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PODCAST

Denial Of The Day

We all know that insurance companies don"t love to pay large claims!Join Taylor Grant, everyone"s favorite Public Insurance Adjuster, as he shares the most hilarious and absurd denials of property insurance claims adjusting.Uncover the lessons learned and what you can do to avoid being a victim of the insurance company"s unscrupulous tactics.If your property claim has been denied, or you just want to hear hilarious stories, listen to the Denial of the Day Podcast where we’re fighting for the

business management

All Episodes

7:04

Crushing Insurance Games: Denver's Top Adjusters...

Denial Of The Day ·

2025/12/02

😱 2.5-inch hail hits your roof… and your claim gets blamed on *pigeons*?! 🐦💩 This tile roof took a beating from a massive Colorado hailstorm—but the insurance company said it was just “wear and tear” and “foot traffic.” 🤨 Spoiler: It wasn’t. And we proved it… big time. 💪 This is exactly why hiring a *Denver public adjuster* can be the difference between frustration and full recovery. The insurance company’s “engineer” blamed birds. We brought receipts 🧾—and used our Bellator

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2:57

Dragged Into Battle: Uncover Colorado's Hidden...

Denial Of The Day ·

2025/12/01

🚨 Think telling the truth is enough to win your insurance claim? Think again. 🚨 If your story doesn’t add up *exactly* how the insurance company wants it… they might hit you with an EUO 😳 (Examination Under Oath). It sounds official — and it is. One wrong word (even if honest!) can be twisted to deny your claim 😡. At Bellator Claims, we’ve seen it all and we make sure our clients never go into the ring alone. If your insurer invokes an EUO, you need backup — a public adjuster AND a

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5:27

Denver's Best Public Adjusters Battle Sneaky...

Denial Of The Day ·

2025/11/25

🚫 Never Let the Insurance Adjuster Walk Your Property Alone! 🚨 They say, “We’ll just take a quick look.” Yeah… we’ve heard that before. 😒 Spoiler alert: they “forget” to document the most obvious damage, and guess who pays the price? YOU. If you're a property owner dealing with hail, fire, or storm damage in Colorado, Wyoming, or Minnesota — listen up. 🎙️ On this episode of the Denial Today podcast, we expose how some adjusters do fly-by inspections, miss critical damage, and leave you

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4:01

Beat The Odds: Top Colorado Public Adjusters Expose...

Denial Of The Day ·

2025/11/24

🚨 "Too many cooks in the kitchen" could cost you THOUSANDS on your insurance claim! 🧑‍🍳💸 When everyone from the contractor to the property owner is talking to the adjuster, it’s a recipe for confusion—and DENIAL. One conflicting statement can tank your entire claim. 😬 We see this all the time. Whether it’s a $50,000 commercial roof or a multi-family property, insurance companies will latch onto ANY mixed messages to minimize or deny your claim. This is why hiring a *single expert

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6:11

OSHA Battle: Denver's Public Adjusters Fight...

Denial Of The Day ·

2025/11/21

🚧 Insurance Denied OSHA Safety Costs?! 🚧 You’re reroofing a 10-building apartment complex and think OSHA requirements aren’t covered? Think again. 🤯 Most adjusters push back on commercial supervision costs — but they’re federally required, and YES, they’re claimable. Commercial property owners, contractors, and property managers everywhere are getting steamrolled by insurance companies refusing to pay for mandatory OSHA compliance. Bellator Claims knows the playbook — and we flip the

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5:13

Insurance Shock: Colorado's Best Adjusters Expose...

Denial Of The Day ·

2025/11/20

🚨 Your Agent Might *Want* to Help — But Corporate Says No 🚨 Ever wonder why your insurance agent seems to vanish the second you file a claim? 🧐 It’s not their fault… it’s the system. Insurance companies have two main departments — sales and claims — and guess what? They *barely* talk to each other. 😤 We’ve had insurance agents scrambling for our business cards after CE classes — why? Because *they* know their clients are getting steamrolled by internal claims departments. These agents

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4:10

Asbestos & Mold: Denver's Silent Property Killers⚔️...

Denial Of The Day ·

2025/11/19

😷 Hidden Dangers Could Be Hiding in Your Claim 😱 Does your policy *actually* cover mold or asbestos testing? You might be shocked to find out…it probably doesn’t. And by the time you discover the problem, it could be too late—and way too expensive. 💸 Property owners across Colorado are filing fire and water damage claims without realizing the hidden dangers and expensive abatement protocols tied to asbestos and mold. Before you let a contractor start the work or your insurance company

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3:09

Win the Battle: Beat Denver's Adjuster Delays & Claim...

Denial Of The Day ·

2025/11/18

📞 Ghosted by Your Insurance Adjuster? You’re Not Alone 😤 Waiting weeks for a call back while your property sits in limbo? That’s not just bad service — it might be a *violation*! 👀 Whether you're a contractor, property manager, or property owner, here’s how to get your claim moving when silence is the only response you're getting. Adjusters dragging their feet is one of the top reasons claims in Colorado get unnecessarily delayed — and property owners are left paying the price. The

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6:57

Winning the War: Denver's Top Public Adjusters Crush...

Denial Of The Day ·

2025/11/17

🔥 When “repairs” become *renovations* you never asked for… 🔥 The insurance company tried to force a patch job and redesign on a commercial fire claim—ignoring the lease, ignoring code, ignoring reality. 🚨 What was offered? $295K. What we got? $707K. 💰 That’s a 139.5% bump because we *forced* them to do it right. When you're dealing with a fire damage insurance adjuster in Colorado, do they truly understand restoration *AND* business logic? Ours do. 🙌 The insurance company wanted

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4:10

CEO Profits Over People: Denver's Best Public...

Denial Of The Day ·

2025/11/14

🔥 Insurance CEOs Just Got Roasted on National TV — Now You Know Why Public Adjusters Exist 😤📺 Ever wonder why your insurance claim gets lowballed or denied... even when the adjuster saw the damage? 🤯 You're not alone — even U.S. Senators are calling out the truth. 💰 $4.6 billion in profit, but your roof “has no damage"? Yeah... okay. We see it every day — insurance companies playing games with property owners and contractors. One moment there's clear damage. Next thing you know,

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4:11

Colorado's Best: Beat Denied Claims! Hire a Top...

Denial Of The Day ·

2025/11/13

🧱 “But For” Your Insurance Claim… You’re Getting Denied 🤯 Roof decking too spaced out for nails? That’s not just annoying—it’s a *code issue* that insurance companies LOVE to dodge. 💸 “We don’t owe for that” is their go-to line… but here’s the truth: *But for* the covered hail or wind loss, that decking wouldn’t need replacing at all. Guess what? That means they’re on the hook. Too many Colorado property owners are getting shortchanged by insurers who ignore local code upgrades 🏗️—and

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5:25

Colorado's Insurance Game Exposed: Hail Damage Denial...

Denial Of The Day ·

2025/11/12

🚨 Getting ghosted by your insurance company after storm damage? You're *not* crazy — they might just be breaking the law. 😤 When insurance adjusters “can’t see” obvious hail hits on fences or decks, they’re not just ignoring damage… they could be misrepresenting the facts — a direct violation of Colorado’s Unfair Claims Settlement Practices Act. Yep, it's *that* serious. In Colorado, we're one of the few states where insurance companies are expected to play fair — and when they don't,

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6:27

Epic Battle: Colorado's Public Adjusters vs. Denied...

Denial Of The Day ·

2025/11/11

🚨 Denied. Denied Again. Then We Stepped In. 💥 Imagine being loyal to your insurance company for *35 years*, only to get denied for clear hail damage. TWICE. 😡 One call to us turned a $4K claim into nearly $30K. That’s a 584% increase. Mic drop. 🎤💰 Here’s the thing—insurance companies *bet* that property owners won’t fight back. Especially on small claims. But when you’ve got Bellator Claims on your side, size doesn’t matter. We work commercial and residential claims with one goal in

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2:27

Public Adjuster Warriors: Beating Denied Claims in...

Denial Of The Day ·

2025/11/10

🚨 Contractors: Are insurance companies ghosting you? 🕵️‍♂️📞 More and more, we're seeing claims where restoration teams can’t even get a reply—let alone a fair scope. 😤 What changed? Everything. And here’s what to do about it… If you're a roofer, GC or property owner in Colorado, the old days of easy insurance communication are gone. 🕰️ Now, it’s policyholders who have to take charge—or risk falling short on repairs, payments, and timelines. That’s where we come in. As top-rated Colorado

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7:01

Public Adjuster Triumph: From $654K to $739K Against...

Denial Of The Day ·

2025/11/10

🔥 General Contractor Loses Entire Building to Fire—Then Gets Shortchanged by Insurance?! 🔥 The claim was dead in the water… until Bellator Claims stepped in 💪 This commercial property owner—also a seasoned GC—lost a full apartment build to bizarre vandalism-fueled fire damage. Despite having valid insurance coverage, the carrier downplayed his claim because *he* was also doing the rebuilding. Translation: less money, more headaches, delays, and stress. 😤 They lowballed him $85,000

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5:13

Denied? Fight Back with Colorado's Top Public...

Denial Of The Day ·

2025/11/10

🚨 "Not Warranted"? That’s Insurance Speak for *We Don’t Feel Like Paying You* 🚨 Property owners, contractors, and managers—sound familiar? Those two little words are the latest excuse we’re seeing DENY legitimate claims… and guess what? It’s not even based on the policy. 😠 "Not warranted" is just the new "we said so." If you're in Colorado and your hail damage, fire repairs, or roof replacement has been labeled this way—it's time to push back. Insurance companies are *required* to back up

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3:46

Denied Again? Colorado's Top Adjusters Call Out...

Denial Of The Day ·

2025/11/07

🚨 “That’s not covered” — Sound familiar? 🚨 If your insurance adjuster is brushing you off with vague excuses like “we don’t pay for that,” they could be *violating Colorado law* 😡 Here’s the truth no carrier wants to admit: Misrepresenting your policy is illegal — and it happens way more than it should. 🧾💼 In Colorado, we have something called the *Unfair Claims Settlement Practices Act* — and it’s designed to protect YOU from shady tactics like false denials and policy

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3:40

Colorado's Pipe Burst Nightmare: Insurance Loopholes...

Denial Of The Day ·

2025/11/05

🥶 Headed out for a winter vacation? Your thermostat could cost you your entire claim ❌💸 A sudden pipe burst isn’t *always* covered — especially if your heating usage dipped during your trip. Your insurer is watching your utility bills 👀 and using them to shift the blame back on YOU. If the temp drops and your gas or electric usage dips too? Cue the denied claim. That’s where we come in 💪 At Bellator Claims, our Denver public adjusters dig into the fine print to defend good property

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8:03

Public Adjuster Secrets: How We Beat Denver's Top...

Denial Of The Day ·

2025/10/31

🔍 Estimating Mistakes That Could Cost You TENS of THOUSANDS 💸 You’d be shocked how often contractors leave serious money 💰 on the table just because their estimates don’t “format” well with what the insurance company is expecting. Spoiler: The adjuster isn’t sorting through your chaos — they’re moving on to the next hundred claims. 😩 We’re not here to do the insurer’s job — but making life easier for that overworked desk adjuster? That’s how you win. Most Colorado adjusters are juggling

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2:04

Claims Clash: Colorado's Top Adjuster Tactics Revealed!

Denial Of The Day ·

2025/10/17

😕 Mediation, Litigation, or Insurance Appraisal? Don't wait until it's too late to find out! 🧨 Most Colorado property owners have *no idea* which path to take after a denied or underpaid claim — and insurance carriers bank on that confusion. Here’s what they won’t tell you: choosing the WRONG route can cost you everything. 😤 If your insurance claim in Colorado isn’t going the way you hoped… you might still have options — big ones. Appraisal, mediation, and litigation all play unique roles

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