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PODCAST

She"s On The Money

Victoria Devine

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without

business investing

All Episodes

40:51

Bloopers, Investment Bonds and Big Decisions: Your...

She"s On The Money ·

2024/12/26

We saved the best for the last Friday Drinks ep of 2024! We’re sharing the hilarious bloopers that you didn't hear this year that had us crying (and cringing). Plus we're tackling two of your biggest money dilemmas: investing for kids and deciding if it’s time to move on after a missed promotion. It’s all the laughs, lessons, and relatable advice you need to end 2024 with a bang. And we've got some exciting things happening in Jan you're going to want to be part of. We’re

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43:06

2024 All Wrapped Up!

She"s On The Money ·

2024/12/24

This year wasn’t just a rollercoaster—it was the whole theme park. Whether you crushed your goals or just barely held it together, you’re not alone. In this episode, Victoria Devine gets real about the wins, the losses, and everything in between, sharing how to make 2025 your year to thrive. We’re breaking down simple, actionable ways to reflect on your year without the guilt, celebrate the progress you’ve made (even if it feels small), and set yourself up to absolutely

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51:15

She Turned a Hobby Into a Serious Side Hustle—And...

She"s On The Money ·

2024/12/22

What would you do if you lost your job, went through a breakup, and moved back in with your parents—all at once? This week’s Money Diarist didn’t just survive—she thrived. With some serious grit and a creative spark, she built a side hustle that didn’t just pay the bills—it allowed her to wipe out her HECS debt in one swoop. Want to know how she turned a tough situation into a major financial win? Press play to find out! Acknowledgement of Country By Natarsha

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43:34

Hey Hun: What an MLM Million Dollar Earner Wants You...

She"s On The Money ·

2024/12/20

We got the scoop from a million-dollar MLM insider—and it’s juicier than you think. In this special episode, Victoria chats with Emily Lynn Paulson, a real-life MLM millionaire who had it all—until she decided to expose the truth. From the shiny promises of freedom and community to the shocking reality at the top, Emily reveals how MLMs prey on women and keep them hooked. She reached the peak of the pyramid, and now she’s here to tear it all down. Don’t miss the insider

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65:40

Are Christmas Bonuses Just a Festive Myth?

She"s On The Money ·

2024/12/19

You’ve survived the year, and secretly dreaming of a little extra something in your paycheck. But then—no Christmas bonus in sight. Is it a sign you’re undervalued at work, or just the way things are these days? This week, the V, Jess and Bec dive into the great Christmas bonus debate: are they a must-have to feel appreciated, or just a festive myth. We’re also dishing out some festive cheer with budget-friendly hacks to save on decorations and gifts—because who knew

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38:54

Managing People in the Workplace

She"s On The Money ·

2024/12/17

Managing people can feel like a maze—whether you’re running a business, managing a team, or just trying to survive office politics. In this Business Bible episode, we’re cutting through the noise and giving you practical, no-nonsense tips for managing people like a pro. From building a team culture to mastering feedback, and creating clear HR policies (that actually work), this episode is packed with advice to help you navigate the workplace with confidence. And don’t

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32:24

What It’s Really Like to Raise Twins (And Battle...

She"s On The Money ·

2024/12/15

Twins in a pandemic? Talk about a curveball. This week’s Money Diarist faced double the costs with none of the extra support, but she found a way to turn her finances around. Now, she’s sharing how she paid off debt, started investing, and built a budget that works—even with two four-year-olds running around! Curious how she did it? Hit play to find out. Acknowledgement of Country By Natarsha Bamblett akaQueen Acknowledgements. The advice shared on She's On The Money is general in

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28:47

Kangen Water: Miracle Product or MLM Trap

She"s On The Money ·

2024/12/13

What do a $6,500 water machine, misleading promises of financial freedom, and a whole lot of pseudoscience have in common? This week, Victoria dives deep into one of the most predatory MLM schemes yet—unpacking how high-pressure sales tactics and debt traps leave people drowning, not thriving. From bogus health claims to a compensation plan so confusing it’s practically a trap, this episode pulls back the curtain on how these schemes exploit vulnerability and sell dreams that often turn

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59:16

Big Financial Decision Drama

She"s On The Money ·

2024/12/12

This week’s episode has everything: baking tips, big financial decisions, and a whole lot of laughs. From Victoria’s breakdown of a sky-high interest car loan to a partner splurging on a second ute (and now eyeing a boat) to the the all-too-relatable Christmas gift stress and offer ideas for navigating the holiday season without overspending or losing your sanity. Whether you’re here for practical advice, broke tips, or just a festive laugh, this episode has something for everyone

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30:30

Holiday Hustles

She"s On The Money ·

2024/12/10

It’s the most wonderful time of the year… to make some extra cash! This week, we’re unwrapping creative ways to boost your bank balance while embracing the festive cheer. From turning your clutter into cash to capitalising on last-minute holiday errands, we’re sharing practical, fun, and totally doable ways to make the most of the silly season. Whether you’re funding gifts or prepping for the New Year, these tips will help you hustle with holiday spirit and a little

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24:28

How a Side Hustle Paid Off Debt and Funded Big Travel...

She"s On The Money ·

2024/12/08

What if your side hustle could cover your bills, tackle your debt, and send you off on your dream holiday? This week’s Money Diarist shows us exactly how they made it happen. With financial stress, and a serious case of wanderlust, they looked at what they had and unlocked a clever side hustle that changed everything. This episode is packed with juicy insights, practical tips, and some seriously relatable moments. Whether you’re looking to crush your debt, save smarter, or just dream a little

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17:46

How to Create a Magical Christmas on Any Budget

She"s On The Money ·

2024/12/06

Do you ever feel like Christmas has become all about spending big and stressing out? This week, we’re rethinking what makes the festive season truly magical. From heartfelt traditions to finding joy in the little things, we’re sharing how to create a meaningful holiday without blowing the budget. Victoria opens up about her first Christmas as a new mum and the moments that matter most, reminding us that it’s not about what you buy—it’s about what you cherish. Tune in for inspiration, feel-good

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54:59

Is My Landlord Even Allowed to Do That?

She"s On The Money ·

2024/12/05

Ever thought, 'Is my landlord allowed to do that?'? Well this Friday, we’re diving into that question every renter has asked at some point. From bond dramas to boundary-pushing behaviour, we’re unpacking your rights as a tenant and how to protect yourself when things get tricky. But that’s not all—this episode is packed with money dilemmas, like navigating financial curveballs right after buying your first home and figuring out what to do when your partner’s business starts impacting your own

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28:44

Why This Year’s Hottest Gift Is Investing

She"s On The Money ·

2024/12/03

This year, skip the socks and candles and give a present that actually compounds! We’re upgrading your holiday gifting game with thoughtful presents that don’t just sit on a shelf—they grow. Imagine giving your loved ones a head start on their financial future with beginner-friendly gifts like shares, ETFs, or even investment bonds (trust us, they’re cooler than they sound). This episode is your ultimate guide to investing-inspired gifts with serious glow-up potential. Whether you’re working with

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56:42

Getting Fired Was the Best Thing That Ever Happened...

She"s On The Money ·

2024/12/01

Can being fired actually be the best thing that ever happens to you? This week’s Money Diarist was blindsided by her boss and the universe when she got fired from her $60k job—just months after they gave her a bonus. She was left feeling overwhelmed, lost, and battling imposter syndrome. Fast forward: she's now thriving with a six-figure income, a stellar investment portfolio, and a no-property-required path to financial freedom. When life throws curveballs; this is how you hit them out of the park

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29:48

Why MLMs Are So Hard to Leave—And How to Do It Anyway

She"s On The Money ·

2024/11/29

This episode has been one of the most requested since we began unpacking the world of multi-level marketing. Whether you’re ready to leave yourself or trying to help someone you care about, we’ve got you covered. We’re breaking down why MLMs are so hard to walk away from, how to protect your finances as you exit, and how to handle those tricky conversations with friends or loved ones still involved. If you’ve ever felt stuck, overwhelmed, or unsure of what to do next, this episode is your guide to

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53:06

Why Your Dad’s Super Advice Might Be Costing You...

She"s On The Money ·

2024/11/28

Ever had money opinions that seriously clash with your parents? This episode is here to gently (okay, not-so-gently) challenge those outdated views and help you take control. It’s time to reframe the super conversation—not just with your parents but with your partner too. Because fair’s fair, right? If raising kids is a team effort, shouldn’t your retirement be too? We’re also breaking down the sneaky world of credit card interest—how it works, why your statement might not match what you owe, and

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60:06

Business Diaries: How Brittney Saunders Built Fayt

She"s On The Money ·

2024/11/26

No business degree? No problem. Brittany Saunders went from YouTube star to fashion powerhouse by figuring it out as she went—and she’s here to tell us how. In our first-ever Business Diary, Brittney gets real about the highs and lows of building a business from scratch—think: launching from a garage, learning everything from Google, and tackling the unexpected challenges of managing a growing team. Whether you’re dreaming of starting your own thing or just love an inspiring story of grit and

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30:09

When Life Throws Curveballs, Here’s How to Smash Your...

She"s On The Money ·

2024/11/24

Can you go from financial chaos to building the life of your dreams? This week’s Money Diarist says YES. After navigating redundancy, a work injury, and realising they spent $10k on coffee, they built their dream home, crushed debt, and are planning for early retirement. This episode is packed with resilience, real talk, and practical money tips to help you do the same. Hit play to find out how they did it. This Black Friday, invest in you! Our course bundles are on sale—your chance to level up your

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17:39

So, Is Affiliate Marketing a Scam Too?

She"s On The Money ·

2024/11/22

Have you seen those bold claims all over social media? Promises to make millions working just a few hours a day from your phone, all thanks to ‘affiliate marketing’? Since we started calling out MLMs, our DMs have been popping off with another big question: ‘Is affiliate marketing a scam too?’ In this episode, we’re breaking it all down—what affiliate marketing actually is, how it works when it’s legit, and the red flags you need to spot so you don’t fall into a trap. Tune in to find out how to tell

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