Loading...

PODCAST

How to Retire on Time

Welcome to How to Retire on Time, a show that answers your retirement questions. Say goodbye to the oversimplified advice you"ve heard hundreds of times. This show is about getting into the nitty-gritty so you can make better decisions as you prepare for retirement. Text your questions to 913-363-1234 and we"ll feature them on the show. Don"t forget to grab a copy of the book, How to Retire on Time, or check out our resources by going to www.retireontime.com.

education how to

All Episodes

18:15

The Bond Market Warning Sign Behind This Year's...

How to Retire on Time ·

2026/10/05

Michael Decker, NSSA® walks through a widening gap between short-term and long-term interest rates that echoes the run-up to 2008. Plus two "would you rather" thought experiments that show how differently people judge risk once real dollars and timelines are on the table.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not

en

5:35

Why Some People Don't Need to Do Roth Conversions

How to Retire on Time ·

2026/10/02

Michael Decker, NSSA® answers a viewer question on why some people don't need IRA to Roth conversions even as taxes go up, and the one number he says actually matters.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.

en

7:47

How You can Exit a Concentrated Company Stock Position

How to Retire on Time ·

2026/10/01

Michael Decker, NSSA® answers a viewer question on selling company stock that makes up over half their savings, and three ways to manage the tax bill along the way.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.

en

12:04

How to Schedule Withdrawals From a $750,000 401(k)

How to Retire on Time ·

2026/09/30

Michael Decker, NSSA® answers a viewer question on withdrawing from a $750,000 401(k) at 65, and tells a CVS receipt story he uses to explain wasted tax breaks.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.

en

12:42

A Way to Think About a 403(b) Rollover

How to Retire on Time ·

2026/09/29

Michael Decker, NSSA® answers a viewer question on an in-service 403(b) rollover, an index annuity, and withdrawal order, and why the real first question isn't about the account at all.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.

en

22:13

How A Few Stocks Can Prop Up the Whole Market

How to Retire on Time ·

2026/09/28

Michael Decker, NSSA® walks through how much of the market's growth is riding on a handful of AI-related companies, and shares the story of the day he learned about risk the hard way, three stories up.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.

en

3:20

How the Widow Tax Changes a Retirement Plan

How to Retire on Time ·

2026/09/25

Michael Decker, NSSA® answers a viewer question on the widow tax, and why a surviving spouse can end up taxed at close to double the rate on roughly the same income.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.

en

5:34

What a Financial Advisor Can Offer That You Can't Get...

How to Retire on Time ·

2026/09/25

Michael Decker, NSSA® answers a viewer question on what a financial advisor can actually offer that you can't get on your own, and where that access matters most.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.

en

5:15

How Your Social Security Timing Can Affects...

How to Retire on Time ·

2026/09/24

Michael Decker, NSSA® answers a viewer question on how Social Security timing can affects the rest of a retirement plan, well beyond just maximizing the benefit itself.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.

en

2:33

Tax Planning for Retirement Accounts Under $1 Million

How to Retire on Time ·

2026/09/23

Michael Decker, NSSA® answers a viewer question on tax planning for retirement savings under $1 million, and why the right approach is more subtle than it looks.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.

en

7:03

Is the Stock Market in another Bubble Right Now?

How to Retire on Time ·

2026/09/23

Michael Decker, NSSA® answers a viewer question on whether he's concerned about the markets right now, and explains why a flat market worries him more than a crash.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.

en

13:47

Three Common Leaks in a Retirement Plan

How to Retire on Time ·

2026/09/22

Michael Decker, NSSA® answers a viewer question on the most common leaks he sees in a retirement plan, and the first one is tied to how much AI exposure people don't realize they have.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.

en

21:28

A Retirement Plan That Ran Out of Money Doing...

How to Retire on Time ·

2026/09/21

Michael Decker, NSSA® runs the same million-dollar IRA forward in two different ways, one converting aggressively to a Roth and one does not. Only one of them still has money left at 95.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.

en

6:28

How to Plan for a Big Expense in Retirement

How to Retire on Time ·

2026/09/18

How do you fit the large bills in your retirement plan? New roof? New car? Michael Decker, NSSA® answers a viewer question on planning around a big one-time expense and why it may make more sense to be dynamic about your future expenses as opposed to trying to map everything out. The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and

en

6:34

What's Changing with Medicare This Year

How to Retire on Time ·

2026/09/17

Don’t let yourself auto-renew your current plan. Big changes could cause you to want to shop this season before you commit. Michael Decker, NSSA® covers what's changing with Medicare this year.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.

en

6:04

Can Anyone Time the AI Bubble?

How to Retire on Time ·

2026/09/16

Is there an AI bubble and if so, can you time your exit? Michael Decker, NSSA® answers a viewer's question on whether he believes AI stocks are a bubble, and why he says timing the exit is nearly impossible, even for the best.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.

en

7:57

Why Tax Planning Starts with Where to Put Your Savings

How to Retire on Time ·

2026/09/15

Where your money goes and when you want to pull it out shapes the planning on where you should place it in the first place. The 401(k) is only one place to save for retirement. Michael Decker, NSSA® answers a viewer question on where to put retirement savings, and why the right answer depends on how old you are, when you want to retire, and what tax opportunities are available.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get

en

32:17

Which is better, lifetime income from an annuity or a...

How to Retire on Time ·

2026/09/14

There is no such thing as a perfect investment, product, or strategy, which is why the comparison between a 30-year treasury vs an indexed annuity is so interesting. Michael Decker, NSSA® takes a viewer question comparing a 30-year treasury bond to an annuity, and when you would consider one or the other and vice versa. The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools

en

10:27

Why the Surviving Spouse Carries More Risk

How to Retire on Time ·

2026/09/11

Michael Decker, NSSA® walks through the tax risk, longevity risk, healthcare risk, and other risks unique to the spouse who lives longer, and what many people miss when putting together a retirement plan. The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.

en

6:13

What If It Takes Year To Recover From a Market Crash

How to Retire on Time ·

2026/09/10

Michael Decker, NSSA® takes on a market-crash reserves question and a Roth conversion sizing question back-to-back, and why the right answer to each one depends entirely on the person asking.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.

en

497 results

Similar Podcasts

Edutainment Learning

Ralph Krauss

Daily Facts

Amalia Dupray and Montgomery Jones.

Les dents et dodo

BFMTV

Education Futures

Svenia Busson & Laurent Jolie

Out In The Hall

NHSA