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PODCAST

Beyond the Buildings

Get a new perspective on property. Host Maiclaire Bolton Smith, Vice President of Product Marketing at Cotality, goes in-depth with experts to understand how the property ecosystem is evolving, glean information on how to solve housing"s greatest challenges, and see what"s going to happen next.

technology

All Episodes

33:27

Property Cybercrime Rising: What You Need to Know

Beyond the Buildings ·

2024/10/16

In recent years, cybercrime has surged across nearly every industry, with real estate emerging as a prime target for hackers. The shift toward digital transactions, coupled with the sensitive nature of real estate data, has made the sector a lucrative focus for cybercriminals. From wire fraud to data breaches, the threats are evolving, posing significant risks to real estate agents, brokers, title companies, and even buyers and sellers.Among the most pervasive issues is social engineering. These

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24:19

Geospatial Data: Superpowering AI Infrastructure...

Beyond the Buildings ·

2024/10/02

Over the next few years, it's estimated that nearly a trillion dollars will be spent on data centers, semiconductors, and power grid upgrades. And this is all just to meet the growing computational needs of AI technologies. In fact, industry estimates suggest that global data center capacity could double by 2030, but this growth is far from straightforward.As AI technologies like generative AI continue to expand, the infrastructure needed to support them is growing at an unprecedented rate. However,

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27:16

How to Solve the U.S. Affordable Housing Crisis

Beyond the Buildings ·

2024/09/18

Affordability remains a persistent challenge in the U.S. housing market. With increasing concerns over housing costs, particularly post-pandemic, the affordability crisis has grown to affect millions of households across the country. With nearly one-third of American households now considered cost burdened, the crisis has reached national prominence, even making its way into recent presidential addresses.In this episode of Core Conversations, CoreLogic Senior Vice President of Public Policy and

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28:16

Do Appraisers Have What It Takes to Value Short-Term...

Beyond the Buildings ·

2024/09/04

As cities across the country grapple with the rise of platforms like Airbnb and VRBO, the implications for the property industry are becoming more complex. How do you accurately value a property that doubles as a business? What happens when local regulations change?Despite the lingering questions in the industry, the rising demand for vacation homes and the allure of short-term rental platforms have carved out a significant niche in the market. However, their increasing popularity brings new

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27:33

Which Areas of the US Are Most Vulnerable to Extreme...

Beyond the Buildings ·

2024/08/21

Extreme heat doesn’t just challenge our physical endurance; it has a ripple effect on nearly every aspect of our lives. From contributing to the intensification of natural disasters like hurricanes and wildfires to affecting property values, insurance risks, and even migration patterns, rising temperatures are worth paying attention to.As natural disasters continue to accelerate in pace and intensity, it’s becoming clear that both homeowners and businesses must adapt to a new normal—one where

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23:12

What Drives Public Perception of Climate Migration?

Beyond the Buildings ·

2024/08/07

Have you ever wondered what happens to communities when climate change forces people to move?The economic and social ramifications are both complex and far-reaching. From community fragmentation to insurers potentially refusing coverage in high-risk areas, there are profound consequences stemming from not adapting to a climate in which natural disasters are accelerating.Dr. Kaitlin Raimi, an associate professor of public policy at the University of Michigan, has researched the multifaceted nature of

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27:48

Why Measuring Climate Risk Means Financial Stability...

Beyond the Buildings ·

2024/07/24

Ever wondered how a hurricane might impact the financial sector, or why granular data on property locations is essential? Curious about how these findings might influence future governmental policies and corporate risk management strategies?The Federal Reserve Board (FRB) was too. This year, the FRB asked six major U.S. banks to scrutinize their resilience to physical climate risks. This pilot study aimed to understand the financial stability of the mortgage loan ecosystem in the face of

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26:23

University of Miami Researcher Weighs in on Key 2024...

Beyond the Buildings ·

2024/07/10

As the 2024 Atlantic hurricane season approaches, the climate signals are anything but typical. The transition from El Niño to La Niña and unprecedented sea surface temperatures in the Atlantic have meteorologists and communities paying close attention to the potential severity and frequency of this year's hurricane potential.Warmer ocean temperatures can fuel more intense hurricanes that cause widespread destruction, including severe flooding and wind damage, as well as long-term economic and

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23:21

Where Are Labor and Material Cost Affecting Housing...

Beyond the Buildings ·

2024/06/26

As the landscape of the housing market continues to evolve, one topic continues to remain at the forefront: affordability.It’s a topic we frequently explore on this podcast because it touches every facet of the property market, including the rising costs of construction. With more people moving to more affordable regions, there’s a notable impact on both home prices and the costs associated with building new homes.As inflation remains elevated, people are migrating to more affordable areas, and the

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21:45

Building Codes Cost. But What is Resiliency Actually...

Beyond the Buildings ·

2024/06/12

As the frequency and severity of natural catastrophes intensify, the need to strengthen the resiliency of communities against these perils is increasingly urgent. Building codes are a critical tool in this endeavor. However, their adoption and enforcement vary significantly across states. A recent report from the Insurance Institute for Business and Home Safety (IBHS) underscores the lack of uniformity in building code implementation among states vulnerable to hurricanes.While some states, like

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24:25

What Are the Ethical Implications of AI in the...

Beyond the Buildings ·

2024/05/29

A full 67% of IT senior leaders are prioritizing generative AI for their businesses, according to Salesforce data. This statistic underscores the growing importance of AI in today's business landscape and highlights the urgency of understanding its implications.Although AI is not new technology, over the past couple of years, it has reshaped industries. But with its rise comes a myriad of questions and concerns, ranging from technical complexities to ethical implications.From forecasting floods to

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25:30

Can Housing Market Foreclosures Remain Low as...

Beyond the Buildings ·

2024/05/15

As housing prices remain elevated, it's crucial to examine the other side of the coin, where worries about affordability linger despite the substantial equity many homeowners have amassed.In a housing market characterized by high prices, soaring equity, and ballooning consumer debt, it is worth examining mortgage delinquency and foreclosure rates, which are currently hovering around historic lows. But what's behind this trend, and what does it signify for the future of the housing market and real

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24:30

Why Valuing Barndominiums, Tiny Homes Needs the Cost...

Beyond the Buildings ·

2024/05/01

Whether you're valuing, insuring, underwriting or even simply buying and selling real estate, understanding the nuances of property valuation is crucial.But why do homes have so many different values and what role does each value play in the grand scheme of things? From market value to insurable value to the cost approach, who you are and what type of value you’re looking for plays a pivotal role in how you consider property values.But then there is the world of unconventional homes like

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25:00

SEC Climate Disclosure Guidance Timeline Pause: Why...

Beyond the Buildings ·

2024/04/17

On March 6, 2024, the Securities and Exchange Commission (SEC) sent shockwaves through the financial world by mandating that publicly traded companies disclose details about how climate change affects their businesses. However, this rule hit a roadblock on April 4 when legal challenges led the SEC to pause the implementation timeline, throwing compliance requirements into uncertainty.While the future of this rule is in limbo, the implications of such a mandate for businesses, investors, and the

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25:15

Can Property Data Accurately Predict Shifts in the...

Beyond the Buildings ·

2024/04/03

In today's ever-changing property market, decisions can be swayed by fluctuating interest rates, population shifts, affordability concerns, and climate challenges. However, one constant remains to provide a clear path forward: data-driven insights.From guiding high-level business decisions to shaping regulatory policies, data has become the cornerstone for professionals navigating the property market. But with the proliferation of data comes the challenge of harnessing its potential. Where does one

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21:12

What Makes Geospatial Data Unique to Expand Telco...

Beyond the Buildings ·

2024/03/20

In the telecommunications industry, navigating infrastructure investments to draft a road map for 5G success is a complex but necessary undertaking. Success requires both location intelligence and geospatial data.As the needs for 5G infrastructure increase in parallel with the demand for connectivity for everything from core networks to self-driving cars and wearable devices, it’s imperative to not only understand how much connectivity to provide today but also where it will be needed tomorrow.From

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25:19

Are Investors and Interest Rates Abolishing the Dream...

Beyond the Buildings ·

2024/03/06

Soaring U.S. rental prices have prompted discussions about the nation's trajectory towards a renter-centric society.From the exorbitant rental prices in Miami to the ongoing wisdom that homeownership is an advantageous financial decision, as renters and homeowners search for affordability and stability, they will need to navigate an increasingly complex market.With rental costs experiencing a staggering 30% increase over a three-year period, this episode of Core Conversations examines various

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24:43

What Can 2023 Teach Us About Future Natural...

Beyond the Buildings ·

2024/02/21

It already seems like 2023 is long ago, but the consequences of natural disasters and the lessons we’ve learned from them are far from the past.Record-breaking hailstorms; devastating wildfires in Lahaina, Hawaii; and other catastrophic events made global headlines, and for good reason. Historical patterns are changing – just look at the increasing rapid intensification of storms and sea-surface temperatures. However, changing climate patterns do not mean that there is no way to ensure

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23:09

Some Insurers Banned AI — Will Insurtech Bring It Back?

Beyond the Buildings ·

2024/02/07

Insurance is a topic of perennial interest, but it is not often discussed for furthering cutting-edge technologies like generative AI and machine learning. However, Insurtech, with its ability to redefine business models and leverage cutting-edge technologies, has left an indelible mark on the insurance industry landscape.Whether it’s a homeowner navigating insurance policies or an industry professional charting the course for future business growth, Insurtech’s broad reach has enabled companies to

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21:58

How Will Big Data Automation Impact Insurance Field...

Beyond the Buildings ·

2024/01/24

As the claims and restoration business adapt to pressures of surging inflation, persistent labor shortages and the escalating frequency of natural disasters, automation has emerged as an investment avenue to help streamline processes and enhance efficiency.However, not all technology solutions are created equal. In an industry when data fidelity is crucial for those in the field and automation is increasingly a stopgap amid ongoing staffing challenges, the insurance claims industry is increasingly

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