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PODCAST

Move Smartly: The Podcast

The Move Smartly podcast invites you into data-driven conversations about issues impacting residential real estate in Toronto, across Canada and beyond. Join broker John Pasalis and other experts as we unpack real estate through a variety of timely market updates, lively discussions and insightful interviews. Here to help you make more informed decisions, whether you are a home buyer, seller, owner or renter, and as a resident and voter — because real estate impacts all of us. New episodes on

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All Episodes

50:20

Foreign Buyer Ban Reversal? Rising Fixed Rates in...

Move Smartly: The Podcast ·

2026/01/09

This month's real estate roundtable brings together John Pasalis, Steve Saretsky, and mortgage broker David Larock for a timely discussion on the latest developments shaping Canada's housing market as we head into 2026. We begin with the federal government's recent signal that it may reverse the foreign buyer ban in 2027. We break down what this announcement really means for the market today, how much impact foreign buyers actually have on housing demand, and whether lifting the ban would

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52:59

Mortgage Renewals, HELOCs & Bankruptcy: What's Coming...

Move Smartly: The Podcast ·

2025/12/19

This week on Move Smartly, I'm joined by Doug Hoyes, Licensed Insolvency Trustee and co-founder of Hoyes, Michalos & Associates, one of the most experienced consumer debt relief firms in Canada. Doug works on the front lines with households facing financial distress, giving him a real-time look into what's happening beneath the surface of the economy — long before it shows up in official data. We unpack what he's seeing inside his practice today: who's struggling, what's driving the rise in consumer

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01:03:40

📉🤔 Will the Market Get Worse Before It Gets Better? -...

Move Smartly: The Podcast ·

2025/12/12

John Pasalis presents his latest data and top stories on Toronto area real estate in conversation with fellow Realosophy agents Gus Papaioannou and Davin McMahon and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the discussion in our live chat!! This week on our live show, John and the team break down what could be coming in 2026 - including the possibility of interest rates rising again. So the big question is: Will higher rates finally push those buyers who've

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55:02

A 25-Year Low in GTA Home Sales — What Comes Next for...

Move Smartly: The Podcast ·

2025/12/05

This month's real estate roundtable brings together John Pasalis, Steve Saretsky, and mortgage broker David Larock for a deep dive into where the housing market is heading next. We start by looking at the surprising end to 2025, with home sales in the GTA on track to finish the year at a 25-year low. We break down what's driving the slowdown and how buyers and sellers are responding on the ground. From there, we discuss the diverging outlooks for the Bank of Canada's next move. Some economists still

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37:33

Are Developers Gaming Appraisals? Plus: Should a...

Move Smartly: The Podcast ·

2025/11/28

In this episode of The Situation, John and Davin dive into two real-world housing challenges that many listeners might recognize. First, Maya writes in with a creative idea to tackle affordability and support family: she and her brother are considering buying a three-unit home together so they can each have their own space while bringing their mom closer as she looks to downsize from a large suburban house. It sounds practical — but what are the financial, legal, and personal considerations families

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51:59

Land Prices Down 60%: The Condo Market Collapse &...

Move Smartly: The Podcast ·

2025/11/21

In this episode, I talk with Jeremiah Shamess about the major shift happening in Toronto's land and development market. Jeremiah explains how land values peaked in 2022 and are now down as much as 60 percent because the pre-construction condo market has stalled and very few developers are buying. Most of the buyers still active are focused on purpose-built rental, and he says about two-thirds of the land for sale right now is power of sale, reflecting real distress among owners who bought at the

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57:52

Why Home Prices Keep Falling — And How Today's Buyers...

Move Smartly: The Podcast ·

2025/11/14

In this month's Move Smartly Live Market Update, John Pasalis breaks down the latest housing trends and what's really driving today's price declines across the GTA. John walks through the three key forces pushing prices lower and how buyers are responding—becoming far more opportunistic, lowballing aggressively, and hunting for value in a cooling market. John is joined by mortgage broker David Larock, who shares the latest economic indicators influencing borrowing costs, what's happening behind the

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49:47

Falling Home Prices, Rate Cuts & a Landmark Land...

Move Smartly: The Podcast ·

2025/11/07

John Pasalis, Steve Saretsky, and Ben Rabidoux of Edge Realty Analytics discuss the latest trends in Toronto and Vancouver's housing markets as prices continue to fall. They also explore the Bank of Canada's recent rate cut and what it signals for the path ahead for the economy, whether rising housing starts are good news for home buyers, and the implications of the Cowichan land claim decision in Richmond, B.C. Listeners can get a 30% discount on Ben's monthly subscription to Edge Realty Analytics

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37:24

Tenants, Turnover, and Tough Choices: Real Questions...

Move Smartly: The Podcast ·

2025/10/31

In this episode, John tackles three real questions from listeners dealing with the challenges of Ontario's housing market. First, a landlord planning to sell a tenanted property asks whether it's possible — and smart — to get an N11 signed before listing to avoid losing a deal if the tenant refuses later. John breaks down what landlords need to know about the N11 process and the risks of getting too far ahead of a sale. Next, a condo buyer wonders if it's really an advantage to deal directly with

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38:41

Is the Dream of Homeownership in Canada Slipping...

Move Smartly: The Podcast ·

2025/10/24

In this episode of the Move Smartly Podcast, I sit down with Ron Butler, veteran mortgage broker and host of the Angry Mortgage Podcast, for a frank discussion about the future of housing in Canada. We talk about whether the dream of homeownership is slipping out of reach and if we’re moving toward a permanent renters society. Ron shares his thoughts on what it would actually take to get more Canadians into homes again — and whether there’s any realistic path forward given today’s economic and

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53:42

Power of Sales Up, Home Prices Down - October...

Move Smartly: The Podcast ·

2025/10/17

John Pasalis presents his latest data and top stories on Toronto area real estate in conversation with fellow agent Davin McMahon and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the discussion in our live chat!! This week, John and his team discuss the rise in Power of Sale listings and how Buyers Are Slowly Coming Back - But They’re Still Cautious! Dave Larock, our mortgage expert, explains how rate cuts by the US Fed might lead to higher rates in Canada. As

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48:36

Surging Power of Sales, Condo Crash Déjà Vu &...

Move Smartly: The Podcast ·

2025/10/10

John Pasalis and Steve Saretsky join host Urmi Desai to discuss the sharp rise in Power of Sales, whether today’s condo market is repeating the 1990s crash, and if the federal Liberals’ Build Canada Homes plan is bold policy or political theatre. This episode also marks Urmi’s final show as she moves on to a new role at the Textile Museum of Canada. Contact Us Follow Steve on X-Twitter @SteveSaretsky; Email at: steve@stevesaretsky.com Follow John on X-Twitter @JohnPasalis; Email

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36:22

What Toronto Can Learn from Edmonton’s Multiplex...

Move Smartly: The Podcast ·

2025/10/03

In this episode, John speaks with Jacob Dawang from the housing advocacy group Grow Together to unpack how Edmonton became one of Canada’s leaders in zoning reform. They discuss when and how 8-plexes were legalized, what the municipal rules and lot requirements look like, and how Edmonton’s multiplexes differ from those being built in Toronto — often resembling four townhomes with basement suites rather than stacked apartments. Jacob also shares insights into the early results of the policy, the

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34:16

Why Isn’t My Condo Selling? + Should You Buy a Home...

Move Smartly: The Podcast ·

2025/09/26

It’s time for our monthly ‘The Situation’ consumer Q&A — where Davin puts your real estate questions to John. This month, Steve wants to know why his fairly priced condo isn’t selling and what he can do beyond lowering the price. Susan is considering buying a home with her sister to share costs and gain exposure to real estate, and asks about the pros and risks. And Anwar wonders how “too low for too long” interest rates shaped today’s housing market — and why mortgage payments aren’t part of

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46:36

A Look Back 15 Years at Move Smartly and Realosophy -...

Move Smartly: The Podcast ·

2025/09/19

Today, Move Smartly co-host John Pasalis chats with Move Smartly editor and Realosophy business partner Urmi Desai about her departure from the firm and the Move Smartly show. A lot has changed since John and Urmi began working on a new type of pro-consumer data-focussed real estate brokerage and communications channel back over 15 years ago. We look back on the experiences of building a real estate business, why Urmi’s policy background has allowed her to take on various challenges in the public,

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01:03:18

The Hidden Distress Reshaping Toronto Condo Market —...

Move Smartly: The Podcast ·

2025/09/12

Each month, show co-host John Pasalis presents his latest data and top stories on Toronto area real estate in conversation with fellow Realosophy agents, Peter Karlos and Davin McMahon, and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the conversation in our live chat hosted by Move Smartly Editor Urmi Desai to make this is one of our liveliest segments! This week, John and his team discuss conditions in a market - how are individual buyers and sellers navigating

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57:41

Is Real Estate Now a Bad Investment in Canada? —...

Move Smartly: The Podcast ·

2025/09/05

We’re back from our summer hiatus - and back to work! Move Smartly Editor and Host, Urmi, once again speaks to John and Steve on what is going on in the data and on the ground in Toronto and Vancouver. This month, more sales but some surprising price drops continuing not only in condos but house sector. Plus, how will interest rates, economic uncertainty and headlines about a condo market collapse play into consumer sentiment? And, an Ontario real estate brokerage scandal puts (another) black eye on

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50:22

A Few More Buyers, A Lot More Listings — August...

Move Smartly: The Podcast ·

2025/08/15

Each month, show co-host John Pasalis presents his latest data and top stories on Toronto area real estate in conversation with fellow Realosophy agents, Anastasia Spozito and Davin McMahon, and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the conversation in our live chat hosted by Move Smartly Editor Urmi Desai to make this is one of our liveliest segments! This week, John and his team discuss conditions in a market that sees some buyers motivated as prices drop

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44:57

Slight Sales Bump — But For How Long? — Toronto &...

Move Smartly: The Podcast ·

2025/08/08

Move Smartly Editor and Host, Urmi, once again speaks to John and Steve on what is going on in the data and on the ground in Toronto and Vancouver. This month, some surprising signs of more activity with an uptick in sales in both markets, while prices remain under pressure. Plus, what influences home buyers more — interest rate news or Canada-US trade uncertainty? And BC tries to get new construction going with a change to development charges — will it work? Contact Us Follow Steve on X-Twitter

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39:48

Has Canada’s Housing Market Hit Bottom or Just...

Move Smartly: The Podcast ·

2025/08/01

In this episode, I’m joined by Robert Kavcic, Senior Economist at BMO, to unpack the real state of Canada’s economy amid growing public uncertainty. Despite rising interest rates, global trade tensions, and fears of a looming recession, Canadians are still spending, stock markets are climbing, and unemployment is rising more slowly than expected. So—are we in trouble, or are fears overblown? We explore the economic crosscurrents shaping 2025, from trade negotiations and tariff threats to what’s

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