x

75% of people globally want unbiased news (Pew Research) but are concerned they're not getting that.

Get balanced coverage with Symby. See how stories are covered across diverse outlets and spot when one side covers a story the other skips.

PODCAST

Infinite Banking Mastery

Valerie LaRoque

Having a safe and secure retirement feels impossible today. With inflation, higher taxes, volatile stock, and property markets, it"s overwhelming, isn"t it? And the banks and government aren"t going to help you. We all know this. That"s the bad news. The good news? You can live a debt-free life and retire with a sizable nest egg. In fact, this is easy — so long as you don"t rely on the government and the banks. Valerie LaRoque, your host, is an authorized IBC Practitioner (with the Nelson Nash

business investing

All Episodes

13:30

Highlights From the IBC Think Tank

Infinite Banking Mastery ·

2025/03/27

I just returned from this year’s IBC Think Tank. Not only did I have the privilege of presenting, I also learned from some of the top minds in Infinite Banking today. Today I’m sharing the highlights of the event with you, so you can know what’s relevant in Infinite Banking right now, and be equipped to make good decisions with your financial planning. Listen now! Show highlights include: How Nelson Nash’s first policy proves IBC can work even with a “plain” whole life policy. (3:22) The two vital

en

11:11

Infinite Banking vs. Velocity Banking

Infinite Banking Mastery ·

2025/03/20

Velocity Banking is getting a lot of attention, and many people are confusing it with Infinite Banking. While there are similarities, these two concepts have different main goals. In this episode I’ll explain those differences so you can see why, for most people, Infinite Banking is the robust solution. You’ll also learn how Infinite Banking can help you achieve most of what Velocity Banking does, without taking on all the volatility and risk. Listen now! Show highlights include: Why Whole Life

en

11:29

What Happens if You Don't Pay Back Your Life...

Infinite Banking Mastery ·

2025/03/13

You’ve heard some people borrow from their life insurance policy and don’t pay it back. And you might be thinking: “I’ll do the same thing! Why not?” You’ll want to listen to this episode because I’ll share why not treating yourself like an honest banker is a bad idea. I’ll also explain all the repayment options available to you, and what to do if you have a financial hardship and don’t think you can repay your loan like you had planned. Listen now! Show highlights include: “Repayment

en

14:30

How to Borrow Against Your Life Insurance Policy

Infinite Banking Mastery ·

2025/03/06

You know one of the benefits of an Infinite Banking Concept is the ability to “be your own banker” and borrow against your life insurance policy. But you might be wondering: “How exactly do I do that?” No need to worry, because in this episode I’ll lay it all out for you step-by-step. I’ll also explain why even though it isn’t an “instant” process, IBC clients still prefer it far more than conventional bank loans. Listen now! Show highlights include: Why you can borrow against Whole Life

en

14:05

What are the Downsides of Infinite Banking?

Infinite Banking Mastery ·

2025/02/27

It’s not uncommon for people to hear about Infinite Banking and think it’s too good to be true. They think there must be some downside! And while I don’t believe there are any actual downsides, there are a few things that could look bad when you’re just starting to learn the ins and outs of IBC. So, in this episode, I’m going to walk you through those concerns and explain what’s actually happening. I’ll help you see there is no “boogeyman” waiting in the closet to surprise you once you start

en

13:23

Cash Flow in Your Retirement Years

Infinite Banking Mastery ·

2025/02/20

Everybody thinks about retirement. Not everybody thinks about how they’ll have the cash flow they need to enjoy retirement. Today I’m here to help you with that. I’ll explain four different options for retirement cash flow so you can see which ones make sense for you. Listen now! Show highlights include: Cash Flow vs. Big Pile of Assets: Which one is better, and how to get them playing on the same team for even better results. (0:48) Potent “1-2 Punch” Whole Life insurance delivers in retirement

en

10:49

Understanding Your Choices for Tax Free Savings

Infinite Banking Mastery ·

2025/02/13

Your savings options are limited if you want to access money tax free: there are Roth IRAs and cash value life insurance. You won’t know which option is best for you without taking a closer look, so in this episode I’ll give you an honest overview and explain why I always prefer Whole Life insurance. Listen now! Show highlights include: How Whole Life spares you the headaches of calculating income and worrying about restrictions. (4:51) Why a savings account you can access tax free is essential to

en

21:21

Should I Get an Index Universal Life Policy to...

Infinite Banking Mastery ·

2025/02/06

You’ve heard about Index Universal Life (IUL) policies, and the benefits sound great: Who wouldn’t like the sound of getting to enjoy (limited) climbs in the stock market while being protected against crashes. But these policies have real dangers too many people don’t know about, like losing cash value or even the policy, and are not great for practicing IBC. Thankfully you don’t have to be one of those people. Because in this episode I’ll tell you what you need to know when considering IULs

en

15:37

What's best? A 15 year mortgage or a 30 year mortgage?

Infinite Banking Mastery ·

2025/01/30

You’ve heard the advice: If you can afford it, get a 15-year mortgage because of all the interest you’ll save compared to a 30-year mortgage. It’s true you’d pay a lot less interest to the bank on a 15-year mortgage, but does that make it the best decision? In this episode I’ll explain what else you should consider before tying up extra income in a 15-year mortgage, and why in most cases there’s a better way to approach it through whole life insurance and the Infinite Banking Concept. Listen now

en

17:12

Teach Your Children About Money!

Infinite Banking Mastery ·

2025/01/23

You know without financial literacy your kids will become sitting ducks for credit card companies. But when do you start teaching? And how can you do it without boring them? In this episode I’ll share appropriate ages to begin (and advance) a child’s financial education, key topics to cover, and how to create teachable moments they’ll remember. Listen now! Show highlights include: Why you can start teaching kids about money sooner than you think. (1:46) How Dollar Tree can teach your kids about

en

15:14

How Can I Keep My Savings Safe?

Infinite Banking Mastery ·

2025/01/16

Infinite Banking is meant to help you take control of the banking function of your life, and keep your savings safe from the volatility of financial markets. But lately some self-proclaimed IBC specialists are setting their clients up with a type of permanent life insurance that looks good on paper, but actually exposes their savings to the same type of uncertainties they were trying to avoid in the first place. In this episode I’m sounding the alarm! I’ll explain what these policies are, why the

en

14:02

More of Nelson Nash's insights

Infinite Banking Mastery ·

2025/01/09

We might be in a new year, but the important principles Nelson Nash taught in Becoming Your Own Banker remain timeless. That’s why in this episode we’re diving deeper into the book for more important takeaways. I’ll share what Nelson called “The Golden Rule,” and why treating your whole life insurance plan like a business startup can change your outlook (and results) for the better. Listen now! Show highlights include: “Golden Rule” (not the one from the Bible) that’s crucial to your financial

en

09:34

Encore: A Typical American Family

Infinite Banking Mastery ·

2025/01/02

You owe the US Government $519,000 (and growing). That’s how much you (and every other American) needs to pay in order to bring down Uncle Sam’s debt. What’s even crazier is this: According to retirement expert Ed Slott, the Federal government can increase their percentage of your savings whenever they need more money — and that day is coming soon. So the question is, how much will the government take away from your retirement account? In today’s episode, I reveal how you can avoid the government

en

10:32

Encore: Do What Rich People Do

Infinite Banking Mastery ·

2024/12/26

Walt Disney, JCPenney, and Ray Kroc. What do all these ultra-wealthy individuals have in common? They all possess, “The Secret of the Affluent”, as coined by the New York Times. In layman’s terms, they all got ahead in life, not by spending their own money, or taking out a loan, but… By borrowing against their whole life insurance policy! So, why do the ultra-wealthy leverage whole life insurance policies? Deposit amounts are unlimited (and NO income limitations) No tax on the growth of your

en

16:11

Why Access to Tax Free Cash is so Important

Infinite Banking Mastery ·

2024/12/19

Elon Musk can be polarizing, but like him or not he’s saying something about government spending you ignore at your own peril. That’s why in today’s episode we’re taking a closer look at the alarm bell he and others are ringing loud and clear. You’ll know why this matters so much, and why you should urgently protect your savings from the volatility lurking around the corner for the American economy. Listen now! Show highlights include: Do you suffer from the Ostrich Effect? Why so many Americans

en

16:13

Getting in Our Own Way

Infinite Banking Mastery ·

2024/12/12

We’re all human, so if you’re having a problem you can be virtually certain you’re not the only one. Especially when it comes to finances! But just because most people have financial struggles doesn’t mean you have to keep suffering right along with them. That’s why in today’s episode I’ll share some common problems that derail the ability to achieve financial goals, and help you see how to keep them from wrecking you too. Listen now! Show highlights include: How obeying Parkinson’s Law puts you in

en

12:36

Creating Your Own Banking System Part 2

Infinite Banking Mastery ·

2024/12/05

You’ve heard the best whole life insurance policies can give you return of premium (aka dividends). But you’ve wondered if this feature is too good to be true, or at least exaggerated to sound better than it really is. This episode is for you! Because we’re talking more about creating your own banking system, and getting real about the actual potential for dividends. I’ll also share "need to know" information so you can set an appropriate death benefit, make loans to yourself the right way, and use

en

11:43

Encore: The Ideal Savings Tool

Infinite Banking Mastery ·

2024/11/28

Imagine a savings tool that had: Guaranteed growth/return on investment (and we’re not talking under 1% like you get in savings accounts) Liquidity (access your savings income — tax and penalty-free — whenever you want) Borrow against the full amount of your savings (without risk of a margin call) — rather than withdrawing your money. Allowing your savings to continue to snowball and grow! And you know what? I only mentioned a fraction of the benefits here. In this episode, I reveal the

en

13:51

Creating Your Own Banking System

Infinite Banking Mastery ·

2024/11/21

You’ve read Nelson Nash’s Becoming Your Own Banker or listened to previous episodes of this podcast where I’ve shared some of the most important ideas and information from his timeless book. And now you’re thinking becoming your own banker might be something you should do. So now what? How do you do it? Why would you want to? What’s involved to get it going? Don’t worry! In today’s podcast I’ll help you with all of those questions. I’ll also share how the whole life insurance companies make their

en

13:02

Brick & Mortar Bank vs. IBC Using Whole Life

Infinite Banking Mastery ·

2024/11/14

Tired of the stranglehold commercial banks have on you? Wouldn’t it be nice to just own your own bank! But owning a brick and mortar bank would take years to do and more money than most of us have lying around. Thankfully there’s an ethical way to take control of your finances, much like a banker, without all the hurdles to clear and capital to come up with. In this episode I’ll explain what it is, why it’s so much easier than owning a bank, and why more people aren’t using it already. Listen now

en

96 results

Similar Podcasts

TaxTalent.com The Golden Rule Podcast

Adam Golden

TaxTalent.com Podcast

Tony Santiago

Handelsblatt Crime - spannende Streitfälle der deutschen Wirtschaft

Ina Karabasz, Solveig Gode, Sönke Iwersen

Deffner und Zschäpitz – Der Wirtschafts-Talk von WELT

WELT

Black Box - La scatola nera della finanza

Guido Brera e Gian Luca Comandini -...