x

75% of people globally want unbiased news (Pew Research) but are concerned they're not getting that.

Get balanced coverage with Symby. See how stories are covered across diverse outlets and spot when one side covers a story the other skips.

PODCAST

Honest Money

Your personal guide to financial freedom, hosted by the bestselling author and award-winning financial planner, Warren Ingram.

business investing

All Episodes

20:27

How To Manage Your Money As A South African Abroad

Honest Money ·

2026/04/25

This episode, Warren Ingram and Pieter de Villiers address key financial considerations for South Africans moving overseas for work, including tax implications, investment strategies, and practical logistics like banking and medical aid. Chapters 00:00 Introduction and episode overview00:57 Understanding the scope: Work abroad vs immigration01:43 Tax residency and worldwide income taxation02:40 Tax exemptions and foreign tax credits03:32 Managing retirement and investment accounts abroad04:42...

en-us

18:11

The Smart Money Plan Yachties Should Know About

Honest Money ·

2026/04/18

This episode features a Q&A session with Warren Ingram and Pieter de Villiers discussing investment strategies for South Africans working abroad, the implications of US-domiciled funds, and practical advice for young investors. They also explore how to start investing early, the importance of financial education, and opportunities for yacht crew members to build wealth. Chapters 00:00 Introduction and Q&A Format02:23 Investing for Yacht Crew: A Unique Perspective04:01 Understanding D...

en-us

18:48

Local vs Offshore: Finding The Right Balance

Honest Money ·

2026/04/11

In this episode, Warren Ingram and Pieter de Villiers cover how to balance local and offshore exposure in tax-free investment accounts, the differences between global indices like MSCI World and MSCI ACWI, and strategies for long-term diversified investing. Chapters 00:00 Introduction and Purpose of the Show00:29 Audience Engagement and Future Plans01:24 Voice Note 1: Local vs Offshore Exposure in TFSA02:49 Principles of Portfolio Construction and Simplicity04:08 Long-Term Focus and Asset A...

en-us

23:09

Cut Your Investment Fees With These Tricks

Honest Money ·

2026/04/04

In this episode, Warren Ingram and Pieter de Villiers explore practical financial planning topics, including estate planning, executor fees, and platform costs. They discuss how to optimize estate administration, reduce costs, and choose the right investment platforms, providing valuable insights for listeners looking to improve their financial strategies. Takeaways: Estate planning and executor selectionCost-effective investment platform choicesReducing estate administration fees Learn more...

en-us

21:43

Emergency Funds: The First Step to Investing

Honest Money ·

2026/03/28

This episode, Warren Ingram and Pieter de Villiers explore the importance of emergency funds, practical steps to build one, and how it safeguards your financial future. Learn from experts about how to plan, where to keep your emergency savings, and common pitfalls to avoid. Takeaways: What is an emergency fund and why it is essentialHow much to save for different life situationsWhere to keep your emergency savings for easy access and safetyCommon mistakes and pitfalls in building emergency ...

en-us

23:53

The New Tax Rules Every SA Investors Must Know

Honest Money ·

2026/03/21

In this episode, Warren Ingram and Pieter de Villiers unpack South Africa's latest tax adjustments, highlighting how these changes impact savers, investors, and homeowners. Discover key updates, practical tips, and what they mean for your financial planning. Takeaways: Impact of inflation-adjusted tax brackets and rebatesChanges to retirement contribution limits and tax-free savings accountsCapital gains tax exemptions and property sale exclusionsInternational money transfer allowances and ...

en-us

22:24

Mind Over Markets: Practical Strategies for Long-Term...

Honest Money ·

2026/03/14

In this insightful podcast, Warren Ingram speaks to Ryan Murphy, Global Head of Behavioral Insights from Morningstar, on how behavioral science impacts investment decisions, especially during times of market uncertainty. Learn practical strategies to manage emotional biases, stay disciplined, and achieve long-term financial goals. Takeaways The Role of Behavior in Investment OutcomesInsights from Behavioral Science and Practical InterventionsDevelopments in Behavioral Finance and Tools for B...

en-us

30:06

Financial Planners React To Viral Dave Ramsey Clips

Honest Money ·

2026/03/07

In this episode, Warren Ingram and Pieter de Villiers discuss personal finance topics, including the impact of online sports betting, the importance of financial stability before major life decisions, and the value of living within one's means. They analyze American and South African contexts, offering practical advice and moral perspectives. Takeaways: The Impact of Online Sports GamblingThe Dangers of Public Figures Endorsing GamblingUnderstanding Car Purchases and Financial DecisionsThe Im...

en-us

25:03

The Behaviour Gap: Why Investors Underperform

Honest Money ·

2026/03/05

In this bonus episode, Warren Ingram and Ray Mhere discuss the critical aspects of investment behavior, focusing on the behavior gap that often leads investors to underperform compared to their unit trusts. They explore the psychological factors influencing investment decisions, such as panic selling and performance chasing, and emphasize the importance of aligning investment choices with personal goals and risk tolerance. The discussion also highlights the necessity of rebalancing portfolios...

en-us

23:51

Financial Planners React To Viral Caleb Hammer Clips

Honest Money ·

2026/02/28

In this episode, Warren Ingram and Pieter de Villiers review Caleb Hammer's financial audits. They explore the implications of spending habits, the impact of debt on relationships, and the importance of financial responsibility. The conversation highlights the dangers of high-interest debt and emphasizes the need for awareness and ownership of one's financial situation. Takeaways Money is universal for the most part, with minor regional differences.Health is wealth; poor spendin...

en-us

25:33

Living Annuity Drawdown Strategies Most Retirees Miss

Honest Money ·

2026/02/21

In this episode of Honest Money, Warren Ingram and Pieter de Villiers engage with audience questions, focusing on investment strategies for an inheritance and the complexities of living annuities in retirement. They emphasize the importance of understanding personal financial goals, managing withdrawal rates, and the psychological aspects of investing. The conversation provides valuable insights into financial planning, particularly for those approaching retirement or managing newfound wealth...

en-us

22:33

One Fund or Four? The Truth About Diversification

Honest Money ·

2026/02/14

In this episode of Honest Money, Warren Ingram and Pieter de Villers address audience questions related to personal finance, focusing on pension contributions and estate planning. They discuss the implications of diversifying investments across multiple funds and the importance of simplicity in financial strategies. The conversation also delves into the complexities of estate planning, particularly regarding how discretionary investments are treated upon death and the best practices for...

en-us

27:12

Debtor vs Investor: Two Money Types. Two Blind Spots

Honest Money ·

2026/02/07

In this episode, Warren Ingram and Pieter de Villiers explore the psychology of money and the different money personalities that influence financial behavior. They discuss the debtor mindset, characterized by avoidance and fear of money, and the investor mindset, which focuses on wealth building and financial discipline. The conversation emphasizes the importance of understanding one's own financial behaviors and beliefs, and the role of coaching and accountability in achieving financial goal...

en-us

32:37

The Hidden Reason Why You Spend or Save Money

Honest Money ·

2026/01/31

In this conversation, Warren Ingram and Pieter de Villiers discuss the concept of money personalities and how they influence financial behavior. The discussion covers the spender and saver personalities, their characteristics, red flags, and tips for managing these traits effectively. The conversation highlights the need for self-awareness and communication in financial decision-making, especially in relationships where opposites often attract. Takeaways Understanding your money personality...

en-us

34:49

How To Set Proper Money Goals In South Africa

Honest Money ·

2026/01/24

In this episode of Honest Money, Warren Ingram and Pieter de Villiers delve into the intricacies of setting financial goals and the importance of behavior change in achieving them. They emphasize the significance of the SMART framework—Specific, Measurable, Attainable, Relevant, and Time-bound—when defining financial objectives. The discussion highlights how understanding one's financial situation and prioritizing goals can lead to better decision-making and ultimately financial freedom...

en-us

36:05

Why New Year Goals Fail (And How To Fix It)

Honest Money ·

2026/01/17

In this episode, Warren Ingram and Pieter de Villiers explore goal setting at the start of the new year, unpacking why New Year’s resolutions so often fail and how social pressure can drive unrealistic expectations. They argue for focusing on fewer, well-defined goals that are specific, measurable, and achievable, rather than trying to change everything at once. The hosts introduce the SMART goal-setting framework and emphasize self-awareness, understanding the deeper “why” behind goals, and ...

en-us

35:01

The Final Stage of Entrepreneurship: How to Exit a...

Honest Money ·

2026/01/10

In this episode, Warren Ingram and Pieter de Villiers discuss the critical aspects of exiting a business, including preparation for sale, navigating the transition, and financial planning post-sale. They speak to the importance of understanding the emotional and financial implications of selling a business, as well as the need for proper valuation and tax considerations. The conversation also touches on the challenges entrepreneurs face in retirement and the necessity of adapting to a new fin...

en-us

34:45

From Survival to Sustainability: What South African...

Honest Money ·

2026/01/03

In today's episode, Warren Ingram and Pieter de Villiers discuss the critical stages of business maturity, focusing on key considerations for business owners as they transition from survival to sustainability. They cover essential topics such as key person risk, staff compensation, financial health, client engagement, hiring for culture, buy and sell agreements, and the importance of intentional business practices. Our hosts emphasize the need for entrepreneurs to invest in their people and c...

en-us

36:03

Getting the Foundations Right: Financial and...

Honest Money ·

2025/12/27

In this episode, Warren Ingram and Pieter de Villiers discuss the essential steps and considerations for entrepreneurs who have recently started their businesses. They cover practical aspects such as financial planning, compliance, and the importance of hiring and delegating tasks. The conversation emphasizes the need for a sustainable business structure, effective time management, and the long-term strategy for growth. Takeaways Starting a business requires careful planning and consi...

en-us

34:10

Starting a Business in South Africa: What Every New...

Honest Money ·

2025/12/20

In this episode, Warren Ingram and Pieter de Villiers explore the multifaceted journey of entrepreneurship, from the initial stages of starting a business to the complexities of managing and eventually exiting a business. They discuss the importance of understanding one's motivations, the realities of being an entrepreneur, and the significance of discipline over mere motivation. Takeaways Entrepreneurship requires a clear understanding of personal motivations.The initial phase of a b...

en-us

317 results

Similar Podcasts

TaxTalent.com The Golden Rule Podcast

Adam Golden

TaxTalent.com Podcast

Tony Santiago

Handelsblatt Crime - spannende Streitfälle der deutschen Wirtschaft

Ina Karabasz, Solveig Gode, Sönke Iwersen

Deffner und Zschäpitz – Der Wirtschafts-Talk von WELT

WELT

Black Box - La scatola nera della finanza

Guido Brera e Gian Luca Comandini -...