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PODCAST

Move Smartly: The Podcast

The Move Smartly podcast invites you into data-driven conversations about issues impacting residential real estate in Toronto, across Canada and beyond. Join broker John Pasalis and other experts as we unpack real estate through a variety of timely market updates, lively discussions and insightful interviews. Here to help you make more informed decisions, whether you are a home buyer, seller, owner or renter, and as a resident and voter — because real estate impacts all of us. New episodes on

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All Episodes

48:19

The Great Reset, Condo Vultures, Cold Feet and More —...

Move Smartly: The Podcast ·

2023/01/10

New Year! More great Canadian real estate chat as Urmi asks John in Toronto (Realosophy Realty) and Steve Saretsky in Vancouver (Oakwyn Realty) about just when all the effects of ‘The Great Reset’ environment of higher interest rates will be fully felt, why Urmi’s dream of snagging a TO condo at meltdown prices may be out of reach and the policy changes new and old, including BC’s new buyer ‘cooling off period’, Canada’s foreign buyer ban and record levels of immigration will have on the market. And

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40:01

Mortgage Woes, Pre-Con Bets and More — ‘The...

Move Smartly: The Podcast ·

2022/12/27

Hi, Urmi Desai, editor of Move Smartly, and lead contributor, John Pasalis of Realosophy Realty, are back with the second installment of our monthly consumer Q&A we’re calling ‘The Situation.’ The idea is for us to share the more detailed questions John gets from consumers with the more specific real estate situations they are dealing with. This month, we hear from mortgage borrowers under stress and buyers wondering how much they should count on the market rebounding in a few years: Is this the

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57:59

Red Flags for Pre-Construction and Canadians Face...

Move Smartly: The Podcast ·

2022/12/20

With the launch of his December market report for Move Smartly, it’s time for John to present his key data and trends for the month and to have our audience join along for what is always a lively online discussion during this live online session. The top stories this month include: Why it’s so hard to determine a fair price for homes on the market right now? How some buyers are getting caught up in a pre-construction market meltdown and Canadians in general are feeling financial stress as interest

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40:32

Canada Faces Real Estate ‘Grind’ + A Bank Governor...

Move Smartly: The Podcast ·

2022/12/13

Last roundtable of the year! Urmi asks John in Toronto (Realosophy Realty) and Steve Saretsky in Vancouver (Oakwyn Realty) how Canadian real estate is closing out the year and what’s next. We talk about the financial stress Canadians are expecting amidst rocketing mortgage interest rates, what we should expect to see in the new year and the spectre of unwise Central Bank pronouncements of the past. You can watch this episode on our MoveSmartly YouTube channel Feedback or Questions? Connect with us

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58:07

Challenging the Supply Shortage Housing Story in...

Move Smartly: The Podcast ·

2022/12/06

Today, John continues the show’s mini-theme from last week of digging deeper into the ‘shortage supply’ explanation for increasing housing unaffordability. Given the similarities between Canada and Australia housing markets, John interviews Cameron Murray, an Australian economist at the University of Sydney, well known for challenging the housing supply narratives that dominate the debate about high house prices in Australia. In contrast to last week’s episode, which focussed on the argument that

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58:59

Ontario’s Massive Housing Shortage + A New Canadian...

Move Smartly: The Podcast ·

2022/11/29

Today, Urmi interviews Mike Moffatt who is the Senior Director of Policy and Innovation at the Smart Prosperity Institute at the University of Ottawa, and Assistant Professor at the Ivey School of Business at Western University, and a leader in housing policy, industry and advocacy circles for many years. He and his team have projected and analyzed other projections of home building needs, most recently finding that Ontario currently needs 1.5 million homes to be built over the next 10 years to

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55:18

Uneasy Price Stalemate, A Moody Market and More —...

Move Smartly: The Podcast ·

2022/11/22

It’s already November and time for John to share his latest monthly data and insights — and for our viewers to join in the discussion live! This week’s podcast episode is an audio recording of this live update, which we host on our Move Smartly YouTube channel. The top stories this month include: How long will prices hold due to a stalemate between sales and listing levels? What red flags are showing up for pre-construction condos? How does the federal government hope immigration policy will

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44:41

The Situation: A New Monthly Q/A with John Pasalis...

Move Smartly: The Podcast ·

2022/11/15

A new monthly feature on our podcast! Urmi sits down with John at Realosophy Realty HQ to discuss the detailed real estate issues and concerns you’ve reached out to him about via email at askjohn@movesmartly.com. This month, the stress of a downturning housing market is a recurring theme for home buyers/sellers/owners across the GTA: What can be done when the home you’ve bought at home at the peak of the market earlier this year is already worth less today and you may need to move soon? If you’re

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57:21

Canada Tops The Scary Housing Market List - What’s...

Move Smartly: The Podcast ·

2022/11/08

New month, new roundtable! Urmi is back with John in Toronto (Realosophy Realty) and Steve Saretsky in Vancouver (Oakwin Realty) discussing the latest Canada and world real estate headlines and data. This is a busy one covering a lot of ground including The Economist magazine's list of scariest housing markets (a list Canada unenviably tops), the "P" word (as in ‘Are we seeing an interest rate pivot?’), a massive collapse in new construction sales, your great audience questions and more. Watch this

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42:45

Biggest Economic Risks Right Now — and What It Means...

Move Smartly: The Podcast ·

2022/11/01

In this week’s episode, John interviews economist Randall Bartlett of The Desjardins Group to hear an expert take on what is proving to be a very unusual time for the economy and housing market in Canada and abroad. John and Randall’s discussion is eye-opening and informative, covering some key issues we’d like to understand better — Why were inflation risks not anticipated ahead of time? What is the economic outlook going forward? And how will Canada’s housing market be impacted? Watch this episode

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55:30

The Good, the Bad and the Ugly for Toronto Real...

Move Smartly: The Podcast ·

2022/10/25

As markets at home and abroad continue to undergo historic pressures, John's monthly market update for October features a deep data dive into key factors to see what might be next. Join John and Urmi as they discuss the numbers and on-the-ground observations and answer astute viewer questions. Why are prices plateauing for now — and when might this change? Which proportion of Toronto sellers may become distressed? What about a recession? Watch this episode on our MoveSmartly YouTube channel,

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54:32

Inflation vs Recession: What Not to Do (and What...

Move Smartly: The Podcast ·

2022/10/11

We’re back with our Monthly Roundtable! Urmi is once again joined by John Pasalis (Realosophy Realty) in Toronto and Steve Saretsky (Oakwin Realty) in Vancouver. This is a lively one, covering remarkable happenings in Canada, UK and US real estate markets as officials continue to try to fight inflation without melting down the economy. Along the way, we respond to more of your great viewer questions! Follow @MoveSmartly on twitter or reach out to the show over email at editor@movesmartly.com

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50:44

Why Are Prices Leveling Off in a Slowdown? —...

Move Smartly: The Podcast ·

2022/10/04

It’s time for John’s monthly market update for September! Join us as John and Urmi discuss the latest data and key stories in Toronto real estate now and respond to audience questions. Why are prices leveling off if we’re in the most significant sales slowdown in 20 years? Why aren’t listings piling up if sales are slowing? And why aren’t investors selling off yet? Send your own questions about the market or feedback to us at @MoveSmartly on twitter or reach out to the show over email at

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38:54

When Will Interest Rates Start to Come Down —...

Move Smartly: The Podcast ·

2022/09/27

Urmi Desai hosts a roundtable discussion with John Pasalis (Realosophy Realty) and Steve Saretsky (Oakwin Realty). Join as we discuss latest market numbers and leading headlines heading into the fall market and answer audience questions about the impact of previous inflation cycles on real estate markets in Canada and more. Follow @MoveSmartly on twitter or reach out to the show over email at editor@movesmartly.com

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29:19

The Five Biggest Financial Mistakes Home Buyers Make

Move Smartly: The Podcast ·

2019/06/25

After working in real estate for 20 years, I’ve noticed a number of common financial mistakes that home buyers make that often result in stress and unhappiness down the road. Here are the Top Five.

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21:44

Why You Shouldn’t Make a Home Buying Budget

Move Smartly: The Podcast ·

2019/04/23

We’re often told that making a home buying budget is a key step before buying a home, but the way most buyers approach such budgets actually leads us to make very bad real estate decisions - without us even realizing it.

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21:59

How Your Bank Leads You to Overspend on Your Home

Move Smartly: The Podcast ·

2019/04/09

There is something very wrong about how we buy homes in North America. Even though banks ask buyers questions about their income and debt levels in order to determine how big a mortgage they can afford and many home buyers create home buying budgets, surveys have found that once a buyer has purchased and moved in, virtually all feel like they spent too much on their home.

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20:46

The First Step in Buying a Home (That Nobody Does)

Move Smartly: The Podcast ·

2019/03/26

When buyers start their home search, they typically start by developing a home buying budget which, in theory, tells them what they should be spending on a home. Now let’s ignore for a moment the fact that studies have shown that 97% of home buyers underestimate future expenses when developing home buying budgets - often missing big ticket items like property taxes and home maintenance. The bigger problem with this approach, which I see most home buyers making, is that their budgets are not a

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20:59

Should I Rent or Buy?

Move Smartly: The Podcast ·

2019/02/25

Deciding whether to rent or buy a home is one of the biggest decisions many of us will have to make in our lives -- though many of us don’t realize just how big this decision is. Whether you have a preference towards renting or owning or are just unsure about which option is best for you, I hope these five questions will help you think through this big decision.

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18:37

Why You Should Ignore Rent vs Buy Calculators

Move Smartly: The Podcast ·

2019/02/25

When we start thinking about whether or not we want to buy a home, many of us turn to online rent versus buy calculators to help us figure out what makes more sense financially - renting or buying a home. There are two main problems with these types of calculators.

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