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PODCAST

The Residual Real Estate Agent Show

Jose Luiz Morales

My name is Jose Luiz Morales. I am 33 year old real estate agent & investor from Ventura, CA. I have been in the Real Estate Industry for the past 10 years. CEO of The Morales Group. My team & I have sold 500 properties & over 300 million in sales. Currently have a 10 million dollar real estate portfolio. My parents taught me from an early age to be an entrepreneur & to make smart investments. Entrepreneur from the age of 9. Father of Jose Luiz Jr, I consider myself a Family Man. Real Estate &

business investing

All Episodes

12:08

Assume a VA Loan With Only $25K Down

The Residual Real Estate Agent Show ·

2026/04/12

If you've been looking at assumable loans and hitting a wall because you don't have $150K or $200K cash to cover the gap, this episode is for you. I brought in Mike Yates, Senior VP at My Home Lending, to break down a real program that solves the biggest problem buyers run into with assumable loan down payment requirements. Most people find a home with a 2.5% VA or FHA loan and then walk away when they see what they need to bring to the table. What Mike shared is a no-brainer if you're in th...

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28:42

Why Realtors Are Losing in 2026 (and How to Win)

The Residual Real Estate Agent Show ·

2026/04/05

Real estate lead conversion is broken for most agents right now, and the numbers prove it. 71% of Realtors reported zero sales in 2026. That is not a mindset problem. That is a structural problem, and this episode gives you the blueprint to fix it. The market went from 6.7 deals per agent available in 2000 down to 2.71 today. You are not working less. The game changed. And if you are still running the same real estate prospecting system you were using in 2021, you are competing for half the ...

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6:40

4 IRA Rules Every Real Estate Investor Must Know

The Residual Real Estate Agent Show ·

2026/03/29

Investing your retirement account in real estate is something most people have heard of but never actually done — because nobody explained the rules clearly enough to make them feel safe moving forward. There are four basic prohibited transactions you need to know before you put a single dollar of your IRA into a real estate note or any real estate deal. That's it. Four. And once you understand them, you realize this is nowhere near as complicated as your financial advisor made it sound. He...

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7:33

The 2 Step System to Find the Right Wholesale Market...

The Residual Real Estate Agent Show ·

2026/03/26

Stop guessing where the deals are and start using a data-driven real estate wholesaling strategy that actually closes checks in 2026. In this episode, we reveal the exact 2-step formula to identify the hottest markets and the lead qualification framework that turns "maybe" into a contract. If you want to master real estate wholesaling step by step, you need to stop chasing dead leads and start analyzing data like a pro. We break down why market population and median home price are the non-ne...

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9:30

The Difference Between Home Care and Assisted Living

The Residual Real Estate Agent Show ·

2026/03/15

Searching for senior care in California often leads to a $25,000 monthly trap that most families never see coming until it is too late. In this episode, we break down the high stakes of senior care and how to protect your family's estate. The reality of senior living today is far different than the "nursing homes" of the past. Whether you are navigating probate in california or trying to decide between a non medical home care agency vs private caregiver, the legal and financial risks are mas...

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9:40

Senior Living vs Multifamily: The Real Difference in...

The Residual Real Estate Agent Show ·

2026/03/10

America’s senior housing crisis is getting worse, and it's creating a massive shift for anyone looking to investing in senior living. If you are tired of the low returns in multifamily real estate investing, this episode reveals the "nuts and bolts" of why smart money is moving into the senior sector right now. In this deep dive, Stuart Keller explains how a growing retirement population is driving a unique housing senior investment opportunity that most traditional landlords completely over...

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8:44

The Truth About Pricing Your Home in 2026

The Residual Real Estate Agent Show ·

2026/03/02

Are you struggling with a property that won’t budge? Most homeowners think they know their pricing, but the market often has a different story to tell. If you have been asking yourself why is my house not selling, you need to hear the honest conversation in this episode. We dive deep into the reality of overpriced listings and why a "happy place" number can lead to 90 days of silence. What You Will Learn: 🟢 The truth about pricing your home when the market rejects your initial offer. 🟢

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7:23

The truth about why your real estate goals are failing

The Residual Real Estate Agent Show ·

2026/02/22

Stop dreaming and start achieving with the ultimate goals for real estate success. If you're a Realtor wondering why most agents fail to make it in real estate, this framework is for you. In this episode, Jose Luiz Morales dives deep into the power of taking action overcoming obstacles in life. Most people stay stuck because they have vague ambitions, but to win, you need to know how to set smart goals for your business. Whether you want to build an accessory dwelling unit california empire ...

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9:47

How to Get an Honest Business Valuation in 2026

The Residual Real Estate Agent Show ·

2026/02/15

Are you being lied to about your company's worth? Knowing how to value a company is the only way to avoid the trap many owners fall into. In this episode, we break down why a realistic business valuation is the difference between a successful exit and a total disaster. Selling a business is like selling a house—you need to know the "neighborhood" before you list. Jose Luiz Morales dives deep into why most sellers have delusional price expectations and how to clean up books to actually get pa...

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43:28

The "Fire Sale" Trap: Why Heirs Lose $100K+ in Probate

The Residual Real Estate Agent Show ·

2026/02/08

Stop waiting years for your money! Learn how to get your inheritance money early using a Probate Cash Advance to unlock the funds you need right now. The probate process is notoriously slow, often taking anywhere from six months to three years to conclude. In this episode, Jose Luiz Morales sits down with Mark Harris, CEO of Probate Cash, to explain how beneficiaries can access Fast Probate Cash without the typical legal delays. If you are currently navigating California Probate, you know th...

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8:13

How To Buy a 2.75% Interest Rate in 2026

The Residual Real Estate Agent Show ·

2026/02/01

Thinking about buying a home but priced out by 7% interest rates? You might be missing things you need to know before assuming a loan. In this episode, we break down exactly how to bridge the "cash gap" and reveal the secret strategy that lets investors qualify for these sub-3% rates in 2026. Most agents will tell you that assumable loans take 6 months to close or are impossible if you don't have hundreds of thousands in cash. But the truth is, you have second mortgage options and creative s...

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7:11

Stop Building ADUs In California (Unless You Live Here)

The Residual Real Estate Agent Show ·

2026/01/25

Thinking about developing land? Before you buy property for sb 9 lot split projects, you need to understand the hidden costs like Mello Roos explained in this episode, or you risk going bankrupt. Many new investors in real estate investing believe the myth that subdividing land is a quick 6-month flip. The reality is that the land entitlement process often takes years, not months. In this video, we break down exactly why building your own house in california or trying to execute a sb 9 lot s...

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35:57

How to Scale to 500 Deals (The "Zero Downtime" Method)

The Residual Real Estate Agent Show ·

2026/01/18

If you are stuck doing $15/hr admin work, you are bottlenecking your growth. In this episode, we break down the exact strategy for building a real estate team that runs on autopilot. Learn why most agents fail at delegation real estate and how to finally scale your real estate business by removing yourself from the paperwork. We discuss why "cheap help" is the most expensive mistake and how to master real estate team organisation using the "Zero Downtime" method. You will discover the specif...

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8:12

Stop Buying Deals (Until You Do This)

The Residual Real Estate Agent Show ·

2026/01/11

Struggling to scale your investments because property management headaches are eating your profits? In this episode, Jose Luiz Morales reveals the "boring" truth behind scaling to 400+ units. Most investors fail to grow because they ignore the critical importance of real estate operations, but mastering this single skill is the only way to truly quantum leap your net worth. If you are serious about wealth, you need a system that works without constant chaos. Here is exactly how to scale a re...

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7:02

What Lenders Really Look For In Your Cash Flow Analysis

The Residual Real Estate Agent Show ·

2026/01/07

Are you choosing the right debt for your growth, or is your Business Line of Credit vs Term Loan decision actually a trap? Understanding the Business Line of Credit vs Term Loan difference is the only way to protect your profit in a shifting market. This guide reveals how a Business Line of Credit vs Term Loan affects your monthly cash flow. Many entrepreneurs struggle to scale because they don't understand the "hidden" rules of bank lending. Whether you are a restaurant owner looking for Bu...

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8:21

Owner Financing With Low Money Down (What’s Realistic)

The Residual Real Estate Agent Show ·

2025/12/28

Are you tired of the bank taking all your profit through interest heavy 30 year loans? In this episode, we dive deep into creative finance and the specific "levers" you can pull to gain total control over your real estate deals. If you have been searching for creative finance strategies that actually work in today’s market, you need to understand how to negotiate directly with sellers. Most investors get stuck thinking they need a 25% down payment for every property. However, by using owner ...

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7:08

Reverse 1031 Exchange: Buy Before You Sell

The Residual Real Estate Agent Show ·

2025/12/21

Found a great investment opportunity but haven't sold your property yet? Learn how to use a Reverse 1031 Exchange to buy your next deal first and leverage Creative Financing for Real Estate to close fast. Discover the "Equity Swap" method using Cross Collateralization Real Estate to secure 100% funding without a massive cash down payment. If you are looking to Buy Before You Sell Real Estate, this is the ultimate strategy to keep your momentum going in a competitive market. Here's what you'...

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62:59

How to Fund ANY Deal With Seller Financing! Don't Let...

The Residual Real Estate Agent Show ·

2025/12/14

Are you tired of losing investment opportunities because you can't bypass the bank? This in-depth Seller Financing strategy guide reveals how investors are using the 5 Negotiating Levers to secure high-equity deals and generate massive returns! Owner Financing is the ultimate power move to fund Owner Financing Deals without dealing with restrictive bank limitations. This episode dives deep into mastering the negotiation of Owner Finance Terms and understanding key financial mechanics. We cov...

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6:24

How Investors Are Buying Commercial Buildings With...

The Residual Real Estate Agent Show ·

2025/12/07

Most lenders demand 25-30% down and perfect tax returns to buy a commercial building. But with this creative financing strategy, you can purchase commercial property with just 10% down and no tax returns required. In this episode, we break down the exact "capital stack" that makes this possible: The buyer puts down 10%, the seller carries a second mortgage for 20%, and the lender covers the remaining 70% . This is a game-changer for small business owners—like auto body shops, nail salons, or...

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8:16

How to Buy Your Parents' House (No Cash Needed)

The Residual Real Estate Agent Show ·

2025/12/01

Stop saving for a down payment if you are buying house from parents! 🛑 In this episode, we explain exactly how does a gift of equity work so you can potentially close on a home with $0 cash out of pocket. If you are looking into buying a home from a relative, the "Family Bank" strategy might be the financial loophole you have been waiting for. Most people think you need 20% down to buy mom and dad’s house, but that is not true. We break down the process of using gift of equity for down

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278 results

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