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PODCAST

Money Memories

Bear and the Bull

Money Memories is a podcast that’s on a mission to make money conversations less taboo — one memory at a time. Each week we interview a new guest, and discuss how their earliest money memory affected their professional trajectories and molded their relationship to personal finance.

business entrepreneurship

All Episodes

00:20:29

From Sunday Shifts to Whole Foods: Building a Cookie...

Money Memories ·

2025/12/18

Kathryn Bricken grew up in a family of six where early responsibility and earning her own money shaped how she viewed work and value. Sunday shifts at Publix, paid at time and a half, taught her how to think strategically about income long before she became a founder. What began as a love of food evolved into building Doughlicious, a gluten-free cookie dough brand now sold at Whole Foods, Target, and major retailers nationwide. Along the way, she learned that scaling a consumer brand means making

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00:18:16

The Instagram Effect and Why You're Probably Doing...

Money Memories ·

2025/12/03

Grant Gallagher grew up watching his parents constantly argue about money, teaching him what not to do with finances. Early in his credit union career, helping a 50-year-old man use an ATM for the first time revealed the massive gap in financial education. Now with over 15 years in the industry, he champions hands-on financial literacy through budget simulations and financial reality fairs, as well as his own podcast. His message: stop judging your finances against Instagram highlights and give

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00:18:19

The $38,000 House That Changed Everything

Money Memories ·

2025/11/19

Jaina Anne grew up in a Navy family where money was scarce and the wealthy were viewed with suspicion. The 2020 market crash jolted her into seeking financial literacy, leading from Palantir stocks to Ethereum mining to real estate investing. A chance conversation about a $38,000 Indiana house shattered her California assumptions and launched her into building a 10-property portfolio using creative financing. Now she teaches real estate investors how to turn contractor payments into luxury vacations

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00:29:14

Building Latin America’s Open Banking Future — En...

Money Memories ·

2025/10/23

When first featured on Money Memories in English, Ximena’s story stood out as one that needed to be shared more widely. This episode continues the conversation in Spanish. She reflects on how growing up in Uruguay shaped her entrepreneurial mindset, what it took to raise venture funding in a conservative business culture, and why Prometeo was designed as a pan-regional platform from day one. The discussion also explores the barriers women founders face in fintech and why closing the gender funding

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00:19:48

A Founder’s Journey from Tehran to Web3

Money Memories ·

2025/07/24

In this episode of Money Memories, Ilona sits down with Bam Azizi, founder of Mesh, to explore how childhood hustle and immigrant resilience shaped his path from a makeshift library in Iran to scaling infrastructure for the future of crypto. Bam shares why user experience—not hype—is the industry’s biggest hurdle, and why staying lean might be a startup’s greatest asset.

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00:18:36

A Mother’s Memory: The Pain That Sparked a Mental...

Money Memories ·

2025/06/06

After losing his mom shortly after college, Drew Barvir set out on a journey to understand the complex connection between money, mental health, and meaning. In this episode, he opens up about how childhood arguments over finances shaped his earliest beliefs, how grief became a turning point, and why he built Sonar — a tech platform bringing accessible emotional support to students across the country. It’s a deeply personal story of loss, resilience, and reimagining what it means to feel financially

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00:20:11

From Caja de los Zapatos to Financial Freedom:...

Money Memories ·

2025/05/15

Meet Alejandra Lozano, a dedicated Financial Wellbeing Coach for Operation HOPE, located inside Wells Fargo’s HOPE Inside center in South LA. With over seven years of experience in the finance industry, Alejandra is passionate about uplifting Black and Brown communities and empowering their financial journeys. Alejandra shares how her childhood experience with "la caja de los zapatos" (the shoe box) reflects the sentiment that many communities in the U.S. feel about financial institutions. She also

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00:18:35

Solving the climate puzzle with clean energy,...

Money Memories ·

2025/04/16

What happens when blockchain meets clean energy? In this episode of Money Memories, we explore the intersection of climate tech and Web3 with Adam Silver, founder of VC-backed startup Plural. Learn how decentralized technology can help modernize the power grid, support the energy transition, and drive impact at scale. Whether you are a climate enthusiast, crypto-curious, or love founder stories, this episode will spark new ideas about the future of energy.

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00:23:04

A Student Loan "Sherpa" Breaks Down What Borrowers...

Money Memories ·

2025/03/25

Student loan expert Michael Lux—featured in The Wall Street Journal—has spent years helping borrowers navigate the complexities of repayment and policy changes as the founder of The Student Loan Sherpa.In this episode of Money Memories, we break down the latest in student loans: key policy shifts, smart repayment strategies, and what borrowers need to know now. Want more expert insights? Subscribe to my newsletter for the latest in financial wellness, and exclusive podcast content! Visit

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00:15:57

From Nigeria to Wall Street: A Journey of Resilience...

Money Memories ·

2025/03/12

We’re joined by Ehis Akhetuamhen, host and creator of Unmuted Moments, a podcast about finding your voice in work and life. He shares his remarkable journey from growing up in a one-bedroom apartment in Nigeria to building a career in finance in the U.S. After losing his father at 13, he learned that financial success isn’t just about hard work—it’s about where you work. We talk about career choices, financial resilience, and why speaking up is just as important as skill. Plus, how a mailman’s

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00:21:49

How Even $5 Can Change Your Financial Future

Money Memories ·

2025/02/26

Many of us grew up with a scarcity mindset around money. Tim Flacke, co-founder of Commonwealth, explores how that mindset develops, why savings matter beyond just dollars and cents, and how his organization is working to change financial systems for the better.

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00:16:19

Generational Wisdom: Financial Lessons from My...

Money Memories ·

2025/01/30

Ilona sits down with Katrina Robinson, a professional trustee and wealth management expert, whose journey spans Kingston, Jamaica, to leading the multinational estate planning firm Cone Marshall. Katrina shares how her grandmother's wisdom and lessons on saving shaped her approach to planning for the future. Katrina also discusses the importance of financial planning at every stage of life, providing practical tips on building wills and trusts, and creating inventories of assets. Whether you're just

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00:26:13

Why Investing in Yourself is the Best Financial Decision

Money Memories ·

2025/01/15

Ximena Aleman, CEO and co-founder of Prometeo, shares her incredible journey from growing up in Montevideo, Uruguay, to leading a fintech infrastructure company in Latin America. She discusses the financial challenges of her childhood, and how she navigated a transition from a career in journalism to tech. Ximena provides insights into Prometeo's work in revolutionizing financial services through open banking and API technology, and elaborates on the importance of financial inclusion in LATAM

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00:20:11

From Caja de los Zapatos to Financial Freedom:...

Money Memories ·

2024/07/19

Meet Alejandra Lozano, a dedicated Financial Wellbeing Coach for Operation HOPE, located inside Wells Fargo’s HOPE Inside center in South LA. With over seven years of experience in the finance industry, Alejandra is passionate about uplifting black and brown communities and empowering their financial journeys. Alejandra shares how her childhood experience with "la caja de los zapatos" (the shoe box) reflects the sentiment that many communities in the US feel about financial institutions. She also

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00:24:56

One Founder's Journey from Small Town Roots to...

Money Memories ·

2024/06/27

Hans Koch is the CEO of the augmented reality platform MyXR. Hans shares poignant memories of growing up in Southwestern Michigan, reflecting on his early money lessons and the influence of his father’s entrepreneurial spirit. He delves into the impact of his father's battle with ALS, which in turn shaped his outlook on life and business. Hans recounts his first ventures into real estate and technology, the founding of Owners.com, and his current role at MyXR. The discussion spans topics from early

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00:16:03

Is That Really What I Wake Up Everyday To Do? [Archive]

Money Memories ·

2024/05/02

Tosin Mills is the product and growth strategy manager at Microsoft. She received her bachelor’s degree from the University of Pennsylvania, and an MBA from the MIT Sloan School of Management. Tosin shares how her experience of moving from Nigeria to the United States played an important role in her understanding of the value of money, and what her favorite money slogan is.Bonus: I found an NFT expert to answer your pressing questions about how this hot new fintech innovation actually

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00:26:30

The Dangers of Being Penny Wise, Pound Foolish

Money Memories ·

2024/04/18

In this episode, guest John Hill reflects on his childhood lessons in saving and the importance of compound interest instilled by his family in Western Pennsylvania. Transitioning to a career in asset management, John shares insights into founding Quorus, a technology-enabled asset manager aimed at personalizing investment portfolios. John also offers beginner tips for financial wellness, and when it's OK to reach out to a professional for financial planning help.

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00:21:49

Empowering Financial Inclusion: One Leader’s Global...

Money Memories ·

2024/03/28

Leslie Gillin is the Chief Growth Officer of Pagaya, a lending platform that uses artificial intelligence to improve credit decision-making. Leslie shares how her mother instilled the importance of financial independence early on, and the challenges she faced around unconscious biases as a woman in the C-suite. This is an archival episode from October 2023.

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00:13:22

A Journey to Financial Empowerment with the CEO of...

Money Memories ·

2024/03/14

A conversation with Michael Hershfield, CEO of Accrue Savings. From his humble beginnings in Canada to his entrepreneurial ventures and eventual founding of Accrue, Michael shares poignant insights into the importance of financial literacy, responsible spending, and the mission to revolutionize savings behavior in America. We talk about Michael’s lessons learned from failed ventures, and his vision for a future where every American can achieve financial wellness.

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00:21:32

Why Net Worth is Not Self Worth [Archive Episode]

Money Memories ·

2024/02/22

This episode originally aired on July 13th, 2022. As a new college graduate living in New York City, Aja Evans thought she had made it. She quickly realized, however, that the weekly bottomless brunches add up. Eventually, she took control of her spending habits. Today, Aja is a licensed mental health counselor specializing in financial wellness. She shares how her personal journey informed her decision to offer this unique angle to her therapy practice.

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111 results

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