x

75% of people globally want unbiased news (Pew Research) but are concerned they're not getting that.

Get balanced coverage with Symby. See how stories are covered across diverse outlets and spot when one side covers a story the other skips.

PODCAST

Thoughts On Money [TOM]

Trevor Cummings

THOUGHTS ON MONEY [TOM] is a podcast looking at simple truths on money. Everything from budgeting to investing to decision making. A great place to come for answers to your personal financial questions or to spark thought on how to improve your financial life.

business investing

All Episodes

25:53

No Surprises

Thoughts On Money [TOM] ·

2021/04/16

I’m married to a planner. I have become well versed in scoping the landscape and communicating to my wife all the possible things that could happen. Many of these things don’t end up happening, but the love of my life appreciates me being her eyes and ears. The reason that books like “What to Expect When You’re Expecting” are bestsellers is that all of us have a little planner inside of us. We know what it feels like to be put on the spot or be surprised and unprepared to react. We all have

en

19:46

Financial Siblings

Thoughts On Money [TOM] ·

2021/04/09

My wife and I have two sons at home, 2.5 years old and 9 months old. Even at these young ages, we can see how different these two boys are. They look different and behave differently; they eat differently and sleep differently; they laugh differently and cry differently. Two brothers, same family, each unique in their own way. I myself have two siblings, a brother, and a sister. Each of us three years apart in age, me being the youngest. We each have our different strengths and weaknesses.

en

34:12

Cloning Your Money

Thoughts On Money [TOM] ·

2021/03/26

Growing up, I adopted a negative view of borrowing. I saw many family members get in over their heads in debt, which eventually led to horrible things like divorce and bankruptcy. I looked up to many people in my community and at my church who talked about debt as something dangerous or evil. I always thought it was best to avoid debt like the plague with these exposures and perceptions. When I went to college, I worked full-time and paid for all my classes as I went. I never took out one

en

20:34

Financial Cravings

Thoughts On Money [TOM] ·

2021/03/19

Do you suffer from financial cravings? TOM helps put you on the right financial diet to keep your portfolio healthy! Links mentioned in this episode: http://thoughtsonmoney.com http://thebahnsengroup.com

en

33:08

The Madness of Methods

Thoughts On Money [TOM] ·

2021/03/12

Over the last few months, many of my Thoughts On Money have revolved around the importance of marrying one’s financial plan and investment management. That is to say, that the financial plan should be the driving force behind how an investment portfolio is designed. Now, I am not talking about a “financial plan,” as in, a 100+ page bound printout that makes its way from your advisor’s office to being a dust-collecting–paperweight at your home. I mean, the actual planning of finances – the living

en

26:01

For the Love of the Game

Thoughts On Money [TOM] ·

2021/03/05

I come across a lot of people that implement strategies from investors they admire. Much too often, these strategies are constructed without understanding the context or reasoning behind the strategy. This misunderstanding often leads to disappointment, as the outcomes don’t always meet the investor’s expectations. You have goals, and these are often unique goals. These goals revolve around what’s important to you. Your financial situation is unique, and that uniqueness should be understood and

en

25:10

When It Rains, It Pours

Thoughts On Money [TOM] ·

2021/02/26

Our family takes full advantage of this beautiful weather, and I am sure these claimed averages do ring true, but this does not stop us from checking the weather forecast on a daily or weekly basis. Whether we are making a trip to the local zoo, planning a beach day, or having a picnic with friends, we’d like to know the specifics of what the weather will be like. We need to know if we should pack jackets for our two boys or if we should wear shorts or on the rare occasion that it would be wise

en

27:31

Lost in Translation

Thoughts On Money [TOM] ·

2021/02/12

Have you ever tried to learn a foreign language? It can be a slow and arduous process. Many say that an effective way to speed up the learning process is to immerse oneself in a foreign language country. The most common areas where students fail are just the lack of vocabulary, poor sentence structuring, or conjugating verbs erroneously. Yet, there are some instances when the errors become quite comical. I have a funny story to start out today’s TOM discussion, so join us on a short journey south

en

32:44

Eat Your Own Cooking

Thoughts On Money [TOM] ·

2021/02/07

For a financial professional, there are two decisions that need to be made: (1) What will I recommend to clients? (2) What will I personally own? What I find interesting is whether or not the same answer will suffice for both questions. As I mentioned, the investment options in the marketplace are extensive, but even this never-ending list is trumped by an even greater financial phenomenon – financial opinions. Everyone – amateur and professional alike – seems to have an opinion on how to invest and

en

27:43

Trust is a Must

Thoughts On Money [TOM] ·

2021/01/29

We live in a world that we could have never imagined a decade ago. We are more “connected” today than ever, yet many of us are feeling more alone than ever. We have access to more information today than we ever have, yet many of us are feeling even more uniformed. The headlines are littered with polarizing opinions on everything from the pandemic to politics. And now add to this, a highly publicized stock market battle, in which a group of message-board-rebels are using the stocks of struggling

en

24:00

The Aroma of Euphoria

Thoughts On Money [TOM] ·

2021/01/22

Have you ever played musical chairs? An exciting game, full of anxiety and anticipation, as you are left wondering if you will be left without a seat in the end. When the music stops, that is when the exclamation mark is written, that is when the calamity begins. Just to provide clarity, I’d like to answer two questions for our readers (1) Do I believe there are pockets of “bubblicious” investments in the markets today? Yes. (2) Do I believe that there are investments at attractive bargain prices

en

24:53

Tailored Fit

Thoughts On Money [TOM] ·

2021/01/15

Trevor is joined by TBG co-workers Sean Latimer and Leslie Rea to talk about developing the right kind of financial portfolio. Links mentioned in this episode: http://thoughtsonmoney.com http://thebahnsengroup.com

en

32:50

Unknowable

Thoughts On Money [TOM] ·

2021/01/08

Trevor has a conversation with TBG Managing Director, Solutions and Analytics regarding investing principles and how to take the fear out of the process. Links mentioned in this episode: http://thoughtsonmoney.com http://thebahnsengroup.com

en

30:21

Check, Check....Can You Hear Me?

Thoughts On Money [TOM] ·

2020/12/18

Start with broad categories to begin organizing your potential checklist items. For personal finance, that’s things like Tax Planning, Estate Planning, Insurance, Charitable Giving, Cash Management, Investment Allocations, etc. Next, start asking yourself questions relative to these categories: Are there any tax strategies that I should be implementing before the end of the year? Are there any areas of my life in which I am potentially underinsured? Is there a more efficient and organized way to

en

27:11

DIY YI YI

Thoughts On Money [TOM] ·

2020/12/11

If you worked at The Bahnsen Group, you’d know that Sean Latimer and I eat lunch together just about every day. We are blessed at The Bahnsen Group to have a very tight-knit, family-like culture. Sharing lunch together is a time to bounce ideas off one another, share best practices, and problem solve. I learn a lot from these lunchtime conversations, and I am a better advisor for it. This week, during one of these lunchtime discussions, Sean shared an idea for a topic that he suggested we discuss

en

29:18

Easier Said Than Done

Thoughts On Money [TOM] ·

2020/12/04

Let’s imagine we had a time machine, but this time machine would only allow us to go back 90 days – that’s it. So, we jump in our time machine, pull the green lever, push the special purple button, and zoom off we go. We open the door and find ourselves back in the first week of September. What’s grabbing headlines? What’s filling our social media feed? What’s the conversation du jour at the coffee shops? Politics. The country will spend the next 60 days wondering how this 2020 election would

en

26:10

More Than Numbers

Thoughts On Money [TOM] ·

2020/11/20

Trevor Cummings and Sean Latimer from The Bahnsen Group Links mentioned in this episode: http://thoughtsonmoney.com http://thebahnsengroup.com

en

25:17

Completely Cryptic

Thoughts On Money [TOM] ·

2020/11/13

What happens if you don’t have principles or an investment philosophy? Then you are going to lean on what “feels” right at the time. These feelings, or what you might label intuition, are often influenced by the current environment you find yourself in. So, in a year like 2017, when you see bitcoin climb from $1,000 to nearly $20,000, you might find that your investment interest has peaked. On the other hand, in a year like 2018, when you see that $20,000 mark plummet back to the $3,000 range,

en

20:36

Lessons on Stubbornness

Thoughts On Money [TOM] ·

2020/10/30

Stubborn as a mule. That’s how the saying goes, and I’m often that mule. Stubbornness at times can be a strength when it’s a result of deeply held convictions. More often than not though, stubbornness is a weakness. People find themselves falling in love with a conclusion and over time they forget to go back and review the supporting evidence for that conclusion. The longer a position is held the more cemented our stance becomes. Lately, I’ve found myself explaining financial planning to

en

23:37

The Gratification Game

Thoughts On Money [TOM] ·

2020/10/23

In the world of Psychology, there is an often-cited study that was conducted at Stanford University called the Marshmallow Experiment. This was research targeting the study of delayed gratification. The research consisted of multiple test variations, but the process across the board was similar. The test subjects, children, were offered the option of one marshmallow now or two marshmallows later, if they were willing to wait. Again, the study was intended to measure the children’s self-control. The

en

258 results

Similar Podcasts

TaxTalent.com The Golden Rule Podcast

Adam Golden

TaxTalent.com Podcast

Tony Santiago

Handelsblatt Crime - spannende Streitfälle der deutschen Wirtschaft

Ina Karabasz, Solveig Gode, Sönke Iwersen

Deffner und Zschäpitz – Der Wirtschafts-Talk von WELT

WELT

Black Box - La scatola nera della finanza

Guido Brera e Gian Luca Comandini -...