x

75% of people globally want unbiased news (Pew Research) but are concerned they're not getting that.

Get balanced coverage with Symby. See how stories are covered across diverse outlets and spot when one side covers a story the other skips.

PODCAST

Informed Decisions Independent Financial Planning & Money Podcast

Paddy Delaney (Parent, Educator, Qualified Planner & Executive Coach)

Take control of your financial future by joining us on Ireland"s Independent & award-winning Investment & Retirement Planning Podcast, with Paddy Delaney (QFA RPA APA). Join Paddy & guests as they cut through the noise, nonsense and smoke-n-mirrors of financial services in Ireland. We want you to avoid costly mistakes and to make informed financial decisions in your investments and retirement planning. Paddy Delaney QFA RPA APA

business investing

All Episodes

30:15

5 Challenges to Independent Investment Advice in...

Informed Decisions Independent Financial Planning &... ·

2023/07/31

Independent investment advice in Ireland is a rare thing, at least under current Central Bank of Ireland regulations. Currently, only an investment advice firm in Ireland that does not receive any form of commission can call themselves 'Independent'. So does that mean getting independent investment advice in Ireland is deeply flawed, not at all! This week I'll help you learn about; Key considerations before you invest Knowing the source of your advice If any investment advice is truly impartial

en

30:17

Important Questions About Retirement Planning #267

Informed Decisions Independent Financial Planning &... ·

2023/07/24

If securing a high-quality retirement income is high on your agenda, nailing the answers to the following questions ought to be high on your list of priorities. Whether you are just starting your career or approaching retirement age, 'today' is the next-best time to explore these, if you haven't already done so. With the intention of helping you make informed decisions, here are 9 important retirement planning questions to consider and answer. I hope it helps!

en

58:28

A Look Back at the Popular 'A Listener's Journey'...

Informed Decisions Independent Financial Planning &... ·

2023/07/17

This week we bring back episode one in the popular 'A Listerner's Journey' podcast series with William Lacey. Throughout this series, William talks about his journey of escaping full-time employment. This is an insightful and helpful series that discusses many of the concerns, thoughts, priorities, and actions that many of us face as we transition to retirement. If you enjoy episode one, you can listen to the rest of the series as follows: Part 2 Part 3 Part 4 Part 5

en

54:36

Flashback To a Classic: Lars Kroijer Interview 'Can...

Informed Decisions Independent Financial Planning &... ·

2023/07/03

While Paddy is off enjoying his annual leave we bring you a classic and popular podcast from 2021. Lars is a former hedge fund manager, author, and entrepreneur from Denmark. Can we beat the market? If we can’t what should we do? Lars and Paddy talk about investments, hedge funds, beating markets, and much more that we hope you will find helpful.

en

21:09

Inheriting a House in Ireland #264

Informed Decisions Independent Financial Planning &... ·

2023/06/19

Inheriting a house can be a significant financial event. It carries its own set of implications and considerations. From taxes to inheritance thresholds, the financial aspects of inherited property can are worth considering if it is on your horizon, or that of your beneficiaries! In this week's podcast, I will explore: The intricacies of inheriting a house in Ireland The implications of taxes and how they affect inheritance tax thresholds Why many people choose to sell an inherited home The

en

22:59

What We Need From Financial Advisors #263

Informed Decisions Independent Financial Planning &... ·

2023/05/29

Like any individual in any profession, every Financial Advisor will have different strengths and weaknesses. They each have different skill sets. None of them are perfect, and I include myself in that! In this short piece, I will delve into the importance of what financial advisors can do with and for their clients, even though many clients receiving said advice might not immediately recognise what they are actually helping them do, achieve and avoid! Key Points Avoiding fear-mongering

en

54:40

Changes in Retirement Planning with Clive Slattery #262

Informed Decisions Independent Financial Planning &... ·

2023/05/22

This week we have something a little different. We recently hosted a webinar with Pension and Revenue expert Clive Slattery. If you missed the webinar, here is the audio, which I hope you find helpful. Clive will talk about recent PRSA changes. - The implications for PAYE & Business Owners - How & Why these changes have come about - The significant tax opportunity that exists PRSAs are relevant to most people as it is a pension that anyone can start. Thanks Sunday Times Article

en

22:35

Death In Service Pension Benefit #261

Informed Decisions Independent Financial Planning &... ·

2023/05/15

What happens to my pension benefits if I suffer a death in service? (die while being an employee and a member of the company pension scheme!). On a regular basis, we help clients to manage their pension planning, so as to avoid potential pitfalls in this area. Reason being, it has the potential to have a hugely negative impact on one's financial future. What you'll learn: How Personal Pension assets are treated on death (with simple example!) How Company Pension assets are treated on death

en

01:13:28

3 Keys To Preparing For A Successful Retirement #260

Informed Decisions Independent Financial Planning &... ·

2023/05/08

This week we are joined by William Lacey who we followed on his transition to retirement in a series of podcasts. William talks about the lessons he has learned from his journey and the key things he would do if he were to transition to retirement again. The goal is to hopefully, by sharing his experiences help others that are on their retirement journey. I hope it helps

en

22:22

Estate Planning: Should I Bother? #259

Informed Decisions Independent Financial Planning &... ·

2023/04/24

This week I talk about Estate Planning; what to think about and what is important. While it might not be a topic that gets you all revved up, Estate Planning is considered to be a key aspect of managing one's long-term personal finances, regardless of how simple or complex their financial situation. Key Estate Planning Points Make use of the small gift exemption to the max you can Ensure you have a will in place Is section 72 really a good idea Estate planning is an essential part of your

en

17:07

Why Do I Need a Will #258

Informed Decisions Independent Financial Planning &... ·

2023/04/17

Even subconsciously, the question surely pops into most people's heads; "Why Do I Need A Will?" Given that a large percentage of the human race is reluctant to take action now that will benefit their future self, it is no surprise to hear that the majority of people in Ireland haven't made a Will (which will benefit their heirs and loved ones, and not themselves!). The Farmer's Journal put that figure at 70% of Irish people do not have a Will as of 2022. In this week's episode, in an effort to shift

en

18:22

Entrepreneur Relief Vs Pension Contributions - Which...

Informed Decisions Independent Financial Planning &... ·

2023/03/27

This week we bring you our first-ever Guest-Post, all about Entrepreneur Relief versus Pension Contributions. I will keep the author a surprise until the end of the piece (don't fast forward!), and it might indeed be a fairly big surprise when you do discover who wrote it! Entrepreneur Relief Principles Pension Contribution Watch-Outs Comparison of the two approaches A practical comparison of doing €1m on both All I (Paddy) will say, is that I sure hope you don't like this style better than my

en

20:55

Do You Think You're Ready To Retire? What Are The...

Informed Decisions Independent Financial Planning &... ·

2023/03/13

This week I share 12 clear signs it's time to retire from your full-time job. Perhaps it is to start some new professional journey, a new personal journey, or a combination of both. I share this piece in the hope that it will give you hope! Give you hope if you are on the cusp of retirement and doubting if you can or you can't. Give you hope if you are wondering if you are alone, mad, or simply wrong to retire. Key Takeaways Your pension fund is healthy and can provide you with a comfortable

en

29:30

Unregulated Investments Ireland #255

Informed Decisions Independent Financial Planning &... ·

2023/03/06

If you have ever heard of Custom House Capital, Dolphin Trust, or Solar 21, you will know that Unregulated Investments in Ireland are commonplace and contentious. I'm certainly not an expert on these types of products, but I know enough to realise that I wouldn't touch unregulated investments with my own money, never-mind someone who trusts me to mind theirs! So this week, I'll share with you: What are Unregulated Investments It's all about the money! Do they go wrong? How to spot if something

en

51:22

The Jason Parker Interview #254

Informed Decisions Independent Financial Planning &... ·

2023/02/27

This week Paddy chats with Jason Parker. Jason is the author of Sound Retirement Planning, the host of the Sound Retirement Radio podcast, a frequent guest on ABC, NBC and Fox, and the inventor of the Retirement Budget Calculator. Key talking points: Key things to know if you'll be ok in retirement Retirement Budget Calculator Retirement cashflow What questions should you be asking about your money when you retire Temporary safety vs. long-term strategy Reinforcing your discipline and understanding

en

35:14

Financial Advisor in Ireland - Prostitute, Escort or...

Informed Decisions Independent Financial Planning &... ·

2023/02/20

Choosing a Financial Advisor in Ireland is not an easy task! There are many different types of advisors, operating in different ways, being remunerated differently, and all delivering different services. In this piece, I will share with you; How to recognise the different types of financial advisors in Ireland Why Financial Advisors are comparable to prostitutes, escorts and spouses! How different types of advisors are paid for what they do Why all Financial Advisors are not the same I hope

en

01:07:13

The Paul Merriman Interview #252

Informed Decisions Independent Financial Planning &... ·

2023/02/13

In this episode, Paddy has a great chat with Paul Merriman from The Merriman Financial Education Foundation in the USA. The foundation is dedicated to providing financial education to those of all ages. Paul shares his wealth of knowledge from decades of experience from starting his own Merriman Wealth Management after retiring to setting up his foundation. Key topics covered: Investing successfully Equity asset classes Emotions of Investing Hardest thing about investing Maths of investing Follow

en

15:05

Important Pension Changes in Ireland #251

Informed Decisions Independent Financial Planning &... ·

2023/01/30

This week I bring you some facts, no metaphors, no story, just facts about recent and important pension changes in Ireland! Important changes to PRSAs Upcoming changes to UK State Pension benefits (applicable to all those in Ireland with some time accrued in HMRC UK State Pension) Recent changes to Lump Sums from foreign pensions (including Malta etc.)

en

17:19

5 Emotional Stages Of Retirement #250

Informed Decisions Independent Financial Planning &... ·

2023/01/23

I estimate that there are approximately 100 people retiring today, and tomorrow etc. etc. Of these c100 people retiring each day of the week, some are really well prepared and will have a smooth journey. However, others will be less prepared and so face a little more challenge and hurdles. My hope is that this piece will help a few to blow any hurdles out of their way with ease!

en

17:59

3 Investment Lessons To Take From 2022 #249

Informed Decisions Independent Financial Planning &... ·

2023/01/16

2022 was a testing investment year for many. Rather than jump headlong into 2023, let's take a few minutes to reflect and observe what we can learn from 2022! To me, there are 3 main investment lessons to be taken from last year: Inflation continues to be the real risk Diversification matters Embrace uncertainty

en

353 results

Similar Podcasts

TaxTalent.com The Golden Rule Podcast

Adam Golden

TaxTalent.com Podcast

Tony Santiago

Nomad Capitalist Audio Experience

Nomad Capitalist

Supply Shock

Blockworks

RadioBorsa - La tua guida controcorrente per investire bene nella Borsa e nella Vita

SoldiExpert SCF