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PODCAST

She"s On The Money

Victoria Devine

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt all without

business investing

All Episodes

46:48

Should I Be Worried About My Money Right Now? What...

She"s On The Money ·

2026/04/21

If you’ve opened your investing app lately and immediately closed it again… this one’s for you. The share market has been all over the place, headlines are talking about global uncertainty, and it’s very easy to feel like you should be doing something with your investments or your superannuation right now. So let’s talk about it. Victoria and Bec break down what’s actually driving the market movements, what’s behind the recent drops, and how global events

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31:14

I Fell Pregnant at 30… While Single and Working...

She"s On The Money ·

2026/04/19

This week’s Money Diary is from a 31-year-old nurse who fell pregnant at 30… while single and working 70-hour weeks. At the time, money wasn’t the problem. She was earning well, picking up shifts, saying yes to everything and just getting on with life. But there wasn’t much structure behind it. It was busy, but not necessarily intentional. And then everything shifted. Not because she didn’t have enough, but because she suddenly had a reason to think about money

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36:53

Salary Negotiation Gone Wrong + Are You Investing in...

She"s On The Money ·

2026/04/16

This week’s Friday Drinks starts off fun… and ends in absolute chaos. Because what do you do when you get headhunted and try to negotiate your salary, only for it to completely backfire? Job offer gone. Pay rise denied. And now you’re stuck wondering if being honest at work just worked against you. We definitely had some opinions.As always, we also unpack a DM from someone in our community who found themselves in exactly that situation, and it opens up a bigger conversation about

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25:15

Money hacks that actually make you cash (Real Ideas...

She"s On The Money ·

2026/04/14

If you’ve been feeling like you need to make a bit more money right now… this episode is for you. This week, Jess and Bec are getting nosy (in the best way) and diving into the real side hustles our community is using to bring in extra cash. And not the usual “fill out surveys” kind of advice… actual, clever ideas that are working. From people turning small ideas into proper income streams, to flexible gigs you can start on the side of your 9–5, this episode is

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39:52

I Tried to Time the Market… But the Market Timed Me

She"s On The Money ·

2026/04/12

What actually happens when you start investing… and just figure it out as you go? In this week’s Investing Diary, we’re chatting to a Money Bee who has been on a full journey over the last four years. Blue chip stocks, trying to time the market, accidentally buying multiple ETFs that all hold the same companies… nothing has been off limits. It’s the kind of story that will make you feel a lot better about your own investing decisions. We talk about what it looked like

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31:50

I Earn $280K… But I’m Completely Burnt Out and Trapped

She"s On The Money ·

2026/04/09

This week’s Friday Drinks is a little bit rogue… and we’re not mad about it. We’re diving into a money dilemma from someone earning a very impressive income… but feeling completely burnt out, overwhelmed, and stuck. Think multiple mortgages, a business, big financial commitments, and the very real question of “how do I change my life when everything depends on this income?” It’s a conversation about burnout, lifestyle creep, financial pressure, and

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29:21

Trillions Wiped From the Share Market… What’s...

She"s On The Money ·

2026/04/07

If you’ve opened your phone this week and seen headlines about billions or even trillions being “wiped” from the share market… this episode is for you. Because yes, it sounds dramatic. And yes, it can feel a little bit scary. But also… it’s not exactly what you think is happening. In this week’s Deep Dive, we’re unpacking what’s actually going on when the market drops, why the news makes it sound so much worse than it is, and what you should be

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48:58

I Was a Broke Single Mum with Bad Credit… Now I Own a...

She"s On The Money ·

2026/04/05

What happens when you hit rock bottom with money… and decide to completely turn your life around? In this week’s Money Diary, we meet a She’s on the Money community member who left home at just 16, became a young single mum, and found herself living below the poverty line with no financial literacy, mounting debt and her power literally being cut off. Fast forward to today… she’s built a career in banking, earns $95,000 a year, owns her home, has repaired her credit

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30:17

Debt That Got Out of Control… Can You Fix It?

She"s On The Money ·

2026/04/02

It’s a Jess and Bec takeover this week (while V is still on mat leave… but don’t worry, she’s back very soon 👀). We kick things off with Jess sharing her money wins, because we love a little financial main character energy to start the episode. Then we get into a dilemma that feels a bit too real. What do you do when a debt has snowballed way beyond what you originally owed… and is there actually a way to negotiate it down? We unpack what your options might look

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39:27

Travel Savings Hacks That Feel Illegal (But Aren’t)

She"s On The Money ·

2026/03/31

If you’ve ever looked at your bank account after booking a holiday and thought… “well, that was financially irresponsible” — this episode is for you. In this week’s Deep Dive, we’re talking all things travel and money. Because yes, you absolutely deserve to see the world… but ideally without coming home to financial chaos. We’re breaking down the smartest (and slightly underrated) ways to save money on travel without sacrificing the experience

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39:09

Made Redundant Twice… And Built a Profitable Business...

She"s On The Money ·

2026/03/29

If you think being made redundant would completely derail your finances… this week’s Money Diary might change your mind. Our diarist is a 32-year-old mum of two who’s worked hard since childhood, built a strong corporate career… and then had her world flipped upside down. A serious injury, two redundancies in one year, and some very big financial decisions, all happening at once. But instead of playing it safe, she did something else. She backed herself. From launching a

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32:50

Should You Sell Shares for a House Deposit? (+ Buying...

She"s On The Money ·

2026/03/26

V is back in the studio (and yes… she brought Cami along for a very cute cam(i?)o because apparently she couldn’t stay away). If you hear any cute baby noises throughout the episode, this time it isn't Bec! This week we’re getting into two questions that feel very “this could go really well… or really not.” First up, a dilemma we know so many of you are quietly thinking about. Should you ever sell your shares to fund a house deposit? We break down when it might

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35:41

The Investing Trends That Defined 2025 (And What They...

She"s On The Money ·

2026/03/24

If you’ve been trying to make sense of what’s actually going on in the share market right now… this is your cheat sheet. In this week’s Deep Dive, we’re getting into the investing trends that defined 2025. Where the money actually went, what investors were prioritising, and what it all says about how people were really feeling about their finances last year. We’re talking: The ETF boom (and why everyone and their group chat is suddenly investing in them) The

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47:33

How One Mum Turned a Job Loss Into a Multi-Million...

She"s On The Money ·

2026/03/22

If you think losing your job would set you back financially… this week’s Money Diary might change your mind. In 2018, our diarist lost her corporate role and six-figure salary overnight. What followed wasn’t a scramble to replace it, but a decision to finally back herself and start the business she’d been putting off. What began as a one-woman operation in a granny flat is now a multi-million dollar business with a team of 20. We chat about the leap, the reality behind the

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41:43

Can You Actually Use Your Super To Buy Property? And...

She"s On The Money ·

2026/03/19

See omnystudio.com/listener for privacy information.

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47:20

Meet The Woman Getting Brands To Pay For Period...

She"s On The Money ·

2026/03/17

Period products are one of the most normalised monthly expenses in women’s lives… but have you ever stopped to ask why?Why is this something women are expected to pay for, no questions asked… when it’s not optional?In this episode, Victoria sits down with Remy Tucker, founder of On The House, the business challenging the status quo by making period products free. After working in healthcare and seeing firsthand how lack of access impacts women, Remy decided this

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42:01

Investing Diaries: ASX and the City

She"s On The Money ·

2026/03/15

Would you love to start and investing club with your friends?That’s exactly what this week’s Money Diarist did.Inspired by the investing club her mum started with friends more than two decades ago, she sent a message to a few girlfriends with a simple idea. What if they pooled a little money together, learned about the share market as they went, and invested as a group? That message turned into a fully fledged club called ASX in the City. There’s a shared account, monthly

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24:05

Are You Actually Behind Financially? And the 12 Month...

She"s On The Money ·

2026/03/12

You're saving. You’re investing. You’re working towards your financial goals..... and yet somehow you’re still stuck in the exact same place?This week’s Friday Drinks is all about that weird financial headspace where you technically know you’re doing the right things, but it doesn’t feel like progress, because you've got so many goals you're working towards. We talk about why that feeling is way more common than you think, and the simple shift that can help you

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41:19

How Being a Woman Changes Your Insurance (and Why We...

She"s On The Money ·

2026/03/10

What would actually happen if you couldn’t work tomorrow… and your income just stopped? Because here’s the uncomfortable truth: Insurance isn’t gender neutral. Women experience more time out of the workforce, more chronic and reproductive health conditions, more mental health claims, and we live longer. This episode breaks down exactly how being a woman changes your insurance, why women claim more, and what that means for your safety net. If you’ve ever assumed your

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38:12

The $110-a-Month Decision That Saved Her When the...

She"s On The Money ·

2026/03/08

If you've ever asked yourself if personal insurance is really worth it... you need to listen to the episode! This week’s Money Diarist always considered herself a finance girl. She was working, studying finance on the side, investing, and saving for her first home. The kind of person who had an emergency fund and she even had her personal insurances sorted. Then, exactly 1 year after she set up her cover, she was diagnosed with stage four Hodgkin’s lymphoma. Within a week she was

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