x

75% of people globally want unbiased news (Pew Research) but are concerned they're not getting that.

Get balanced coverage with Symby. See how stories are covered across diverse outlets and spot when one side covers a story the other skips.

PODCAST

Infinite Banking Mastery

Valerie LaRoque

Having a safe and secure retirement feels impossible today. With inflation, higher taxes, volatile stock, and property markets, it"s overwhelming, isn"t it? And the banks and government aren"t going to help you. We all know this. That"s the bad news. The good news? You can live a debt-free life and retire with a sizable nest egg. In fact, this is easy — so long as you don"t rely on the government and the banks. Valerie LaRoque, your host, is an authorized IBC Practitioner (with the Nelson Nash

business investing

All Episodes

12:33

NASCAR champion waves caution flag on IULs.

Infinite Banking Mastery ·

2025/12/18

You've heard about NASCAR champion driver Kyle Busch's lawsuit over his Indexed Universal Life policies. And because his contract appears to have been written in an exceptionally bad way, you might think what happened to him is an isolated incident. But the truth is, even when IUL contracts are written in the best way possible, they still carry dangers you need to know about. In this episode I'll give you more insight into what happened to Kyle Busch, and explain why IULs aren't ideal for Infinite

en

12:51

More (detail?) on Paid Up Additions

Infinite Banking Mastery ·

2025/12/11

Paid-Up Additions (PUAs) aren't complicated, but the way different insurance companies handle them can be. And if you don't know how the company you plan to use does it, you could be in for a costly surprise. That's why in this episode we'll take a closer look at the different ways companies treat PUAs, and what you need to know before you take out a contract. I'll also show you why you can't always count on the insurance company to keep things straightened out for you. Listen now! Show highlights

en

10:48

Beneficiary Reviews - Do You Know Who Your...

Infinite Banking Mastery ·

2025/12/04

Imagine you pass away and the beneficiary of your life insurance policy (or other product with a beneficiary) ends up going to the wrong person. All because your life changed, and your beneficiary should have too, but you forgot to make the changes. It's easy to forget to keep your beneficiary up to date. But in this episode I'll explain why it's vitally important, and what can go wrong if you don't. It might keep your death benefit from ending up in unintended hands. Listen now! Show highlights

en

10:41

Encore: How Much Money Do I Need to Start Infinite...

Infinite Banking Mastery ·

2025/11/27

Getting started with Infinite Banking is exciting, but it can also make you nervous, especially if you're concerned about how to fund it. And many people are, because I'm often asked questions like "How much does it take to get started?" and "Do I need to have a lot of money up front?" So today I'm here to help calm those nerves! In this episode, I'll walk you through those questions so you can start Infinite Banking with confidence. Plus, I'll give you a "big picture" view of Infinite Banking so

en

10:10

Churches, Who Can be Insured?

Infinite Banking Mastery ·

2025/11/20

Some people don't realize churches can utilize Whole Life insurance and the Infinite Banking Concept. And even fewer realize how many people in a church are eligible to be insured–it isn't just the pastor! In this episode, I'll share the different categories of church members who can be insured and how Whole Life insurance can be a blessing to a congregation, whether they utilize the Infinite Banking Concept or not. I'll also explain how churches can use this without fear it will hurt them

en

17:51

Income Protection Coverage and Non-Disabling Injury...

Infinite Banking Mastery ·

2025/11/13

If you're young and healthy you can be tempted to delay getting long-term disability insurance. But in addition to coverage in an unpredictable world, there are also benefits you can glean from a policy even if you never become disabled. In this episode I'll share those benefits. And I'll tell you what to consider if you think a policy is too expensive or won't cover what you had hoped. Listen now! Show highlights include: Why employer-provided disability coverage might not be enough when you need

en

13:52

Health Ratings and What to Expect

Infinite Banking Mastery ·

2025/11/06

You know some things can slow down accelerated underwriting. But there are also health conditions that can slow down underwriting even if it isn't accelerated. In this episode I'm sharing common health conditions that can get in the way, and how to know whether they can be overcome or will lead to rejection. I'll also share a simple way to "test the waters" before underwriting if you're afraid you won't get approved. Listen now! Show highlights include: How an underwriter looks at a mental health

en

09:17

Accelerated Underwriting, How Fast Is It?

Infinite Banking Mastery ·

2025/10/30

Accelerated Underwriting sounds faster than conventional underwriting, and it certainly can be. But you might be wondering: just how fast is it? In this episode I'll share, from real experience, how quickly approval can happen. I'll also share why it doesn't always work that quickly, and the biggest factors that influence how long it takes. Listen now! Show highlights include: "No-brainer" reason accelerated underwriting is the right move if you're in good health. (2:40) Why honesty is the only

en

12:02

Health Underwriting for Life Insurance

Infinite Banking Mastery ·

2025/10/23

You know about the underwriting process for life insurance, but you might be wondering exactly how it works and how long it should take. In this episode I’ll explain what happens as soon as you sign the application, what an underwriter is looking for, and why honesty is absolutely your best policy throughout the process. I’ll also share why underwriting can take longer than expected, but it’s nothing to be afraid of. Listen now! Show highlights include: How bloated medical facilities can set back

en

16:42

More about MEC

Infinite Banking Mastery ·

2025/10/16

We’ve talked about how a Whole Life policy can “MEC,” but the language around what makes this possible can be confusing. So I’m here to help with more information about the biggest risk to existing policies later becoming Modified Endowment Contracts. I’ll also explain how knowing the way these policies can go wrong helps me build strong policies from the start. Listen now! Show highlights include: What a “material change in policy benefits” really means, and how it triggers re-testing for MEC

en

15:18

What Happens if My Life Policy Becomes a MEC?

Infinite Banking Mastery ·

2025/10/09

You’ve heard that a Whole Life policy can “MEC.” But what does that even mean? And what are the real-life consequences if your policy becomes a Modified Endowment Contract? The consequences are real and undesirable. So in this episode I’ll explain what a MEC is: where it came from, how it happens, and what you can do to avoid it. I’ll also help put your mind at ease about what to do if it ever happens to you. Because even though it isn’t ideal, it doesn’t have to ruin you. Listen now! Show

en

19:11

Underwriting For Life Insurance, How Long Does it Take?

Infinite Banking Mastery ·

2025/10/02

You know you’ll need to go through the underwriting process for Whole Life insurance so you can set up your Infinite Banking system, and you’re wondering: “How long will this take?” In this episode I’ll explain how long it usually takes, and why it sometimes takes longer. I’ll also tell you what to expect in underwriting and share a real-world example of a case that took longer than usual, and the harmless reasons why. Listen now! Show highlights include: How long underwriting typically takes

en

12:22

What Are Surrender Charges and Will My Life Insurance...

Infinite Banking Mastery ·

2025/09/25

You’re ready to start Infinite Banking and you want to replace or cancel existing life insurance contracts so your resources can go toward your new policy. Be careful! Some contracts have a provision that will leave you with just a fraction of the money you’ve put into the policy if you walk away. I’m talking about surrender charges. And in this episode I’ll explain what they are, how they work, and how to navigate if your policy has one. I’ll also explain which policies are most likely and least

en

14:41

How can I ensure I have income in Retirement?

Infinite Banking Mastery ·

2025/09/18

You already know IBC can help you have a predictable income stream in retirement, but you might be wondering if there’s even more you could do to brace for the uncertainty of your golden years. This episode is for you because I’ll explain how to set up a product that works like a personal pension, how it works, and why now could be the absolute best time to consider this type of vehicle. Listen now! Show highlights include: Overlooked certainty (as sure as death and taxes) that will crush your

en

15:50

Is This a Myth? All Whole Life Policies Work for...

Infinite Banking Mastery ·

2025/09/11

A key benefit of Infinite Banking is the ability to borrow against the cash value in a Whole Life insurance policy. So you might be wondering: “Does it have to be specially built, or will any Whole Life policy work?” This is a great question because it helps us appreciate the difference between something that technically works and something that works for you the best it possibly can. In this episode, I’ll explain why it’s best to start with a Whole Life insurance policy specifically structured for

en

14:35

Myth Busters: Borrowing Against Your Life Insurance...

Infinite Banking Mastery ·

2025/09/04

It’s time to bust another myth about Infinite Banking. This time I’m tackling the mistaken idea that borrowing against your life insurance policy makes you lose money. I’ll explain where the confusion comes from, and the truth about IBC and borrowing. Listen now! Show highlights include: Surprising source of IBC confusion. (1:15) IBC loans “de-mystified.” What actually happens when you take a policy loan. (1:45) Unique advantages to borrowing against your policy cash value, instead of from a bank

en

12:28

Myth Busters: Infinite Banking is Only for...

Infinite Banking Mastery ·

2025/08/28

Some people think Infinite Banking is only for retirement planning. But while IBC is wonderful in retirement, it’s a mistake to think it can only help you later in life. In this episode, I’ll explain the multitude of ways IBC can help you plan in all stages, not just retirement. Listen now! Show highlights include: Key features of IBC and common pitfalls to avoid. (2:41) Unbelievable flexibility of IBC policy loans. (3:16) How IBC benefits entrepreneurs without making them debt slaves to banks

en

39:48

From Coffee Shops to Cash Value: My Journey Into...

Infinite Banking Mastery ·

2025/08/21

I’ve shared several details before about how I discovered IBC and started advising other people. But if you’ve ever wanted to know more, then you’ll love this episode. That’s because I’m sharing my recent appearance on the Infinite Banking Initiative podcast from the Nelson Nash Institute. And it is all about how I found IBC, and the impact it has on me and my clients. This is the most-detailed account I’ve shared about my journey from entrepreneur to IBC, and the bumps and detours I took along the

en

11:30

Myth Busters! You Lose Control of Your Money with the...

Infinite Banking Mastery ·

2025/08/14

Some people look at the funds that go into a Whole Life Insurance policy built for Infinite Banking and think the money goes in and then you don’t have control…at least not for a long time. But is that the truth? In this episode I’m tackling two more IBC myths head-on so you can have a clear view of what Infinite Banking is really like. I’ll explain why–despite what critics say–IBC offers you unmatched control of your money, and benefits you can access from the very first day. Listen now! Show

en

16:22

Encore: Compound Interest, Uninterrupted

Infinite Banking Mastery ·

2025/08/07

Would you rather earn: $100,000 a day for 30 days or… Earn a penny that doubles every day for 30 days? Trick question. At the end of the 30 days, you would have earned $3 million at $100k per day. Not too shabby. But what about a penny that doubles every day for 30 days? A cool $10.7 million! So how is this possible? Well, it’s all possible with Albert Einstein's “8th Wonder of the World” — uninterrupted compounding interest. Not only does Albert subscribe to this, but so does Tony Robbins, Warren

en

94 results

Similar Podcasts

TaxTalent.com The Golden Rule Podcast

Adam Golden

TaxTalent.com Podcast

Tony Santiago

Handelsblatt Crime - spannende Streitfälle der deutschen Wirtschaft

Ina Karabasz, Solveig Gode, Sönke Iwersen

Deffner und Zschäpitz – Der Wirtschafts-Talk von WELT

WELT

Black Box - La scatola nera della finanza

Guido Brera e Gian Luca Comandini -...