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PODCAST

The Higher Standard

Chris Naghibi & Saied Omar

Welcome to the Higher Standard Podcast, where we give you ultra-premium, unfiltered truth when it comes to building your wealth and curating the lifestyle of your dreams. Your hosts; Chris Naghibi and Saied Omar here to help you distill the immense amount of information and disinformation out there on the interwebs and give you the opportunity to choose a higher standard for yourself. Sit back, relax your mind and get ready for a different kind of podcast where we elevate your baseline with crispy

business entrepreneurship

All Episodes

01:26:36

The Ridiculous Reality Behind the Fed’s Latest Rate Cut

The Higher Standard ·

2025/11/04

The Fed says it’s “flying blind,” but somehow keeps reaching for the autopilot. In this episode of The Higher Standard, Chris, Saied, and Rajeil break down the latest 25-basis-point rate cut and the confusing logic behind Jerome Powell’s “data-driven” decision-making... made without, well… the data. From the Beige Book to balance-sheet shrinkage (and yes, the jokes write themselves), the guys dissect how the Fed’s moves are shaping jobs, mortgages, and the markets. All while Powell looks like he’s

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01:32:30

The Brutally Honest Economic Red Flags Nobody’s Ready...

The Higher Standard ·

2025/10/28

The red flags are flying high... and no, we’re not talking about your ex. In this episode, Chris and Saied take a brutally honest look at the economic signals that everyone seems determined to ignore. (The Fighting Fijian, Rajeil was on leave for this episode.) From inflation’s sneaky comeback to the quiet unraveling of corporate debt, they break down the numbers, the narratives, and the nonsense behind America’s “everything is fine” façade. If you think the Fed has this under control, buckle up..

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01:42:54

Exposing Fake Gurus: Brutally Honest Breakdown of...

The Higher Standard ·

2025/10/21

When someone looks too good to be true online, they probably are! And we’re putting that theory to the test. In this episode, Chris, Saied, and Rajeil invite listeners to submit the Instagram handles of “professionals” who might just be full-time finessers in disguise. From fake real estate moguls to lifestyle coaches with mysteriously rented Lambos, the crew breaks down how to spot a scammer before your wallet does.➡️ But this isn’t just about calling out nonsense, it’s about teaching you how to

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01:39:17

The Brutal Honest Truth About An AI Bubble: How...

The Higher Standard ·

2025/10/14

Artificial Intelligence has gone off the rails, private equity’s running out of cash, and venture capital’s throwing billions at anything with a “A.I.” in the name... welcome to Episode 304. Chris, Saied, and Rajeil unpack how Sora 2.0 just erased the line between real and fake, how 41 stocks now make up nearly half the S&P 500, and why every startup pitch sounds like a bad ChatGPT prompt. Sprinkle in a dash of market concentration risk, a splash of FOMO-fueled insanity, and you’ve got a recipe

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01:27:12

Why The Great Wealth Transfer is a LIE

The Higher Standard ·

2025/10/07

Everyone keeps talking about the “Great Wealth Transfer” like it’s some mythical pot of gold at the end of the rainbow. But here’s the reality: the rich aren’t exactly lining up to hand you their keys to the kingdom. Between tax loopholes, estate strategies, and the fact that most heirs are just as debt-happy as everyone else, the so-called wealth transfer looks more like a magician’s sleight of hand than a generational payday. Spoiler: if you’re waiting around for this miracle to hit your bank

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01:17:13

Housing Market Reality Check: New Home Sales Hype &...

The Higher Standard ·

2025/09/30

The headlines are screaming “Housing Boom,” but we’re here to ask—boom for who? In episode 302 ofThe Higher Standard, Chris and Saied cut through the CNBC hype, breaking down why those shiny new home sales numbers don’t tell the whole story. Spoiler: it’s not buyers suddenly feeling rich, it’s builders slashing prices and handing out incentives like Halloween candy. From Lennar’s margins getting crushed, to the wild affordability math that shows just how far we’ve drifted from reality, the housing

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01:30:52

Fed Cuts Rates Markets Soar, Middle Class Squeezed &...

The Higher Standard ·

2025/09/23

The Fed finally pulled the trigger on its first rate cut of the year, but before you pop champagne, let’s ask the real question: who actually benefits? Wall Street’s partying like it’s 1999, the top 10% are still swiping cards like money grows on trees, and Jerome Powell is out here trying to convince everyone the house isn’t on fire. Meanwhile, middle-class families are staring down credit card bills, mortgages, and a job market that feels more like musical chairs with fewer chairs every month.➡️

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01:48:11

Jobs Shock, Stagflation Fears & Robinhood’s Big Bet

The Higher Standard ·

2025/09/16

Three hundred episodes in and the Fed is still the main character. In this milestone episode, Chris, Saied, and Rajeil dissect Jerome Powell’s latest balancing act — walking the tightrope between cooling inflation and keeping the jobs market afloat. The crew pulls apart the latest employment data, digging into what the numbers really say versus the spin you’re being sold.➡️ And just when you thought Wall Street was enough of a circus, Robinhood steps back into the spotlight with its latest moves —

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01:23:20

Markets Already Betting on Fed Cuts... Here’s What...

The Higher Standard ·

2025/09/09

This episode of The Higher Standard is a cocktail of Fed-watching, real talk, and the kind of banter only we can pull off. Chris, Saied, and Rajeil rip into the upcoming FOMC meeting, breaking down why a rate cut is basically baked in and why the real drama is all about Powell’s spin at the mic. We cover everything from nonfarm payroll revisions to bond market chess moves, and even take a detour into real estate Twitter beefs that prove “demand without affordability is not demand.” If you’ve ever

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01:34:58

Can Trump Fire Lisa Cook? Rate-Cut Pressure, Jackson...

The Higher Standard ·

2025/09/02

We open light... Amex perks, Saks talk, and Chris’ infamous “no flip-flops” code—then slam straight into the heavy stuff: a President publicly leaning on the Fed to cut rates and targeting GovernorLisa Cookovermortgage-fraud allegations. Can a President remove a Fed official “for cause”? We unpack the precedent, the legal gray, and why Fedindependenceactually matters. Plus, Powell’sJackson Holecomments and how a few words swungrate-cut odds—and markets—fast.➡️ Then we zoom out: what politicized

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01:30:02

Trump vs The Fed: Mortgage Fraud Scandal Could Shake...

The Higher Standard ·

2025/08/26

When Trump tells a Fed governor to resign over “mortgage fraud,” you know it’s not about the mortgage. In this episode, Chris, Saied, and Rajeil peel back the layers on political theater, headline manipulation, and the not-so-subtle art of bullying the Fed. From LBJ literally grabbing his Fed chair by the lapels to Nixon strong-arming rates before an election, the crew shows how history repeats itself — only now, the stage is Twitter and Truth Social instead of Texas ranches and secret tapes.➡️ But

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01:14:23

The Fed’s $2 Trillion Secret: Reverse Repo Explained

The Higher Standard ·

2025/08/19

This episode ofThe Higher Standardpulls back the curtain on the Fed’s $2 trillion “magic trick” that never makes the headlines. Chris, Saied, and Rajeil break down how the overnight reverse repo facility works like a no-risk money parking garage for banks—one so massive it once held enough cash to buy every home in New York City twice. Add in a little history lesson on the Fed literally locking away gold in the 1930s to keep money out of circulation, and you’ve got a playbook of hidden levers that

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01:30:49

School Failed You, Your Job Failed You & So Did...

The Higher Standard ·

2025/08/12

In this episode ofThe Higher Standard, Chris, Saied and Rajeil pull no punches in dissecting how the system is built to keep you running on a hamster wheel you didn’t even know you were on. From the wage stagnation that’s been silently robbing you for decades to the way debt culture is disguised as “financial freedom,” the guys lay out the unvarnished truth: the playbook you’ve been following was never designed for you to win. Expect sharp takes, brutal stats, and enough “wait, what?!” moments to

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01:11:47

Curtis Lorincz | Exposing the Guru Grift: One Man vs....

The Higher Standard ·

2025/08/05

What happens when a straight-shooting car guy with zero patience for bullshit takes on the loudest, most insecure bros on the internet? You get Curtis Lorincz — the viral voice calling out fake gurus, bro culture, and “number one car salesman” fantasies with nothing but a phone and the truth. In this episode, Curtis joins Chris and Rajeil to unpack how obedience gets monetized, why yelling at men isn’t motivation, and what really goes on behind those cringey sales events with VIP dinner upgrades and

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01:34:49

How Corporate America Broke the Social Contract:...

The Higher Standard ·

2025/07/29

In this no-holds-barred episode of The Higher Standard, Chris and Saied dissect the death of the American Dream through a lens only they can provide—one that blends biting humor with financial clarity. Picking up where episode 291 left off, they explore how corporate America broke the social contract: wages are down, debt is up, and company loyalty is officially dead. Chris opens up about his recent exit from corporate life, shedding light on how fear and financial insecurity trap most people in a

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01:06:36

Jason Lu | From Taiwan to Streetwear Stardom: The...

The Higher Standard ·

2025/07/22

🎙️ From grinding in a Taiwanese music studio for 12-hour days to running operations at one of the hottest streetwear brands on the planet, Jason Lu has lived a story most people wouldn’t believe — and probably couldn’t survive. In this episode, Chris sits down with Jason to talk about the reality behind the hype: grueling work, brutal lessons, and how authenticity can cut through a crowded, noisy industry. ➡️ From the early days of SoundCloud rappers and “blood money” merch to collaborating with On

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01:12:37

The Education Scam: Why You’re Not Rich (And Never...

The Higher Standard ·

2025/07/15

Most of us grew up believing school was our golden ticket — a noble path to knowledge, success, and the elusive American Dream. Turns out, that dream was engineered to keep you obedient, predictable, and poor. In this episode, Chris, Saied, and Rajeel peel back the curtain on the greatest con ever run on the masses: the education system. With wit, fire, and a touch of irreverence, they trace the origins of modern schooling to the Prussian model — a system deliberately designed to churn out soldiers,

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01:55:28

Matt Moghaddam | The Reality of Social Media, Small...

The Higher Standard ·

2025/07/08

Ever wonder how a kid rebuilding engines in his dad’s garage ends up shaping the off-road and Overland industries while dodging influencer clichés and crushing corporate glass ceilings? In this episode, Chris sits down with Matt Moghaddam — creative, entrepreneur, and all-around gearhead — to talk about his journey from customer service grunt to marketing director to magazine editor. From building Mustangs and Tacomas to navigating the Wild West of social media and brand deals, Matt reveals what it

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01:07:36

The Fragile Mirage of Economic Recovery

The Higher Standard ·

2025/07/01

The U.S. economy is sending more mixed signals than a Gen Z relationship status. One minute, the S&P 500 is flirting with all-time highs, the next, the housing market's giving you whiplash with record prices and signs of a downturn. Is it a buyer’s market? Depends who you ask—and what city you’re in. Meanwhile, if you’ve been financing burritos with Buy Now, Pay Later, congratulations: it's now officially affecting your credit score. That’s right—your lunchtime debt just got real. ➡️ This

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01:17:03

Parsa Vahid | From Broke Engineer to Manages Hundreds...

The Higher Standard ·

2025/06/24

What does it take to walk away from a stable career in engineering and build a boutique wealth advisory firm that manages hundreds of millions? In this episode, Chris and Saied sit down with Parsa Vahid, founder of Strand Life, to unpack that exact journey — from cold calls and 100% commission work to becoming the trusted financial strategist for high-net-worth families. Parsa shares how he navigated the pressure of legacy expectations, ditched a career that didn’t fit, and leaned into building a

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289 results

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