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PODCAST

Denial Of The Day

We all know that insurance companies don"t love to pay large claims!Join Taylor Grant, everyone"s favorite Public Insurance Adjuster, as he shares the most hilarious and absurd denials of property insurance claims adjusting.Uncover the lessons learned and what you can do to avoid being a victim of the insurance company"s unscrupulous tactics.If your property claim has been denied, or you just want to hear hilarious stories, listen to the Denial of the Day Podcast where we’re fighting for the

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All Episodes

2:55

Denied by Denver Insurance? Unlock Big Payouts with a...

Denial Of The Day ·

2025/09/03

🚨 Hidden Loophole in Your Commercial Policy Could Cost You THOUSANDS! 🚨 Have ordinance or law coverage in your policy? Don’t assume you’re fully protected—many Denver property owners get blindsided after a loss. 😓 Most don’t realize ordinance and law limits *kick in before* your main building coverage is even used up... and the insurance company isn’t complaining. If you own a commercial or multi-family property in Colorado, this is one of those gray areas that could ruin your recovery

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3:53

Colorado's Unsung Warrior: Fighting Your Denied...

Denial Of The Day ·

2025/09/03

😡 “We’re not extending your deadline—too bad!” 😡 That’s what a property owner was told… after YEARS of insurance company delays. They caused the problem, then punished the policyholder for it. Sound fair to you? Nope. Us either. Here’s the thing 👉 Insurance companies in Colorado have a *legal duty* to act in **good faith and fair dealing.** But when claims get dragged out, denied, or lowballed, it's usually the property owner left holding the bag. At **Bellator Claims**, we’ve seen it

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3:58

Conquer Your Insurance Battle: Denver's #1 Public...

Denial Of The Day ·

2025/08/29

🔍 Do you *need* a public adjuster… or just *want* one? 🚨 If your insurance claim is over $20,000, the answer might surprise you. Insurance companies are getting better at **not** paying claims — we’re here to level the playing field. 💣 Property damage claims in Colorado are more complex than ever — especially with roofing, hail, water, and fire losses. If your claim is more than $20K, you're already in the danger zone without expert help. 💰 Most policyholders think they’ll be "taken care

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2:49

Why Insurance Claims Drag On: The Denver Adjuster’s...

Denial Of The Day ·

2025/08/29

⏳ Tired of Waiting on Your Insurance Claim? You're Not Alone... ⏳ Whether it's hail, fire, a burst pipe, or roof damage — the #1 question we hear is: “How long is this claim actually going to take?” 😩 If your insurance company is dragging their feet, you're probably stuck in a game of pickleball where THEY hold the paddle... and you’re left waiting. Here’s the truth: every claim is unique — commercial, residential, industrial. Some should wrap in 3 months. Others? 12+. But delays

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3:12

Denver's Best: Beat Insurance Roadblocks with Top...

Denial Of The Day ·

2025/08/27

💰 Wondering how much a *public insurance adjuster in Colorado* costs? You’re not alone — and the answer might surprise you 😲 Most property owners think hiring a *Denver public adjuster* means big upfront fees. But at Bellator Claims, you don’t pay us **anything** unless we recover more for you. Yup — if we don’t win, you don’t pay. Simple as that. 💼 Our interests are *aligned with yours* — we fight to get your insurance claim fully and fairly paid, whether it’s hail, water, fire, or denied

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5:07

Denver's Best Adjusters: From $356K to $1.5M!

Denial Of The Day ·

2025/08/27

🚨 From $356K to $1.5M?! Yes. We said *million*. 💰💥 What your insurance company *hopes* you don’t do next could cost you everything.  Most property owners don’t realize just how many games insurance companies play — until it’s too late. Denials, delays, and lowball offers aren’t the exception... they’re the strategy. 😤 That’s why hiring a top-rated Colorado public adjuster like Bellator Claims isn’t just a smart move — it’s non-negotiable if you want to actually *win* your claim. 🏆 In

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5:13

David vs Goliath: Denver's Top Public Adjusters Fight...

Denial Of The Day ·

2025/08/25

🛑 Think your insurance company has your back? Think again. 🏦 Many property owners don’t even know we exist... until it’s too late. 😬 Without a *licensed* public adjuster on your side, it’s YOU vs. an army of insurance company reps—backed by billions and designed to minimize payouts. Guess who wins that battle? 💸 We are your boots-on-the-ground allies, navigating the fine print and fighting *only* for YOU. Unlike insurance appraisers or company adjusters, we don’t work for the insurer—we

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3:34

💥 Colorado's Claim Warriors: Fight Insurance Denials...

Denial Of The Day ·

2025/08/25

🤯 Denied, Delayed, or Diminished — Sound Familiar? 🧐 If your insurance claim in Colorado has hit a brick wall 👊, you’re not alone. Insurance companies are experts at stalling, underpaying, or flat-out denying large claims—especially when they bring in *their* engineers. Here’s the truth most property owners don’t realize: you don’t have to play their game. 🕹️ When a million-dollar commercial claim in Denver was denied due to "no damage," we brought in our own experts and flipped the

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3:35

Unmasking the Truth: Colorado's Best Public Adjusters...

Denial Of The Day ·

2025/08/25

🚨 Think your insurance adjuster is on YOUR side? Think again. 😬 That "friendly" adjuster might actually be paid by the insurance company — not you. If you're not working with a public adjuster, your claim could be seriously underpaid... or worse, denied. 📉 Most property owners in Colorado don’t realize there are THREE different types of adjusters—and only ONE is legally obligated to fight for YOU: the public insurance adjuster. At Bellator Claims, we don’t dance for the carrier. 💃 We

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3:11

Colorado's Top Adjusters: Upgrade Mysteries Exposed! 🏛️💥

Denial Of The Day ·

2025/08/20

💸 Thinking about upgrades during an insurance claim? You *can* renovate—but your insurance won’t cover it! 😬 Know the rules before swinging that hammer... or you could end up paying for more than you expected. 🧾 Many Colorado property owners see a claim as the “perfect opportunity” to finally add that extra office space or upgrade finishes. And hey, construction crews are already there, right? 🚧 But here’s the kicker: your policy only pays to return your property to pre-loss condition

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6:59

Colorado Chaos: Stop Losing Money, Meet Your...

Denial Of The Day ·

2025/08/20

💸 Missed Deadlines = Lost Thousands 💸 Recoverable depreciation might sound boring… until it costs you *five* or even *six figures*. 😱 If you’re handling a property damage claim without knowing YOUR policy deadlines, you’re on a financial tightrope—and the insurance company hopes you fall. Most property owners don’t realize the deadline to recover that *extra chunk of change*—known as “recoverable depreciation”—can vary wildly. Some policies allow 6 months. Some say “reasonable time”

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3:46

How Colorado's Top Adjusters Outsmart Insurance...

Denial Of The Day ·

2025/08/18

🚨 Just Hired a Public Adjuster? You Might've Hired Their Learning Curve 😬 With so many new faces entering public insurance adjusting, how can you be sure you’ve got the *right* person on your claim? Colorado insurance claims are no place for trial and error — they’re complex, high-stakes, and time-sensitive. Rookie mistakes can cost you *big* 💸. At Bellator Claims, we've seen this shift across Denver and beyond — family friends turned “adjusters” overnight, experimenting on your dime

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4:09

Colorado's Gladiator: Triumph Over Denied Insurance...

Denial Of The Day ·

2025/08/18

🚨 Depreciating Labor on Insurance Claims? It’s 2024, Not 1924! 🛠️💸 If your insurance company is still cutting payments by claiming labor depreciation, you’re not alone—and it’s costing property owners *millions*. 😡 One state finally put their foot down… is Colorado next in line? 🤔 Carriers have been getting away with depreciating labor for too long—despite labor never getting cheaper (hello, have you seen minimum wage trends?). Labor isn’t a used couch—it doesn't lose value over

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5:37

Crushing Giants: Top Denver Adjusters Battle Unfair...

Denial Of The Day ·

2025/08/15

😤 Feeling ghosted by your insurance adjuster? You’re not alone 😤 If your insurance claim is “in progress” but nothing’s actually progressing… it might be buried under 150 others. 😬 Good news: You *can* get your claim back on top — if you squeak strategically 🛠️💼 Too many property owners in Colorado get stuck playing phone tag while their roof leaks, restoration drags, or they’re chasing hail damage repairs — all while adjusters dodge calls and blow deadlines. At Bellator Claims,

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4:14

Colorado's Insurance Showdown: Outsmart Denials with...

Denial Of The Day ·

2025/08/15

♠️ Don’t Show All Your Cards Too Soon… Especially to Your Insurance Company 😬♠️ Property owners and contractors—this one mistake could cost you thousands 💸. Sharing too much too soon with your insurance company can backfire in a big way. 🧠 Think strategy—not speed—when it comes to filing your insurance claim. If you’re in the middle of a claim, pumping out that first estimate may seem like progress… but if it's missing half the damages (or half the trades), you just gave the

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3:58

Colorado Insurance Blunders: Winning Against the Odds...

Denial Of The Day ·

2025/08/15

🤔 Your insurance company said they did a “thorough inspection”… but why are we the ones finding all the damage? 🧐🔍 When a $2,500 deductible turned into a $278K recovery, we had one question: Did the insurance company *really* do a full and reasonable investigation — or did they just send out a ladder, some drone photos, and call it a day? 🪜📸 The truth is, many claims get underpaid (or outright denied) because the insurer skips critical steps. That’s where a skilled Colorado public

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5:43

Can a Denver Public Adjuster Really Turn $12K into...

Denial Of The Day ·

2025/08/11

💥 Think your insurance company is playing fair? Think again… 💥 When one of our clients was told there was "no hail damage"—even as every neighbor got a new roof—she trusted what she was told. But months later? Total chaos. Damage everywhere. And her claim? Virtually NOTHING approved. 😳 That’s where we stepped in. As Colorado’s trusted public adjusters, we proved the previous storm DID cause the damage—and got her from $12,622 to $158,026. 💰 That’s an 1152% increase. Not a typo. But

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3:38

Unmasking Denver's Coverage Secrets: A Public...

Denial Of The Day ·

2025/08/08

🧾 Blanket Policy vs. Scheduled Policy: Are You Leaving Millions Uncovered? 🏢💥 Most property owners don’t know this—but the type of policy you choose can make or break your insurance claim. Blanket policies sound great… until you have 30 buildings and the math doesn’t math! 🤯 If you own commercial or multifamily properties, this could cost you BIG. So what’s the difference between a scheduled policy and a blanket policy? 🎯 A scheduled policy assigns a specific value and coverage to each

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4:40

Insurance's Dirty Little Secret: Colorado Claim...

Denial Of The Day ·

2025/08/08

🚨 That “advance payment” from your insurance company might not be the win you think it is… 😳💸 Receiving a check before your loss is fully assessed feels like progress—but it could blow up in your face if your claim gets denied 🔥🏚️ Too many property owners in Colorado don’t realize that money can be *clawed back*. And yes, that means YOU could be on the hook. Here’s the real deal 🎯: Those advance payments after a fire, flood, or hailstorm are issued in *good faith*—but not always with

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2:43

Roofing Shenanigans: Denver's Top Public Adjusters...

Denial Of The Day ·

2025/08/06

🚨 Your roof was discontinued… now what?! 😩 Your insurance company may offer a "repair" with materials that don’t even exist anymore 😡 and if you say nothing, they’ll gladly save themselves thousands 💸 while YOU are left with a mismatched, non-compliant roof. At Bellator Claims, we’ve seen this game too many times—and we don’t let them win. We use transparency and tough negotiation (with the help of our legal partners) to fight for FULL replacement value 📞🙌. Insurance companies don’t

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