x

75% of people globally want unbiased news (Pew Research) but are concerned they're not getting that.

Get balanced coverage with Symby. See how stories are covered across diverse outlets and spot when one side covers a story the other skips.

PODCAST

Chai pe Kharcha - NRI Personal Finance Matters

Chai Pe Kharcha

A few NRI friends get together and have a casual conversation about their personal finance planning. Everyone has a different perspective on managing money, different experiences & different life stages. We hope you find these chats useful & relatable. Feel free to drop questions/comments to help us improve & ideas of what we should discuss next Disclaimer: This material is just a casual chat between friends and is not financial advice. Please speak with a competent legal, tax or

business investing

All Episodes

00:29:38

Ep 19: The Year-end Financial Review

Chai pe Kharcha - NRI Personal Finance Matters ·

2023/12/21

In today's episode, we share our personal experiences and strategies for tracking earnings, savings, and investments throughout the year. The discussion also sheds light on the importance of budget planning, tracking expenses, financial discipline, and the psychological aspect of feeling financially secure. We further delve into investing, emphasizing making informed and disciplined decisions rather than blindly following market trends. The conversation concludes with an agreement that while

en

00:31:17

Ep 18: Recession Resilience

Chai pe Kharcha - NRI Personal Finance Matters ·

2023/12/14

In today's episode, 3 of our regulars get together to discuss their preparations for a possible 2024 recession and how they're planning their portfolios. They dive into the impact of global events such as wars and elections, and the constant flux of information on their investment decisions. The trio also explore the concept of financial 'bubbles', the role of tech and AI, varied asset classes and the importance of remaining versatile and resilient in the face of market changes.

en

00:24:09

Ep 17: The Travel Dilemma - Wanderlust or Homebound?

Chai pe Kharcha - NRI Personal Finance Matters ·

2023/12/08

In today's episode, we dissect the struggle of travel planning as NRIs. We discuss juggling the desire to explore the world with the constraints of limited leave, budgeting, and familial obligations. You'll hear our strategies, travel tips, and hacks on how to maximize the value of currency conversion. Lastly, we tackle the topic of budgeting for travel, offering interesting ways to manage and save for travel expenses.

en

00:23:16

Ep 16: Alternate Outlook with Avinash (part 2)

Chai pe Kharcha - NRI Personal Finance Matters ·

2023/11/30

In today's episode, we discuss personal finance and investment strategies with Avinash Mehta, a certified investment professional based out of Nagpur, India. As founder of Big Capita, Avinash specializes in advising NRIs and comes with rich experience in wealth management. In this episode we discuss the importance of consulting a qualified financial professional for managing finances in different countries, like India, Singapore, and the U.S. Special emphasis is put on understanding taxation

en

00:23:53

Ep 15: Alternate Outlook with Avinash (part 1)

Chai pe Kharcha - NRI Personal Finance Matters ·

2023/11/24

In today's episode, we discuss personal finance and investment strategies with Avinash Mehta, a certified investment professional based out of Nagpur, India. As founder of Big Capita, Avinash specializes in advising NRIs and comes with a rich experience in wealth management. Avinash explains the importance of having a clear financial structure and of being aware of one's investment purpose. He also discusses the complexities related to NRIs' investment preferences, which range from real

en

00:17:19

Ep 14: Retirement Planning

Chai pe Kharcha - NRI Personal Finance Matters ·

2023/11/17

In today's episode, we discuss how each of us is preparing for the eventuality of retirement. The conversation takes on aspects like the definition of retirement for each individual, the possible locations of retirement, their potential activities post-retirement, and the challenge of planning finances for the unknown future. It's another deeply personal topic, so hear our takes on how we are thinking of retirement and what factors come into play for us.

en

00:24:04

Ep 13: Balancing Finances between India and Abroad

Chai pe Kharcha - NRI Personal Finance Matters ·

2023/11/09

In today's episode, we discuss a crucial financial decision for any expat - how much money should one keep in their home country while living overseas? We share our perspectives on this topic as we discuss financial allocations, consideration of home country bias, advantages and disadvantages, and considerations for future property investment. The panel delves into various scenarios and potential strategies, emphasizing that personal finance decisions should be personalized and

en

00:21:32

Ep 12: Alternate Outlook with Aditi (Part 2)

Chai pe Kharcha - NRI Personal Finance Matters ·

2023/11/02

In today's episode, we follow up from our previous episode regarding advisors - by getting an actual advisor to come in and chat with us. Aditi Mittal, currently at Manulife in Singapore, focuses specifically on NRIs. This was a long and engaging chat, so the episode is uploaded in 2 parts. Please listen to Part 1, to enjoy the full chat.

en

00:20:37

Ep 11: Alternate Outlook with Aditi (Part 1)

Chai pe Kharcha - NRI Personal Finance Matters ·

2023/10/25

In today's episode, we follow up from our previous episode regarding advisors - by getting an actual advisor to come in and chat with us. Aditi Mittal, currently at Manulife in Singapore, focuses specifically on NRIs. This was a long and engaging chat, so the episode is uploaded in 2 parts.

en

00:18:36

Ep 10: Who needs advice, anyway?

Chai pe Kharcha - NRI Personal Finance Matters ·

2023/10/19

In today's episode, we discuss why someone should or shouldn't look for a financial advisor. We discuss our experiences, good & bad, on what constitutes a good financial advisor and how important it is for the financial advisor's incentives to be aligned with the client.

en

00:19:05

Ep 9: Ghar Wapsi, The Itch to Return Home

Chai pe Kharcha - NRI Personal Finance Matters ·

2023/10/13

In today's episode, we discuss a topic close to every NRIs heart. We have all discussed this - what's the right time to go back home? Is there a right time? We discuss our perspectives on what could help decide if you are ready to go back to India

en

00:27:09

Ep 8: To Crypto or Not to Crypto

Chai pe Kharcha - NRI Personal Finance Matters ·

2023/10/04

In today's episode, the group discusses whether Crypto is part of their investment philosophy. You may love, or not understand them, but you can definitely not ignore the phenomenon of cryptocurrencies. We try to analyze both sides of the argument and share some of our experiences with Crypto

en

00:25:38

Ep 7: Alternate Outlook with Thomas

Chai pe Kharcha - NRI Personal Finance Matters ·

2023/09/28

In today's episode, one of our regulars has gone missing, but we have got Thomas joins us to share his experience investing in Gold, FX and Real Estate. Portfolio diversification is a crucial strategy, and the group has a range of thoughts on the subject.

en

00:18:51

Ep 6: Building our Portfolios

Chai pe Kharcha - NRI Personal Finance Matters ·

2023/09/21

In today's episode, we discuss the different portfolio allocation that each of us currently have. We also briefly discuss the sources of information we use to identify a good investment opportunity - Ishan's screeners - Value Investors Club, Magic Formula Investing Rohit & Madhwesh follow - Moneycontrol

en

00:24:40

Ep 5: Tools for the Trade

Chai pe Kharcha - NRI Personal Finance Matters ·

2023/09/14

In today's episode, we discuss how we used various tools & automation to track our investments and overall portfolio. Are you partial to spreadsheets or smart apps? As always there is a diversity of thought on the tools & how often we use them for investments. Additional episode notes: Sidd's blog - https://medium.com/@siddss/monitoring-stock-price-anomalies-using-google-sheets-1e21dcc34e0c Rohit's LinkedIn post -

en

00:21:46

Ep 4: Surveillance on Spending

Chai pe Kharcha - NRI Personal Finance Matters ·

2023/09/07

In today's episode, we discuss the need for tracking our expenses, the different ways we do it & how much detail we go into when looking at our expenses. Knowing what you spend is an important step to identifying how much you need to earn, save & invest.

en

00:17:51

Ep 3: The Cushion of Emergency Funds

Chai pe Kharcha - NRI Personal Finance Matters ·

2023/09/07

In today's episode, we all agree on the need to save for a rainy day & build financial resilience. But how much is enough, and what are the different ways of thinking about liquid assets?

en

00:24:14

Ep 2: The Case for Insurance

Chai pe Kharcha - NRI Personal Finance Matters ·

2023/09/07

In today's episode, we get together to discuss our views on the need for Insurance, the different types of insurance & how insurance needs for NRIs change as we manage life & assets in 2 countries

en

00:10:45

Ep 1: What's different for NRIs?

Chai pe Kharcha - NRI Personal Finance Matters ·

2023/09/06

A few NRI friends get together and have a casual conversation about their personal finance planning. Everyone has a slightly different perspective on managing money, at different life stages and varying backgrounds. In today's episode we have a quick chat to discuss how personal finance changes when you move outside India.

en

59 results

Similar Podcasts

TaxTalent.com The Golden Rule Podcast

Adam Golden

TaxTalent.com Podcast

Tony Santiago

Nomad Capitalist Audio Experience

Nomad Capitalist

Supply Shock

Blockworks

RadioBorsa - La tua guida controcorrente per investire bene nella Borsa e nella Vita

SoldiExpert SCF