Merchant Cash Advances Explained: What Businesses...
Merchant cash advances, or M C As, are often marketed as a lifeline for small businesses. When cash flow dips or invoices are delayed, an M C A can offer fast access to working capital, with no collateral, minimal paperwork, and funds available within days. For many business owners, that speed can be a real advantage. However, M C As also come with important considerations. Repayments are withdrawn daily or weekly as a percentage of sales, which can tighten cash flow during slower periods
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