x

75% of people globally want unbiased news (Pew Research) but are concerned they're not getting that.

Get balanced coverage with Symby. See how stories are covered across diverse outlets and spot when one side covers a story the other skips.

PODCAST

Risk Parity Radio

Risk Parity Radio is a podcast about investing located at www.riskparityradio.com. RPR explores risk-parity style portfolios comprised of uncorrelated or negatively correlated asset classes -- stocks, selected bonds, gold, managed futures, and other easily accessible fund options for the DIY investor. The goal is to construct portfolios that are robust and can be drawn down on in perpetuity, and to maximize projected Safe Withdrawal Rates regardless of projected overall returns.

business investing

All Episodes

34:12

Episode 487: It's Mary Time, Intermediate...

Risk Parity Radio ·

2026/02/11

In this episode we answer emails from Tim, Anderson, and Pete. We discuss using a Golden Butterfly portfolio for intermediate accumulation, converting 529s to Roths and excessively levered portfolios for small children. (I can't make this stuff up.) But first we share Mary’s mission with Fairfax CASA and explain how steady advocacy changes a child’s path, and roll out our Fairfax CASA fundraising campaign in connection with National Child Abuse Prevention Month. Links: Fairfax CASA D...

en-us

39:41

Episode 486: Matching Your Portfolio With Your...

Risk Parity Radio ·

2026/02/08

In this episode we answer email Serge, Nielsen, Paul and Loren. We dig into the core question that drives every portfolio -- when will this money be spent and by whom -- which dictates how it should be invested, and talk about the website, ETPs and their variations, and thinking about sabbaticals and Coast FI. We also mention our Risk Parity Radio gathering at EconoMe on Friday at the Celare Hotel. And THEN we our go through our weekly portfolio reviews of the eight sample portfo...

en-us

30:16

Episode 485: Discerning Managed Futures From...

Risk Parity Radio ·

2026/02/04

In this episode we answer questions from Ben, Todd, and Tom. We discuss how managed futures differ from momentum, differentiating Monte Carlo simulations and why you need to be careful with parameterized simulations, and flexible withdrawal strategies generally and applied to the sample portfolios. LInks: QMOM and DBMF comparison and correlations: testfol.io/analysis?s=5lCK1KCsAsx Morningstar 2025 State of Retirement Income Report: Morningstar State_of_Retirement_Income_2025.pdf...

en-us

51:57

Episode 484: Portfolio Considerations...

Risk Parity Radio ·

2026/02/01

In this episode we answer emails from Sebastian, Mark, and James. We discuss the purpose of treasury bond allocations, annuity cash flows, and where rentals fit, goofy accounting for taxes, a bridge to social security and answer questions about Testfolio and data sources. And celebrate Catherine O'hara. And THEN we our go through our weekly and monthly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio. Additional Links: Father McKen...

en-us

43:19

Episode 483: Parsing Amateur Gold And Cash Ideas,...

Risk Parity Radio ·

2026/01/29

In this episode we answer emails from Gregory, Rick and Graham. We discuss some more amateur ideas on gold and cash buffers, and modeling managed futures, and we explain why costs and liquidity often matter more than the story you’re told. We share tools, back-tests, and resources that help DIY investors build smarter, calmer portfolios. Graham's "Fall Back" instructions for inputs for Testfolio: "For example, since you typically use DBMF but would want to back test further...

en-us

45:43

Episode 482: Reviewing "The Score", Tweaking A...

Risk Parity Radio ·

2026/01/25

In this episode we answer emails from Isaiah and Mike. We unpack how metrics hijack meaning and show how a diversified, risk-parity approach lets you thrive without chasing perfect scores, review our business model and help Mike tweak his portfolio selections. And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio. Links: Father McKenna Center Donation Page: Donate - Father McKenna Center "The Score...

en-us

54:40

Episode 481: Dr. Bill's Excellent Adventure Into...

Risk Parity Radio ·

2026/01/21

In this episode we read a lengthy email missive from our good friend Dr. Bill on reaching financial independence a few years early, designing a risk parity portfolio with an advisor, and facing the emotional fog that follows. We share how to replace optimization with intention and use time, not money, as the measure of value, and touch on these points: • hitting FI earlier than planned after high savings, growth and a modest windfall • shifting from global cap weight to risk parity for stead...

en-us

53:51

Episode 480: Tail Risk Strategies, Better Approaches...

Risk Parity Radio ·

2026/01/17

In this episode we answer emails from Gregory and Isaiah. We discuss whether tail-hedged ETFs belong in a retirement portfolio, then map out a cleaner path with Treasuries as recession insurance, a value tilt for equity resilience. We also discuss the problems with relying on voices from popular personal finance unless they are well supported by professional and academic teachings, and the importance of the four quadrant model in understanding correlations and diversification. We ...

en-us

37:33

Episode 479: The 60% Transition Solution, Financial...

Risk Parity Radio ·

2026/01/15

In this episode we answer emails from Bee, Brian, and Derek. We discuss shifting from pure equities toward a Golden Ratio allocation at 60% of the way to financial independence, using 401(k) BrokerageLink to add small cap value, and replacing monthly performance screenshots with better backtesting tools. Along the way, we talk donor-advised funds, advisor incentives, and why most financial advisory practices run on fear because its the most profitable business model. Links: Portfolio ...

en-us

57:08

Episode 478: Index Fund Choices, Distribution...

Risk Parity Radio ·

2026/01/11

In this episode we answer emails from Jeff, Chad and Matt. We discuss choices in 100% equity accumulation portfolios, distribution methodology for the sample portfolios, more on radio-personalities-cum-financial-advisors who try to punch down, the landscape of financial advisors and distinguishing the good, the bad, and the ugly, and our overall approach here, which is simply to match financial behaviors with financial goals. Because Personal Finance is FINANCE. And THEN we our g...

en-us

53:41

Episode 477: Handling Midwest Mom, Some Book...

Risk Parity Radio ·

2026/01/08

In this episode we answer emails from Midwest Nice, Ron and Stefan. We discuss helping a cautious parent with a high-fee advisor, what services are actually worth paying for in their case, how to invest home-sale proceeds for a 5–10 year horizon, where to learn beyond basic indexing without losing the plot, the McKenna Man portfolio, and best approaches to try to beat the market (beyond don't try). Links: Father McKenna Center Donation Page: Donate - Father McKenna Center...

en-us

50:44

Episode 476: Come On Up To The House With Our Annual...

Risk Parity Radio ·

2026/01/04

In this episode we conduct our annual portfolio reviews of our eight sample portfolios you can find at Portfolios | Risk Parity Radio, and compare them with commercial alternatives. We discuss why factors beat geography, and explain how gold, bonds, and managed futures improved results and withdrawal durability. We also confront the real roadblock to a good retirement: underspending driven by identity and fear, which we heard about in 2025 from Bill Bengen, Michael Kitces and Carl Rich...

en-us

48:33

Episode 475: Managing An Inherited Roth IRA, Roth...

Risk Parity Radio ·

2025/12/28

In this episode we answer emails from Tyler, Michael and Jon. We discuss managing an inherited Roth across a 10-year window and related questions, compare VXUS to targeted international tilts, tax and asset location considerations for traditional and Roth IRAs, and talk about some of the basic ideas for achieving higher safe withdrawal rates. And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio. Additiona...

en-us

40:27

Episode 474: Planning Around Taxes In Transition,...

Risk Parity Radio ·

2025/12/21

In this episode we answer emails from Jenna, Kevin, and Jack Rabbit. We challenge the myth of “never pay taxes” and show how to transition scattered holdings into a Golden Butterfly framework while keeping taxes manageable. We also examine Bitcoin’s role, review sample portfolio performance, and share new listener-created bonus material on the site. And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio. Ad...

en-us

33:03

Episode 473: Merry Christmas From Testfolio, More...

Risk Parity Radio ·

2025/12/17

In this episode we answer emails from JT, Phil, and Glenn. We revel in the updates to the TestFolio tools, weigh how tilting toward small cap value can lift safe withdrawal rates but also reduces overall diversification, return to KBWP and how property and casualty insurance companies can provide value-tilted diversification, and discuss the tracking results reported on the About page at the website. Links: Testfolio 5% Withdrawal Backtest Comparison: testfol.io/?s=74fuq6N5WWd ...

en-us

39:55

Episode 472: A Field Day In New Jersey, Obviating...

Risk Parity Radio ·

2025/12/14

In this episode we answer emails from Anonymous from New Jersey, James, and Brad. We answer a donor’s six-part retirement plan, from mortgages and liquidity to 403(b) constraints, ETF trading, asset location, asset swaps, and tax‑savvy withdrawals. Then we discuss the risks of staying in an accumulation portfolio for too long and the options for obviating a crash before transitioning. And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find a...

en-us

29:46

Episode 471: Holy MiFID Quandaries, HGER, And The...

Risk Parity Radio ·

2025/12/10

In this episode we answer emails from Anonymous, Pete, and Wilhelm. We discuss how MiFID reshapes investing for U.S. citizens retiring in the EU, the commodities fund HGER and the "Desert Portfolio." Links: Father McKenna Center Donation Page: Donate - Father McKenna Center IBKR MiFId Client Page: MiFID Client Category Portfolio Charts Assets Page (for finding funds): Assets – Portfolio Charts Animal Spirits Podcast re HGER: Talk Your Book: How to Invest in Commod...

en-us

48:55

Episode 470: Short Term Bonds, A Growth Plan For A...

Risk Parity Radio ·

2025/12/07

In this episode we answer emails from Adam, Cha Cha, and TJ. We discuss how cash and short-term bonds affect safe withdrawal rates, why the Golden Butterfly’s allocation is a preference not a rule, and how to build a growth-first plan when you’re starting late. And we wish Happy Birthday to Mick the Mugga Mugga. And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio. Additional Links: Father McKenna ...

en-us

39:04

Episode 469: Risk Parity For Charity, Managing...

Risk Parity Radio ·

2025/12/03

In this episode we answer emails from Patrick, Kyle, and Dave. We discuss the advantages of using risk parity style portfolios for higher withdrawal rates, how to manage a sleeve of individual REITs, the joys of giving in its various forms, a risk parity style portfolio in a Donor Advised Fund, and reverse glide paths. We share how planned generosity, donor-advised funds, and employer matches can make retirement more meaningful. Links: Father McKenna Center Donation Page: ...

en-us

33:52

Episode 468: Revisiting Listener Gambling Problems,...

Risk Parity Radio ·

2025/11/26

In this episode we answer emails from Grant, Brian, and Mourad. We unpack Grant's various gambling problems with leveraged ETFs and Bitcoin wrappers, owning gold in CAD or USD for Canadians, the role of preferred shares and Mourad's recent visit to the Father McKenna Center. Links: Father McKenna Center Donation Page: Donate - Father McKenna Center Choose FI Podcast #574: Top Five Regrets of the Dying (Book Club with Frank Vasquez and Ginger) | Ep 574 Mary's CASA Case Ado...

en-us

489 results

Similar Podcasts

TaxTalent.com The Golden Rule Podcast

Adam Golden

TaxTalent.com Podcast

Tony Santiago

Handelsblatt Crime - spannende Streitfälle der deutschen Wirtschaft

Ina Karabasz, Solveig Gode, Sönke Iwersen

Deffner und Zschäpitz – Der Wirtschafts-Talk von WELT

WELT

Black Box - La scatola nera della finanza

Guido Brera e Gian Luca Comandini -...