x

75% of people globally want unbiased news (Pew Research) but are concerned they're not getting that.

Get balanced coverage with Symby. See how stories are covered across diverse outlets and spot when one side covers a story the other skips.

PODCAST

Ontario Mortgage & Real Estate Insights Podcast

Sandy MacKay, Steve Hamoen

We cover the daily developments, trends, and regulatory changes affecting the industry, powered by an AI Steve Hamoen. Get insights sourced from reputable news outlets to help you stay informed and make well-informed decisions.

business investing

All Episodes

00:18:16

FSRA Actions, Bond Yields, and Trends in Canadian...

Ontario Mortgage & Real Estate Insights Podcast ·

2025/06/17

In this episode, we start with a sponsor message from Real Approved Inc. and dive into FSRA's suspension of ZK Financial Inc.'s license due to regulatory violations, stressing the importance of transparency in the mortgage industry. We discuss the trend towards variable-rate mortgages amid economic uncertainty and the effects of rising bond yields on mortgage rates and the economy. We also analyze the rise in Canadian ten-year government bond yields and housing start trends. Toronto condo sales

en

00:11:36

Mortgage Trends, Generational Debt, and 2025 Housing...

Ontario Mortgage & Real Estate Insights Podcast ·

2025/06/16

In this episode, we commence with a welcome and introduction, followed by a sponsor message from Real Approved Incorporated. We delve into the rising mortgage delinquencies and their economic implications, examining trends in mortgage renewals, amortizations, and rate preferences. We discuss homeowners' financial strategies in the current market and consider debt and affordability challenges facing different generations. Recent home sales data and market trends are analyzed, along with predictions

en

00:06:17

Rising Home Prices, Mortgage Report Insights, and...

Ontario Mortgage & Real Estate Insights Podcast ·

2025/06/15

In this episode, we start with a welcome and introduction, followed by a sponsor message from Real Approved Inc. We examine the rising Canadian home prices and current economic trends affecting the housing market. Insights from the 2025 Residential Mortgage Industry Report are discussed, highlighting key findings. The conversation then moves to mortgage renewals, debt levels, and the stability of lenders in this evolving landscape. The episode wraps up with closing remarks and a sponsor reminder

en

00:10:18

Toronto Zoning Changes, FSRA Actions, and GTA Market...

Ontario Mortgage & Real Estate Insights Podcast ·

2025/06/14

In this episode, we begin with a welcome and introduction, followed by a sponsor message from Real Approved Inc. We explore Toronto's new zoning regulations for fiveplexes and sixplexes, discussing concerns about building height changes for basement units. We provide housing recommendations and highlight FSRA's recent action against a mortgage broker. The conversation shifts to real estate market trends in Newmarket, Aurora, and the Greater Toronto Area. Economic factors influencing the housing

en

00:15:36

Toronto Condo Sales, Ontario Market Trends, and CMHC...

Ontario Mortgage & Real Estate Insights Podcast ·

2025/06/13

In this episode, we kick off with a welcome and introduction, followed by a sponsor message from Real Approved Inc. We discuss insights from principal brokers on Toronto condo sales and explore trends in the Southwestern Ontario market, including mortgage debt patterns. The conversation shifts to CMHC's updates on housing supply and mortgage delinquency rates. We emphasize the importance of staying aware of market dynamics to make informed decisions. The episode concludes with a sponsor reminder

en

00:10:25

CMHC Mortgage Report, Ontario Legislation, and...

Ontario Mortgage & Real Estate Insights Podcast ·

2025/06/12

In this episode, we begin with an introduction by Steve Hamoen, followed by a sponsor message from Real Approved Inc. We delve into the CMHC Residential Mortgage Industry Report, focusing on mortgage delinquencies. The discussion then shifts to Ontario's new real estate legislation and its potential impact on the market. We provide an update on the state of condo markets in Toronto and Vancouver. Economic updates are covered, including the performance of the Canadian dollar, U.S. inflation, and oil

en

00:10:04

GST Rebate on New Homes, CMHC Condo Insights, and...

Ontario Mortgage & Real Estate Insights Podcast ·

2025/06/11

In this episode, we start with a welcome and an overview of the GST rebate. Following a sponsor message from Real Approved Inc., we delve into Ottawa's proposal for a GST rebate on new homes, discussing its potential impact on the housing market. We then provide an update from CMHC on condo markets and explore investor stress. Economic developments and insolvency trends are also examined, highlighting their effects on the real estate sector. The episode wraps up with closing remarks and a sponsor

en

00:25:23

Ontario's Real Estate Trends: Unemployment, Market...

Ontario Mortgage & Real Estate Insights Podcast ·

2025/06/10

In this episode, we begin with an introduction to the podcast and a sponsor message from Real Approved Inc. We discuss Ontario's rising unemployment rate and the potential impacts of immigration on the housing market. The conversation shifts to changes in buyer behavior within the GTA real estate market. We then examine variations in the real estate market alongside CMHC's condo market reports. The episode addresses the surge in home prices and proposals affecting first-time buyers. We also explore

en

00:11:01

Toronto Housing Demand, Affordability Initiatives,...

Ontario Mortgage & Real Estate Insights Podcast ·

2025/06/09

In this episode, we kick off with an introduction to the podcast and a sponsor message from Real Approved Inc. We then explore the dynamics of housing demand and construction supply in Toronto. The discussion moves to federal and Toronto-specific initiatives aimed at improving housing affordability. We analyze the Bank of Canada's latest interest rate decision and its potential impact. Attention is given to upcoming mortgage renewals and their implications for homeowners. The episode also covers a

en

00:03:57

Gen Z credit use up 30%, as Canada’s consumer debt...

Ontario Mortgage & Real Estate Insights Podcast ·

2025/06/08

In this episode, we begin with a welcome and introduction, followed by a sponsor message from Real Approved Inc. We delve into a TransUnion report that highlights consumer debt and its impact on the housing market. The discussion then shifts to the importance of mortgage readiness and financial education. We address economic stress and offer advice on managing clients' financial situations effectively. The episode concludes with closing remarks, a thank you message, and a final sponsor reminder.

en

00:09:33

Loan-to-Income Rules, Interest Rates, and Waterloo...

Ontario Mortgage & Real Estate Insights Podcast ·

2025/06/07

In this episode, we start with an introduction and a sponsor message from Real Approved Inc. The discussion moves to OSFI's proposed loan-to-income regulations and their potential implementation. Expert opinions weigh in on the balance between market stability and housing affordability. We provide an outlook on interest and mortgage rates, along with market perceptions. The importance of staying informed in the current real estate landscape is emphasized. We delve into real estate market conditions

en

00:09:35

Interest Rates, Mortgage Renewals, and Market Impacts

Ontario Mortgage & Real Estate Insights Podcast ·

2025/06/06

In this episode, we begin with a welcome and introduction, followed by a sponsor message from Real Approved Inc. We dive into the topic of mortgage renewals, addressing homeowner concerns and financial adjustments. The discussion shifts to the Bank of Canada's interest rate decision and its implications for the housing market. We explore the federal GST rebate for first-time homebuyers and the challenges associated with downsizing. Employment figures in Canada and the U.S. are analyzed for their

en

00:09:21

Interest Rates, Ontario Home Prices, and Mortgage...

Ontario Mortgage & Real Estate Insights Podcast ·

2025/06/05

In this episode, we start with a welcome and introduction, followed by a sponsor message from Real Approved Inc. The discussion centers on the Bank of Canada's interest rate decision and its impact on the housing market. We analyze the decline in Ontario home prices and explore the potential for a rebound. The conversation shifts to government incentives for first-time homebuyers and the challenges facing the condo market. Insights from a TD survey on mortgage renewals and homeowner financial

en

00:14:33

Interest Rates, GTA Market, and FSRA Updates

Ontario Mortgage & Real Estate Insights Podcast ·

2025/06/04

In this episode, we begin with an introduction and a discussion on the key interest rate, followed by a sponsor message from Real Approved Inc. We dive into the ongoing debate surrounding the mortgage stress test and provide an update on the Greater Toronto Area market. The conversation continues with an update on FSRA's recent enforcement actions. We highlight CMP's Top 75 Brokers of 2025, offering insights into their achievements. The episode concludes with closing remarks, acknowledgments, and a

en

00:12:20

Mortgage Rates, Toronto Condos, and FSRA Regulatory...

Ontario Mortgage & Real Estate Insights Podcast ·

2025/06/03

In this episode, we kick off with an introduction to the podcast and a sponsor message from Real Approved Inc. We explore recent shifts in fixed mortgage rates and the resulting market dynamics. Discussion includes borrower strategies for navigating uncertain times and a comprehensive update on the Toronto condo market with strategic approaches. We examine new condo developments, sales activity, and rental demand trends. The episode also highlights mortgage rates in Elliot Lake and the U.S. economic

en

00:12:51

Interest Rates, Bond Yields, and Ontario's Real...

Ontario Mortgage & Real Estate Insights Podcast ·

2025/06/02

In this episode, we begin with a welcome and an introduction, followed by a sponsor message from Real Approved Inc. We discuss the Bank of Canada's interest rate decision and its implications for the market, along with the rebound in Canadian 10-year government bond yields amid trade tensions. The importance of staying informed in the real estate and mortgage sectors is emphasized. We examine the resilience of Canadian banks and the risks present in Ontario's real estate market. The performance and

en

00:03:56

Northern Ontario real estate offers quirky finds...

Ontario Mortgage & Real Estate Insights Podcast ·

2025/06/01

In this episode, we start with a welcome and introduction, followed by a sponsor message from Real Approved Inc. We then explore real estate opportunities in Northern Ontario, highlighting the potential for growth in this region. The discussion shifts to a spotlight on commercial properties, examining current market trends and potential investment opportunities. We delve into broader market trends and discuss strategies for property investments. The episode concludes with closing remarks, a sponsor

en

00:09:46

Mortgage Risks, Real Estate Inequality, and Barrie...

Ontario Mortgage & Real Estate Insights Podcast ·

2025/05/31

In this episode, we begin with a welcome and an overview, followed by a sponsor message from Real Approved Inc. We delve into RBC's mortgage delinquencies and the effects of high interest rates on the market. The discussion shifts to the risks associated with high-rise condos and commercial real estate. We explore the growing inequality in home ownership and the financialization of housing. The episode also covers the receivership of a real estate development in Barrie. We conclude with closing

en

00:11:31

Syndicated Mortgages, Economic Shifts, and Ontario's...

Ontario Mortgage & Real Estate Insights Podcast ·

2025/05/30

In this episode, we begin with an introduction and a discussion on recent legal developments, followed by a sponsor message from Real Approved Inc. We explore the topic of syndicated mortgages and the increase in mortgage delinquencies. The episode examines how current economic conditions are impacting retirees and causing shifts in the housing market. We also provide insights into Ontario's economic outlook and Canada's anticipated growth in Q1 2025. The episode wraps up with closing remarks and a

en

00:17:51

First-Time Buyer Tips, Housing Strategies, and Market...

Ontario Mortgage & Real Estate Insights Podcast ·

2025/05/29

In this episode, we open with an introduction and a look at current market trends, followed by a sponsor message from Real Approved Inc. The discussion then shifts to common mistakes made by first-time buyers amid economic uncertainties, and the opportunities and challenges present in today's market. We review insights from the Task Force for Housing and Climate report before transitioning to a sponsor message from EQB Inc. The episode also examines recent regulatory actions and market compliance

en

505 results

Similar Podcasts

TaxTalent.com The Golden Rule Podcast

Adam Golden

TaxTalent.com Podcast

Tony Santiago

Handelsblatt Crime - spannende Streitfälle der deutschen Wirtschaft

Ina Karabasz, Solveig Gode, Sönke Iwersen

Deffner und Zschäpitz – Der Wirtschafts-Talk von WELT

WELT

Black Box - La scatola nera della finanza

Guido Brera e Gian Luca Comandini -...