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On The Chain - Blockchain and Cryptocurrency News + Opinion

Welcome to On the Chain On The Chain focuses on Blockchain and Digital Assets, Cryptocurrency news, and opinion with a focus on XRP. For those who are brand new to the Digital Asset / Blockchain space, and those who have been around and are considered to be veterans in this space. OC has a global audience., providing high-quality, fact-based content and no hype. It is a community-driven platform for Mainstreet, a growing need and growing interest in the latest news, opinions, and research in the

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All Episodes

01:47:47

473 Million XRP Isn’t Enough

On The Chain - Blockchain and Cryptocurrency News +... ·

2026/10/03

Wall Street, Korean banks and AI agents are all reaching for XRP at the same time, and there is only so much of it.Evernorth is expected to hit the Nasdaq on October 8 (ticker XRPN) with about 473 million XRP, and that's the small number: US spot XRP ETFs already hold 1.19 billion XRP. Four Korean financial institutions took the stage at XRP Seoul in front of 5,000+ people, XRPL validators are voting on the LendingProtocolV1_1 amendment, and the XRP Ledger passed 10 million x402 AI agent

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01:30:01

Big Money Is Coming For XRP

On The Chain - Blockchain and Cryptocurrency News +... ·

2026/09/28

Big money is coming for XRP.The XRP Ledger added $2.4 billion in tokenized real-world assets this year, one of the top three chains for RWA growth. US spot XRP ETFs added 34 million XRP this week and now hold 1.16 billion XRP. And on October 5, XRPL's Permission Delegation upgrade is scheduled to go live, letting an XRP account hand specific permissions to another account (including one run by an AI agent) without ever sharing its keys. Also on this episode: FXRP turns one on Flare,

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01:30:09

XRP Goes To War On October 5

On The Chain - Blockchain and Cryptocurrency News +... ·

2026/09/24

On October 5, XRP goes to war, and the weapon isn't a price pump. It's a key. The XRP Ledger's Permission Delegation upgrade has entered its 14-day activation countdown and could go live October 5 if validator support holds. Master keys stay locked in the vault. Delegates get a badge instead: up to ten specific permissions, and never the keys. Jeff and Chip break down why that's the feature compliance departments, stablecoin issuers and AI agents have been waiting for, while XRP sits at $1.50

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02:05:18

ETFs Bought A Billion XRP. Nothing Happened.

On The Chain - Blockchain and Cryptocurrency News +... ·

2026/09/19

XRP spot ETFs now hold 1.13 billion XRP and $1.46 billion in assets, after another 6.3 million XRP of inflows this week and 645.3 million XRP walking off exchanges. Every part of the bullish mechanism fired at once, and XRP sat at $1.43.Jeff walks the Week 38 supply report line by line, and Chip puts beside it the number nobody else quotes: the ETFs and index funds hold 1.129% of total supply, while exchange wallets hold roughly 21%. The ETF bid is real. It is not yet large enough to

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01:22:02

Democrats Blocked Clarity Act - XRP Won't Wait

On The Chain - Blockchain and Cryptocurrency News +... ·

2026/09/17

Democrats blocked the CLARITY Act, leaving the United States without the digital asset framework the crypto industry spent years fighting to secure. Now, some of the senators responsible cannot clearly explain why they voted against it.But XRP isn't waiting for Washington. While Congress fails to deliver clarity, XRP and RLUSD are moving deeper into the infrastructure being built for AI-powered commerce, open wallets and machine payments. We break down who stopped the CLARITY Act, what

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01:20:40

They Can't Build This Without XRP

On The Chain - Blockchain and Cryptocurrency News +... ·

2026/09/14

Something much bigger is being built around XRP, and the pieces are getting harder to ignore.RLUSD is expanding its liquidity and distribution through Spark’s Stablecoin FX Layer. At the same time, the XRP Ledger Foundation is talking openly about writing TradFi primitives directly into the XRPL, including lending, infrastructure and agentic payments. Flare is experimenting with new ways to generate XRP rewards. Canton continues advancing institutional settlement infrastructure. And

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01:56:24

XRP Is The Key To Money

On The Chain - Blockchain and Cryptocurrency News +... ·

2026/09/12

XRP may be becoming the key to something much bigger than payments.Ripple is challenging the idea that every regulated stablecoin is created equal. A money transmitter license, state trust charter, and federal prudential supervision each carry different reserve requirements, verification standards, and consequences if an issuer fails. As stablecoins become part of the financial system, the level of regulatory oversight behind them could determine which assets institutions are willing to

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01:45:45

The fight over XRP just started!

On The Chain - Blockchain and Cryptocurrency News +... ·

2026/09/10

The fight over XRP just started!Please like, subscribe, and click the bell to be notified when the next video drops. 🔥 SUPPORT ON THE CHAIN ☕ Badassery Coffee https://badasserycoffee.com 🧊 Mint a Badass Yeti https://otc.one/mint 👕 OTC Merch https://otc.one/shop 🔔 Subscribe to On The Chain https://onthechain.io/subscribe/ ☕ Buy Us a Coffee https://buymeacoffee.com/onthechain FOLLOW ON THE CHAIN 🌐 Website https://onthechain.io 𝕏 On The

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01:53:35

They Keep Choosing XRP

On The Chain - Blockchain and Cryptocurrency News +... ·

2026/09/05

They keep choosing XRP—and at this point, it’s getting harder to call it a coincidence.Brad Garlinghouse is inside the room as America pushes to become the crypto capital of the world. The Bank for International Settlements tested the XRP Ledger in a proof of concept for verifying official economic data. AI agents are already using XRP and RLUSD to purchase intelligence, research, forecasts, and digital services. Now the Florida Gators are putting XRP directly on the field at the

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00:57:22

XRP Just Became a MUCH BIGGER Problem

On The Chain - Blockchain and Cryptocurrency News +... ·

2026/09/03

XRP is getting harder to dismiss. We’re breaking down why the story around XRP is getting much bigger than payments alone.The onchain economy is accelerating. Institutional settlement is moving toward 24/7. Cross-border costs are collapsing. Credit and lending infrastructure is being built directly into the XRP Ledger. Batch transactions are getting security audits. Developers are being pushed toward XLS-65 and XLS-66. And the Bitwise XRP ETF has now crossed $500 million in assets under

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01:25:44

Big Money Needs XRP For What's Next

On The Chain - Blockchain and Cryptocurrency News +... ·

2026/08/31

Ripple’s financial ecosystem is expanding fast — and the XRP Ledger is moving deeper into the infrastructure that could power the next generation of lending, liquidity, payments and institutional finance.Tonight, Chip and Jeff break down Ripple’s Lending Protocol V1.1 security review, Single Asset Vaults on XRPL, and how Ripple Custody, RLUSD, Ripple Payments, Ripple Prime and the XRP Ledger are starting to connect into something much bigger. We also get into what this means for XRP

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01:24:30

The Window to XRP Is Closing

On The Chain - Blockchain and Cryptocurrency News +... ·

2026/08/29

Ripple is moving deeper into institutional finance — and the window for XRP may be getting smaller.Ripple Prime now has more than $1 BILLION in regulatory net capital, 24/7 cross-margining, and a growing bridge between digital assets and traditional markets. What happens when the infrastructure gets built before the market fully understands what’s happening? We’re digging into: ⚡ Ripple Prime’s expansion across equities and digital assets ⚡ More than $1B in regulatory net

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01:51:08

BANKS CAN'T AVOID XRP

On The Chain - Blockchain and Cryptocurrency News +... ·

2026/08/27

The financial system is moving fast — and XRP keeps showing up exactly where the next phase of money is being built.Mastercard is sponsoring the XRP Ledger Hackathon in New York just ahead of Ripple Swell. At the same time, 39 U.S. state banking associations are launching the BankChain Alliance to explore tokenized deposits, stablecoins, and smart payments. Crypto-backed mortgages are moving into the mainstream. AI-driven finance is expanding on XRPL. Hedera is pushing blockchain

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01:25:16

XRP JUST CROSSED THE LINE

On The Chain - Blockchain and Cryptocurrency News +... ·

2026/08/24

XRP just crossed a line — and there may be no going back.Ripple CEO Brad Garlinghouse joined the inaugural CFTC Innovation Advisory Committee alongside some of the biggest names in traditional finance — Nasdaq, CME Group, CBOE, NYSE, DTCC and more. For years, crypto fought to get a seat at the table. Now Wall Street, Washington and crypto are sitting in the same room. Meanwhile, millions of Americans own crypto, crypto-related economic activity continues to grow, and the line between

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02:09:14

XRP SPIKES TO $1.68

On The Chain - Blockchain and Cryptocurrency News +... ·

2026/08/22

XRP exploded higher this morning, briefly hitting $1.68 after a massive move over the past 48 hours. So what changed — and why now? Today we break down the XRP price surge and the bigger developments happening underneath it: institutional lending coming to the XRP Ledger, Ripple-backed private credit, RLUSD growth, record XRP ETF activity, Permission Delegation, Ripple Prime’s $275 million raise, and Brad Garlinghouse back at the White House. Is the market finally reacting to

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01:51:50

XRP Is MISSING This

On The Chain - Blockchain and Cryptocurrency News +... ·

2026/07/27

XRP was built to move value quickly, efficiently, and globally.But as the financial system moves toward tokenization, programmable liquidity, DeFi, and onchain finance, one question is becoming impossible to ignore: WHAT IS XRP STILL MISSING? Tonight, Flare takes center stage. Flare is working to extend XRP beyond payments and settlement—opening the door to programmable financial applications through FXRP, FAssets, Smart Accounts, and XRPFi while preserving the XRP Ledger as the

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01:30:13

Ripple Changed the Rules | XRP

On The Chain - Blockchain and Cryptocurrency News +... ·

2026/07/23

Ripple Changed the Rules | XRPRipple isn't slowing down. XRP adoption continues to expand as institutions, universities, regulators, and AI developers build on the XRP Ledger. Tonight Jeff and Chip connect the biggest Ripple, XRP, RLUSD, Clarity Act, AI, and crypto stories to explain why these developments together could signal a major shift for the future of digital assets. We'll break down Ripple's University Blockchain Research Initiative (UBRI) reaching more than 60 academic

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01:51:16

They Need More XRP

On The Chain - Blockchain and Cryptocurrency News +... ·

2026/07/20

What if the biggest players in finance already know what's coming with XRP? Tonight on On The Chain, we're connecting the dots behind a series of developments that continue to point toward XRP's expanding role in the future of global finance. From Ripple's growing enterprise footprint and institutional adoption to regulatory shifts, tokenization, payments, and infrastructure, the headlines are starting to tell a much bigger story. While many people are still focused on short-term price

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01:59:02

They Just Connected to XRP

On The Chain - Blockchain and Cryptocurrency News +... ·

2026/07/18

Something bigger is happening around XRP—and it isn't just one headline. Ripple President Monica Long has been recognized as one of the most influential leaders in stablecoins as RLUSD continues gaining momentum. MoonPay has connected FedNow to its platform, bringing real-time 24/7 payments another step closer to digital assets. Franklin Templeton now leads tokenized Treasury issuers with $1.6 billion in on-chain AUM growth, while Citadel Securities has made its first major crypto investment

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01:21:39

XRP Just Got Even Bigger

On The Chain - Blockchain and Cryptocurrency News +... ·

2026/07/16

Ripple continues expanding far beyond the narrative most people still associate with XRP. This week alone, Ripple joined the x402 Foundation as a Premier Member to help shape the future of AI-powered payments, Ripple Ventures participated in Velocity's $38 million Series A funding round, Ripple reaffirmed that traditional finance is being rebuilt on blockchain rails, and the company continued pushing for regulatory clarity in Washington. Individually, these stories may not seem

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