The Brian and Kindra Show

On Season 2 Episode 25 of The Brian and Kindra Show, they discussed what to expect when you are getting ready to close. As a buyer, especially a first time home buyer, the inexperience of the process can be daunting.  When obtaining a loan, there are many steps that must be taken to get to closing. The contract specifies a closing date and all parties work toward that closing date.  However, the lender needs to have their loan approved before they can give “clear to close” and this typically

On Season 2 Episode 24 of The Brian and Kindra Show, they discussed land with Hugh Lively, a realtor at Keller Williams Realty Elite in Woodward. One of the beautiful traits found in Northwest Oklahoma is how quickly the terrain changes in this region also affecting the price of land.  A lot of land in NWOK has been a part of the CRP program. CRP is a conservation program that limits the acres allotted to farming to lessen the usage of infertile soils. This program paid farmers to let their

On Season 2 Episode 23 of The Brian and Kindra Show, they discussed surveys with Mike Gosset. First, it’s important to establish what a survey is.  A survey is an evidence based outline of a property's boundaries. A surveyor can establish existing boundaries on the ground, create new boundaries on the ground, or appear in court as an expert witness over boundary line disputes. A licensed surveyor must have a two-year degree with 30 or so hours of specific courses and 6 years of experience in a

On Season 2 Episode 22 of The Brian and Kindra Show, they discussed rent to own and leasing properties versus purchasing with cash or a traditional mortgage. A typical sales contract for most Realtors is between a seller and a buyer who will pay cash or obtain a loan.  A typical closing will fully fund the seller with the full contract price less closing costs.  However, there are situations where a seller might be agreeable to a lease to own or even an owner finance for their property. For a

On Season 2 Episode 21 of The Brian and Kindra Show, they discussed some myths of interior design. One common myth is that small rooms should be painted white or very light colors. It is commonly thought that light colors will make rooms seem larger. However, one decorator says that dark paint makes it feel cozy and gives the impression that it’s pushing a wall out and therefore appears larger. Another common myth is that ceilings should be white. Brain and Kindra noted that some of their buyers

On Season 2 Episode 20 of The Brian and Kindra Show, they discussed “Do It Yourself” (DIY) projects in the home. Many DIY projects are spurred by an online video that gives you an idea. There are a few pitfalls to DIY Projects.  Many homeowners find that they begin a project but don’t complete it.  Others find that they may begin a project thinking it is manageable, but once they have begun, they realize they don’t have the skills, tools or time to complete the project well.  Others may complete

On Season 2 Episode 19 of The Brian and Kindra Show, they discussed closing costs. When buying or selling a home the term closing costs are often tossed about but sometimes there is confusion as to what that really means.  Closing costs are the funds needed to close your transaction, not including your down payment.   First, a quick look at down payments.  Your loan type determines your down payment:  FHA loans require 3.5% down payments, VA and USDA require 0% down. With these three loan types,

On Season 2, Episode 18 of The Brian and Kindra Show they discussed the pros and cons of buying, building, or renting. Brian and Kindra feel strongly about the right to own real estate and of course, encourage home ownership.  However, they understand that home ownership is not for every person!  Renting is a safer and wiser option for some.  Renting can be very attractive for someone who doesn’t want to or is unable to do various types of home maintenance, lawn care, and upkeep. Maybe one is in