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PODCAST

Straight talk with Rick and Meghan

Real Estate expert advice! With over 20 years of experience in Real Estate and Lending.. Meghan & Rick discuss hot topics, housing trends and share valuable insight on how to manage your real estate experience! Learn from the best! Tune in & take notes!

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All Episodes

08:16

HOA Insurance Problems?!

Straight talk with Rick and Meghan ·

2023/09/23

Welcome back to #straighttalkwithrickandmeghan ! This week, we discuss HOA insurance. What are the owners' responsible for? What is the HOA responsible for? Tune in to find out! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #podcast #hoa #lender #realtor #realestate #anaheim #oc #orangecounty

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07:11

Navigating first time home buyer programs!

Straight talk with Rick and Meghan ·

2023/09/16

This week on the podcast, Rick and I delve into the world of first-time homebuyer programs, separating the genuine opportunities from the questionable ones. Tune in to discover the secrets of legitimate first-time homebuyer assistance! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803

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10:45

Navigating the mortgage market maze.. Loan officer...

Straight talk with Rick and Meghan ·

2023/09/09

Join Rick and I this week as we dive deep into the world of loan officers and the changing landscape of the mortgage industry. We discuss the significant number of loan officers leaving the business due to the evolving market dynamics and the scarcity of refinances. Discover the fascinating insights into the mindset of loan officers and how it influences the types of loans they offer. Learn why it's essential to be an educated consumer and take charge of your financial future by doing your

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03:32

Selling homes with solar! What does this mean for the...

Straight talk with Rick and Meghan ·

2023/08/26

Exploring the Tangible Benefits of Selling Homes with Solar! 🏡☀️ Learn about quantifiable advantages for owned and leased solar homes. Discover how appraisers assess solar's value! Tune in every week for more valuable information. Always feel free to message me with any questions! 📲(714) 273-1381 💌meghanshigo@gmail.com Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803

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15:07

Learn the ins & outs of appraisals!

Straight talk with Rick and Meghan ·

2023/08/18

🎙️ Tune in to this week's episode as Rick and I dive into the world of #appraisals ! Learn about the ins and outs of property valuation. #realestatetalk #homeappraisal Discover who initiates the appraisal process and its timing. Uncover the costs involved and understand who foots the bill. Get insights into the distribution of appraisal reports. 📜🏠#propertyvaluation Ever wondered about the role of an appraiser during their on-site visit? Find out the duration of the appraisal procedure and what

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16:16

Celebrating my 25th real estate anniversary! Tune in...

Straight talk with Rick and Meghan ·

2023/08/12

Join us for a special episode as we celebrate my 25th anniversary in the real estate industry! Rick and I come together to share stories about our journey to where are careers are now. From navigating market shifts to witnessing industry trends, Rick and I bring a wealth of knowledge as we reflect on our combined 70 years of real estate expertise. Don't miss this opportunity to gain insider insights into the world of real estate and learn from seasoned professionals. Whether you're a seasoned

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09:09

Mid-2023 Housing Market Update!

Straight talk with Rick and Meghan ·

2023/07/28

Rick and I walk you through a mid-2023 housing market review! We'll go over... What we thought would happen in 2023 What has actually happened in 2023 What we think is going to happen for the remainder of 2023 Tune in to hear expert advice from over 40 combined years of experience in this industry. If you have any questions, please feel free to reach out! (714) 273-1381 meghanshigo@gmail.com Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #lender #realtor #realestate

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09:55

Supply AND demand are at a standstill!

Straight talk with Rick and Meghan ·

2023/07/21

Housing supply AND demand are at a major standstill! The housing market is confused! 📊🏠 In 2020, just 3 years ago, interest rates were about half of what they are now, roughly 3.5%. As of today, rates are at almost 7% while home prices keep at a steady incline. If homes are priced right, they sell right away! The average debt to income ratio right now is insane! It's difficult for prospective buyers to get qualified for a loan if their debt to income ratio is over 50%. If you're looking for

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18:57

The 3 biggest reasons that buyers are waiting to buy...

Straight talk with Rick and Meghan ·

2023/06/24

View the full video on my YouTube at https://youtu.be/elGgy1WN3b4 Join Rick and I as we delve into the top three excuses potential homebuyers are using to justify not purchasing a home at the moment. In this episode, we'll tackle excuse number one: the desire to save more money. Excuse number two is the anticipation of lower interest rates, and finally, the suspenseful excuse number three: waiting for prices to decrease. Tune in to gain valuable insights and share this episode with a friend who's

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07:52

Rick and I go over some FAQs of the loan-approval...

Straight talk with Rick and Meghan ·

2023/06/09

Discover the ins and outs of the loan approval process in this week's episode of Straight Talk with Rick & Meghan! Join Rick and I as we delve into frequently asked questions and provide a comprehensive breakdown of how this crucial step unfolds. Don't miss out on the opportunity to gain valuable insights into the home-buying process - tune in every week! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #podcast #lender #loanapp #loan

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08:56

A price increase for those with higher credit...

Straight talk with Rick and Meghan ·

2023/05/22

Did you know that there's been a price increase on conventional loans due to your FICO scores? Yep! As of May 1st, home buyers with higher FICO scores are, in a way, penalized with higher rates! Going FHA is a great alternative! Tune in to hear us explain everything! Share with a friend who's looking to buy! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803

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04:47

Getting penalized for having a higher credit score?!

Straight talk with Rick and Meghan ·

2023/05/12

Getting penalized for having a higher credit score?! Yep! As of May 1st, everything changes! Tune in to hear us explain how this happens... Feel free to message me with any questions! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #podcast #lender #realtor #realestate #oc #anaheim

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11:15

A rant session!

Straight talk with Rick and Meghan ·

2023/05/05

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 Rick and I took this week's episode to go off about some of the irks of the current housing market, and all the baggage that's come in with it!! Tune in to hear our expert opinions! Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341 Meghan Shigo,

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07:04

DPAs! What are they and how can they help first-time...

Straight talk with Rick and Meghan ·

2023/04/22

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 View the full episode on my YouTube channel at https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw There are lots of first-time homebuyer programs out there! DPA or down payment assistance programs are just the tip of the iceberg! Make sure you have a lender on your side that can walk you through the programs available, and help you find one that best fits your needs! Check out more episodes on my YouTube ▶️

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09:54

The California Dream for All Loan has been used up...

Straight talk with Rick and Meghan ·

2023/04/14

Remember the California Dream for All Shared Appreciation Loan from last week?? It's been used up!! $300,000,000 gone! It only took 10 days! Buyers, when a good first-time homebuyer program comes up, you have got to act quickly! Tune in to find out how you, as a buyer, could better prepare yourself when situations like this come up. Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803

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11:20

More in depth about the California Dream for All loan!

Straight talk with Rick and Meghan ·

2023/04/08

In this week's episode, Rick and I delve into the California Dream for All program, a new shared equity initiative designed for first-time homebuyers or those who haven't owned a property in the last three years. Join us as we explore the program's highs and lows, and discover how to prepare yourself to avoid any potential pitfalls that could sabotage your success. Don't miss out on this valuable information, so be sure to tune in, learn, and share with a friend! Meghan Shigo, Realtor Century 21

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09:32

What is the California Dream For All Shared...

Straight talk with Rick and Meghan ·

2023/03/31

View the full episode on my YouTube using this link https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw In this episode of the podcast, Rick and I discussed our new addition to the family! The good news is that we heeded our own counsel and are now living blissfully. We also delve into the California Dream For All Shared Appreciation Loan, which appears to be a promising prospect as it offers the opportunity to secure a home by paying 20% down payment now and receiving 20% equity later.

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11:13

Rick and Meghan discuss contingencies!

Straight talk with Rick and Meghan ·

2023/03/24

View the full episode on my YouTube at https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw ! In this episode of the podcast, Rick and I delve into the intricacies of contingencies in a contract. We discuss the timeline for removing them and the conditions surrounding a loan, as well as what to expect once your loan contingency is removed. If you're someone who loves to dive into the nitty-gritty details, then this episode is perfect for you! Don't forget to share it with a friend who is in

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11:07

Recent banking crisis and the resulting media...

Straight talk with Rick and Meghan ·

2023/03/18

In this episode of the podcast, Rick and I discuss the aftermath of recent banking crises and the resulting media coverage in their review this week. What lies ahead? Tune in to this informative discussion and share it with a friend who may be considering a mortgage! Meghan Shigo, Realtor CENTURY 21 Award DRE 01243803 #RickAndMeghanReview #BankingCrises #MediaCoverage #Aftermath #FinanceNews #WhatsNext #EconomicAnalysis #CurrentEvents #FinancialCrisis #BankingSector #InvestmentInsights

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09:30

What is an ARM?

Straight talk with Rick and Meghan ·

2023/03/10

Find the full video on YouTube using this link https://youtu.be/omKZepaIu88 In this episode of the podcast, Rick and I delve into the topic of adjustable rate mortgages and pick a payment mortgages. We explore the history of these types of loans and their popularity in the past, as well as the impact of the 2008 financial crisis on their reputation. We also discuss whether these types of mortgages still have a place in the current housing market and whether they are a viable option for homebuyers

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168 results

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