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PODCAST

Not Me, But You!

Welcome to Not Me, But You! This is likely one of the most ironically titled podcasts since the focus is designed to be on the podcast listeners rather than the podcast creator. I spent half of my life as a school administrator and I want to share with you what I"ve learned about education, teaching, learning, reaching your goals, attaining your dreams, developing relationships, encouragement, motivation, business, income, and money. My desire is to shine some "psychological sunshine" onto your

business investing

All Episodes

44:47

Sea: 3- Ep- #13- SCHD Vs. MSTY/ULTY/SPYI/QQQI-...

Not Me, But You! ·

2026/02/23

Send a text Season 3, Episode #13. Not Me, But You! Podcast. Connect with me, Follow me on X at: Waypa Today. I do offer 1:1/small group coaching. To arrange a FREE 14 to 20 minute call email me at: WaypaToday@gmail.com to see if it makes sense for us to work together. According to 2026 data, the MEDIAN (not average bue MEAN data point) American has at retirement: $95,000 to $186,000 saved in retirement accounts. Notice it's not a MILLION dollars or even 2 or 3 MILLION dollars!&nb...

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53:20

Sea: 3 - Ep- #12 My Process Of Picking Investments-...

Not Me, But You! ·

2026/02/20

Send a text Season 3, Episode #12. Not Me, But You! Podcast. Connect with me/Follow me on X at: Waypa Today. Or send a message to me via email to: WaypaToday@gmail.com. I offer 1:1/small group coaching. Email me to set up a FREE 20 minute call to determine if it makes sense for us to work together. In the last episode we talked about "sector rotation" in the stock market. Charles Payne, not a sponsor of this podcast, is a big sector rotation guy. I follow him but do NOT subscribe ...

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39:58

Sea 3: Ep- #11 How To Use The Sector Rotation Model...

Not Me, But You! ·

2026/02/19

Send a text Season 3, Episode #11. Not Me, But You! Podcast. Follow me/Connect with me on X at: Waypa Today. I offer 1:1/small group coaching. For set up a FREE 20 minute call email me at WaypaToday@gmail.com. You can also message me at that email if you do NOT have an X account. We discuss Bitcoin price movement and Solana price movement with future projections relative to price. Also discuss how tech stocks are getting "hammered" in the market and also discuss "sector rotation" ...

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46:05

Sea: 3- Ep - #10- Roth IRA Deep Dive (Traditional...

Not Me, But You! ·

2026/02/11

Send a text Season 3, Episode #10, Not Me, But You! Podcast. Connect with me/Follow me on X at: Waypa Today. I offer 1:1/small group coaching. You can email me at WaypaToday@gmail.com to set up a FREE 15 to 20 minute call to see if it makes sense for us to work together. In this episode we do a deep dive on Roth IRA's. We also discuss Traditional IRA's and Roth Conversions. There are only TWO requirements in order for you to be able to withdraw 100% TAX FREE from your Roth IRA acc...

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31:37

Sea: 3- Ep - #09- Why I Do NOT Like "Safe" or...

Not Me, But You! ·

2026/02/08

Send us a text Season 3, Episode #09 Not Me, But You! Podcast. Follow me/Connect with me on X at: Waypa Today. I offer 1:1/small group coaching. Email me at WaypaToday@gmail.com to set up a FREE 15 to 20 minute call to see if it makes sense for us to work together. Remember that our entire lives revolve around "CASH FLOW!" And also keep in mind, that we likley need to average an ROI 14%/year on our portfolio, in order to KEEP PACE or stay ahead of the TRUE rate of inflation. ...

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48:53

Sea: 3- Ep-#08- Bitcoin Crashing! (Should I Sell It...

Not Me, But You! ·

2026/02/06

Send us a text Season 3, Episode #08 of Not Me, But You! Podcast. Connect with me/follow me on X at: Waypa Today. I offer 1:1 or small group coaching. You can message me at WaypaToday@gmail.com to set up a FREE 15 to 20 minute call to see if working together makes sense for us! Investing invovles Psychology and Behavior. This is a constant that each investor needs to be aware of so that we don't make emotional decisions and panic sell and by doing so, we hurt ourselves financially...

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32:20

Sea: 3- Ep-#07 - Starting Your Own Podcast (It's...

Not Me, But You! ·

2026/02/01

Send us a text Season Three, Episode #07 Not Me, But You! Podcast. Connect with me/follow me on X at: Waypa Today. Email me at WaypaToday@gmail.com. I offer 1:1 and small group coaching. Email me for a FREE 15 to 20 minute call to see if it makes sense for us to work together. This podcast, although small when compared to National podcasts, is still downloaded in multiple countries across the globe and in over 1,500 cities. So my point is, even with a small podcast, you can still ...

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31:07

Sea 3: Ep- #06 - Tesla Stock/MSTR Stock- Buy/Hold...

Not Me, But You! ·

2026/01/29

Send us a text Season 3, Epside #6. Not Me, But You! Podcast. Your entire life revovles around cash flow. So why not build a cash flow pipeline using the "Cascading Waterfall" approach to investing? Follow me/Connect with me on X at: Waypa Today. Email me at WaypaToday@gmail.com. I offer 1:1 coaching/small group coaching. Email me to set up a FREE 15 to 20 minute call to see if it makes sense for us to work together. I don't often discuss single stocks for growth. But in thi...

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39:14

Sea 3 - Ep - #05 ICOI Dividend Dissappointed (Roth...

Not Me, But You! ·

2026/01/25

Send us a text Season 3, Episode #05 Not Me, But You! Podcast. Connect with me/Follow me on X at: Waypa Today. Or you can email me at WaypaToday@gmail.com. I offer 1:1/small group coaching. Email me and we can set up a FREE 15 to 20 minute call to see if working together makes sense. I was dissappointed in the dividend payout of only 0.50 cents/share for ICOI this month. However, even at a hypothetical $0.50 cents/share payout EACH month, that would still equal a yield of approxim...

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40:55

Sea 3- Ep -#04 ICOI Vs. MSTY/ULTY (Should We Sell All...

Not Me, But You! ·

2026/01/19

Send us a text Season 3, Episode #4 of Not Me, But You! Podcast. Connect with me/Follow me on X at: Waypa Today. I do offer 1:1 and small group coaching. Please email me at WaypaToday @gmail.com to set up a FREE 15 to 20 minute call to see if working togther makes sense. Should we sell ALL shares of MSTY and ULTY to move the money into LESS risky things? We discuss whether doing this makes sense or not. We discuss potential tax implications of selling assets. Managing risk a...

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34:36

Sea-3 Ep-#3 Nvidia/Apple Stock VS. MSTY/ULTY...

Not Me, But You! ·

2026/01/14

Send us a text Season 3, Episode #3 of Not Me, But You! Podcast. Connect with me/follow me on X at: Waypa Today. If you want to email me you can message me at WaypaToday@gmail.com. I do offer 1:1 and small group coaching. Email me to set up a FREE 15 to 20 minute phone call to see if working together makes sense for us. We discuss the power of "relentless routines." Taking action (getting started) is the key to achieving your goals. You do NOT need $2,000,000 to retire! Instead, y...

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30:01

Sea 3- Ep #2- Using MSTY/ULTY To Pay Off Car Loans...

Not Me, But You! ·

2026/01/09

Send us a text Season 3, Episode #2 Not Me, But You! Podcast. Podcast stat update: 13 different countries and 100 different cites over the last 5 podcast episodes. Thank you for listening/downloading. Follow me/Connect with me on X at: Waypa Today. Send me an email at WaypaToday@gmail.com. I offer 1:1 coaching/small group coaching. Email so we can set up a FREE 15 to 20 minute call to see if it makes sense for us to work together. Relentess Routines help us with investing, attacki...

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36:17

Sea 3- Ep #1- Roth IRA Conversions (How To Do...

Not Me, But You! ·

2026/01/05

Send us a text Season 3, Episode #1 of Not Me, But You! Podcast. Happy New Year! Welcome to Season THREE! January 2026. To connect with me/follow me on the X platform at: Waypa Today. Email or message me at WaypaToday@gmail.com. I offer 1:1 or small group coaching. Email me to set up a FREE 15 to 20 minute call to see if it makes sense for us to work together. We discuss both Traditional IRA's and Roth IRA's. What are they? How are they different? Why do you need both types of IRA...

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25:36

Ep #115- Happy New Year 2026! (Do Not Play The Look...

Not Me, But You! ·

2026/01/04

Send us a text Season 2, Episode #115 Not Me, But You! Podcast. Happy New Year! Welcome 2026! This is the FINAL episode of Season 2. We start Season 3 next in 2026. Follow me/connect with me on X at: Waypa Today. You can also send me messages at WaypaToday@gmail.com. If you are interested in 1:1 coaching or small group coaching, then contact me to set up a FREE 15 to 20 minute phone call to see if it makes sense for us to work together. What are you choosing to focus on? As an inv...

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52:07

Ep #114- Merry Christmas 2025!! (Calming Share Price...

Not Me, But You! ·

2025/12/28

Send us a text Season 2, Episode #114 of Not Me, But You! Podcast. Merry Christmas 2025! Happy Holidays to all of you. Connect with me/Follow me on X at: Waypa Today. I offer 1:1 coaching/small group coaching. Email me at: WaypaToday@gmail.com to set up a FREE 14 to 20 minute call, to see if it makes sense for us to work together. Thank you for all of the listens and downloads. I enjoy this time of year because it gives me an opportunity to spend time with my family and to reflect...

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44:41

Ep #113- Stabilizing Your Portfolio (With LESS Risky...

Not Me, But You! ·

2025/12/27

Send us a text Season 2, Episode #113 Not Me, But You! Podcast. In January 2026 we will starting Season THREE of the Not Me, But You! Podcast. Connect with me/Follow me on X at: Waypa Today. I offer a FREE 15 to 20 minute call if you are interested in 1:1 coaching or small group coaching (no more than 3 people). To set up a free call or simply message me about any topic at: WaypaToday@gmail.com Investing will test your patience. Avoid the feeling of wanting to "panic sell." ...

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42:33

Ep #112- Great Listener Questions Answered (This...

Not Me, But You! ·

2025/12/21

Send us a text Season 2, Episode #112, Not Me, But You! Podcast. Connect with me/follow me on X playform at: Waypa Today. If you are interested in 1:1 coaching or small group coaching, then email me at: WaypaToday@gmail.com. I offer a FREE 15 to 20 minute call to see if it makes sense for us to work together. This episode was triggered by a listener question: We discuss fiat currency, the gold standard, what backs US dollars, money printing, inflation, what causes your costs for g...

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30:30

Ep #111- Dividends Can Make You Rich (Crypto/Stock...

Not Me, But You! ·

2025/12/19

Send us a text Season 2, Episode #111 Not Me, But You! Podcast. Connect with me/follow me on X platform at: Waypa Today. I offer 1:1 and small group coaching. Email me at: WaypaToday@gmail.com for a FREE 15 to 20 min call to see if it makes sense for us to work together. If we don't panic sell and if we are patient, the markets will usually reward us. Also, good habits like eating a healthy diet and getting enough consistent exercise will reward us over time. Getting proper rest i...

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14:14

Ep #110- Mark Tilbury: Millionaire: On X (How To...

Not Me, But You! ·

2025/12/19

Send us a text Season 2, Episode #110 Not Me, But You! Podcast. Connect with me/follow me on X at: Waypa Today. Email me at: WaypaToday@gmail.com. I offer a FREE 15 to 20 minute call to see if working with me makes sense for us. I offer 1:1 coaching or small group coaching. Mark Tilbury: Posted a great sentiment on X. It's not your fault that your'e not rich yet!...We review his post and by the way, Mark Tilbury is a millionaire! He talks about how important our mindset is. ...

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38:17

Ep #109 - ULTY- Still Paying Same Dividend Yield!...

Not Me, But You! ·

2025/12/15

Send us a text Season 2, Episode #109, Not Me, But You! Podcast. Follow me/connect with me on X at: Waypa Today. Email me at: WaypaToday@gmail.com. If interested in 1:1 Coaching, email me to set up a Free 15 to 20 minute call, to see if working together makes sense. I continue to hold shares of ETF's like ULTY and MSTY. I am not concerned that they underwent reverse splits. They are still paying a comparable dividend. I'm invested in those ETF's for one reason..cashflow. Tha...

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