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PODCAST

The 3Bz Podcast

Stephanie Marshall FICB PM.Dip

Are you ready to build a better business in just 15 minutes each week? Join Award Winning Business Development Expert Stephanie Marshall FICB PM.Dip ICPA Information presented in The 3Bz Podcast with Stephanie is for educational and informational purposes only. They do not constitute professional advice and should not be relied upon as such. Listeners should always consult with a qualified accountant or business advisor before making any financial or business decisions. The host & guests are

business entrepreneurship

All Episodes

00:12:04

EP125 - "Can I Claim That?”: Business Expenses You...

The 3Bz Podcast ·

2025/08/21

Business expenses shouldn’t be a guessing game. In this week’s episode of The 3Bz Podcast, I’m cutting through the confusion and giving you the no-nonsense guide to what you can actually claim (and what might land you on HMRC’s radar.)We’re covering:The golden rule HMRC uses to assess claimsThe most commonly missed (and over-claimed) expensesWhy everyday clothes don’t count, but Canva and client travel probably doAnd how to track expenses in a way that keeps you audit-readyIf you’ve ever asked, “Can

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00:17:02

EP124 - VAT: Are You Charging It, Avoiding It or Just...

The 3Bz Podcast ·

2025/08/14

VAT confuses a lot of business owners, but ignoring it doesn’t make it go away.In this episode, I break down what VAT actually is, when you need to register, what to claim and how to stop it becoming a cash flow disaster. I also cover the red flags HMRC are looking out for and when voluntary registration might actually work in your favour.If you’re hovering near the threshold or unsure what applies to your business, listen to this before you get a letter you weren’t expecting.Connect with us here:

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00:14:48

EP123 - The 5 Numbers Every Business Owner Should...

The 3Bz Podcast ·

2025/08/07

Not a numbers person? Doesn’t matter.There are 5 key numbers every business owner should have a handle on. No jargon, no spreadsheets, just clear insight into what’s working, what’s not and what to fix first.In this episode, I walk you through what these numbers are, why they matter more than your follower count and how to use them to make better decisions.This is the episode to bookmark, save and come back to when you feel stuck in the day-to-day.Connect with us or book a discovery call here:

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00:11:06

EP122 - Profit Does Not Equal Cash: Why You Feel...

The 3Bz Podcast ·

2025/07/31

You’ve made a profit in your business, so why does your bank account still feel empty?In this episode of The 3Bz Podcast, I’m breaking down the difference between profit and cash flow and the sneaky reasons business owners can be smashing their sales targets but still feel like they’re treading water.From timing gaps to tax traps, we’ll walk through what’s really going on behind the numbers and what to do about it.If you’ve ever said, “But where’s the money gone?” this one’s for you.Connect with us

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00:15:38

EP121 - HMRC’s Digital Roadmap Explained: What You...

The 3Bz Podcast ·

2025/07/24

Think Making Tax Digital for Corporation Tax is just around the corner? Not anymore.In this week's episode of The 3Bz Podcast, I break down HMRC’s updated Digital Roadmap including what’s been scrapped, what’s still full steam ahead and how it impacts small business owners, limited companies and sole traders alike.Topics covered include:The official scrapping of MTD for Corporation Tax (and why it matters)What’s still coming with MTD for Income Tax (MTDIT) in 2026 and 2027HMRC’s bigger digital

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00:14:58

EP120 - What If Your Business Is Doing More Harm Than...

The 3Bz Podcast ·

2025/07/17

The Sustainability Conversation Every Business Owner Needs to HearYou’ve gone paperless. You recycle. Maybe you even buy eco packaging.But what if your business is still quietly doing more harm than you realise?In this episode of The 3Bz Podcast, I’m joined by sustainability expert Kathryn Frimond to talk about what real sustainability looks like in business and where even the most well-meaning founders are falling short.This isn’t about perfection or shame. It’s about running a business you can

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00:13:39

EP119 - The Restrained Introvert: Why Slow Isn’t...

The 3Bz Podcast ·

2025/07/10

If you’ve ever been told you’re too quiet, too slow to act, or need to “just go for it”, then this episode is for you. In the final part of our introvert series, we’re talking about the Restrained Introvert. The type who likes to observe before acting, hates being rushed and builds serious momentum once they’re ready. This episode covers:- What makes restrained introverts unique in business- Why slow, deliberate decision-making is a strength, not a flaw- How to avoid being overlooked just because

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00:16:03

EP118 - The Anxious Introvert: Overthinking,...

The 3Bz Podcast ·

2025/07/03

Anxious introverts don’t just like their own space, their minds often won’t switch off, even when they’re alone.If you find yourself replaying conversations, overpreparing for everything or worrying about how you’re perceived online... then this episode of The 3Bz Podcast is for you.We’re continuing our introvert series with a look at the Anxious Introvert; the one who’s brilliant, thoughtful and quietly terrified of getting it wrong. In this episode, I’m talking about:- The link between

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00:12:26

EP117 - The Thinking Introvert: Big Ideas Are Great,...

The 3Bz Podcast ·

2025/06/26

Got a notebook full of ideas but struggle to press go on any of them? You might be a Thinking Introvert, and this episode is for you.In part two of our four-part introvert series, we’re talking about the deep thinkers, the overthinkers and the business owners who spend more time in their heads than on their socials.You’re not lazy. You’re not stuck. You just need a structure that helps you do something with those brilliant ideas.We cover:• Why “planning mode” can become a sneaky form of

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00:14:38

EP116 - The Social Introvert: You Don’t Need to Be...

The 3Bz Podcast ·

2025/06/19

If you can be social but find it draining...If you love real connection but hate constant visibility...You might just be a Social Introvert (and this episode is for you!)In part 1 of our 4 part introvert series, I’m breaking down what it really means to be a Social Introvert in business and how to build something sustainable without pretending to be an extrovert.We cover:Why deep connection beats daily contentHow to batch your energy instead of burning outThe power of a referral-based business when

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00:15:23

EP115 - Not All Introverts Are The Same: The 4 Types...

The 3Bz Podcast ·

2025/06/12

If you’ve ever said “I’m just not a natural salesperson” or avoided showing up online because it feels draining, then this episode is for you.In EP115 of The 3Bz Podcast, I’m sharing what I covered in my recent Accountex talk: the 4 types of introverts and how knowing which one you are can completely change the way you show up, market and grow your business.Forget the one-size-fits-all advice. We’re talking:- The Social Introvert who thrives in 1:1 connection- The Thinking Introvert who lives in

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00:17:42

EP114 – The Red Flags We Spot in New Clients (That...

The 3Bz Podcast ·

2025/06/05

In this episode of The 3Bz Podcast, I’m pulling back the curtain on the most common red flags we see when new clients come to A B C S UK for bookkeeping or accountancy support...and how to avoid them.From missing receipts and guesswork tax returns to spreadsheets named “FINALfinalVERSION3”, these red flags are more common than you think, but they’re also completely fixable.Whether you’re doing everything yourself or know deep down it’s time to hand it over, this episode will help you spot the habits

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00:10:13

EP113 - The Art of Cartooning in Business with Neil...

The 3Bz Podcast ·

2025/05/29

In this week’s episode of The 3Bz Podcast, I’m joined by legendary cartoonist Neil Kerber whose work has been featured in everything from Private Eye to The Times.We talk about how his career started, how it’s evolved and how he’s kept going through the inevitable ups and downs of creative business. Neil also shares the story behind his new venture DropKerb and the unconventional way he approaches business transactions (spoiler: it's brilliant!)This is an honest, inspiring chat about resilience,

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00:13:38

EP112 - You Don’t Need to Be Big to Be Ready for Big...

The 3Bz Podcast ·

2025/05/22

Think you're “not ready” for a bookkeeper or accountant because your business is still small? Think again. In this episode of The 3Bz Podcast, we’re challenging one of the biggest myths in business: that you need to be turning over six figures before you deserve proper financial support. Whether you’re a sole trader, freelancer or a growing small business, getting bookkeeping and accountancy help early can save you time, money and serious stress down the line.If you’re tired of guessing your

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00:14:39

EP111 - Understanding Making Tax Digital for Income...

The 3Bz Podcast ·

2025/05/15

Making Tax Digital for Income Tax is coming, but what does it actually mean for self-employed business owners and landlords? In this episode, I’m breaking down what MTDIT is, who’s included, when it comes into play, and what you need to do to get ready. If you’re earning over £20,000 from self-employment or property, this is what you need to know.Listen now. Give me your ear for 15 minutes and get ahead of the game.Connect with us here: ⁠https://linktr.ee/abcsuk⁠

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00:10:57

EP110 - 34 Things I've Learned At 34 (Part 3)

The 3Bz Podcast ·

2025/05/08

Here’s the final part of the series; the last of the 34 things I’ve learned by 34. We’re ending on a mix of mindset shifts, honest lessons and the kind of stuff that comes from real experience, not theory.If you’ve been listening to the first two parts, this one rounds it off with a strong finish. If you’re just jumping in now, you’ll still get loads from it but the full set gives the full picture.Real talk, useful takeaways and a few things you might want to pin to your wall.Connect with us here:

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00:14:59

EP109 - 34 Things I've Learned At 34 (Part 2)

The 3Bz Podcast ·

2025/05/01

We’re back for Part 2, picking up where we left off with the next chunk of 34 things I’ve learned by 34; from the messy middle of business to the things no one warns you about when you go all in on your goals.Some lessons are big, some are tiny but mighty and all of them come with a bit of honesty, a bit of humour and hopefully something you can take away for yourself.If you’ve ever felt like you’re figuring it out as you go, you’re in the right place with this episode. Make sure to listen to Part 1

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00:16:22

EP108 - 34 Things I've Learned At 34 (Part 1)

The 3Bz Podcast ·

2025/04/24

This one’s a bit of a reflective ramble in the best way. I recently turned 34 and put together a post on LinkedIn about 34 things I’ve learned so far in life, business and everything in between. So in this week's episode, I’m walking you through the first part of that list; the things I wish I knew sooner, the stuff I’m still figuring out and the gentle reminders we all need sometimes.Spoiler: It’s not all deep and meaningful. Some of it’s just brutally honest. If you’ve ever felt like you’re

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00:13:15

EP107 - National Insurance Changes; What You Need To...

The 3Bz Podcast ·

2025/04/17

This week’s episode of The 3Bz Podcast sees host Stephanie Marshall breaking down the latest National Insurance changes and what they actually mean for UK small business owners who run a payroll.With multiple updates announced across Class 1 National Insurance, it’s no wonder so many business owners are left confused. Stephanie cuts through the jargon and gives you the facts in plain English like always: no fluff, no scaremongering, just what you need to know to stay informed and make smart

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00:16:24

EP106 - Being Unemployable with Nicole Louise Geddes

The 3Bz Podcast ·

2025/04/10

This week’s episode of The 3Bz Podcast sees host Stephanie Marshall joined by Nicole Louise Geddes, founder of Manic Stage Productions and Performerpreneur, for a bold, honest conversation about what it really means to be unemployable and why that might just be your biggest strength.From walking away from traditional jobs to creating careers that celebrate creativity, control and freedom, Stephanie and Nicole talk about what happens when you stop trying to fit into systems that were never built for

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147 results

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