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PODCAST

Straight talk with Rick and Meghan

Real Estate expert advice! With over 20 years of experience in Real Estate and Lending.. Meghan & Rick discuss hot topics, housing trends and share valuable insight on how to manage your real estate experience! Learn from the best! Tune in & take notes!

business investing

All Episodes

07:27

Using equity from your current home to purchase a new...

Straight talk with Rick and Meghan ·

2023/03/03

This week Rick and I review how you may be able to keep your home and use your equity to purchase another home as an investment, or even for a family member. But wait! Just because you have a lot of equity on paper does not necessarily mean that you will be able to access it... What is the best way to do this? Watch and find out! Share with a friend who is thinking about using their equity to purchase another property. Meghan Shigo, Realtor Century 21 Award DRE 01243803

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10:56

The FHA is making it easier for more people to...

Straight talk with Rick and Meghan ·

2023/02/25

Great news for FHA loans! The Federal Housing Administration (FHA) recently announced that they are reducing the annual mortgage insurance premiums for FHA loans. This will make it easier for more people to qualify for an FHA loan and purchase a home. When it comes to making a decision about loaning you a home loan, lenders review three key factors: Debt to income ratio Loan to value Credit history RealEstate #Mortgages #FHA #HomeLoans #DreamHome #HomeBuying #HomeOwnership #HomeSweetHome #HomeLoan

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08:14

Top 3 reasons that someone's home loan could get denied!

Straight talk with Rick and Meghan ·

2023/02/17

Rick goes over the top 3 reasons that someone's home loan would get denied! Watch and find out! Share with someone who's looking to buy! Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341 homebuying #firsttimehomebuyer #meghanshomes #meghanshigo #straighttalkwithrickandmeghan Meghan Shigo, Realtor Century 21 Award DRE 01243803

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12:05

What NOT to do with your credit when you're trying to...

Straight talk with Rick and Meghan ·

2023/02/11

Rick and I clue you in on what NOT to do with your credit when you're house hunting... Watch and find out! Share with someone who's looking to buy! Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341 #homebuying #firsttimehomebuyer #meghanshomes #meghanshigo #straighttalkwithrickandmeghan Meghan Shigo, Realtor Century 21 Award

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11:18

How much money does it take to purchase a house, really?

Straight talk with Rick and Meghan ·

2023/02/03

How much money is it going to cost you to buy a house? You know… closing costs… the money on top of your down payment... Everything! Watch and find out! Share with someone who's looking to buy! Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341 #homebuying #firsttimehomebuyer #meghanshomes #meghanshigo

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10:16

How do you get a home loan? Spoiler alert... It's...

Straight talk with Rick and Meghan ·

2023/01/28

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 Rick and I discuss what you have to do to get approved for a home loan. Spoiler alert... it's super easy! Share with someone who's looking to buy! Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341 #homebuying #firsttimehomebuyer #meghanshomes

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05:32

Here is a program for “first-time homebuyers” that...

Straight talk with Rick and Meghan ·

2023/01/20

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 Did you know that, technically, a first-time home buyer is someone who has not owned a house in 3 years? Here is a program for “first-time homebuyers” that can save you up to $166 per month!** (see video for details). Share with someone who's looking to buy! Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzj... Or on multiple platforms in podcast form! 🔊 @

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12:37

How to purchase a home in 2023 with as little money...

Straight talk with Rick and Meghan ·

2023/01/13

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 This week, Rick and I talk about how you can purchase a home in 2023 with as little money down as possible! Share this with a friend who's looking to buy! Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzj... Meghan Shigo Century 21 Award DRE 01243803

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06:03

Rick and I's best advice on the 2023 real estate market!

Straight talk with Rick and Meghan ·

2022/12/24

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 This week, Rick and I give our best advice on the 2023 real estate market! This is our last episode of 2022! Have a safe and blessed holiday season and thank you for your support! We hope that you appreciate our no nonsense approach and that you have learned a lot! Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @

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12:39

Rick and Meghan review the current mortgage market...

Straight talk with Rick and Meghan ·

2022/12/16

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 This week, Rick and I review the current mortgage market and the amount of homes for sale…. Spoiler alert! There aren’t many homes for sale and it will likely stay this way! Stay informed! Tune in and share with a friend! Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @

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07:56

A mortgage market update!

Straight talk with Rick and Meghan ·

2022/12/09

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 This week Rick talks about his new brokerage and gives us an update on mortgage rates! Stay informed! Tune in and share with a friend! Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341 Meghan Shigo Century 21 Award DRE 01243803

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08:48

A rally in the mortgage market means an adjustment in...

Straight talk with Rick and Meghan ·

2022/11/18

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 Rick and I review a rally in the mortgage market! This means a good adjustment in interest rates! AND, how do declining home values effect appraisals? Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341 Meghan Shigo * Century 21 Award * DRE

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10:02

Property values decreasing in the US! What does this...

Straight talk with Rick and Meghan ·

2022/11/11

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 This week Rick and I review the latest report from Black Knight that notes property value decline across the US and may be bubbling under the surface! Read the report for yourself with this link https://www.blackknightinc.com/black-knights-september-2022-mortgage-monitor/?& Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzj... Or on multiple platforms in podcast form! 🔊 @

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05:35

More uninteded consequences of the unprecedented rate...

Straight talk with Rick and Meghan ·

2022/10/28

Welcome back to another episode of #StraightTalkwithRickandMeghan ! This week Rick and I review more unintended consequences of the unprecedented rate hikes! Seller’s are running scared and not putting their homes on the market… again. The housing shortage continues! More reasons prices are not plummeting! Check out more episodes on my YouTube @ https://www.youtube.com/channel/UCIzj... Or on multiple platforms in podcast form! @ https://open.spotify.com/show/1ZCKGMm... Meghan Shigo

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10:59

Home prices are going down but that’s because...

Straight talk with Rick and Meghan ·

2022/10/14

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 This week Rick and Meghan review who wins and who does not with quickly climbing interest rates! Home prices are going down but that’s because interest rates are UP! Who wins in this scenario? Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzj... Meghan Shigo Century 21 Award DRE 01243803

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08:34

3 things NOT to do when starting your home search!

Straight talk with Rick and Meghan ·

2022/10/07

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 This week, Rick and I talk about 3 things NOT TO DO when beginning your home search… I will give you some hints: don’t get your prequal too late, don’t cosign/ buy a car/ furniture and don’t change jobs unless you check with your loan officer first! Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzj... Or on multiple platforms in podcast form! 🔊 @

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09:00

2/1 1/0 Buy Downs!

Straight talk with Rick and Meghan ·

2022/09/30

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 This week, Rick and I talk about ways to get through this rough interest rate period. Our topic this week is 2/1 1/0 buy downs. What is this? Listen and learn! Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw #meghanshigo #meghanshomes #lender #realestate #realestateexpert #anaheimrealestate #meghanshigorealtor #points #homebuying Meghan Shigo Century 21 Award

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11:27

Rick and Meghan review the dwindling housing supply!

Straight talk with Rick and Meghan ·

2022/09/23

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 Rick and Meghan review the dwindling for sale housing supply and why this trend is likely not changing anytime soon! Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzj... #meghanshigo #meghanshomes #lender #realestate #realestateexpert #anaheimrealestate #meghanshigorealtor #points #homebuying Meghan Shigo * Century 21 Award * DRE 01243803

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09:18

Rick and I's first-hand experience in today's...

Straight talk with Rick and Meghan ·

2022/09/16

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 This week Rick and Meghan express their findings in dealing with this changing market! 🏠💸 Watch this video for the inside scoop on the changing housing market!! What are us agents and lenders seeing first-hand? Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzj... #meghanshigo #meghanshomes #lender #realestate #realestateexpert #anaheimrealestate

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10:05

How to prepare an offer in these changing times!

Straight talk with Rick and Meghan ·

2022/09/09

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 This week Rick and Meghan discuss how to prepare an offer in these changing times! There is no ONE answer for this! 🏠💸 Tune in and share with a friend! Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzj... Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMm...

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