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PODCAST

The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies

Stay ahead of the Fernie and Lake Koocanusa real estate market with host Phil Gadd, REALTOR® and local expert. Each episode breaks down current trends, property opportunities, and smart strategies for buyers, sellers, and investors across the East Kootenays. From housing updates to lifestyle-driven insights, The Property Mindset gives you the clarity and confidence to make your next move in Fernie BC’s evolving market.

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All Episodes

8:44

The Real Cost of Living in Fernie, BC

The Property Mindset: Fernie Real Estate, Market... ·

2025/01/10

Rising Costs, Unmatched LifestyleFernie, BC, is known for its breathtaking mountain views, world-class recreation, and strong community vibes. But with an average home price climbing over $800,000 and the cost of living rising faster than many other Canadian towns, can you afford to live in this mountain paradise?In Episode #50 of The Property Mindset Podcast, host Phil Gadd explores the true cost of living in Fernie. From housing and groceries to transportation and dining out, Phil breaks do...

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5:58

December 2024 Fernie Market Wrap-Up: Trends and...

The Property Mindset: Fernie Real Estate, Market... ·

2025/01/02

In Episode #49 of The Property Mindset Podcast, titled "December 2024 Fernie Market Wrap-Up: Trends and Predictions," host Phil Gadd takes a deep dive into the year-end dynamics of the Fernie real estate market. Discover how various property types fared as we transition from 2024 into 2025 and what potential buyers and sellers might expect in the coming year.What’s Inside This Episode:December Overview: An in-depth analysis of fewer listings and how specific property types like single-family ...

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8:06

Why Fernie Real Estate is a Smart Investment in 2025

The Property Mindset: Fernie Real Estate, Market... ·

2024/12/26

📈 Fernie's real estate market has grown an impressive 14.42% year-over-year, with average home prices now exceeding $750,000. But what does this mean for you as a buyer or investor?In this episode of The Property Mindset Podcast, Phil Gadd explains why buying real estate in Fernie is not only a smart financial investment but also an opportunity to embrace a thriving mountain lifestyle. Whether you’re searching for a vacation home, rental property, or permanent residence, Phil offers a

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8:57

2025 Fernie Real Estate Predictions: Market Trends &...

The Property Mindset: Fernie Real Estate, Market... ·

2024/12/19

🏡 What does 2025 hold for the Fernie real estate market? In this episode of The Property Mindset Podcast, host Phil Gadd dives into the latest predictions and trends shaping the future of real estate in Fernie, BC. With home sales across BC forecasted to rise by 13%, mortgage rates expected to drop, and growing demand for recreational and lifestyle properties, 2025 is shaping up to be a dynamic year for buyers and sellers alike.🎯 Key Insights Covered in This Episode:Price Predictions:

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7:58

Navigating Fernie Real Estate During the Holidays:...

The Property Mindset: Fernie Real Estate, Market... ·

2024/12/12

Discover Why the Holiday Season is Perfect for Real Estate in Fernie, BCIn this festive episode of The Property Mindset Podcast, host Phil Gadd unwraps the unique dynamics of the Fernie real estate market during the holiday season. Whether you’re a buyer or seller, the Christmas charm of Fernie can create exciting opportunities to make your next real estate move.🎄 Key Takeaways:Why buyers and sellers are highly motivated during the holidays.How to leverage Fernie’s winter wonderland charm to

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5:13

Fernie Real Estate Pulse: November 2024 Market...

The Property Mindset: Fernie Real Estate, Market... ·

2024/12/05

In Episode #45 of The Property Mindset Podcast, titled "Fernie Real Estate Pulse: November 2024 Market Adjustments," host Phil Gadd offers a comprehensive analysis of the shifting dynamics in the Fernie real estate market. With the year winding down, November introduces notable changes that could influence buyer and seller strategies as we approach 2025.What’s Inside This Episode:November Overview: Delve into the significant reduction in new listings and the decline in sales, showcasing a mar...

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10:14

Is Fernie the Perfect Place to Live? Pros, Cons, and...

The Property Mindset: Fernie Real Estate, Market... ·

2024/11/28

Discover the real Fernie lifestyle in Episode #44 of The Property Mindset Podcast. Join host Phil Gadd as he explores the pros and cons of living in this picturesque mountain town. From the unparalleled outdoor lifestyle and vibrant community events to the challenges of remote living, Phil shares valuable insights for those considering a move to Fernie, BC.In This Episode:Living in Fernie: Pros and Cons – Understand what makes this mountain town unique, from world-class skiing to strong commu...

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21:50

Top Mortgage Pro Shares SURPRISING US Election Impact...

The Property Mindset: Fernie Real Estate, Market... ·

2024/11/19

How do U.S. elections impact Fernie’s real estate market? 🏡 In this episode of The Property Mindset Podcast, Phil Gadd sits down with mortgage expert Rob Bain to reveal surprising stats on how U.S. policies, Canada’s economic shifts, and jumbo rate cuts are shaping Fernie’s housing trends. Learn about fixed vs. variable mortgage strategies, CMHC’s latest changes, and why now might be the perfect time to invest in Fernie real estate.🎯 **What You'll Learn**How U.S. policies could affect

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10:26

Building Wealth Through Real Estate in Fernie:...

The Property Mindset: Fernie Real Estate, Market... ·

2024/11/14

In this episode of The Property Mindset Podcast, Phil Gadd dives deep into the exciting world of real estate investment in Fernie, BC. Known as more than just a ski town, Fernie offers year-round appeal and promising opportunities for investors. Whether you’re a first-time investor or looking to expand your portfolio, this episode covers everything you need to know to make smart investment decisions in Fernie's thriving market.Phil breaks down key investment strategies and market trends, incl...

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7:22

October 2024 Fernie Market Dynamics: Rate Cuts and...

The Property Mindset: Fernie Real Estate, Market... ·

2024/11/07

In this pivotal episode of The Property Mindset Podcast, titled "October 2024 Fernie Market Dynamics: Rate Cuts and Rising Inventory," host Phil Gadd delves into the intricate details of the Fernie real estate market amid Canada's broader economic slowdown. We explore the ramifications of the Bank of Canada's recent aggressive rate cut and how it's reshaping buyer and seller behaviors in Fernie.Key Topics Covered:Economic Overview: An examination of Canada’s recent economic performance, inclu...

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8:34

Buying Your First Home in Fernie: A Step-by-Step Guide

The Property Mindset: Fernie Real Estate, Market... ·

2024/10/31

In this episode of The Property Mindset Podcast, Phil Gadd takes you through the ins and outs of buying your first home in Fernie, BC. With the local market on the rise—median sale prices have climbed to $720,000, a 3% increase from last year—it's crucial to know how to navigate the process confidently.Join Phil as he discusses:Fernie's diverse neighborhoods and what each has to offerSetting a realistic budget, including hidden costs and pre-approval tipsThe importance of partnering with a lo...

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34:29

How Mortgage Changes Impact Fernie Real Estate

The Property Mindset: Fernie Real Estate, Market... ·

2024/10/23

In this episode of The Property Mindset Podcast, host Phil Gadd is joined by mortgage expert Stephanie Roughhead to break down the latest mortgage changes in Canada and their impact on the Fernie real estate market. With updates aimed at making homeownership more accessible, these changes bring new opportunities for buyers, sellers, and investors. Stephanie covers three major announcements and what they mean for anyone looking to enter or stay ahead in the market. If you're navigating the cur...

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9:33

Fernie Home Sellers Guide: Boost Your Sale Price &...

The Property Mindset: Fernie Real Estate, Market... ·

2024/10/17

In Episode #38 of The Property Mindset Podcast, host Phil Gadd provides valuable insights into selling your home in Fernie, BC. If you're a homeowner looking to maximize the value of your property while minimizing the stress of selling, this episode is for you. Phil shares practical strategies for preparing your home, from small upgrades to boost curb appeal to staging tips that make a big impact.Learn how to price your home strategically in Fernie’s unique market, where recent trends have sh...

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9:21

How to Find the Best Real Estate Agent in Fernie!

The Property Mindset: Fernie Real Estate, Market... ·

2024/10/09

In this episode of The Property Mindset Podcast, Phil Gadd guides you through the crucial process of finding the perfect real estate agent in Fernie, BC. Whether you're buying your dream mountain home, a cozy condo, or a luxury retreat, choosing the right agent is key to success. Learn the essential steps to identifying an agent who knows the local market, has a strong network, and understands your unique needs. From word-of-mouth referrals to interviewing agents, Phil provides actionable tip...

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7:17

September Surge: Analyzing Fernie's Real Estate Boom...

The Property Mindset: Fernie Real Estate, Market... ·

2024/10/03

Dive into the dynamic shifts in the Fernie real estate market this September 2024 on the latest episode of The Property Mindset Podcast. Host Phil Gadd provides an insightful analysis of how recent Bank of Canada rate cuts are reshaping the market, resulting in a surge of buyer and seller activity.What’s Inside This Episode:Rate Cut Impacts: Explore the immediate effects of a significant 50 basis point cut by the Bank of Canada and its potential to further alter market dynamics.Market Activit...

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10:15

Fernie’s Real Estate Market & Mortgage Rate Cuts:...

The Property Mindset: Fernie Real Estate, Market... ·

2024/09/26

In this episode of The Property Mindset Podcast, we dive into how recent mortgage rate cuts could dramatically impact the Fernie real estate market. With the Bank of Canada poised to reduce rates further, Phil Gadd breaks down what this means for buyers, sellers, and investors alike. Are you wondering if now is the time to buy, sell, or hold off? We cover how falling rates could drive buyer competition, potentially pushing up prices, and how new mortgage insurance rules could bring more buyer...

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10:09

Fernie Residential Zoning Overhaul: What Buyers,...

The Property Mindset: Fernie Real Estate, Market... ·

2024/09/19

In this episode of The Property Mindset Podcast, we dive into the recent zoning changes in Fernie, British Columbia, and explore how they impact buyers, sellers, and investors in the local real estate market. Learn how the new Residential Small Scale (RSS) zoning regulations can unlock new opportunities for multi-unit dwellings, increase property values, and create more investment possibilities. Whether you’re looking to buy, sell, or invest, understanding the implications of these zoning upd...

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31:03

Mastering Cash Flow: Unlocking Investment Potential...

The Property Mindset: Fernie Real Estate, Market... ·

2024/09/11

In this episode of The Property Mindset Podcast, Phil Gadd welcomes back multifamily real estate expert Greg Eaton for an in-depth discussion on identifying and evaluating cash-flowing properties. Greg shares practical insights into key financial metrics like cap rates, ROI, and the 1% rule, breaking down complex concepts into actionable advice for both new and experienced investors. If you're looking to generate steady cash flow and grow your real estate portfolio, this episode is packed wit...

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6:08

August 2024 Fernie Market Analysis: Navigating New...

The Property Mindset: Fernie Real Estate, Market... ·

2024/09/06

Buzzsprout Episode Description:Dive into the evolving dynamics of the Fernie real estate market in our detailed August 2024 analysis on the Property Mindset Podcast. This month, host Phil Gadd explores significant shifts and what they could mean for you, whether you're buying, selling, or investing.In This Episode:Surge in Listings: Discover the implications of an impressive 13% increase in new listings and what it signals about market health.Sharp Decline in Sales: We delve into the dramatic...

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24:12

Maximizing Returns in Multifamily Real Estate: A...

The Property Mindset: Fernie Real Estate, Market... ·

2024/08/22

In this insightful episode of The Property Mindset Podcast, host Phil Gadd sits down with multifamily investor Joel Labonte to dive into the strategies behind successful multifamily investing. If you're a real estate investor looking to break into multifamily properties or expand your existing portfolio, this episode is packed with actionable tips. Joel shares his journey, from finding his first 17-unit property in Cranbrook, BC, to building a network of investors and navigating the complexit...

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70 results

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