Investors spend hours defending their reward points but ignore the cost that quietly shrinks their savings every year

IRDAI's own consultation paper shows surrender payouts are five times larger than death claims. This industry is not selling protection. It is selling an exit.

pWotD Episode 3443: Wikimedia Foundation Welcome to popular Wiki of the Day, spotlighting Wikipedia's most visited pages, giving you a peek into what the world is curious about today.With 269,550 views on Monday, 5 October 2026 our article of the day is Wikimedia Foundation.The Wikimedia Foundation, Inc. (WMF) is an American 501(c)(3) nonprofit organization headquartered in San Francisco, California, and registered there as a charitable foundation. It is most known for hosting Wikipedia, one of the

On Houston Methodist Week: What are free radicals, and how are they affecting our cells?John P. Cooke, professor of cardiovascular sciences, discusses this.Faculty Bio:Dr. John P. Cooke is the Chair of the Department of Cardiovascular Sciences at the Houston Methodist Research Institute, Director of the Center for Cardiovascular Regeneration, and Medical Director of the RNA Therapeutics Program in the Houston Methodist DeBakey Heart and Vascular Center in Houston, Texas.He trained in cardiovascular

Uzun süre masada oturmakta veya odağını korumakta zorlanıyorsan çalışma süreni küçük bloklara bölmeyi dene. Bu bölümde Pomodoro tekniğinden yola çıkarak 15, 20 veya 30 dakikalık odaklı çalışma sürelerini kısa molalarla birleştirmeyi konuşuyoruz. Amaç başkasının çalışma süresine ulaşmak değil; kendi odak süreni keşfedip zamanla geliştirmek.

Read the full transcript with translations in multiple languages:海洋死亡倒计时 - Countdown to Ocean Death

Dani GarcíaTenga cuidado con las vistas y con la miel, qué mañana le puede pasar a usted.

Tout au long du mois d'octobre, à l’occasion d’Octobre Rose, Maintenant Vous Savez - Santé vous propose chaque semaine un épisode dédié au cancer du sein et à sa prévention.Souvent redouté par les femmes, qui doivent le passer tous les deux ans après l’âge de 50 ans, l'examen de mammographie permet de détecter des anomalies difficiles à repérer à la palpation comme des microcalcifications, c’est-à-dire des minuscules dépôts de calcium dans le sein qui peuvent indiquer un début de cancer. En quoi

Selon une étude réalisée par l'IFOP en 2021, de nombreux Français semblent souffrir régulièrement de troubles digestifs. Maux de ventre, gaz, ballonnements ou encore prise de poids, ces petits désagréments peuvent devenir de plus en plus fréquents et importants. En effet, avec l'âge, la digestion de certains aliments peut s'avérer plus difficile. Comme le déclare la docteure en biochimie Kahina Oussedik, ce changement peut s'expliquer notamment par de moins bonnes sécrétions hormonales et

À l’approche de l’automne, on s’imagine souvent pouvoir ranger les produits anti-moustiques jusqu’au retour des beaux jours… Mais ce n’est plus vraiment le cas. Depuis quelques années, les moustiques semblent faire de la résistance. Le problème, c’est qu’en plus de provoquer des démangeaisons, leurs piqûres peuvent transmettre des maladies comme la dengue, le chikungunya, le Zika ou encore le virus du Nil occidental. Comment peut-on expliquer ce phénomène ? Cela peut-il avoir des conséquences pour

Maintenant Vous Savez, c'est aussi⁠Maintenant Vous Savez - Santé⁠et⁠Maintenant Vous Savez - Culture⁠. Ton odeur corporelle est unique. Elle dépend de différents facteurs aussi bien génétiques qu’hormonaux, mais aussi de l’âge, de la chaleur, de l’hygiène, des émotions, et de l’exercice physique. Ce que tu manges influence aussi ton odeur naturelle. D’une part parce que certains aliments ont eux-mêmes des composants odorants forts, comme l’ail ou l’oignon, et d’autre part parce qu’ils entraînent

Everyone has lied at least once in their life. But did you know that we lie at least once a day? This surprising conclusion comes from an American study published in 1996. The reasons behind our lies are quite intriguing. Often, we lie to protect the people we care about, this is knownas a“white lie.” But that’s not the whole story. According to neuropsychologist and researcher Sylvie Chokron, lying is an incredibly complex cognitive process. When we lie, we activate multiple brain regions,

Water footprintmatters because scientists have calculated that the climate crisis makes drought 20 times more likely, while the UN predicts that demand for fresh water will exceed supply by 40% by 2030. You might think that you only use water when you drink, cook, wash, or flush the loo, but actually, you use much more water than that. According to Water UK, the average person in the UK uses142 litres per day. That’s the amount of water that is needed to produce the food, clothes, and other

Kennst du das Gefühl, im Stau festzustecken und innerlich unruhig zu werden? In dieser Folge zeige ich dir, wie kleine Unterbrechungen im Alltag zu wertvollen Momenten der Achtsamkeit werden können. Ich lade dich ein, die Kontrolle loszulassen und Störungen als Chance für bewusste Pausen zu sehen. Erfahre, wie du mit einem Lächeln und einem tiefen Atemzug neue Klarheit gewinnst – egal, wo du gerade festhängst. Lass uns gemeinsam entdecken, dass Balance nicht Kontrolle bedeutet, sondern Offenheit für

Simple Strategy For Removing Energy Vampires From Your Life ~ Dan Martell

Send us Fan Mail English lesson application (with Jale): https://forms.gle/RGS9xwfLHXRRnmaQ9 To check the transcript: https://www.buzzsprout.com/2379282 Stay on top of sth To “stay on top of something” means to keep something under control by paying attention to it regularly and dealing with it before it becomes a problem. Example: Her schedule had become very busy. Emails, meetings, messages, and deadlines kept appearing every day. So she decided to organize her tasks carefully t...

Can oral orforglipron preserve weight loss after stopping tirzepatide or semaglutide?In selected adults without diabetes, switching to orforglipron preserved more of their previous injectable-associated weight loss than switching to placebo over 52 weeks; continued injections were not compared.Randomized trial · Nature Medicine 2026Reference: Aronne LJ, Horn DB, le Roux CW, et al. Orforglipron for maintenance of body weight reduction: the double-blind, randomized phase 3b ATTAIN-MAINTAIN trial. Nat

Could divorce be a mercy rather than the end of your story? Mufti Menk explains how Allah built reconciliation second chances and healing into Islamic divorce when marriage truly cannot be saved.For more Clips from scholars like Mufti Menk, listen to Inside Islam Podcast — available on Apple and Spotify

Hey! I'd love to hear your thoughts, send me a voice note.Imagine your feet dangling over the edge of an open door in a small airplane at 14,000 feet. You’re about to jump into nothingness where the only thing between you and the very hard ground below is air and the parachute on your back. Facing fear makes us human and it happens to all of us. Your goal in overcoming fear shouldn't be to become fearless, but to gain control of your life.

Send us Fan Mail A Prayer For When We’ve Been Given A Head Start Loving God, When we’ve been given a head start, Help us acknowledge what we’ve been given, maintain what is working, and contribute what we can. Amen. Living In Love: God’s Loving Kindness and the Kingdom of Heaven Among Us Day 24 #60SecondsofHope #DailyPrayer #EveningPrayer #Prayer #Inspiration #Encouragement #SpiritualEncouragement #spiritualgrowth #HopeForToday #FaithAndLife Support the show