The Banker Next Door

23:25

Bank News: Nano bank fails, Valley buys Bluevine,...

The Banker Next Door ·

2026/10/07

Bank News: Nano Bank becomes the 6th bank failure of 2026. Valley National Bank to purchase Bluevine for approximately $340M. Peoples Bancorp is cleared by the Fed to complete their purchase of Citizens National Corp and quickly announced their second purchase of 2026 with Capital Bancorp. Gulf Winds credit union makes their second purchase of a bank in the last month with an agreement to buy Alabama’s Peoples Exchange Bank. First National of Nebraska completed their purchase of Blue Ridge Bank and

en

34:04

Chinese spy inside the Federal Reserve?

The Banker Next Door ·

2026/10/06

John Harold Rogers was prosecuted by federal authorities on one count of lying to investigators and one count of espionage. He was found guilty of lying to investigators but cleared on the espionage charge. He is currently serving a 38-month sentence. Mr. Rogers served as an economist and senior official at the Federal Reserve. His story takes many crazy twists and turns. He became the asset of a Chinese spy, who he shared a lot of information with over the years. Was this information publicly

en

14:25

Review of ICBA Advocacy in Action for 4Q 2026

The Banker Next Door ·

2026/10/05

What are the top regulatory issues in the banking industry for the 4th quarter of 2026? The banking lobby was able to get The Clarity Act stopped in the Senate, at least for now. The 21st Century Road to housing Act became law on June 10 and has several items that help banks. Final 1071 rule includes strong community bank exemptions. ICBA continues to push for legislation to repeal or modify Section 1071 of Dodd-Frank. More legislation continues to advance including Farm Bill and Main Street Capital

en

18:03

BND: Strategy Room Bonus - When interest rates rise...

The Banker Next Door ·

2026/10/04

This video is a clip from BND: Strategy Room Live Stream on September 26, 2026. As interest rates continue to rise, is there a correlation between rising bond yields and oil? Over the last week we saw rapid increases in the 30-Year Treasury and 10-Year Treasury. History shows us that as interest rates rise rapidly something always breaks! Where will the break come from? The bond market, multi-family apartment buildings, Government debt, or perhaps the residential real estate and mortgage

en

125:49

BND: Strategy Room 10-4-2026

The Banker Next Door ·

2026/10/04

The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators, and all things banking for the week.

en

19:30

Reviewing ICBA's white paper on bank cyber insurance

The Banker Next Door ·

2026/10/02

ICBA recently released a white paper on bank cyber insurance. The paper discusses current market challenges which include escalating premiums and shrinking coverage, inconsistencies in underwriting, and exclusions, sublimits, and ambiguity. The current AI risk gap in cyber insurance is addressed. The paper then goes into insights and recommendations from community bankers. The paper then wraps up with recommended questions to ask your insurer regarding AI coverage. What makes this paper great are

en

16:53

Fed, SEC, & CFTC propose crypto framework (Crypto...

The Banker Next Door ·

2026/10/01

This is part 42 of the crypto series. Bitcoin has increased to $86K is the ‘crypto winter’ finally over? Circle gets a $100M investment from Binance to ramp up global push for their USDC coin. Bastion receives conditional approval from OCC to provide their ‘white label’ stablecoins for other businesses. The company will also manage custody of holding reserves and customer wallets. After The Clarity Act failed to pass through the Senate, the SEC, CFTC, and Federal Reserve are moving to write crypto

en

20:21

SBA Update: Loans down, eligibility rule barring...

The Banker Next Door ·

2026/09/30

SBA approvals are down 18% in 2026 compared to 2025. Loans are down because the SBA had to fix a lot of the problems coming out of the Biden administration. Namely, lax underwriting, which led to delinquencies, and expanding the programs to some lenders that should not have had access. SBA loans to specialty trade contractors fell 22% through mid-2026 due to a new eligibility rule barring green card holders. Furthermore, the SBA has proposed changes to NAICS codes and lifting size limits for what is

en

21:15

Theranos & Elizabeth Holmes: An EPIC disaster!

The Banker Next Door ·

2026/09/29

On the eve of a new documentary titled “You Can See Everything” coming out in October, I thought it would be a good idea to revisit the epic disaster that was Elizabeth Holmes and Theranos. Theranos was a “Decacorn” start up, meaning it had a $10B valuation, that provided state of the art blood-testing equipment that was supposed to revolutionize the healthcare industry. The company’s product and claims were found to be fraudulent. CEO Elizabeth Holmes and her boyfriend at the time, Ramesh “Sunny”

en

20:44

Bank News: WestStar M&A, 3 new OCC bank charters, and...

The Banker Next Door ·

2026/09/28

Bank News: WestStar Bank agreed to acquire Southwest Capital Bank, financial terms of the deal were not disclosed. First National Bank of Omaha continues to grow through smaller acquisitions. The bank has announced two acquisitions in the last four months. M&F Bancorp rejected unsolicited offer from mystery bank and decided to move forward with Optus Financial merger. P&S CU agreed to merge with FireFighters CU. New Haven Teachers FCU agreed to merge with Nutmeg State Financial CU. OCC

en

14:42

BND: Strategy Room Bonus - The AI implosion!

The Banker Next Door ·

2026/09/27

This video is a clip from BND: Strategy Room Live Stream on September 19, 2026. The AI trade is imploding! In less than 30 days the narrative went from everything is great, we are making money, its IPO time, to there might be a few problems with our Frontier AI, to these AI systems might destroy us, to please regulate us now!!! The IPOs are on hold, the revenue streams are all BS, companies have blown through their AI tokens, Chinese competition is increasing, and they are burning through money they

en

125:12

BND: Strategy Room 9-26-2026

The Banker Next Door ·

2026/09/27

The Banker Next Door (BND) weekly live stream show. Strategy Room provides financial news, commentary, top stories in the business world, economic indicators, and all things banking for the week.

en

26:05

Reviewing Federal Reserve Report on Silicon Valley...

The Banker Next Door ·

2026/09/25

A new independent review conducted for the Federal Reserve by Starling Advisory Group on the failure of Silicon Valley Bank examined the role of the Federal Reserve supervisory staff to ask if they failed in their oversight of the bank. The report detailed seven critical findings. In releasing the findings, Michelle Bowman stated that the Fed supervisory staff should have known and that SVB’s failure fundamentally shook public confidence in the effectiveness of bank supervision. However, this report

en

8:17

BND: Strategy Room Bonus - Your 401(k) is in trouble!

The Banker Next Door ·

2026/09/24

This video is a clip from BND: Strategy Room Live Stream on September 19, 2026. As the situation with Mark Walter and his companies continues to unfold, it appears that he used retirement assets for his spending binge on professional sports franchises. As this comes to light, BlackRock is hard at work to get Private Credit and other alternative assets stuffed into your 401(k). The narrative here is that suddenly Wall Street wants everyone with a 401(k) to have access to the best investments because

en

10:07

Are De Novo credit unions in trouble?

The Banker Next Door ·

2026/09/24

De Novo or start up credit unions are not performing well. Of the last five de novo credit unions, two have been liquidated and one is currently operating as “uncapitalized.” The two credit unions that were liquidated both failed within six months of starting, making them some of the quickest failures since 2016. Former National Credit Union Administration Chairman Todd Harper stated, “New credit unions often unfortunately do fail, and they fail quickly because of a lack of expertise, a failure to

en

20:14

Bank News: Bank7 renegotiations, Synapse victims,...

The Banker Next Door ·

2026/09/23

Bank News: PNC, Regions, and Citizens executives don’t want to be distracted by potential M&A deals. PNC could be open to M&A, but current valuations make a deal unlikely. Citizens is open to bolt-on deals if they focus on the payments area. Bank7 is seeking to purchase 100% of Century Financial. Bank charter approvals more than double from 2025. Synapse victims turn to small-claims court as they are still trying to recover funds years later. Enova scraps merger deal with Grasshopper Bank

en

7:00

BND: Strategy Room Bonus - Clarity Act in trouble,...

The Banker Next Door ·

2026/09/22

This video is a clip from BND: Strategy Room Live Stream on September 19, 2026. The Clarity Act failed to advance through the Senate on a 50-49 vote. It needed 60 votes to pass. This failure puts this bill in real jeopardy as the midterm elections approach and both houses of Congress have gone on recess. At the same time, the SEC cleared the way for tokenized stock. Was this a smart move on the part of the SEC?

en

16:15

The Clarity Act fails to advance! (Crypto Series Part...

The Banker Next Door ·

2026/09/22

This is part 41 of the crypto series. The Clarity Act failed to advance out of the U.S. Senate. The measure failed on a 50-49 vote. It needed 60 votes to pass. Every democrat and three republicans voted against it. The failure puts the bill in serious jeopardy with the midterm elections coming up in November and the House of Representatives in recess until after the election. Who is to blame? The crypto industry appears to be placing the blame on Brian Armstrong, the CEO of Coinbase. There was a

en

26:01

Review of Bank Director's 2026 Technology Survey

The Banker Next Door ·

2026/09/21

According to Bank Director’s 2026 Technology Survey, banks are feeling the pressure from increased competition, emerging technology, and changing strategy. Key findings from the report include efficiency over growth, getting educated on artificial intelligence, gauging AI usage, integration challenges, prioritizing payments, and most not sold on crypto. A majority of bank executives view financial technology firms including Block and PayPal as their greatest competitive threats. Only 16% of bank

en

10:20

BND: Strategy Room Bonus - After quiet summer, Blue...

The Banker Next Door ·

2026/09/20

This video is a clip from BND: Strategy Room Live Stream on September 12, 2026. Private Credit favorites Blue Owl and Jefferies face new issues. Jefferies is staring down a potential $500 million loss from Radiant World. Blue Owl Capital cut the value of its loans to Loparex to near zero. In addition, the current oil shock is testing Private Credit borrowers with high debt loads. Smaller borrowers are seeing rising defaults. The episode reviewed articles from Reuters, Seeking Alpha, CNBC, and The

en

All Episodes

Similar Podcasts

TaxTalent.com The Golden Rule Podcast

Adam Golden

TaxTalent.com Podcast

Tony Santiago

The New Warehouse Podcast

Kevin Lawton

Dagen med Di

Dagens industri

SoldiOnline

Mondadori Digital