Loading...

PODCAST

The Investing for Beginners Podcast - Your Path to Financial Freedom

Andrew Sather, Stephen Morris, and Evan Raidt

The Investing for Beginners Podcast teaches you how to buy your first stocks and build long-term wealth in the stock market— without the hype or confusing jargon. Hosts Andrew Sather and Stephen Morris break down value investing fundamentals into plain English: how to read financial statements, value a company, avoid common beginner mistakes, and build a long-term portfolio you can actually stick with. Plus, in our At Any Rate episodes with host Evan Raidt, we tackle the personal finance side of

business investing

All Episodes

60:20

AAR64 - The Personal Finance Time Machine

The Investing for Beginners Podcast - Your Path to... ·

2026/08/25

What advice would you give your 22-year-old self if you found a DeLorean in your driveway? In this episode of At Any Rate, Evan and Andrew look back at their early 20s to unpack what actually matters when transitioning from school into the real world.From managing the overwhelming urge to hit every financial milestone at once, to unlocking the true power of compound interest and dismantling the exhausting trend of "over-optimizing" every area of life, the guys share honest reflections on money,

en

68:05

AI, Space, and Defense: Separating Hype from True Moats

The Investing for Beginners Podcast - Your Path to... ·

2026/08/24

Wall Street loves a good sci-fi narrative. Between artificial intelligence, private space exploration, and next-generation defense tech, it is incredibly easy to get swept up in the stories these companies sell. But stories don’t pay dividends, and media hype doesn't fund capital expenditures. In this episode, Andrew and Stephen put the market's most futuristic sectors to the test, tier-ranking individual stocks based on fundamental safety, capital efficiency, and realistic valuations rather than

en

42:47

The Psychology of Position Sizing

The Investing for Beginners Podcast - Your Path to... ·

2026/08/20

Every investor lives with two competing internal voices: the hyper-optimist who wants to go all-in on an exciting growth story, and the hyper-skeptic who gets paralyzed by uncertainty or cut positions at the first sign of discomfort. Managing these emotional extremes isn't just about discipline—it requires a practical, repeatable framework to audit your portfolio without letting fear or greed make the call. In this episode, Stephen and Andrew break down how to take your emotional temperature,

en

55:59

AAR63 - The Bottom Hits - What Most People Miss in...

The Investing for Beginners Podcast - Your Path to... ·

2026/08/18

We all know the "top hits" of personal finance, but what about the silent wealth killers? In this episode of At Any Rate, Evan and Andrew break down six common financial traps that are incredibly easy to fall into, regardless of your income.From the dangers of letting your budget rot and relying on sheer willpower, to the sneaky reality of lifestyle creep and the false economy of "buying cheap," the guys unpack the behavioral blind spots holding you back. Plus, Evan shares a recent auto-pay

en

49:43

The Earnings Illusion: How Working Capital Exposes...

The Investing for Beginners Podcast - Your Path to... ·

2026/08/17

A company can post record net income on paper while silently draining its checking account to zero. Mainstream financial media fixates on Wall Street's favorite metric—Earnings Per Share (EPS)—but the true operational health of a business lies in its day-to-day cash flow engine. In this episode, Stephen and Andrew break down the mechanics of Changes in Working Capital to expose how inventory bloat, uncollected revenue, and stretched supplier payments can turn an apparent growth story into a

en

43:36

Accidental Indexing: Why Owning Too Many Stocks...

The Investing for Beginners Podcast - Your Path to... ·

2026/08/13

Most retail investors spend endless hours hunting for the next breakout stock, only to ruin their returns by spreading their capital across dozens of minor positions. Buying too many stocks creates an "accidental index fund," while placing tiny bets on multi-bagger winners renders those gains completely meaningless to your net worth. In this episode, Stephen and Andrew break down the mechanics of position sizing, the danger of chasing speculative moonshots early in your investing journey, and how to

en

45:48

AAR62 - Homeownership Progress Update

The Investing for Beginners Podcast - Your Path to... ·

2026/08/11

It has officially been one year since Evan and his wife purchased their first home at 27 years old. In this solo episode of At Any Rate, Evan takes a transparent look at how the finances, lifestyle changes, and hidden expenses have actually played out over the past 12 months.From navigating Florida's home insurance landscape and new-build tax perks to dealing with $2,200 shower door quotes and managing property tax reassessments, this episode breaks down what went according to plan, what came

en

57:01

Why Your Brain is Sabotaging Your Portfolio

The Investing for Beginners Podcast - Your Path to... ·

2026/08/10

The stock market isn't just a platform for building wealth; it is a real-time stress test of human psychology. When headlines scream panic and portfolios bleed red, our innate cognitive biases trigger emotional reflexes that push us toward destructive mistakes like compulsive trading and holding onto losers. In this episode, Stephen and Andrew break down the mental traps that destroy returns and provide the systematic guardrails needed to protect your capital from yourself. What You Will Learn

en

51:31

The AI CAPEX Illusion with Thomas Chua

The Investing for Beginners Podcast - Your Path to... ·

2026/08/06

Tech giants are dropping hundreds of billions on AI infrastructure, but the market is punishing some players and rewarding others for the exact same strategy. In this episode, Thomas Chua from Steady Compounding reveals why the true story of AI demand is hidden in the footnotes of balance sheets, and how everyday investors can separate genuine compounders from capital-destroying hype.What You Will Learn The $700 billion footnote: Why Alphabet’s hidden long-term contractual agreements for

en

59:43

AAR61 - Drafting Our Finances

The Investing for Beginners Podcast - Your Path to... ·

2026/08/04

In this episode of At Any Rate, Evan and Andrew run a high-stakes "Fantasy Financial Draft." Alternating picks back and forth, they compete to build the ultimate personal finance strategy across six key categories: safe investments, compounding assets, inheritance accounts, side hustles, home ROI upgrades, and common money rules.From comparing index funds to LeBron James and individual stocks to Joel Embiid, to breaking down the tax magic of the "step-up in basis" rule, the guys debate

en

47:36

Birdseye View ASTS: Moonshot Potential vs. Financial...

The Investing for Beginners Podcast - Your Path to... ·

2026/08/03

In this episode, Stephen and Andrew take a bird’s-eye view of AST SpaceMobile (ASTS) to separate the revolutionary promise of direct-to-cell satellite broadband from the cold, hard financial realities hiding in its SEC filings. While the technology aims to solve global cellular dead zones, a look under the hood reveals massive cash burn, crushing debt maturities, and significant operational delays. What You Will Learn Why direct-to-cell tech is a potential game-changer: How ASTS plans to

en

49:08

Why 100-Baggers Cause Bad Decisions and How to Stay...

The Investing for Beginners Podcast - Your Path to... ·

2026/07/30

The temptation of hitting a 100x return in the stock market often drives investors straight into emotional traps, leading to reckless greed or paralyzing fear. In this episode, Stephen and Andrew dive into the psychology of money, breaking down the true economics behind massive winners, how to manage emotional swings, and why building a disciplined, repeatable process is the only way to safeguard your portfolio over the long term.What You Will Learn Why the 100-bagger dream is a trap: How

en

46:40

AAR60 - Money Debates 2 - Early Mortgage Payoff?...

The Investing for Beginners Podcast - Your Path to... ·

2026/07/28

This episode is a follow-up to the recent “Money Debates” episode. Evan and Andrew run the format back with new topics: they present both sides of common financial arguments, then share what they personally agree with—sometimes changing their minds mid-discussion.They debate whether a HELOC (home equity line of credit) can replace a traditional emergency fund, whether paying off a mortgage early is smart or mostly emotional, whether a windfall should be invested as a lump sum or dollar-cost

en

43:54

The Stoplight System with Tykr founder Sean Tepper

The Investing for Beginners Podcast - Your Path to... ·

2026/07/27

In this episode, Andrew interviews Sean Tepper, founder and CEO of Tykr (T-Y-K-R), an investing education and stock analysis platform built for everyday investors who want a clear, repeatable process. Sean shares how he went from running a service business to building a value-investing system inspired by Phil Town—then turning it into software with a simple “stoplight” rating: green (on sale), gray (watch), red (overpriced).They break down what drives Tykr’s ratings, why Sean avoids technical

en

58:38

Stop Overthinking Stock Screeners

The Investing for Beginners Podcast - Your Path to... ·

2026/07/23

Stock screeners can feel intimidating, but they’re really just a fast way to generate starting points—not “buy” signals. In this episode, Stephen and Andrew build a simple screener in Fiscal.ai (growth, ROIC, balance sheet strength, valuation, and anti-dilution rules), then run it live and walk through what shows up. You’ll hear how they quickly pressure-test businesses like Yelp, LendingTree, Brinker (Chili’s), Yeti, Zoetis, and CarGurus—using basic questions around moats, management quality,

en

73:43

AAR59 - We Grade Each Other's Financial Decisions

The Investing for Beginners Podcast - Your Path to... ·

2026/07/21

In this episode, Evan and Andrew try a fun (and slightly dangerous) format: they each bring real financial decisions from their past, give context, then let the other person interrogate the decision and assign a letter grade. The point isn’t to shame anyone—it’s to show how context changes the “right” answer in personal finance. They cover Evan’s Tesla purchase, Andrew’s past truck purchase, Evan’s “coffee gear” hobby spending, Andrew’s use of credit cards to float business expenses during a

en

54:30

Q&A: How Do I Value Banks & Insurance 101

The Investing for Beginners Podcast - Your Path to... ·

2026/07/20

Most businesses can be evaluated with a simple trio—revenue growth, margins, and free cash flow. But banks and insurance companies are a different animal: their “inventory” are loans, their raw material is risk, and their profits can look incredible right before things break. In this episode, Andrew answers a Value Spotlight member question (Nate) and walks through how to value banks and insurers in a way that doesn’t get you fooled by noisy earnings. You’ll learn why these businesses are

en

50:45

Does T. Rowe Price’s 1950 Growth Stock Checklist...

The Investing for Beginners Podcast - Your Path to... ·

2026/07/16

What’s harder than finding a “great company”? Figuring out whether you’re buying a great company or just the great memory of one. In this episode, Stephen and Andrew hop into a time machine and pressure-test T. Rowe Price’s 1950 Barron’s checklist for picking growth stocks—then ask what still holds up, what breaks, and what’s surprisingly timeless. They walk through eight factors (management, R&D, competition, financial strength, ROIC, margins, regulation risk, and employee dynamics) and

en

60:16

AAR58 - Money Debates - Snowball vs. Avalanche and...

The Investing for Beginners Podcast - Your Path to... ·

2026/07/14

Evan and Andrew try a new format: common personal finance disagreements, argued from both sides—then they reveal where they actually land. They cover debt payoff strategy, whether leasing a car can ever make sense, the lifestyle tradeoffs of investing, and the classic housing question. Along the way, they keep it real: most money decisions aren’t just math—they’re behavior, stress, time, and lifestyle. The episode ends with a teaser that they’ve got more debate topics queued up for a Part 2, and

en

48:43

6 Warning Signs a Company Is Quietly Dying (Part 2)

The Investing for Beginners Podcast - Your Path to... ·

2026/07/13

In Part 2 of the Business Autopsy series, Stephen and Andrew keep building the framework for spotting companies that are quietly breaking down before the stock becomes a disaster. This episode focuses on the “sneaky” risks that often don’t show up in headlines until it’s too late—especially debt, dilution, and the slow creep toward irrelevance. They walk through real examples like Toys R Us (over-leveraged and unable to invest to compete), Krispy Kreme (a shift from capital-light to capital-heavy

en

555 results

Similar Podcasts

TaxTalent.com The Golden Rule Podcast

Adam Golden

TaxTalent.com Podcast

Tony Santiago

SoldiOnline

Mondadori Digital

Inside the ICE House

Intercontinental Exchange

36氪·有识芝士

36氪音频频道