The Mindful Millions Podcast

In this episode, Cristina Perez interviews marketing coach Erin Thobias to explore how business owners can intentionally prepare to invest in marketing this year. Together, they break down the parallels between financial planning and marketing strategy—highlighting why clarity, patience, and long-term thinking are essential before spending a single dollar. The conversation covers how businesses evolve over time, what “authentic marketing” actually looks like in the age of AI, and how to align

In this episode of the Mindful Millions podcast, host Cristina Perez and guest Ryan Rybarczyk discuss the foundations of real estate investing, emphasizing the importance of education, financial planning, and the risks involved. They explore the concept of being 'house rich and cash poor,' the significance of asset protection, and the emotional aspects of home buying. The conversation also touches on the benefits of building a reliable team of professionals and the challenges of property

In this episode of the Mindful Millions podcast, host Cristina Perez and Jesse Cramer delve into the intricacies of financial planning models. They discuss the differences between fee-only, fee-based, and hybrid advisors, emphasizing the importance of transparency and understanding how advisors are compensated. The conversation also explores the DIY approach to financial planning, the pros and cons of various models, and how to choose the right financial advisor for individual needs. The

In this episode of the Mindful Millions podcast, host Cristina Perez and guest Julia Carlos discuss the intersection of financial literacy, accounting, and tax planning. They explore the journey of becoming an accountant, the importance of financial literacy, and the various tiers of financial planning. The conversation delves into common tax planning pitfalls, the significance of entity structure, and the psychological barriers that small business owners face. They emphasize the need for

In this episode of the Mindful Millions podcast, host Cristina Perez engages in a heartfelt conversation with her mother, Maria Perez, about the evolution of budgeting and its significance in achieving financial health. They discuss personal experiences with budgeting, the emotional barriers that often accompany financial management, and various budgeting methods. The episode emphasizes the importance of aligning financial goals with personal values and reframing budgeting as a tool for

In this episode of the Mindful Millions podcast, host Cristina Perez shares her journey from traditional financial services to founding her own financial coaching business. She emphasizes the importance of financial literacy, personal values, and the emotional aspects of wealth. Cristina introduces her tiered financial planning approach and discusses her mission to serve underserved communities, aiming to create a new financial culture rooted in equity and wellness.Chapters00:00