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PODCAST

Straight talk with Rick and Meghan

Real Estate expert advice! With over 20 years of experience in Real Estate and Lending.. Meghan & Rick discuss hot topics, housing trends and share valuable insight on how to manage your real estate experience! Learn from the best! Tune in & take notes!

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All Episodes

09:08

Mastering the Home Buying Process: Tips to Get Your...

Straight talk with Rick and Meghan ·

2024/05/24

Mastering the Home Buying Process: Tips to Get Your Offer Accepted View the full video on my YouTube at https://youtu.be/w0Za0qZFskw In this week's episode of Straight Talk with Rick and Meghan, hosts Rick and I dive into the essentials of becoming the most prepared home buyer in today's competitive market. Whether you're a first-time buyer or looking to upgrade your current home, Rick and I share expert tips and strategies to help you navigate the home buying process with confidence. From

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08:37

All about being a VA home buyer!

Straight talk with Rick and Meghan ·

2024/05/17

Are you a homebuyer considering a VA loan assumption? Curious about how assuming a VA loan could benefit you? In this episode, we dive deep into the world of VA loan assumptions, exploring how this unique financing option can be a game-changer for eligible homebuyers. **What is a VA Loan Assumption?** Understand the basics of VA loan assumptions, including what it means to assume a loan and how it differs from traditional home financing. **Eligibility Requirements:** Learn who is eligible to

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10:12

Unpacking real estate market predictions from 2023!

Straight talk with Rick and Meghan ·

2024/05/03

Welcome to 'Straight Talk with Rick and Meghan', your go-to podcast for navigating the dynamic world of real estate in California! In this week's episode, Rick and I dive deep into the pulse of the market, unpacking the crystal ball predictions of interest rates made in 2023 and contrasting them with the unfolding realities of 2024. Join us as we cut through the noise and deliver real insights into what's shaping the landscape of California's real estate market. From interest rate trends to housing

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10:25

The spring market is here! How to be the most...

Straight talk with Rick and Meghan ·

2024/04/06

Welcome back to Straight Talk with Rick and Meghan! On this week's episode, we discuss how the housing market is heating up. April 15th is typically about when it heats up the most, all the way through December! Tune in for our valuable insights about the real estate market! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #podcast #realestate #realtor #housingmarket #housing #spring

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08:13

Do you remodel before you sell?

Straight talk with Rick and Meghan ·

2024/03/30

Do you remodel before you sell? Are you truly going to recoup your investment? Welcome to Straight Talk with Rick and Meghan, where we keep it light and dive into the world of bathroom remodels! Join hosts Rick and I as we explore the age-old question: Do you remodel before you sell? Are you truly going to recoup your investment? In this episode, we'll break down the ins and outs of bathroom renovations, offering insights, tips, and maybe a few laughs along the way. Whether you're a seasoned

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16:21

All about the NAR settlement, specifically the CAR...

Straight talk with Rick and Meghan ·

2024/03/23

Welcome to the latest episode of Straight Talk with Rick and Meghan, where Rick Dennis, a seasoned loan officer, and Meghan Shigo, an experienced realtor, delve into the dynamic world of Southern California real estate. In this week's episode, we dissect a crucial aspect of the National Association of Realtors' settlement, focusing specifically on the California Association of Realtors' Residential Listing Agreement. Join us as we navigate through the intricacies of this agreement, shedding light

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12:13

All about FHA loans!

Straight talk with Rick and Meghan ·

2024/03/09

Welcome to Straight Talk with Rick and Meghan! Join us this week as we delve into the world of FHA loans and uncover the wealth of benefits they offer to prospective homebuyers in beautiful Orange County, California. From low down payments to flexible qualification criteria, we'll guide you through the ins and outs of FHA loans, shedding light on how they can be the key to unlocking your dream home in this vibrant and competitive market. Whether you're a first-time buyer or a seasoned investor,

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19:55

Meghan shares a personal story of disappointment!

Straight talk with Rick and Meghan ·

2024/03/02

Welcome back to Straight Talk with Rick and Meghan! With Meghan Shigo, Realtor, and Rick Dennis, Loan Officer. Join us as we delve into the vibrant world of real estate in one of California's most sought-after locales. In this week's episode, I open up and share a deeply personal story of disappointment, serving as a poignant reminder of our unwavering dedication to providing a five-star experience for our clients. Through this narrative, we underscore the importance of always prioritizing our

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13:55

The ethics of writing multiple offers on multiple...

Straight talk with Rick and Meghan ·

2024/02/16

Welcome back to "Straight Talk with Rick and Meghan" – your go-to podcast for all things real estate in Orange County, California! I'm your host, Meghan Shigo, a seasoned Realtor, and joining me today is Rick Dennis, a reputable loan officer with years of industry experience. In this episode, we delve into a topic that's often debated within the real estate community: the ethics of writing multiple offers on multiple properties simultaneously. In a fast-paced market like Orange County, where demand

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10:13

Non-owner occupant mortgages and the realities of...

Straight talk with Rick and Meghan ·

2024/02/10

Welcome back to Straight Talk with Rick and Meghan, your go-to podcast for all things real estate! Join us this week as we dive deep into the nitty-gritty of non-owner occupant mortgages and the realities of real estate investing. In this episode, Rick Dennis, esteemed loan officer, and myself, a seasoned Realtor, are here to burst your real estate investor dreams… just kidding, we are here to EDUCATE you! We'll review the guidelines and requirements you actually need to qualify for a non-owner

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16:56

All about the California Dream for all shared...

Straight talk with Rick and Meghan ·

2024/02/03

Welcome to this week's episode of #straighttalkwithrickandmeghan ! 🏡 Join us as we delve into the California Dream for All shared appreciation down payment assistance program, uncovering crucial guidelines for a successful application. 💡 Whether you're a first-time homebuyer or navigating the real estate market, this episode is a must-listen! Discover insider tips for maximizing your chances in the application process and gain valuable insights into the world of real estate. Plus, don't miss

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20:21

Diving into the world of insurance with John Boyd!

Straight talk with Rick and Meghan ·

2024/01/20

Join hosts Rick and I this week as we dive into the world of insurance with special guest John Boyd from Farmer's Insurance. 🏡🚗 Discover the latest changes in California's insurance landscape, upcoming requirements, and get valuable insights on what to do if you receive a cancellation notice from your insurance company in the mail. Tune in for a wealth of knowledge! 🔍 **Key Topics:** - Insurance Changes in California - Upcoming Requirements - Dealing with Insurance Cancellation Notices 🎓

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09:10

Preparing for success as a home-buyer in 2024!

Straight talk with Rick and Meghan ·

2024/01/15

This week, Rick and I talk about the actions that you can do to be prepared to have success this year and if your house hunt is one of those things, it's time to get your pre-approval updated ASAP so that you're ready to write offers and be successful!! Bonus! Listen to our strategy for communicating with the listing agent once you've made your offer! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #realtor #realestate #anaheim #oc #orangecounty #downtownanaheim #housingmarket

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21:14

Financing, FHA Approval, and Rate Revelations!

Straight talk with Rick and Meghan ·

2023/12/22

Year-End Real Estate Wrap-Up: Financing, FHA Approval, and Rate Revelations! Welcome to the final "Straight Talk with Rick and Meghan" episode of 2023! 🎉 In this sizzling installment, we dive deep into three burning real estate topics that will keep you on the edge of your seat. 🔥 1️⃣ Unlocking Escrow Secrets: Can Buyers Change Financing Midway? Ever wondered if it's possible for a buyer to shake up their financing game while in escrow? Join us as we unravel the mysteries and provide valuable

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09:47

All about real estate finance!

Straight talk with Rick and Meghan ·

2023/12/02

View the full video on my YouTube at https://youtu.be/j-WGWWI8sFY?feature=shared 🎙️ Welcome back to Straight Talk with Rick and Meghan! 🏡 This week, we're diving into the world of real estate finance. Ever wondered about conforming loan limits and what's the deal with high balance? 🤔 Join us as we break it down and unravel the mysteries behind how your county and the type of house you're eyeing can impact the cost of your loan. 🏠💰 Tune in for some enlightening discussions and be sure to share

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16:47

Have you heard about the lawsuit regarding Realtors'...

Straight talk with Rick and Meghan ·

2023/11/18

View the full episode on my YouTube at https://youtu.be/ugjSOw_iWZ4 🎙️ Tune in to this week's episode with Rick and I as we dive deep into the recent lawsuit surrounding buyers' agent commissions. Get the inside scoop on the evolving real estate landscape in California and discover the financial aspects of being a Realtor in the state. 🏡 Explore the burning questions: How much does the average Realtor make in California? What benefits do they enjoy, and what challenges are causing brokers to

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10:44

Rick explains what a 5/1 ARM loan is!

Straight talk with Rick and Meghan ·

2023/11/03

Join hosts Rick and I in this week's episode as we unravel the mysteries of home financing and FHA condominiums. Have you ever wondered what a 5/1 ARM is in the context of an FHA loan? You're not alone! ARM stands for Adjustable Rate Mortgage, and it's one of the many terms that can leave homebuyers scratching their heads. Tune in as Rick and I break down the intricacies of this popular mortgage type, helping you understand how it works and whether it's the right choice for your home purchase.

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11:07

Buying a home with an HOA? Listen to this first!

Straight talk with Rick and Meghan ·

2023/10/27

In this week's episode of Straight Talk with Rick and Meghan, join us as we dive deep into the world of Orange County real estate and explore the intricacies of buying a home in a Homeowners Association (HOA). 🏘️ Buying a home in an HOA can be a rewarding but complex process, and understanding the fine print in those hundreds of pages of documents is crucial. We break down the key factors you should be paying attention to, helping you make a well-informed decision. 📑 Discover essential tips,

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12:34

How does your lender determine YOUR interest rate?

Straight talk with Rick and Meghan ·

2023/10/07

In this week's episode, Rick and I dive deep into the world of real estate, offering valuable insights and advice. With over 40 years of experience in the mortgage industry, Rick provides expert guidance on how to navigate the current landscape of soaring interest rates and the critical decision of when to lock in your rate. 🏡💰 I share my recent experiences and frustrations dealing with other Realtors who lack the necessary experience and supervision. Join us for a candid discussion about the

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12:22

Fall housing market update!

Straight talk with Rick and Meghan ·

2023/09/30

Fall housing market update!! 🍁🎃 🔑 What is predicted to happen? 🔑 What do WE think is going to happen? 🔑 And what should you do about it?! Tune in to find out!! And tune in every week for more valuable real estate information! 🏠👩🏼‍💼♥️ Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #podcast #realtor #realestate #housing #housingmarket #fallhousingmarket #anaheim #oc #orangecounty

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