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PODCAST

The 3Bz Podcast - Building Better Business

Stephanie Marshall FICB PM.Dip

Want to build a better business without the overwhelm? The 3Bz Podcast is your weekly 15-minute reset, designed to help you move from reactive and uncertain to clear, structured and in control. Hosted by multi-award winning business owner and founder of A B C S UK, Stephanie Marshall FICB PM.Dip, this podcast goes beyond the numbers to explore what it really takes to run a business properly. Each episode delivers practical insights, honest conversations and no-nonsense advice on the real

business entrepreneurship

All Episodes

00:12:08

EP159 - The Messy Middle of Business (And Why It...

The 3Bz Podcast - Building Better Business ·

2026/04/16

In this episode of The 3Bz Podcast, Stephanie dives into a stage of business that most people experience but rarely talk about; the messy middle.This is the point where a business is no longer new, clients are coming in and things look like they’re working from the outside, but behind the scenes, it feels heavier, more reactive and harder to manage than expected.Stephanie breaks down why this stage happens, what it actually looks like day-to-day and why doing more is not the solution.This episode

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00:11:09

EP158 - New Tax Year, Same Problems? Let's Fix That

The 3Bz Podcast - Building Better Business ·

2026/04/10

In the first episode of Series 4 of The 3Bz Podcast, Stephanie explores what the start of a new tax year really means for business owners and why it’s more than just a fresh set of dates.In this episode, Stephanie breaks down the areas that quietly hold businesses back year after year, including pricing, bookkeeping, financial visibility and habits, and explains what actually needs to change to avoid repeating the same cycle.This episode is designed to help business owners move from reactive

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00:13:40

EP157 - 10 Lessons Business Has Taught Me (Series 3...

The 3Bz Podcast - Building Better Business ·

2026/04/02

In this milestone episode of The 3Bz Podcast, Stephanie Marshall reflects on how the show has grown and why its original intention still matters today.As the final episode of Series 3, Stephanie shares ten of the biggest lessons business has taught her so far. From understanding the difference between revenue and profit to recognising the importance of systems, community and decision-making, this episode brings together real insights shaped by experience rather than theory.It is an honest and

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00:13:47

EP156 - Sort This Before 5 April or Regret It

The 3Bz Podcast - Building Better Business ·

2026/03/26

In this episode of The 3Bz Podcast, Stephanie Marshall shares five key decisions business owners should make before the end of the tax year.As March comes to a close, many businesses start thinking about their numbers, their tax position and what they want the next year to look like. But thinking about change is not the same as making it happen.In this episode, Stephanie focuses on the decisions that actually move a business forward. From reviewing pricing and client fit to improving systems and

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00:12:54

EP155 - No Clients for a Year…Then This Happened with...

The 3Bz Podcast - Building Better Business ·

2026/03/19

In this episode of The 3Bz Podcast, Stephanie Marshall is joined by fellow bookkeeper Mehul Dave to discuss the reality of building a bookkeeping practice from the ground up.Mehul shares his journey from working in accounting roles in India to restarting his career in the UK, navigating setbacks in education, and launching his own practice during the Covid period. Despite qualifying and starting his business in 2020, he experienced a long period without clients before things began to shift.The

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00:09:40

EP154 - 5 Financial Red Flags That Signal a Business...

The 3Bz Podcast - Building Better Business ·

2026/03/12

In this episode of The 3Bz Podcast, Stephanie Marshall shares five financial red flags she often sees before a business begins to struggle. Working closely with businesses every day gives bookkeepers and accountants a unique perspective. Patterns start to appear long before problems become obvious to the business owner.In this episode Stephanie explains the warning signs that frequently show up in the numbers first. From avoiding financial reports to letting bookkeeping fall behind, these small

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00:13:08

EP153 - Growth Is Easy. Scaling Is Different

The 3Bz Podcast - Building Better Business ·

2026/03/05

In this episode of The 3Bz Podcast, Stephanie Marshall explores the difference between growing a business and scaling one.Many business owners focus on growth. More clients, more sales, more work. But growth alone does not always create a stronger business. In fact, without the right systems and financial foundations, growth can sometimes create more stress and less profit.In this episode, Stephanie breaks down what scaling actually means in practice and why so many businesses struggle to make the

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00:14:57

EP152 - What Your Bookkeeper Wishes You Knew

The 3Bz Podcast - Building Better Business ·

2026/02/26

In this episode of The 3Bz Podcast, Stephanie shares the honest truths most bookkeepers wish business owners understood.From unclear transactions and late information to VAT surprises and messy expense records, this episode explores the small habits that create unnecessary stress in business finances. Stephanie explains why clean communication, consistent record-keeping and financial engagement are essential not just for compliance but for confidence and profitability.This is a practical and

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00:15:47

EP151 - Procrastination Is Costing Your Business More...

The 3Bz Podcast - Building Better Business ·

2026/02/19

In this episode of The 3Bz Podcast, Stephanie Marshall explores the real cost of procrastination in business and why it is not a time management problem but a self-regulation problem.Drawing on established psychological research, this episode unpacks why high-performing business owners delay important decisions, how short-term mood relief leads to long-term stress and poorer outcomes and why avoidance often looks like productivity.This is a grounded, research-informed conversation for business

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00:12:47

EP150 - You Don’t Have To Be Ready To Start

The 3Bz Podcast - Building Better Business ·

2026/02/12

In this milestone episode, Stephanie reflects on how the show began and why its original intention still matters today.What started as a simple, audio-only podcast without a launch plan or polished production has grown through consistency, clarity and a commitment to helping business owners build better businesses. There was no big strategy. Just a decision to begin.With over 3,000 downloads across podcast platforms, more than 5,000 YouTube views and over 40,000 impressions in the last year, the

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00:09:50

EP149 - The Clients That Cost You the Most (And Why...

The 3Bz Podcast - Building Better Business ·

2026/02/05

In this episode of The 3Bz Podcast, Stephanie explores one of the most common but least talked about issues in small business: Bad-fit clients.While many business owners focus on getting more clients, fewer stop to look at the impact certain clients have on time, energy, confidence, and profitability. This episode looks at how bad-fit clients quietly drain resources, create unnecessary stress and prevent businesses from operating at their best.The conversation covers how to spot warning signs early,

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00:16:10

EP148 - Busy Isn’t Profitable (And It Never Was)

The 3Bz Podcast - Building Better Business ·

2026/01/29

Being busy is often worn like a badge of honour in small business.Full diary. No gaps. Always on.And yet…the numbers don’t reflect it.In this episode, Stephanie talks about why being busy doesn’t automatically mean your business is profitable, why over-delivery quietly eats into your margins, and how “just getting through the work” can stop you making better decisions.This is about stepping back and asking some uncomfortable questions.Where is your time actually going?Which work makes you money?And

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00:16:10

EP147 - Your Pricing Isn’t the Problem. Your...

The 3Bz Podcast - Building Better Business ·

2026/01/22

Pricing is one of the things business owners overthink the most and fix the least.In this episode, I’m talking about why pricing feels so uncomfortable, why so many business owners are undercharging without realising it and why constantly tweaking your prices doesn’t actually solve the problem.This isn’t about copying what someone else charges or pulling numbers out of thin air. It’s about looking at your business properly. What you delivered. What it cost you. What actually worked last year.It’s

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00:11:52

EP146 - Is Your January Cash Flow a Problem or Just...

The 3Bz Podcast - Building Better Business ·

2026/01/15

January has a way of making even solid businesses feel uncomfortable financially. Invoices take longer to get paid, sales slow down and suddenly the numbers feel louder than usual.In this episode, Stephanie breaks down what January cash flow anxiety really looks like and, more importantly, how to tell the difference between a normal seasonal wobble and a genuine red flag that needs attention.We talk about why January often feels tight, what’s expected at this time of year, and the warning signs you

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00:13:47

EP145 - The January Reset: What to Stop, Start and...

The 3Bz Podcast - Building Better Business ·

2026/01/08

January doesn’t need to mean starting from scratch or reinventing your entire business. More often than not, that’s what creates overwhelm before the year has even properly begun.In this episode, Stephanie talks through how to approach January as a reset rather than a rebuild. We look at what to stop doing because it didn’t work last year, what to keep because it did, and what to start focusing on so you build momentum without burning yourself out.This is about making decisions based on evidence,

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00:15:33

EP144 - A Better Way to Plan 2026 with Natalie Potts

The 3Bz Podcast - Building Better Business ·

2026/01/01

Kicking off the new year, Stephanie is joined by Natalie Potts for a grounded, honest conversation about planning for 2026 without pressure, panic or unrealistic expectations.This episode is for business owners who want structure and direction but are tired of rigid goal setting and hustle-led planning. Together, Stephanie and Natalie talk about how to reflect on the year just gone, decide what really matters next and build a plan that supports both the business and the human behind it. We cover

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00:12:24

EP143 - A Very 3Bz Christmas: 2025 Year in Review

The 3Bz Podcast - Building Better Business ·

2025/12/25

This Christmas Day episode is a moment to pause, reflect and say thank you.In this final episode of 2025, Stephanie looks back on a year of conversations, learning and growth on The 3Bz Podcast. From powerful guest episodes to honest solo conversations, this episode pulls together the themes that mattered most to business owners this year.We talk about the topics that resonated, the questions that kept coming up and the lessons that shaped how we think about running better businesses. There’s also a

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00:14:05

EP142 - From Hobby to Handmade Business with Natalie...

The 3Bz Podcast - Building Better Business ·

2025/12/18

In this episode of The 3Bz Podcast, Stephanie is joined by Natalie Edwards, founder of Made in the Button Room, an eco-conscious crochet business proving that slow, creative work still has a powerful place in modern business.We talk about how a hobby started at home can grow into a full-time business, the importance of sustainability beyond buzzwords, and why creativity, community and fun are not “nice to haves”, they’re strategic.Natalie shares what it’s really like to run a handmade business from

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00:11:07

EP141 - Fix These 5 Things Now or Regret It in January

The 3Bz Podcast - Building Better Business ·

2025/12/11

This week’s episode is your calm but firm reminder to get your business in order before the year ends. If you’ve ever hit January feeling overwhelmed, behind or slightly furious with your past self, this one is for you.In 15 minutes, Stephanie walks you through the five things every business owner should sort now to avoid the classic New Year panic. No overwhelm, just simple steps that genuinely make January easier.Inside this episode:• The one bookkeeping task that will save you hours in the new

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00:12:58

EP140 - The Budget Changes That Will Hit Your Wallet...

The 3Bz Podcast - Building Better Business ·

2025/12/04

The Autumn Budget wasn’t just about businesses, it impacts every one of us as individuals too.In this episode of The 3Bz Podcast, I’m breaking down what the 2025 Autumn Budget means for everyday people: employees, families, renters, savers and pensioners. From frozen thresholds to rising savings tax and the new mansion levy, I’ll walk you through what’s changing, what it really means for your pocket, and the steps you can take now to prepare.We’ll cover:The “stealth tax” effect of frozen income

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161 results

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