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PODCAST

She"s On The Money

Victoria Devine

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without

business investing

All Episodes

34:44

Is It Time To Sell Your Property? And Can You Say...

She"s On The Money ·

2025/07/31

How do you know when it’s time to sell a property? Whether it’s your investment, your starter home, or just the one with the dodgy plumbing that won’t stop haunting you, this week we’re diving into a dilemma one listener’s facing: is it smarter to cash out now, or hold on and hope for the best? We unpack what actually makes a property worth keeping, when it’s smarter to cut your losses, and how to weigh up the financial stress against the long-game payoff..

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39:58

Your Future Self is Begging You To Listen to This...

She"s On The Money ·

2025/07/29

Trying to figure out how much super you actually need? Yep, it’s confusing. With all the numbers, charts, and retirement buzzwords flying around, it’s no wonder most of us throw it in the “deal with it later” pile. But future you? They’re going to be so glad you tuned in. This week, Victoria’s giving you the real talk on super: why comparing your super to everyone else’s might leave you short, how to figure out your own retirement number and what to do if

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47:11

How She Went From Centrelink to $100k Investment...

She"s On The Money ·

2025/07/27

She grew up on Centrelink. Now she’s got $240K in super, six figures in shares, and two properties... all before 35. This week’s Money Diary isn’t just inspiring. It’s a masterclass in breaking the cycle, building serious wealth, no matter where you are starting from. She’s a teacher, a mum of two, and someone who’s turned smart, consistent money moves into real financial freedom. This episode is packed with practical tips, investing inspo, and clever hacks

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35:31

Should You Change Careers? And a Wedding Budget...

She"s On The Money ·

2025/07/24

Ever felt like your job’s covering the bills but slowly crushing your soul, and caught yourself wondering, surely there’s more to life than this? This week, we dive headfirst into the career pivot spiral: is chasing a dream job worth the financial hit, or should you suck it up and stay for the salary? We unpack the real costs (money, mindset, and missed brunches) and how to test-drive a new path without blowing up your budget. Then we dial up the drama with a DM from our community: her

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56:53

Troy Benjamin On How Backing Yourself And Asking For...

She"s On The Money ·

2025/07/22

Ever felt like you’re one ask away from changing your whole life? Well, this episode is inspiration you need to shoot your shot. This week Victoria is sitting down with Troy Benjamin, hot off his big win at the 2025 NAIDOC awards. Troy is the powerhouse behind Blak Brews, a proudly First Nations-owned tea brand that started during COVID and has since grown into a full-blown national success story. But this episode isn’t just about business wins. It’s about what it really takes to

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30:49

When the Cost of Living Hits Hard

She"s On The Money ·

2025/07/20

Feeling the cost of living squeeze? This week’s Money Diarist is too. She’s a vet, a mum of two, and part of a household doing all the “right” things… but still feeling seriously stretched. With interest rates climbing and every non-essential cut (yep, even the home internet), she’s in one of those seasons where money stress is just part of the daily juggle. This one is real, and way too relatable.Ready to binge more relatable, inspiring, and downright juicy

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38:54

Should You Wait to Lodge Your Tax For the 20% HECS...

She"s On The Money ·

2025/07/17

The HECS 20% discount has the whole community buzzing, and we’ve been gettingso many DMs asking whether you need to wait to lodge your tax return because of it. And because we love you, Victoria went full finance detective and called the ATO herself (Yes, she waited on hold so you don’t have to). We’ve got all the tea on what you need to do, and where the government’s actually at with rolling it out. Then things get very spicy when a community memeber drops into our DMs with

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44:52

The Insurances I Would Never Buy... From an Insurance...

She"s On The Money ·

2025/07/15

If you've ever been offered insurance at the checkout and thought, “Wait… do I actually need this?” this ep is for you. From phone cover to pet insurance, there are so many policies that sound smart in the moment but just turn out to be clever marketing. So I called in friend of the show and insurance expert Phil Thompson from Skye Wealth to help us sort the genuinely helpful from the total money drains. We’re breaking down the covers that quietly siphon your cash, the

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44:22

My Husband Left Me 6 Months After Having Twins.......

She"s On The Money ·

2025/07/13

Ever felt like your whole life got flipped without warning? Like one minute you're managing work, babies, bills... and the next, everything's on fire?This week's Money Diary is for anyone who's had to start over when they really, really didn’t plan to. The same week our diarist returned to work after maternity leave, her husband left (over text!!!) for another woman, leaving her with six-month-old twins and half of their $50K in debt. But after all that heartbreak, what follows is the kind of

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42:55

Is This the Biggest Financial Decision You'll Make?

She"s On The Money ·

2025/07/10

It’s the finance hot take that’s everywhere right now, but is your partner really the biggest financial decision you'll ever make?This week, we’re taking a closer look at the money-meets-love dilemma that’s dividing the internet, and our community. What happens when you're a budgeting queen with big goals, and they’re... just not? Is financial compatibility a dealbreaker, or is there more to the story?We also dive into the side hustle stress no one talks about: how to

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40:50

I'm Bored. Give Me Your Most Unhinged Money Saving...

She"s On The Money ·

2025/07/08

If you’ve spent five minutes on TikTok lately (okay, five hours), you’ve probably stumbled on the “most unhinged hack” trend... people sharing their weirdest, wildest ways to solve life’s problems.And when one clever member of our She’s On The Money community asked for the most unhinged ways to stop unnecessary spending, and you guys well and truely delivered. These hacks might sound chaotic, but don’t be fooled. Underneath the chaos is a heap of helpful,

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20:54

We Chose a Long-Distance Marriage For 2 Years to...

She"s On The Money ·

2025/07/06

What would you sacrifice for your long-term financial goals? In this week’s Money Diary, we meet someone who made a bold, unconventional choice... moving countries solo, leaving her husband behind, and taking on a whole new life to set up their future.From rural Japan culture shocks to rapid salary growth and a financial strategy that’s anything but ordinary, this ep is full of unexpected turns, big mindset shifts, and proof that building wealth doesn’t always look the way

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39:17

Is Your Inner Broke Girl Blocking Your Financial...

She"s On The Money ·

2025/07/03

You’re earning more, budgeting better, and technically doing everything right... so why does spending still make you feel like you’re one click away from financial ruin? In this week's ep, we're unpacking the inner broke girl energy that so many of us carry (even when our bank balance says otherwise). Sometimes it's not your budget that needs a glow-up, it's your mindset.Plus things get spicy when a community member asks where we stand on tipping culture... do you tip, when do you tip,

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54:33

5 Shares That Skyrocketed Last Financial Year (And...

She"s On The Money ·

2025/07/01

This week, we’re diving into five shares thatabsolutely popped off last financial year, and what they can actually teach us about smart investing. Some were expected (hello, gold rush), others were more niche, but all of them have big money lessons baked in. From pharmacy shakeups to booming tech, we’re unpacking what really drives a share price, how to spot strong business stories, and why investing is about more than just crossing your fingers and manifesting gains. Whether

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49:36

The Money Diaries of an Aussie Girlbossing in New York

She"s On The Money ·

2025/06/29

Ever wondered what it’s really like to chase your dreams in the Big Apple? In this week's ep, we’re cracking open a glam, gritty, and oh-so-real money diary straight from New York City, featuring an Aussie expat who’s living the dream… and navigating all the money stuff that comes with it. Working as a headhunter in NYC, she’s juggling Manhattan rent, 401ks, and a mortgage back home she shares with her siblings. Oh, and she’s got a seriously genius strategy for

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41:44

The Super Catch-Up Plan You Need and a Pep Talk for...

She"s On The Money ·

2025/06/26

Have you ever celebrated hitting a big financial milestone... and then you take a look at what your friends are doing and suddenly your win doesn’t feel so shiny. This week, we’re diving into the mental minefield that is the money comparison trap... the spiral that hits even when you know you’re doing okay. We also break down what to do if you accessed your super during COVID and want to catch up (or feel like you “should”). Is it worth topping up? Where do you even

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44:14

Nartarsha Bamblett on Turning Her Gift Into a Business

She"s On The Money ·

2025/06/24

You’ve heard her voice open every ep... but this week, we’re handing her the mic for real. In this Business Diary edition, we’re getting the full download from the magnetic, powerful, and wildly inspiring Nartarsha Bamblett, aka Queen Acknowledgements. Nartarsha never set out to be a founder. But when her way of doing Acknowledgement of Country started shifting rooms, opening hearts, and creating real connection… the business found her. In this episode, Nartarsha shares how

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37:37

The Reality of Grief and Managing Their Estate

She"s On The Money ·

2025/06/22

Ever felt like life just keeps testing you… one heartbreak after another?This week’s Money Diary isn’t just about grief, it’s about theadmin that comes with it (and no one warns you about). After losing both her parents, our diarist found herself deep in paperwork, probate, Centrelink forms, and co-executor chaos… all while pregnant and juggling two little ones at home.From the emotional mess of selling the family home to navigating bank accounts, and all the estate

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40:36

Do You Actually Want to Buy a House or Just Feel Like...

She"s On The Money ·

2025/06/19

It starts as a simple question: should I buy a house or invest in the share market? What begins as a classic money dilemma quickly unravels into a much bigger conversation... about pressure, identity, and whether the goals we’re chasing are evenours to begin with.Plus, we tackle a seriously juicy DM about uprooting your entire family for a “life-changing” job (that may only last a few years), whether commuting ruins your happiness, and why it might be time to outsource your

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39:28

EOFY Glow-Up: 5 Ways to Get Your Finances Together, Fast

She"s On The Money ·

2025/06/17

Feel like your 2025 money goals ghosted you around February? You’re not alone... and babe, it’s time for a financial glow-up. In this episode, we’re using EOFY energy to reboot your budget, clean up your spending habits, and get your money working for you (not the other way around). We’re talking five fast, feel-good steps to sort your finances before June 30 hits, and no, it’s not about cancelling every brunch or surviving on rice and regrets.In this episode:💅

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