today’s Money Diarist shares how she and her husband scraped together a deposit, lived in a caravan while they renovated their first fixer-upper, and flipped it for a serious profit. Once they realised they had a knack for it, they didn’t stop at one and turned their property skills into a growing business, more financial freedom, and a future with way more options

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49:08

This Is the Money Trap That Keeps So Many Women Stuck

She"s On The Money ·

2025/04/24

This episode is all about those moments when you know something’s not working, but you don’t know how to change it. Whether it’s setting boundaries around your time, charging what you’re worth, or figuring out how to leave a relationship that no longer serves you… when money’s involved, it gets complicated.We’re getting into what keeps people stuck, how to start building a way out (even if it feels impossible right now), and where you can turn for help

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43:20

Blue Eyed Kayla Jade: Behind the Money, Followers and...

She"s On The Money ·

2025/04/23

She made $30k in one day... and that's not even the most impressive part. With over 2 million TikTok followers, viral cash-counting clips, and a six-figure business built from the ground up, Kayla Jade is one of the most recognisable (and unapologetic) faces in Australian content creation. And she’s not just here for attention. She’s here to build wealth.She’s an OnlyFans creator, full-service sex worker, digital entrepreneur, and financial powerhouse (with a brand new podcast

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40:10

How Georgie Stevenson Built Naked Harvest (and a...

She"s On The Money ·

2025/04/22

She walked away from a corporate law career to chase something that didn’t quite make sense on paper... and ended up co-founding one of Australia's most recognisable wellness brands. Georgie Stevenson wasn’t trying to build a business. She saw a gap in the wellness space, backed herself, and built Naked Harvest (now being rebranded as NU Harvest) into a multi-million dollar company with her brother by her side. No investors, just a product women were craving, and the guts to do things

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36:40

She Didn’t Go to Uni — But She’s Got Her Dream Home,...

She"s On The Money ·

2025/04/20

She didn’t go to uni. She’s 26, bought a home young, and has been building her money confidence piece by piece.But when her dad passed away and left her an inheritance, she found herself completely stuck. Not because she doesn’t care — but because the pressure to use it “right” is heavier than she expected.This week’s Money Diary is about grief, guilt, and trying to make a smart money decision when your heart’s still catching up. It’s honest,

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37:57

Would You Walk Away From Shares That Might Make You a...

She"s On The Money ·

2025/04/17

You've been offered a new job with better pay and less stress. But here's the catch: leaving your current role means giving up employee shares that might make you a millionaire one day. So… what would you do?We’re unpacking the emotional rollercoaster of choosing between short-term peace and long-term potential, why golden handcuffs are very real, and what we’d do if we were in her shoes (spoiler alert, we didn’t all agree).We also introduce you to LICs — ETFs' more

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45:47

How Victoria Devine Built a Multimillion-Dollar Small...

She"s On The Money ·

2025/04/15

Ever wondered how She’s on the Money went from a Facebook group to a full-blown empire? In this special episode, she finally shares the real story: the chaos, the challenges, and the wild, unexpected moments that turned a side hustle into a multimillion-dollar brand. No highlight reel, just what actually happened behind the scenes. She also answers the questions we hear all the time: How do you know if your idea is worth backing? How do you grow an audience? And what would she do differently

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45:20

The Truth About Big Tech Money From Someone Living It

She"s On The Money ·

2025/04/13

You’ve probably heard the hype: tech jobs = massive salaries. But can you still get a slice of the pie if you don’t work in a technical role? This week’s Money Diarist is here to say… yes, you absolutely can. She’s in her early 30s, earning up to $650K "total comp" a year and building her dream home. But her path into tech was anything but traditional. No coding background, just a string of gutsy moves, lucky breaks, and saying yes before she felt “ready.”

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42:33

Should You Buy a House or Invest? Let's Break it Down

She"s On The Money ·

2025/04/10

Should you buy a house or invest the cash instead? That’s the exact question one of our community members is facing.After a separation and the sale of her home, she’s now sitting on a lump sum. But with property prices still out of reach, she’s torn: should she wait it out, buy in a cheaper area, or invest the money and build wealth another way?We also dive into a DM that seriously put our ethics to the test. Someone got undercharged at checkout, knew it, and walked away. Should

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37:43

What Share Market Dips Do to Your Brain... and What...

She"s On The Money ·

2025/04/08

Your portfolio’s down, and the news is throwing around words like “correction” and “crash.” So... should you be worried? In this episode, Victoria breaks down what’s actually happening in the share market. What’s behind the dip, how global headlines (looking at you, Trump and your tariffs) rattle investor confidence, and why it messes with your decision-making. We're covering:📉 What’s actually driving the current market dip and why it’s not a

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44:12

Superyachts, Sports Cars, and a Secret She Couldn’t...

She"s On The Money ·

2025/04/06

This week, Victoria sits down with a diarist whose story starts like a dream: swept off her feet, love-bombed, and suddenly living a life of superyachts, luxury cars, and first-class everything. But beneath the shine was something far more complex... and much harder to escape. In this deeply moving episode, she shares her experience with financial abuse, coercive control, and the moment she realised she had to leave, baby in arms, without a cent to her name. Her bravery, honesty, and financial

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39:06

Would You Leave Everything Behind to Be...

She"s On The Money ·

2025/04/03

Would you move away from your family, friends, and entire support system just to own a home outright? Well this week’s Friday Drinks is all about big trade-offs, bold moves, and knowing your worth (even when it feels uncomfortable to ask for it).This week, one listener is thinking of quitting her FIFO job and selling her home to move interstate and live mortgage-free... it’s a huge lifestyle shake-up, but is the financial freedom worth it?And we’re also diving into a workplace

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29:38

We Asked the Finance Minister What This Budget Really...

She"s On The Money ·

2025/04/01

Are you still trying to get your head around what this budget means for you?Well Victoria went straight to Parliament House to sit down withFinance Minister & Minister for Women Katy Gallagher and ask the questions we actually care about... no fluff, no jargon, just real answers about what this budget means for you.They cover everything from HECS indexation changes and rent relief to energy bill support, women’s health funding, and that massive $27 billion deficit. And yes she straight-up

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34:09

Confessions of a Former Shopaholic

She"s On The Money ·

2025/03/30

This week’s diarist takes us inside a financial journey that will feel very familiar to anyone who’s ever used retail therapy to escape stress. From using Buy Now Pay Later for festival outfits and groceries to hiding debt from her partner (who works in finance, by the way), she found herself in a spiral of spending and shame and didn’t feel like she could tell anyone.That is, until one unexpected lunch conversation changed everything. What followed was a slow and steady journey

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15:31

Everything You Need to Know About This Year’s Budget

She"s On The Money ·

2025/03/28

If hearing the words “Federal Budget” makes your eyes glaze over… we’ve got you.In this bonus episode, Victoria breaks down what was actually announced in Australia's 2025 Federal Budget (straight from her hotel room in Canberra, right after leaving Parliament House). From tax cuts and HECS debt changes to childcare, housing, rent relief and energy bill support, this episode will help you understand what it actually means for your money.Whether you're a renter, a student, a

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40:22

Owed Super or Don’t Know Where to Start Investing?...

She"s On The Money ·

2025/03/27

Scared to start investing because you don’t want to mess it up? This one’s for you.This week, we’re tackling one of the most common DMs we get:How do I actually start investing without messing it up? We talk through the fear, the noise, and the pressure to “pick the right thing” and share how to take your first step with confidence. We also unpack a second dilemma that had us furious: a listener whose boss still owes her $5,000 in super and has completely ghosted her

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51:18

How Victoria Devine Went From Money Mess to Millionaire

She"s On The Money ·

2025/03/25

Think you're too behind to fix your finances? Victoria Devine was once right where you are. Before she was a best-selling author, business owner and the voice behind Australia’s number one money podcast, Victoria was financially stuck, overwhelmed, and winging it hard. In this episode, Bec puts Victoria in the hot seat to unpack her actual money journey… from the early paydays and panic-spending, to the moment she realised something had to change, and what happened next. Victoria

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29:38

Would You Buy Property With a Partner After 8 Months?...

She"s On The Money ·

2025/03/23

This Money Diary starts with a bold move... buying a house with your partner less than a year into dating. And from there? Life happened. In big, unpredictable, deeply emotional ways. She’s bought homes, sold homes (without an agent!), navigated love, loss, DIY renos, dodgy tenants, and some truly tough decisions—all while trying to stay on top of her finances. But it wasn’t easy, and itdefinitely wasn’t a straight path. If you’ve ever felt like life is throwing you

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13:04

Why a Super-for-Housing Policy Could Actually Push...

She"s On The Money ·

2025/03/21

There’s a lot of noise right now about using your superannuation to help buy your first home. And on the surface? It sounds pretty good. But in this episode, I break down show you exactly what happened when New Zealand tried this approach—and why it ended up hurting the very people it was meant to help. We’ll talk about rising prices, the impact on long-term wealth, and why this policy could affect everyone with super—not just first-time buyers. If you're thinking “but

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