Inskriba Conversations: How We Live

There is no contract and no collateral, only who you are to the people around you. "Urgent 2K" is the small, urgent ask that keeps Nigerian friendships and families liquid: money for data, a plate of food, transport home, returned whenever God writes it. Jii sits with Oshin Praise, whose research gave the thing its name, and Sheriff, the show's money regular, to map how a lending system with no paperwork actually runs. The anonymous panel answered first: nearly everyone has needed an urgent 2K,

Seventy percent of Nigerians pay for healthcare out of pocket, and about one in ten has insurance. Jii and Dr Nana, the Health anchor, sit with what that means on the day you get sick: why the biggest hospital in Ibadan became a byword for dying, whether a doctor must treat you if you cannot pay, what actually happens on the ward when the money runs out (consultants passing a hat for a patient, payment plans signed on discharge, referrals to somewhere cheaper), and why the chemist is most people’s

Most of us heard "financial literacy" so often we never stopped to define it. Jii and Sheriff slow down on the phrase itself: what it means to manage money well, who actually taught us (the panel says mothers), and how our languages talk about money, from "the one with money has the right to shout" to money as a vehicle for good intentions. They trace a shift, from a parent's salary-and-savings-account to a generation told by the culture to just make the money and ask forgiveness later, and sit with

Most of us think an election ends on election day. For a lawyer, Kolade Adegbola reminds us, it ends at the Supreme Court. Ahead of 2027, Nigeria has a brand new Electoral Act, and almost no one has read it. So Kolade did, and walks Jii through what actually changed. The funding INEC gets to run the entire country, cut from twelve months to six. NIN added as valid voter ID. A voter's card you can now download and print, convenient, and quietly exploitable. Candidate lists that can stay secret until

Bola Tinubu became president of 230 million Nigerians with 8.8 million votes. Out of 93 million registered, fewer than one in ten chose the winner. Sifon Bassey, Inskriba editor and researcher, spent a research paper asking how the minority came to decide for the majority, and Jii walks through what he found. Turnout fell from 43.7 percent in 2015 to 26.7 percent in 2023, the worst in our history, and Sifon's uncomfortable conclusion is that the real numbers were always this low; the technology just

You are, as Dr. Nana puts it, one medical emergency away from bankruptcy in Nigeria. Jii sits with Dr. Nana Abadri, a doctor who began her housemanship the same week the country locked down, to look at the system most of us only meet when something has already gone wrong. They move from clinics and teaching hospitals to the quiet belief that going to hospital means not coming back; from malaria that kills because treatment started too late to why we minimise our own symptoms until we cannot

Money is freedom, and it is also the first thing that made a five-year-old spend his uncle's gift on sweets and keep the change quiet. Jii sits with Sheriff, a self-described financial enthusiast (his word, not "guru"), to ask a plain question: what does money actually mean to us, and how does it move through Nigerian life? They trace it from childhood piggy-banks and stolen savings to crypto, betting, and the stock market; from inflation quietly eating what we earn to the wild ways politicians, and

Are lawyers liars? Jii opens the very first episode of How We Live by putting that old accusation to Kolade Adegbola, Esquire, and the answer turns out to be more interesting than yes or no. From there: what the law actually is (Kolade calls it "a means of setting human interactions right"), why so many Nigerians only reach for it in a fight, and how most of us underuse the one thing quietly protecting almost everything we own. Along the way, why he stumbled into law while wanting to be a