Wealth On Main Street

00:33:28

342: Cash Balance Plan vs 401(k), How the Deduction...

Wealth On Main Street ·

2026/10/07

If you own a profitable business, your retirement plan often targets employees, not owners. In Part 2 of our series, Rohit Punyani, co-founder and Chief Solutions Officer of The Owner’s Asset, sits with Jayson Lowe. They explain how a cash balance plan vs 401(k) works and why it behaves differently. Missed the start of the series? Watch Part 1 here. Start with what you already know Rohit teaches cash balance plan vs 401(k) by comparing them to the 401(k)

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00:25:57

341: How Business Owners Turn Tax Planning Into an...

Wealth On Main Street ·

2026/10/02

Most financial conversations with business owners start the same way: “How much did you make?” Rohit Punyani, Co-Founder & Chief Solutions Officer of The Owner’s Asset, a pension specialist and former Chief Investment Officer, joins Jayson Lowe and Richard Canfield to go a lot deeper than that. Here’s what the conversation actually covers. Why does “cash flow” matter more than “income”? “The words we use determine our wealth,” according to Rohit

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00:25:57

341: How Business Owners Turn Tax Planning Into an...

Wealth On Main Street ·

2026/10/02

Most financial conversations with business owners start the same way: “How much did you make?” Rohit Punyani, Co-Founder & Chief Solutions Officer of The Owner’s Asset, a pension specialist and former Chief Investment Officer, joins Jayson Lowe and Richard Canfield to go a lot deeper than that. Here’s what the conversation actually covers. Why does “cash flow” matter more than “income”? “The words we use determine our wealth,” according to Rohit

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00:25:02

340: Is a DRIP Portfolio Worthwhile With Infinite...

Wealth On Main Street ·

2026/09/25

Is Infinite Banking Actually an Investment? In short, Infinite Banking is a capitalization tool, not an investment. Additionally, it builds liquidity. Investment, including a DRIP Investment with Infinite Banking portfolio, is what you do with that liquidity once it’s available. Is a DRIP Portfolio Worth It With Infinite Banking? Yes, for the right person. A DRIP Investment with Infinite Banking solves two problems. Additionally, pairing them deliberately

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00:25:02

340: Is a DRIP Portfolio Worthwhile With Infinite...

Wealth On Main Street ·

2026/09/25

Is Infinite Banking Actually an Investment? In short, Infinite Banking is a capitalization tool, not an investment. Additionally, it builds liquidity. Investment, including a DRIP Investment with Infinite Banking portfolio, is what you do with that liquidity once it’s available. Is a DRIP Portfolio Worth It With Infinite Banking? Yes, for the right person. A DRIP Investment with Infinite Banking solves two problems. Additionally, pairing them deliberately

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00:33:26

339: Is Infinite Banking an Investment?

Wealth On Main Street ·

2026/09/22

“An investment should only be in something that you know a great deal about. Everything else, I repeat, everything else, is speculation.” That’s Nelson Nash‘s line, and it’s blunter than most people want to hear about their own portfolio. In a recent Wealth on Main Street episode, Kurt Berry joined Richard Canfield. Berry has nearly 30 years in finance. Thus they discuss what that means and why many investors actually speculate. The Real Difference

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00:55:26

338: How Much Life Insurance Do I Actually Need?

Wealth On Main Street ·

2026/09/11

It’s one of the most common questions people type into Google, ask ChatGPT, and search on YouTube. Richard Canfield breaks down the concept that insurance companies actually use to answer it: human life value. What is human life value? According to Richard, it’s “the economic value associated with your life based on the people that depend on you.” Insurance companies don’t know your family’s full story; what they know is your income and your age, and

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00:55:26

338: How Much Life Insurance Do I Actually Need?

Wealth On Main Street ·

2026/09/11

It’s one of the most common questions people type into Google, ask ChatGPT, and search on YouTube. Richard Canfield breaks down the concept that insurance companies actually use to answer it: human life value. What is human life value? According to Richard, it’s “the economic value associated with your life based on the people that depend on you.” Insurance companies don’t know your family’s full story; what they know is your income and your age, and

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01:02:19

337: Am I Too Old for Life Insurance?

Wealth On Main Street ·

2026/09/09

No, the majority of people who start whole life insurance or Infinite Banking are between 45 and 65 years old. “I’m in my 50s. I’m in my 60s. Isn’t this going to be too expensive?” It’s one of the most common questions Neil Dietrich, Lead Advisor at Ascendant Financial, hears from clients and in this episode of Wealth on Main Street, he joins Richard Canfield to answer it directly, along with several other real-world “trench stories” from years of helping

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00:50:30

336: Financial Planning After Loss | Jeff Treleaven's...

Wealth On Main Street ·

2026/09/02

Money is never just about money. It’s about the people we love and the future we’re all trying to protect, especially in the moments we never see coming. In this episode of Wealth on Main Street, we sit down with Jeff Treleaven, a teammate at Ascendant Financial, for a conversation that goes far beyond typical financial planning. Jeff has walked through grief most people can’t imagine: losing his father at 16, and losing his oldest daughter suddenly in

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00:50:30

336: Financial Planning After Loss | Jeff Treleaven's...

Wealth On Main Street ·

2026/09/02

Money is never just about money. It’s about the people we love and the future we’re all trying to protect, especially in the moments we never see coming. In this episode of Wealth on Main Street, we sit down with Jeff Treleaven, a teammate at Ascendant Financial, for a conversation that goes far beyond typical financial planning. Jeff has walked through grief most people can’t imagine: losing his father at 16, and losing his oldest daughter suddenly in

en

01:01:46

335: Infinite Banking for Business Owners - A Real...

Wealth On Main Street ·

2026/08/26

Karyn Kokeny, 10X business coach, discussing Infinite Banking for business owners on Wealth on Main Street

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01:01:46

335: Infinite Banking for Business Owners - A Real...

Wealth On Main Street ·

2026/08/26

Karyn Kokeny, 10X business coach, discussing Infinite Banking for business owners on Wealth on Main Street

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00:43:59

334: Nelson Nash's Foundation Lesson in Infinite Banking

Wealth On Main Street ·

2026/08/17

How long do you suppose a skyscraper would stand on a weak foundation? That’s the question Nelson Nash, the founder of the Infinite Banking Concept, asked Jayson Lowe the first time they spoke at a conference. Decades later, it’s still the question that separates people who actually understand Infinite Banking from people who are just shopping for a better insurance product. In a recent episode of Wealth on Main Street, teammate Paul Eikeland flipped the

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00:43:59

334: Nelson Nash's Foundation Lesson in Infinite Banking

Wealth On Main Street ·

2026/08/17

How long do you suppose a skyscraper would stand on a weak foundation? That’s the question Nelson Nash, the founder of the Infinite Banking Concept, asked Jayson Lowe the first time they spoke at a conference. Decades later, it’s still the question that separates people who actually understand Infinite Banking from people who are just shopping for a better insurance product. In a recent episode of Wealth on Main Street, teammate Paul Eikeland flipped the

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00:46:57

333: Farming Is One of the Most Capital-Intensive...

Wealth On Main Street ·

2026/08/07

When people picture farming, they picture open fields, tractors, and sunsets. What they don’t picture is one of the most capital-intensive businesses on the planet, millions of dollars tied up in land, equipment that can cost as much as a family home, and banks that “somehow always seem to know exactly when your payment is due.” Jayson Lowe and Richard Canfield sit down with Dan Allen, co-author of Growing Your Own Capital, and his clients, Ryan and

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00:46:57

333: Farming Is One of the Most Capital-Intensive...

Wealth On Main Street ·

2026/08/07

When people picture farming, they picture open fields, tractors, and sunsets. What they don’t picture is one of the most capital-intensive businesses on the planet, millions of dollars tied up in land, equipment that can cost as much as a family home, and banks that “somehow always seem to know exactly when your payment is due.” Jayson Lowe and Richard Canfield sit down with Dan Allen, co-author of Growing Your Own Capital, and his clients, Ryan and

en

00:47:02

332: How Does Infinite Banking Actually Work? A...

Wealth On Main Street ·

2026/07/30

Reading time: 2 minutes Before John Saintloth ever taught the Infinite Banking Concept, he lived it. Before he became an advisor at Ascendant Financial, he was a client. Before either of those things, he was a 14-year-old boy reuniting with his mother in Canada five years after she had to flee Haiti and seek asylum at the American embassy. On a recent episode of Wealth on Main Street, hosts Jayson Lowe, CEO, Ascendant Financial, and Richard Canfield,

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00:47:02

332: How Does Infinite Banking Actually Work? A...

Wealth On Main Street ·

2026/07/30

Reading time: 2 minutes Before John Saintloth ever taught the Infinite Banking Concept, he lived it. Before he became an advisor at Ascendant Financial, he was a client. Before either of those things, he was a 14-year-old boy reuniting with his mother in Canada five years after she had to flee Haiti and seek asylum at the American embassy. On a recent episode of Wealth on Main Street, hosts Jayson Lowe, CEO, Ascendant Financial, and Richard Canfield,

en

00:52:22

331: How Does Key Person Insurance Work? A Complete...

Wealth On Main Street ·

2026/07/24

Ever feel like your business is one precarious Monday away from chaos? You’re not alone. Most entrepreneurs spend more time worrying about printer jams and coffee shortages than life’s big curveballs, like, you know, unexpectedly losing the one person who holds the whole operation together (hint: it often isn’t the guy refilling the toner). Welcome back to the “Wealth on Main Street” podcast blog, where money myths go to die, and practical wealth-building

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