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PODCAST

She"s On The Money

Victoria Devine

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without

business investing

All Episodes

58:49

Victoria Almost Fell Victim to a Scam (and How to...

She"s On The Money ·

2025/02/06

Victoria just lived out her own true crime moment and she's here to spill the tea. She found an ACTUAL card skimmer at an ATM and girl ripped it off with her bare hands! If you've ever wondered how scammers get their sneaky little hands on your money (and, more importantly, how to stop them), you need to hear this wild story. But that’s just the beginning. We’re also diving into a tough community question about navigating unemployment, from what to do when job hunting feels impossible to

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46:39

Why Money-Savvy People Have Money Dates—Even When...

She"s On The Money ·

2025/02/04

This Valentine’s Day, we’re turning up the romance… with your finances! Whether you're single or in a relationship, a money date is the ultimate act of self-love. Pour yourself a glass of wine, light a candle, and let’s make your financial future irresistible. In this episode, we’re making finances feel sexy, fun, and totally stress-free. We’ll show you how to plan the perfect money date (yes, wine and fancy cheese are encouraged), how to overcome money anxiety,

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44:47

We Get Really Pervy About How This 25-Year-Old Built...

She"s On The Money ·

2025/02/02

If you've ever wanted a front-row seat inside the mind of a young, self-made investor, this episode is for you. This week’s Money Diarist didn’t inherit wealth and she didn’t walk into a six-figure salary after uni. Instead, she hustled hard, built strong networks, and made investing moves that paid off—and yes, we getreally pervy about it. We dive deep into her first-ever investment, the mistakes she made along the way, and how her strategy has completely evolved over time

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38:55

Travel Savings Hacks & How to Get Friends to Pay You...

She"s On The Money ·

2025/01/30

Got big travel plans but a not-so-big budget? This week, we’re sharing travel savings hacks to help you cut costs without sacrificing the fun. Then, we dive into one of the most awkward money dilemmas:what do you do when a friend owes you money but won’t pay up? Do you call them out? Drop hints? Cut them off completely? We break down the best ways to handle it, without losing the friendship (or your patience). Plus we find out how one listener scored $600 cleaning out that random

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48:19

Want to Buy Property in 2025? Here’s How to Get Prepared

She"s On The Money ·

2025/01/28

Feel like buying a home in 2025 seems impossible? We’ve got the plan to make it happen! This week, Victoria teams up with expert mortgage broker Jaclyn Walsh to arm you with the ultimate guide to turning your property dreams into reality—and saving thousands while you’re at it. From when to call a mortgage broker to insider hacks that could cut years off your loan and tens of thousands off the cost, this episode is bursting with tips from our industry expert. Wondering if your Uber

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49:07

How They Went From Paycheck-to-Paycheck to Proud...

She"s On The Money ·

2025/01/26

What does it take to turn a paycheck-to-paycheck life into homeownership, wedding plans, and dreams of starting a family? This week’s Money Diary is a masterclass in leveling up your finances—and your life. Our diarist spills all about their journey from being a self-described hot mess, splurging on brunches and carrying a $25K car loan to ditching debt, buying a house, and building a future with their partner. You’ll hear about the hard lessons (like how car loans can play havoc

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53:12

Should You Remortgage? Plus, a Wedding Guest List Drama

She"s On The Money ·

2025/01/23

What happens when a wedding invite turns into major family drama? This week, we’re spilling the tea on a juicy guest list dilemma that’s got everyone talking. Who’s in the right? Who’s way out of line? And how do you navigate sticky situations like this without losing your cool—or your budget? We’ve got opinions, and so does the She’s on the Money community. But that’s not all. We’re also tackling a financial dilemma that could save you hundreds

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39:56

Wait, TikTok Says You Need 7 Income Streams to Be a...

She"s On The Money ·

2025/01/21

Have you seen those TikToks saying you need seven income streams to be a millionaire? Yeah, we’re calling BS. This week, we’re tearing apart the hustle culture myth that’s been making the rounds on social media—and giving you a realistic, sustainable approach to building wealth without working 24/7. Victoria and Bec unpack where this viral idea comes from, why it’s not what it seems, and what actually works when it comes to creating a financial glow-up. If you’re

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39:28

How Starting a Business Gave Us the Freedom to Travel...

She"s On The Money ·

2025/01/19

Imagine selling everything you own, starting a business, and hitting the road with your family—all while raising two young kids. Sounds impossible? Not for this week’s Money Diarist. After a life-changing experience in the NICU, she and her husband realised life is too short to wait for the “perfect” time to live their dream. So, they made it happen: selling their belongings, buying a caravan, and building a business that gives them the freedom to work from anywhere. In this

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53:15

Money Wins, Housing Dilemmas, and a Surprise Car You...

She"s On The Money ·

2025/01/16

What would you do if your parents surprised you with a car… and then dropped a bombshell that there were financial strings attached? This week, we unpack a juicy money dilemma that will leave you stunned, and we’re not holding back. Plus, we’re diving into another hot topic: how to split housing costs with your partner when one of you owns the home. It’s tricky, but we’ve got the tips to keep things fair and drama-free. Of course, Fridays wouldn’t be complete

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24:31

How to Find Your Perfect Side Hustle for 2025

She"s On The Money ·

2025/01/14

Got a big goal for 2025? Whether it’s smashing debt, building an emergency fund, or finally booking that dream holiday, a side hustle could give you the extra cash you need. But how do you find the perfect one? In this week’s episode, we’re diving into exactly that—how to turn your skills, passions, and free time into cold, hard cash. Victoria and Bec break down everything you need to know, from assessing your goals and availability to exploring creative ways to make extra

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44:29

I Got Everything I Wanted Then I Burned It All Down

She"s On The Money ·

2025/01/12

Ever had life give you everything you thought you wanted, only to wonder if it’s what you actually needed? This week’s Money Diary is a juicy, emotional rollercoaster, and trust us—you won’t want to miss it. Our Money Diarist shares her incredible journey of building her dream life, only to find it wasn’t what she truly wanted. After years of saving, buying a dream home, and getting engaged, she made the bold decision to burn it all down, walk away, and start over. We

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12:48

The Lazy Girls Guide To Financial Freedom in 2025

She"s On The Money ·

2025/01/10

Think achieving financial freedom has to mean endless spreadsheets and giving up your favourite treats? Think again! In this episode of She’s on the Money, we’re embracing our inner lazy girl and showing you how to work smarter—not harder—with your money.Join V as she breaks down the easiest, tech-savvy strategies to simplify your financial life in 2025. From our favourite apps to automations, this is your ultimate guide to making your money work for you while you binge

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33:14

Balancing the Money Mental Load

She"s On The Money ·

2025/01/09

This week’s episode is the ultimate financial pick-me-up to power you into the weekend like the boss you are. We’re diving into your incredible money wins—think ChatGPT hacks that make meal planning a breeze and slashing power bills to a jaw-dropping $87. But we’re not stopping there. We’re tackling two big, relatable topics that you need to hear about. Ever thought about a removable home? (Spoiler: It’s trickier than you’d think, but we’ve got the

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40:14

Investing for Beginners: Stop Dreaming and Start...

She"s On The Money ·

2025/01/07

Ever told yourself, “This is the year I start investing,” only to hit pause because, let’s be real, it all seemed a bit too much? Been there, done that. But not this year, my friend. This time, we’re ditching the excuses and diving headfirst into making those investing dreams a reality. Whether you’ve got $10 or $10,000, this episode is your official pep talk to stop procrastinating and start building your future. Victoria Devine is here to break it all down—no

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27:34

How She Rebuilt Her Life After Losing $38k to a Scam

She"s On The Money ·

2025/01/05

What does it take to rebuild your life not once, not twice, but three times? In this unforgettable Money Diary, we meet an inspiring single mom who turned heartbreak and setbacks into a financial success story. From devastating breakups to losing $38,000 in a scam, she shares how she clawed her way back. Now, she’s achieved her dream of homeownership through the Australian government's Family Home Guarantee and is on a mission to build a buyer’s agency to help others find stability. With

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47:22

The Truth About HECs Debt: Is It Time to Stop...

She"s On The Money ·

2025/01/02

Is HECs debt the ultimate financial ball and chain, or is it not as bad as it seems? We’re unpacking why some people never pay it off (and why that might be okay), plus tackling a wild money dilemma involving a broken TV and a very awkward friendship moment. This episode has the drama and the money smarts, plus all the usual Friday Drinks fun—don’t miss it! Want to kick off 2025 with your best financial foot forward? Victoria’s Financial Foundations Workshop ispacked with all

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41:46

Why 92% of New Year's Resolutions Fail... and How to...

She"s On The Money ·

2024/12/31

Tired of making resolutions that don’t even survive until February? You’re not alone. In this episode, Victoria unpacks why so many goals lose steam and shares psychology-backed strategies to help you avoid the same fate. Whether it’s saving money, building better habits, or tackling your personal goals, this conversation will get you inspired to approach 2025 differently. Ready to be part of the 8% who stick to it? Hit play now! Got big dreams for 2025? Victoria’sYour Best

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30:21

The Biggest Money Lessons We Learned From This Year’s...

She"s On The Money ·

2024/12/29

The best thing about Money Diaries? They prove that no one’s money story is perfect, but there’s always something to learn. Today, V takes us through the most teachable moments of 2024’s Money Diaries, unpacking the lessons that remind us we don’t have to have it all figured out. From breaking the debt cycle to transforming a side hustle into a booming business, this episode is packed with inspiration, insights, and the kind of financial wisdom you’ll want to take notes

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26:52

Hey Hun: What an MLM Million Dollar Earner Wants You...

She"s On The Money ·

2024/12/27

We’re back with more jaw-dropping revelations from Emily Lynn Paulson, the million-dollar MLM insider who climbed to the top—only to reveal the truth hiding behind the glittering promises. In Part 2, Emily takes us deeper into the manipulative tactics MLMs use to hook you, from love bombing and trauma bonding to financial exploitation and cult-like control.Victoria Devine doesn’t hold back as they unpack the shocking psychology behind these schemes and how they blur the lines

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