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PODCAST

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms

Krista Naldjian

The Go-to Podcast for Moms who want realistic strategies for paying off debt and building savings while raising kids. Ready to finally break free from a never ending cycle of debt? Have you ever felt like you should be farther along with your financial goals by now? Are you tired of listening to advice from middle-aged money bros who simply don’t get what it’s like to try to raise a young family in today’s world?There is a way you can feel just as excited to transfer money into your savings account

education self-improvement

All Episodes

02:35

"I wish I would have started this in my 20s... it...

MONEY MINDFUL MOMS - Money mindset for moms,... ·

2025/07/25

Well hey strangers!I hope you're enjoying your summer and the Summer Rewind Series we've been in here on the podcast. I'm slowly getting back into the swing of things after a glorious summer of chill vibes and family time. But I wanted to take a minute to address some comments I've seen recently that simply could not pass up the opportunity to speak on. "It's too late for me." "I'm in my 40s... I should have done this in my 20s." "I feel so behind." I hear you. You're not alone. But we're

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07:22

148. Summer Rewind Series Part 4- You need a side...

MONEY MINDFUL MOMS - Money mindset for moms,... ·

2025/07/22

Happy July! I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series! Each episode in July will be a replay of one of our most popular episodes from this last year. Today's episode was originally episode #130 where I made the case for why you need a side hustle in 2025 and how to pick one. I hope it's a good refresher if you listened to

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15:04

147. Summer Rewind Series Part 3- Are you waiting to...

MONEY MINDFUL MOMS - Money mindset for moms,... ·

2025/07/15

Happy July!I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series! Each episode in July will be a replay of one of our most popular episodes from this last year. Today's episode was originally episode #123 where I gave a pep talk on waiting for the "perfect time" to focus on your money goals. I hope it's a good refresher if you listened to

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17:26

146. Summer Rewind Series Part 2- "How do I get my...

MONEY MINDFUL MOMS - Money mindset for moms,... ·

2025/07/08

Happy July!I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series! Each episode in July will be a replay of one of our most popular episodes from this last year. Today's episode was originally episode #112 where I answered some of my most frequently asked questions including "How can I get my spouse on board with the budget?" I hope it's

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18:04

145. Summer Rewind Series Part 1- Ask yourself these...

MONEY MINDFUL MOMS - Money mindset for moms,... ·

2025/07/01

Happy July!I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series! Each episode in July will be a replay of one of our most popular episodes from this last year. Today's episode was originally episode #104 where we talked about questions you can ask yourself to get clarity on how you can increase your income. I hope it's a good refresher

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09:59

144. Don't forget about these 4 often overlooked...

MONEY MINDFUL MOMS - Money mindset for moms,... ·

2025/06/23

It's time to start thinking about back-to-school! Ok maybe not the actual back-to-school part of it, but at least the upcoming expenses part of it. In today's episode I'm sharing from personal experience some of the expenses that took me by surprise in past years. Not the crayons and pencils, but the things you don't think about until you get an email home from the school that take you by surprise. So put these on your list, come up with a reasonable budget for the back-to-school season and

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15:19

143. What you can do this week to make a debt...

MONEY MINDFUL MOMS - Money mindset for moms,... ·

2025/06/17

Do you ever have those weeks where you think "there's no way I'm going to be able to make an extra debt payment. There's nothing to cut." Because same....I posted a Tik Tok a little while back sharing some out-of-the-box things you can try this week to still be able to make a debt payment and it seemed to hit with a lot of people so I thought I would go into a little more depth here on the podcast. Money might be tight, but hopefully you can squeeze a few extra bucks out of your budget this

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13:31

142. 5 things I'm skipping to trim my summer budget

MONEY MINDFUL MOMS - Money mindset for moms,... ·

2025/06/09

Are your kids already eating so many snacks or is it just mine? Summer expenses can add up but with a little bit of planning and intention it doesn't have to be. I have 5 things I'm skipping this year to make sure my summer spending aligns with the goals that I have so in today's episode I thought I'd share them with you. And don't forget, it's not too late to join the Summer Savings Challenge! We're unsubscribing to the idea that summer has to be an expensive season and choosing to spend the

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11:11

141. What do you actually want? Let’s chat about one...

MONEY MINDFUL MOMS - Money mindset for moms,... ·

2025/06/03

You know that scene from The Notebook where Noah asks Allie "What do you want?" and she says "It's not that simple!" Relatable because I change my mind all the time. In today's episode we're chatting about a shift I've seen recently with clients and online with what moms say they want when it comes to financial goals. And spoiler, I'm kind of liking the change. Consider this your invite to send me a DM to discuss! I'd love to hear your thoughts! And don't forget, it's not too late to join the

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11:07

140. Ready to S.A.V.E. this summer? Join the Summer...

MONEY MINDFUL MOMS - Money mindset for moms,... ·

2025/05/27

Summer doesn't have to be a throw away season for your money goals! There IS a way you can feel proud of your savings progress AND still make Instagramable memories with your kiddos this summer! In this episode I break down the S.A.V.E. framework we'll be using in the 4-week Summer Savings Challenge happening in the Money Mindful Moms Club this June. And this episode is your invitation to join us! Because challenges are more fun with friends who are going the same direction as us and can help

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12:05

139. So you paid off a credit card... now what? ...

MONEY MINDFUL MOMS - Money mindset for moms,... ·

2025/05/20

Are you on the verge of paying off one of your debts and wondering... what do I do next to make sure I stay debt free? Today's episode is for you! We covered: - What you should change about your plan (if anything) after paying off debt - Mindset shifts that can help you create a new default pattern when your old default was debt. In case you need a pep talk, today's episode will deliver! xo, <3 Krista----more---- ps. Did you hear about the NEW Money Mindful Moms Club? The Money Mindful Moms

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15:56

138. Learn from my mistakes! 4 things I would do...

MONEY MINDFUL MOMS - Money mindset for moms,... ·

2025/05/13

Signs this episode might be for you:Stuck in a debt cycle? Just getting started paying off debt? Want to start saving money but you're having a hard time changing your spending habits? Just unhappy with your progress towards your money goals? If any of those sound like you, this episode could help! I'm sharing 4 things that I would do differently if I were starting all over again so hopefully you can avoid the same mistakes. In this episode we cover: - money mindset challenges - practical

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10:26

137. The Money Check-In You should do every month...

MONEY MINDFUL MOMS - Money mindset for moms,... ·

2025/05/06

Off track when it comes to your goals? Not even sure where you're at? Feeling discouraged?Sometimes you just need to hit the reset button, right? In today's episode I'm showing you how to do just that. In this episode we cover -3 steps you can take (let's slow down so we can speed up) -Some reflection questions to figure out what's going well and what's not -What information you need to have to move forward. Don't stay stuck when you don't have to. Believing in you! xo, <3

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28:10

136. Savvy Mom Series Part 5- Adding an income stream...

MONEY MINDFUL MOMS - Money mindset for moms,... ·

2025/04/29

Welcome to a new series, The Savvy Mom Series. Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood. These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself. On today's episode, we're talking specifically to moms with a 9-5. Francheska Stone is a podcast strategist, Podfest 2026 speaker, proud mama

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21:15

135. The Savvy Mom Series Part 4- Remote work 101. ...

MONEY MINDFUL MOMS - Money mindset for moms,... ·

2025/04/22

Welcome to a new series, The Savvy Mom Series. Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood. These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself. On today's episode, we're talking all about remote work. The remote work scene is changing rapidly and it's more important than ever to

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01:00:45

134. The Savvy Mom Series Part 3- Breaking down the...

MONEY MINDFUL MOMS - Money mindset for moms,... ·

2025/04/15

Welcome to a new series, The Savvy Mom Series. Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood. These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself. Today you're getting an inside look at a class that was recently held in my money club for moms called The Money Mindful Moms Club. This

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26:16

133. The Savvy Mom Series Part 2- When knowing what...

MONEY MINDFUL MOMS - Money mindset for moms,... ·

2025/04/08

Welcome to a new series, The Savvy Mom Series. Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood. These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself. Today I'm chatting with Angela Williams, a licensed therapist, executive coach, corporate trainer, and founder of Angela Marie Coaching. With

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21:20

132. The Savvy Mom Series- Is bankruptcy the best...

MONEY MINDFUL MOMS - Money mindset for moms,... ·

2025/04/01

Welcome to a new series, The Savvy Mom Series. Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood. These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself. Today we're kicking things off with Alia Khan, and Attorney from California who specializes in Chapter 7 bankruptcy. She has 17 years of

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12:18

131. Automating your finances- If you want to spend...

MONEY MINDFUL MOMS - Money mindset for moms,... ·

2025/03/25

Hi friend, Let me guess... you're busy?! So that means you don't have time to waste on inefficient money management tasks, right? In today's episode I share with you 3 things I'd automate first to save you time (and brain space.) Plus I share why you want to focus on these 3 things first. Here's a recap of the episode: 1. Savings (and investments if you're investing) 2. Debt payoff 3. Any recurring bills And the biggest take away of all is you need to know your numbers to know exactly how

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15:37

130. You need a side hustle in 2025. How to pick an...

MONEY MINDFUL MOMS - Money mindset for moms,... ·

2025/03/18

Hey friend!Listen, I will never be the one to use fear tactics to motivate you to make changes with your finances. But I will unapologetically tell you that burying your head in the sand and hoping for the best isn't the move either. I'll shoot you straight... you need a side hustle. An additional income stream. More money, honey. Whatever you want to call it. There's a lot up in the air right now in the world and I am really hoping everything falls into place, and if it does, then you'll

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