x

75% of people globally want unbiased news (Pew Research) but are concerned they're not getting that.

Get balanced coverage with Symby. See how stories are covered across diverse outlets and spot when one side covers a story the other skips.

PODCAST

The Money To The Masses Podcast

Join Damien and Andy as they break down personal finance topics including investing, saving, budgeting and more, giving you the tools and knowledge to achieve your financial goals Each week, they cover three topics, cutting through unnecessary financial jargon, providing practical tips and actionable advice to help you make the most of your money. To provide feedback or ideas for future shows, contact: damien@moneytothemasses.com or visit https://moneytothemasses.com

education self-improvement

All Episodes

00:26:29

Ep 525 - Rising annuity rates & Bank of England gilt...

The Money To The Masses Podcast ·

2025/11/02

In this week's episode, Damien discusses the slowing of gilt sales by the Bank of England (quantitative tightening). He explains why it is happening and how it impacts everything from future mortgage rates and pension funds to government borrowing ahead of the Autumn Budget.Next, he looks at rising annuity rates (one of the major benefits of rising gilt yields) and reveals how much income you can secure from a £100,000 pension pot. He also explains how half of retirees could potentially secure

en-gb

00:33:29

Ep 524 - Crypto ETNs explained & financial terms...

The Money To The Masses Podcast ·

2025/10/19

In this week's episode, Damien discusses a significant rule change that provides UK investors with a new, regulated way to access crypto assets. He explains how crypto ETNs work, the potential tax advantages and the risks you need to be aware of before investing. He also explores a thought-provoking idea: could simply changing the names of everyday financial products or concepts, such as credit cards or the state pension, improve people's understanding and therefore their finances?Check out

en-gb

00:34:11

Ep 523 - New car finance compensation scheme...

The Money To The Masses Podcast ·

2025/10/12

On this week's show Damien explains how the new car mis-selling compensation scheme, announced by the FCA this week, will work. He explains who will be eligible for compensation, the average potential payout and what you now need to do. Finally, he discusses the soaring price of gold and explains the pros and cons of investing in gold mining stocks.Check out this week's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast article⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on the Money to the Masses website to see the full list of resources

en-gb

00:25:03

Ep 522 - Wills, Charitable gifts & Marriage - the IHT...

The Money To The Masses Podcast ·

2025/10/05

In this week's episode, Damien explains how leaving a gift to charity in your will can significantly reduce your inheritance tax (IHT) bill. He breaks down the rules and explores the most effective ways to structure your donation. Next, he reveals a little-known legal trap that affects anyone who gets married and could result in your estate being distributed according to the rules of intestacy.With October being 'Free Wills Month', it's a good opportunity to consider your estate

en-gb

00:39:32

Ep 521 - How I doubled my money in 10 years running...

The Money To The Masses Podcast ·

2025/09/28

In this week's podcast, Damien celebrates a major milestone as his publicly-run £50,000 portfolio approaches £100,000 after just 10 years. He shares some practical insights on portfolio construction, how he manages psychological biases, and explains why a disciplined, long-term process is the key to successfully growing your wealth.Check out this week's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast article⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on the Money to the Masses website to see the full list of resources from this week's

en-gb

00:44:11

Ep 520 - Best ways to earn cashback & The dangers of...

The Money To The Masses Podcast ·

2025/09/21

In this week’s episode, Andy reveals the best bank accounts for earning cashback, gives an overview of the top cashback credit cards, and highlights the best apps to boost your everyday spending. Next, Damien discusses the hidden dangers of financial freedom, including how to recognise when money turns from a tool into a source of anxiety. Finally, Damien shares some practical tips to help you use money to build genuine freedom - not another prison.Check out this week's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast

en-gb

00:26:06

Ep 519 - A guide to long-term asset funds & Trusts...

The Money To The Masses Podcast ·

2025/09/14

On this week's podcast, Damien takes a look at Long-Term Asset Funds (LTAFs). With the news that Hargreaves Lansdown will allow retail investors to access these types of funds from next week, he explains how they work and why investors should remain cautious. Next, he provides an overview of trusts, explaining how they can be used effectively before highlighting the potential pitfalls.Check out this week's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast article⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on the Money to the Masses website to

en-gb

00:34:48

Ep 518 - The key factors driving investment markets...

The Money To The Masses Podcast ·

2025/09/07

On this week's podcast, Damien provides a comprehensive investment market update, explaining the key factors that are driving markets as we head into Autumn. Looking ahead, he explains what investors should be keeping an eye on, including upcoming central bank decisions, potential volatility in the bond market and why the "bad news is good news" mentality is currently driving investor behaviour. Finally, Damien provides an update on his own £50k portfolio, including where he is

en-gb

00:22:15

Ep 517 - Savings rate traps & Why you might need to...

The Money To The Masses Podcast ·

2025/08/24

On this week's podcast Damien explains how the rise of short-term 'bonus' rates are creating a price war amongst providers. He reveals how these types of rates can leave you worse off as a saver before explaining how you can calculate the effective annual rate to see what you’re really earning. Next, Damien looks at whether the classic 4% retirement rule is still fit for purpose. With potential inheritance tax changes on the horizon, new research suggests a much higher withdrawal rate

en-gb

00:20:57

Ep 516 - A simple strategy to help your child become...

The Money To The Masses Podcast ·

2025/08/17

We’ve talked before about the incredible power of long-term investing and compounding, particularly when growing wealth for children. I personally use the millionaire strategy, which aims to make my children millionaires when they are older. The strategy is built upon several key principles discussed in our How to Become a Millionaire podcast episode. We’re excited to announce that we have partnered with Wealthify to create a seamless way for you to implement this strategy. The new tool allows you

en-gb

00:32:25

Ep 515 - Important car finance mis-selling update &...

The Money To The Masses Podcast ·

2025/08/10

On this week's podcast Damien explains the latest development in the car finance mis-selling scandal and what action you need to take. He also discusses the latest Bank of England base rate cut. While it was widely anticipated, he explains why the market was caught off guard by what was contained in the accompanying meeting minutes.Check out this week's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast article⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on the Money to the Masses website to see the full list of resources from this week's show(00:00) - MTTM

en-gb

00:30:35

Ep 514 - Complete Buy-to-Let Guide, Little-known...

The Money To The Masses Podcast ·

2025/08/03

In this week's podcast Damien provides a complete buy-to-let guide, including the latest tax rules and recent legislative changes. Next, Andy reveals some of the little-known state benefits you might be entitled to. Finally, Damien answers some of the most popular questions you've been asking DaMoney, the new AI guidance tool from Money to the Masses.Check out this week's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast article⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on the Money to the Masses website to see the full list of resources from this week's

en-gb

00:33:38

Ep 513 - State Pension Warning, 30% Water Bill Rise &...

The Money To The Masses Podcast ·

2025/07/27

In this week's episode, Damien discusses the sustainability of the UK state pension, explaining why younger generations are likely to experience significant increases in state pension age. Damien and Andy then discuss the likely 30% increase in water bills over the next five years due to necessary infrastructure upgrades and what you can do to combat the rise. Finally, having answered over 3,000 questions in its first week, Damien reveals the most popular topics being answered by DaMoney, our

en-gb

00:27:27

Ep 512 - Showing you Damoney - introducing our new AI...

The Money To The Masses Podcast ·

2025/07/13

In this week's episode Damien unveils his purpose-built AI guidance engine "DaMoney". Powered by 15 years of Money to the Masses guidance, DaMoney uses the vast library of unbiased knowledge built by Money to the Masses since 2010 including thousands of fact checked articles and hundreds of podcast and YouTube videos. The tool is the first of its kind in the UK and is designed to provide immediate, easy-to-understand answers to your money questions, whenever you need them and without the confusing

en-gb

00:40:30

Ep 511 - Buy or Rent (Which is best?), Make money...

The Money To The Masses Podcast ·

2025/07/06

In this week's podcast, Damien reveals whether Renting or Buying a property is best using his own purpose-built calculator. Next, he discusses two ways you can make money from your credit card. Finally, Andy reveals the details of a widespread holiday scam, explaining how to avoid becoming a victim.Check out this week's ⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast article⁠⁠⁠⁠⁠⁠⁠⁠⁠ on the Money to the Masses website to see the full list of resources from this week's show(00:00) - Money to the Masses Podcast Episode

en-gb

00:33:13

Ep 510 - Why your first £100k is the most important,...

The Money To The Masses Podcast ·

2025/06/29

This week Damien explains why saving your first £100,000 is the crucial milestone if you want to be wealthy. He then looks at Premium Bonds, revealing the possible returns you can expect if you have the maximum £50,000 holding. He also explains how to improve your chances of winning a £1 million prize. Finally, Andy discusses the proposed changes to how council tax payments are collected.Check out this week's ⁠⁠⁠⁠⁠⁠⁠⁠podcast article⁠⁠⁠⁠⁠⁠⁠⁠ on the Money to the Masses website to see the full list of

en-gb

00:28:59

Ep 509 - Pension IHT changes, How much do you need to...

The Money To The Masses Podcast ·

2025/06/22

In this week's show Damien explores the proposed changes to Inheritance Tax (IHT) on defined contribution pensions, set to begin in April 2027. He also discusses strategies that could be used to mitigate the potential impact. Next, he takes a look at how much money you'll need in retirement in order to achieve a minimum, moderate and comfortable lifestyle. Finally, Andy explains how you can use a 'Notice of Correction' to improve your chances of securing credit if you have any

en-gb

00:30:42

Ep 508 - UK Wealth Uncovered (Where do you rank?) &...

The Money To The Masses Podcast ·

2025/06/15

In this week's podcast, Damien examines the latest wealth data, which reveals the average wealth of UK households by age and region, looking at everything from property and pensions to savings and investments. Damien also covers the significant update to the Winter Fuel Payment for the upcoming winter, explaining the new rules, who will be eligible, and how a new income threshold will affect higher-earning pensioners.Check out this week's ⁠⁠⁠⁠⁠⁠podcast article⁠⁠⁠⁠⁠⁠ on the Money to the

en-gb

00:31:48

Ep 507 - UK Property Special: Latest on Mortgage...

The Money To The Masses Podcast ·

2025/06/08

In this week's podcast, Damien provides a comprehensive update on the UK property and mortgage market. He reveals the latest Bank of England interest rate predictions, provides a snapshot of the best mortgage deals currently available and how you can lock in a mortgage rate in advance of your existing one ending. He also discusses the re-emergence of 100% (zero-deposit) mortgages, detailing the newly launched products and eligibility requirements. Next, he provides an update on changes to

en-gb

00:32:06

Ep 506 - Ethical & sustainable investing explained,...

The Money To The Masses Podcast ·

2025/06/01

In this week's episode, Damien takes a look at ethical and sustainable investing, explaining the FCA's new fund labelling rules (SDR) and shares some of the best free tools that can help you find investments that match your values.Next, Andy explains how some energy customers who had prepayment meters wrongly installed could receive up to £1,000 compensation. Then, with the energy price cap due to fall, Damien looks at the latest fixed-price energy deals and how much you can save.Finally,

en-gb

719 results

Similar Podcasts

Science Talk

Albert Einstein College of Medicine

五分钟心理学

柠檬心理

Daily Facts

Amalia Dupray and Montgomery Jones.

Les dents et dodo

BFMTV

Veterinary Clinical Podcasts

The Royal Veterinary College