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Two by Two (Private)

The premium, subscriber-only version of The Ken"s Two by Two podcast. Features full and uncut episodes.

business business news

All Episodes

100:29

Can venture capitalists do no wrong?

Two by Two (Private) ·

2024/11/14

for roughly the last 24 months, the default way in which we were exposed to venture capital and its effects has been in many ways paused.There's a slowdown.Venture capital funding for the first nine months of this year is down 7% over the similar period last year per traction.We've all read various news articles about layoffs happening in various companies, companies being shut down, down rounds been happening from a time where unicorns were being born every three months or so.Now we are

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90:52

What does Ola Electric's future hold?

Two by Two (Private) ·

2024/11/07

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90:56

The relentless rise of the "government" as a competitor

Two by Two (Private) ·

2024/10/24

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98:15

How will Ola and Uber avoid "death by a thousand cuts"?

Two by Two (Private) ·

2024/10/17

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101:24

Do we even need Product Managers (Premium Subscribers...

Two by Two (Private) ·

2024/10/10

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99:08

Ather Energy was a pioneer. But can it also be a...

Two by Two (Private) ·

2024/10/03

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84:56

Netflix's last growth market

Two by Two (Private) ·

2024/09/26

Netflix is trying hard to crack the Indian market. Ever since the US streaming giant entered the country it has been hard at work to make an impact. And over the years they’ve learnt a thing or two about how the Indian streaming space functions.Netflix is also not shy about expressing how it sees India as its last growth market. Most of the other geographies it has saturated its reach to a large extent, but India has always been a pain point for it to get a leg up on. So much so, that the

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98:42

Health insurance in India is ripe for disruption

Two by Two (Private) ·

2024/09/19

The fastest growing segment of insurance in India is individual health insurance. It’s growing steadily at a, well, healthy pace of 20% annually. But scratch just a little beneath the surface and things don’t appear so rosy. Of the 20% annual growth in revenue, nearly 15% comes from medical inflation. Meaning, existing customers paying higher premiums each year because the costs of treatments are going up.The growth in the number of customers each year is just around 5-6%. Health insurance

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80:49

Why couldn't Stripe become the Stripe of India?...

Two by Two (Private) ·

2024/09/12

It seems like ‘invite only’ is a rite of passage for Stripe. If Stripe entered India with an invite-only step, then it seems reasonable to assume that it’s leaving India on the basis that it’s doing invite-only again. Over seven years, Stripe, the world’s mightiest fintech, currently valued at $70 billion (and at $95 billion at its peak), could not make a dent in India. It had a great product, a massive untapped opportunity in India, and didn’t have much competition. And yet, it failed

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79:33

Private Coaching is eating way at schooling(Premium...

Two by Two (Private) ·

2024/09/05

12 years of schooling is losing out to private coaching as entry into India’s colleges gets increasingly centralized via entrance exams. School education is a fundamental right in India. An average Indian child spends 10-12 years in schools. And for most parents and families, the money they spend on educating their child is one of the largest over time.And yet, school education is slowly becoming (or perhaps being made) irrelevant in the next step that comes after that: college.The

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83:48

7. Google Pay: Big. Successful. Vulnerable.

Two by Two (Private) ·

2024/08/29

Google Pay is India’s second largest UPI app with a market share of 38%, with 500+ crore transactions a month. It’s one of the world’s mightiest companies, and yet, we argue that it’s possibly in a vulnerable, strange position. By this, we don’t mean that it will disappear overnight, but that all kinds of competitors are coming for it. Already it’s market share has declined from 44% to 37%. It’s an outpost of an empire that’s fighting a global war. And most importantly, the first wave of

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93:11

Is the golden era of the (software) engineer over?...

Two by Two (Private) ·

2024/08/22

Software engineering careers used to be a ladder. You studied for 4 years, got a job as a fresher, and could virtually take for granted a steady career filled with learning opportunities, salary hikes, and role promotions. In fact being an engineer was so cool that we mocked MBAs and MBA-types – “suits” – for their desperation to find that elusive technical co-founder. The one who would translate an idea (common) into code and products.Except, that’s increasingly not true.An NYT story

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79:30

Swiggy needs to reclaim its past glory

Two by Two (Private) ·

2024/08/15

The Swiggy of 2024 is a shadow of its former self. Boxed in by younger, nimbler and hungrier competitors from all sides, it has been defending itself for so long that it seems to have forgotten how to play offense. It wasn’t always like this. Swiggy used to define innovation, product chops and “Bengaluru cool”. In many ways it pioneered food delivery in 2014 after pivoting from a courier service. Zomato, originally a restaurant discovery company, got into food delivery a year after Swiggy

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73:35

Delhi pricked the Bangalore Bubble

Two by Two (Private) ·

2024/08/08

The conventional wisdom is that Bengaluru is India’s Silicon Valley. It’s the cradle of India’s tech revolution. First there was Infosys and Wipro on the IT services side. Then when startups become cool and hip, the default location to get it all started was also Bengaluru. Take the leaders across sectors, and you’ll see they belong to Bengaluru — Flipkart, InMobi, Swiggy, PhonePe, Myntra, Ola, Amazon, Unacademy, Byju’s…and much more. But of late, it looks like something has changed

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84:50

Is Zepto a gold medalist or a bronze medalist?

Two by Two (Private) ·

2024/07/31

Welcome to another episode of Two by Two, a premium business podcast from The Ken. If you’re a premium subscriber, you can now listen to the full, uncut episode on your app – just click on the player right below the title!In 2021, as the pandemic still raged on and we washed our vegetables and supplies before consuming them, a young delivery startup promised that you can get all your groceries – everything you need – delivered right to your doorstep. In 10 minutes. This was pretty crazy,

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